Saraswati Commercial (India) Ltd.

Web: saraswaticommercial.com NSE: ZSARACOM BSE: 512020 SECTOR: Financial Services - Finance

12908 480(4%)

Volume

0k as on 24, Jun

Open

17,715

High

17,994

Low

16,816

12,429

VWAP

9,321

52 Week High

14,400

52 Week Low

9,000

Viand Research Rating

Quality Score

30/100

Growth Score

0/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,415

No. of Shares

0.11

P/E

P/B

2.61

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

20.09

ROCE

Profit Growth

Listing Date

Promoter Holding

74.88%

FII Holding

DII Holding

Price Chart

Price Performance

1 Week3%

1 Month4%

3 Months4%

6 Months4%

1 Year4%

YTD4%

Moving Average

5 Day SMA9,448

10 Day SMA9,484

20 Day SMA9,463

30 Day SMA9,556

50 Day SMA0

61 Day SMA0

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	10,232	9,537	10,066	10,149
Resistance 2	10,066	9,492	9,875	10,024
Resistance 1	9,733	9,446	9,757	9,650
Pivot Point	9,566	9,400	9,566	9,525
Support 1	9,234	9,354	9,376	9,150
Support 2	9,067	9,308	9,258	9,025
Support 3	8,734	9,263	9,067	8,651

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
Promoters	(0.91) 74.88%	(0.01) 73.99%	(0.01) 73.99%	(0.01) 73.99%	(1.71) 73.99%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.33%	(0.01) 72.32%	(0.01) 72.32%	(0.01) 72.32%
Public	25.12%	26.01%	26.01%	26.01%	26.01%	27.69%	27.68%	27.68%	27.67%	27.68%	27.68%	27.67%	27.68%	27.68%	27.68%	27.68%	27.68%	27.68%
No. of Shareholders	2,905	2,968	3,161	3,130	3,175	3,106	2,936	1,970	1,999	1,765	1,780	1,796	1,789	1,702	1,643	1,314	1,305	1,236

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Sales	-16	33	73	31	-26	-45	78	68	30	40	29	30	-18	12	57	-28	11	-11	67
Sales Growth % (YoY)	37.2%	172.9%	-6.4%	-53.9%	-187.2%	-211.9%	174.1%	131%	270.4%	227.4%	-50.1%	206%	-256.2%	211%	-13.9%	-238%	368%	-426%	226%
Sales Growth % (QoQ)	-148.5%	-54.8%	135.5%	219.2%	42.2%	-157.7%	14.7%	126.7%	-25%	37.9%	-3.3%	266.7%	-250%	-78.9%	303.6%	-354.5%	200%	-116.4%	-
Expenses	2	1	1	2	1	1	2	1	1	1	1	1	1	1	1	0	1	0	1
Operating Profit	-19	30	72	29	-28	-46	77	67	29	39	28	28	-20	11	57	-28	10	-11	66
OPM %	113	92	98	93	108	103	98	98	95	97	96	96	113	93	99	0	92	0	99
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	1	1	1	0	1	1	0	0	1	0	0	0	1	0	0	0	1	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	-19	30	72	29	-28	-46	77	67	29	39	28	28	-20	11	56	-29	10	-11	66
Tax %	-13	18	16	19	-19	-15	17	22	22	14	14	14	-13	26	20	-14	34	-5	19
Net Profit	-16	25	60	24	-23	-39	63	52	22	33	24	24	-17	8	45	-25	6	-11	53
Net Profit Growth % (QoQ)	-164%	-58.3%	150%	204.3%	41%	-161.9%	21.2%	136.4%	-33.3%	37.5%	-	241.2%	-312.5%	-82.2%	280%	-516.7%	154.5%	-120.8%	-
Net Profit Growth % (YoY)	30.4%	164.1%	-4.8%	-53.8%	-204.5%	-218.2%	162.5%	116.7%	229.4%	312.5%	-46.7%	196%	-383.3%	172.7%	-15.1%	-	-	-	-
TTM Net Profit	93	86	22	25	53	98	170	131	103	64	39	60	11	34	15	23	48	42	0
EPS in Rs	-148.83	225.84	550.23	215.17	-209.42	-382.56	614.91	509.27	217.21	323.53	231.09	237.11	-168.75	81.56	440.72	-239.93	62.53	-105.06	518.5

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Sales	121	75	128	24	87	28	1	9	16	11	19
Sales Growth %	60%	-41%	434%	-72%	210%	1961%	-85%	-43%	53%	-44%	-
Expenses	6	5	3	3	2	2	14	2	2	3	1
Operating Profit	112	69	123	19	84	25	-13	8	14	5	14
OPM %	93	91	96	80	96	89	-959	81	84	48	72
Other Income	0	0	0	0	0	0	0	0	0	0	0
Interest	3	2	2	2	1	2	0	0	0	3	4
Depreciation	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	112	69	123	19	84	25	-13	8	14	5	14
Tax %	18	22	16	39	22	14	-26	10	-17	-2	0
Net Profit	92	53	104	12	65	21	-10	7	16	5	14
Net Profit Growth %	73.6%	-49%	766.7%	-81.5%	209.5%	310%	-242.9%	-56.2%	220%	-64.3%	-
EPS in Rs	842.32	487.45	1008.84	113.51	630.35	213.11	-96.01	67.44	159.46	0	0
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Cash from Operating Activity	-114	9	33	27	50	-5	-18	-16	-6	-23	-16
Cash from Investing Activity	139	-108	-7	-22	-81	4	16	16	8	27	20
Cash from Financing Activity	-45	120	-24	-7	33	-7	9	0	-3	-3	-4
Net Cash Flow	-21	20	2	-2	2	-7	7	0	-1	2	0

