Saraswati Commercial (India) Ltd.

Web: saraswaticommercial.com NSE: ZSARACOM BSE: 512020 SECTOR: Financial Services - Finance | Add Note | View Notes

11200 973(9%)

Volume

0k as on 24, Jun

Open

17,715

High

17,994

Low

16,816

10,227

VWAP

9,321

52 Week High

14,400

52 Week Low

9,000

Viand Research Rating

Quality Score

60/100

Growth Score

4/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,227

No. of Shares

0.11

P/E

P/B

2.61

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

20.09

ROCE

Profit Growth

Listing Date

Promoter Holding

74.88%

FII Holding

DII Holding

Price Chart

Price Performance

1 Week3%

1 Month4%

3 Months4%

6 Months4%

1 Year4%

YTD4%

Moving Average

5 Day SMA9,448

10 Day SMA9,484

20 Day SMA9,463

30 Day SMA9,556

50 Day SMA0

61 Day SMA0

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	10,232	9,537	10,066	10,149
Resistance 2	10,066	9,492	9,875	10,024
Resistance 1	9,733	9,446	9,757	9,650
Pivot Point	9,566	9,400	9,566	9,525
Support 1	9,234	9,354	9,376	9,150
Support 2	9,067	9,308	9,258	9,025
Support 3	8,734	9,263	9,067	8,651

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
Promoters	(0.01) 74.88%	(0.91) 74.88%	(0.01) 73.99%	(0.01) 73.99%	(0.01) 73.99%	(1.71) 73.99%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.32%	(0.01) 72.32%	(0.01) 72.32%
Public	25.12%	25.12%	26.01%	26.01%	26.01%	26.01%	27.69%	27.68%	27.68%	27.67%	27.68%	27.68%	27.67%	27.68%	27.68%	27.68%	27.68%	27.68%	27.68%
No. of Shareholders	2,826	2,905	2,968	3,161	3,130	3,175	3,106	2,936	1,970	1,999	1,765	1,780	1,796	1,789	1,702	1,643	1,314	1,305	1,236

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Sales	76	-16	33	73	31	-26	-45	78	68	30	40	29	30	-18	12	57	-28	11	-11	67
Sales Growth % (YoY)	140%	37%	173%	-6%	-54%	-187%	-212%	174%	131%	270%	227%	-50%	206%	-256.2%	211%	-13.9%	-238%	368%	-426%	226%
Sales Growth % (QoQ)	575%	-148.5%	-54.8%	135.5%	219.2%	42.2%	-157.7%	14.7%	126.7%	-25%	37.9%	-3.3%	266.7%	-250%	-78.9%	303.6%	-354.5%	200%	-116.4%	-
Expenses	1	2	1	1	2	1	1	2	1	1	1	1	1	1	1	1	0	1	0	1
Operating Profit	74	-19	30	72	29	-28	-46	77	67	29	39	28	28	-20	11	57	-28	10	-11	66
OPM %	98	113	92	98	93	108	103	98	98	95	97	96	96	113	93	99	0	92	0	99
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	0	1	1	1	0	1	1	0	0	1	0	0	0	1	0	0	0	1	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	74	-19	30	72	29	-28	-46	77	67	29	39	28	28	-20	11	56	-29	10	-11	66
Tax %	15	-13	18	16	19	-19	-15	17	22	22	14	14	14	-13	26	20	-14	34	-5	19
Net Profit	64	-16	25	60	24	-23	-39	63	52	22	33	24	24	-17	8	45	-25	6	-11	53
Net Profit Growth % (QoQ)	500%	-164%	-58.3%	150%	204.3%	41%	-161.9%	21.2%	136.4%	-33.3%	37.5%	-	241.2%	-312.5%	-82.2%	280%	-516.7%	154.5%	-120.8%	-
Net Profit Growth % (YoY)	166.7%	30.4%	164.1%	-4.8%	-53.8%	-204.5%	-218.2%	162.5%	116.7%	229.4%	312.5%	-46.7%	196%	-383.3%	172.7%	-15.1%	-	-	-	-
TTM Net Profit	133	93	86	22	25	53	98	170	131	103	64	39	60	11	34	15	23	48	42	0
EPS in Rs	579.98	-148.83	225.84	550.23	215.17	-209.42	-382.56	614.91	509.27	217.21	323.53	231.09	237.11	-168.75	81.56	440.72	-239.93	62.53	-105.06	518.5

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Sales	121	75	128	24	87	28	1	9	16	11	19
Sales Growth %	60%	-41%	434%	-72%	210%	1961%	-85%	-43%	53%	-44%	-
Expenses	6	5	3	3	2	2	14	2	2	3	1
Operating Profit	112	69	123	19	84	25	-13	8	14	5	14
OPM %	93	91	96	80	96	89	-959	81	84	48	72
Other Income	0	0	0	0	0	0	0	0	0	0	0
Interest	3	2	2	2	1	2	0	0	0	3	4
Depreciation	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	112	69	123	19	84	25	-13	8	14	5	14
Tax %	18	22	16	39	22	14	-26	10	-17	-2	0
Net Profit	92	53	104	12	65	21	-10	7	16	5	14
Net Profit Growth %	73.6%	-49%	766.7%	-81.5%	209.5%	310%	-242.9%	-56.2%	220%	-64.3%	-
EPS in Rs	842.32	487.45	1008.84	113.51	630.35	213.11	-96.01	67.44	159.46	0	0
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Cash from Operating Activity	-114	9	33	27	50	-5	-18	-16	-6	-23	-16
Cash from Investing Activity	139	-108	-7	-22	-81	4	16	16	8	27	20
Cash from Financing Activity	-45	120	-24	-7	33	-7	9	0	-3	-3	-4
Net Cash Flow	-21	20	2	-2	2	-7	7	0	-1	2	0