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Equity Capital	1	1	1	1	1	1	1	1	1	1	1	0.64	0.64
Reserves	1100	1071	966	859	696	437	426	278	156	135	128	115	35
Borrowings	0	0	0	5	0	0	0	0	0	0	0	0	0
Other Liabilities	117	116	98	102	73	30	34	15	1	1	1	9	5
Total Liabilities	1218	1242	1109	967	770	491	488	299	168	137	162	133	82
Fixed Assets	0	0	0	0	0	0	0	0	0	0	0	0	0
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	1097	1063	1084	880	762	489	474	292	137	117	119	97	51
Other Assets	121	179	25	88	8	2	14	7	31	20	42	36	32
Total Assets	1218	1242	1109	967	770	491	488	299	168	137	162	133	82

Delivery

#	Date	9000 60% 14400	Value (Cr)	Q/T 3	Del 67	Del 0
1	22-Jul	12429	0	2	72	0
2	21-Jul	12799	0	2	89	0
3	20-Jul	12884	0	2	83	0
4	17-Jul	12735	0	1	80	0
5	16-Jul	12620	0	2	71	0
6	15-Jul	12670	0	1	91	0
7	14-Jul	12646	0	1	76	0
8	13-Jul	13168	0	2	76	0
9	10-Jul	13076	0	2	60	0
10	9-Jul	12578	1	2	49	0
11	8-Jul	13644	2	3	43	1
12	7-Jul	12404	2	4	33	1
13	6-Jul	10337	0	2	51	0
14	3-Jul	9837	0	2	88	0
15	2-Jul	9674	0	1	71	0
16	1-Jul	9194	0	2	95	0
17	30-Jun	9115	0	2	100	0
18	29-Jun	9500	0	2	81	0
19	25-Jun	9590	0	2	88	0
20	24-Jun	9400	0	1	94	0
21	23-Jun	9400	0	2	83	0
22	22-Jun	9330	0	2	100	0
23	19-Jun	9405	0	1	100	0
24	18-Jun	9706	0	1	86	0
25	17-Jun	9716	0	4	97	0
26	16-Jun	9548	0	1	75	0
27	15-Jun	9914	0	2	54	0
28	12-Jun	9116	0	3	77	0
29	11-Jun	9304	0	2	76	0
30	10-Jun	9304	0	2	65	0
31	9-Jun	9538	0	1	100	0
32	8-Jun	9175	0	1	100	0
33	5-Jun	9250	0	1	100	0
34	4-Jun	9500	0	2	88	0
35	3-Jun	9208	0	1	100	0
36	2-Jun	9522	0	5	100	0
37	1-Jun	9322	0	1	83	0
38	29-May	9654	0	1	60	0
39	27-May	9950	0	1	76	0
40	26-May	10150	0	3	96	0
41	25-May	9805	0	2	81	0
42	22-May	9840	0	1	100	0
43	21-May	9780	0	1	96	0
44	20-May	9780	0	1	100	0
45	19-May	9425	0	2	95	0
46	18-May	9426	0	2	87	0
47	15-May	9900	0	1	69	0
48	14-May	9650	0	1	100	0

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	1,415c	23c	1.64
22-Jul	1,392c	11c	0.77
21-Jul	1,403c	6c	0.42
17-Jul	1,397c	10c	0.74
16-Jul	1,407c	20c	1.42
15-Jul	1,387c	14c	1.02
14-Jul	1,402c	35c	2.44
13-Jul	1,437c	21c	1.47
10-Jul	1,416c	3c	0.22
09-Jul	1,419c	76c	5.09
08-Jul	1,495c	136c	10.00
07-Jul	1,359c	154c	12.77
06-Jul	1,205c	127c	11.78
02-Jul	1,078c	71c	7.03
01-Jul	1,008c	9c	0.86
30-Jun	999c	63c	5.93
26-Jun	1,062c	64c	6.41
25-Jun	998c	32c	3.13
24-Jun	1,030c	0	0
23-Jun	1,030c	8c	0.75
22-Jun	1,023c	8c	0.80
19-Jun	1,031c	33c	3.11
18-Jun	1,064c	71L	0.07
17-Jun	1,063c	18c	1.76
16-Jun	1,045c	50c	4.57
15-Jun	1,095c	96c	9.57
12-Jun	999c	21c	2.02
11-Jun	1,020c	33L	0.03
10-Jun	1,019c	0	0

Stock Checklist

Price is above from 52 week high low average: 45%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: YES

Mutual Fund Holdings

No mutual fund holding data available.

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