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Equity Capital	1	1	1	1	1	1	1	1	1	1	1	0.64	0.64
Reserves	1100	1071	966	859	696	437	426	278	156	135	128	115	35
Borrowings	0	0	0	5	0	0	0	0	0	0	0	0	0
Other Liabilities	117	116	98	102	73	30	34	15	1	1	1	9	5
Total Liabilities	1218	1242	1109	967	770	490	488	299	168	137	162	133	82
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0	0	0
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	1097	1063	1084	880	762	489	474	292	137	117	119	97	51
Other Assets	121	179	25	88	8	2	14	7	31	20	42	36	32
Total Assets	1218	1242	1109	967	770	490	488	299	168	137	162	133	82

Delivery

Delivery Data: ZSARACOM

#	Date	9115 58% 14400	Value (Cr)	Q/T 2	Del 56	Del 0
1	4-Sep	11302	0	2	67	0
2	3-Sep	10227	0	3	65	0
3	2-Sep	10437	0	2	80	0
4	1-Sep	10702	0	1	79	0
5	31-Aug	10980	0	1	60	0
6	28-Aug	10991	0	1	73	0
7	27-Aug	11046	0	2	100	0
8	26-Aug	11261	0	1	78	0
9	25-Aug	11300	0	2	76	0
10	24-Aug	11934	0	3	93	0
11	21-Aug	12433	0	2	81	0
12	20-Aug	12416	0	2	74	0
13	19-Aug	12454	0	1	59	0
14	18-Aug	13076	0	2	77	0
15	17-Aug	12841	0	1	63	0
16	14-Aug	12143	0	2	31	0
17	13-Aug	12388	4	3	12	1
18	12-Aug	11549	0	1	65	0
19	11-Aug	11274	0	1	74	0
20	10-Aug	11803	0	2	36	0
21	7-Aug	11655	0	1	67	0
22	5-Aug	11932	0	2	86	0
23	4-Aug	12048	0	3	91	0
24	3-Aug	12179	0	1	64	0
25	31-Jul	12200	0	1	83	0
26	30-Jul	12299	0	1	82	0
27	29-Jul	12238	0	1	67	0
28	28-Jul	12180	0	1	57	0
29	27-Jul	12342	0	1	88	0
30	24-Jul	12364	0	2	86	0
31	23-Jul	12918	0	1	70	0
32	22-Jul	12429	0	2	72	0
33	21-Jul	12799	0	2	89	0
34	20-Jul	12884	0	2	83	0
35	17-Jul	12735	0	1	80	0
36	16-Jul	12620	0	2	71	0
37	15-Jul	12670	0	1	91	0
38	14-Jul	12646	0	1	76	0
39	13-Jul	13168	0	2	76	0
40	10-Jul	13076	0	2	60	0
41	9-Jul	12578	1	2	49	0
42	8-Jul	13644	2	3	43	1
43	7-Jul	12404	2	4	33	1
44	6-Jul	10337	0	2	51	0
45	3-Jul	9837	0	2	88	0
46	2-Jul	9674	0	1	71	0
47	1-Jul	9194	0	2	95	0
48	30-Jun	9115	0	2	100	0
49	29-Jun	9500	0	2	81	0

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	1,227c	77c	6.67
03-Sep	1,151c	11c	0.94
01-Sep	1,162c	33c	2.75
31-Aug	1,195c	7c	0.55
27-Aug	1,201c	12c	0.98
26-Aug	1,213c	4c	0.29
25-Aug	1,217c	92c	7.04
24-Aug	1,309c	39c	2.86
21-Aug	1,347c	17c	1.27
19-Aug	1,364c	70c	4.88
18-Aug	1,435c	17c	1.18
17-Aug	1,418c	81c	6.03
14-Aug	1,337c	86c	6.01
13-Aug	1,423c	157c	12.38
12-Aug	1,266c	28c	2.13
11-Aug	1,293c	0	0
10-Aug	1,293c	11L	0.01
07-Aug	1,293c	26c	1.99
05-Aug	1,320c	88L	0.07
04-Aug	1,320c	11c	0.84
03-Aug	1,332c	4c	0.33
31-Jul	1,336c	23c	1.78
30-Jul	1,313c	4c	0.30
29-Jul	1,317c	21c	1.53
28-Jul	1,337c	3c	0.25
27-Jul	1,340c	71c	5.05
24-Jul	1,412c	0	0

Stock Checklist

Price is above from 52 week high low average: 41%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

No mutual fund holding data available.

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