Bajaj Finance Limited

NSE: BAJFINANCE BSE: 500034 SECTOR: Financial Services - Finance

1040 20(-2%)

Near 52W High of 1102

Volume

68L as on 22, Jul

Open

1,053

High

1,061

Low

1,048

1,060

VWAP

1,062

52 Week High

1,102

52 Week Low

788

Viand Research Rating

Quality Score

50/100

Growth Score

10/100

Valuation Score

25/100

Momentum Score

70/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

6,47,464

No. of Shares

623

P/E

28.06

P/B

5.09

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

19.69

ROCE

Profit Growth

Listing Date

01-Apr-03

Promoter Holding

54.71%

FII Holding

21.33%

DII Holding

15.1%

Price Chart

Price Performance

1 Week4%

1 Month10%

3 Months13%

6 Months12%

1 Year10%

YTD9%

Moving Average

5 Day SMA1,057

10 Day SMA1,036

20 Day SMA1,023

30 Day SMA995

50 Day SMA959

61 Day SMA956

80 Day SMA939

200 Day SMA971

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	1,089	1,073	1,082	1,084
Resistance 2	1,082	1,072	1,077	1,079
Resistance 1	1,075	1,070	1,073	1,071
Pivot Point	1,068	1,069	1,068	1,066
Support 1	1,062	1,068	1,063	1,057
Support 2	1,055	1,067	1,060	1,052
Support 3	1,048	1,065	1,055	1,044

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 54.71%	(0.01) 54.70%	(-0.11) 54.67%	(0.01) 54.73%	(0.01) 54.73%	(0.01) 54.70%	(0.01) 54.70%	(0.01) 54.70%	(-0.11) 54.69%	(-1.11) 54.78%	(0.01) 55.87%	(0.01) 55.87%	(0.01) 55.91%	(0.01) 55.91%	(0.01) 55.86%	(0.01) 55.86%	(-0.21) 55.86%	(0.01) 56.03%	(0.01) 56.03%
FIIs	(-0.21) 21.33%	(-0.51) 21.49%	(0.31) 21.97%	(0.31) 21.71%	(0.71) 21.45%	(0.01) 20.79%	(-0.31) 20.81%	(0.51) 21.08%	(-0.41) 20.55%	(0.51) 20.92%	(0.31) 20.41%	(0.91) 20.09%	(-0.71) 19.16%	(-0.61) 19.87%	(0.51) 20.49%	(-1.41) 19.98%	(-1.41) 21.41%	(-0.81) 22.85%	(0.01) 23.64%
DIIs	(0.21) 15.10%	(0.51) 14.86%	(-0.11) 14.39%	(-0.31) 14.52%	(-0.31) 14.78%	(0.11) 15.08%	(0.81) 15.01%	(-0.11) 14.23%	(0.31) 14.33%	(1.01) 14.01%	(0.21) 13.05%	(-0.11) 12.83%	(0.61) 12.92%	(0.31) 12.37%	(0.11) 12.09%	(0.81) 12.03%	(1.11) 11.22%	(0.41) 10.11%	(0.01) 9.73%
Government	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.09%	0.09%	0.07%	0.07%	0.07%	0.07%	0.07%	0.07%	0.07%	0.00%	0.00%	0.00%	0.00%
Public	8.73%	8.77%	8.78%	8.92%	8.84%	9.32%	9.36%	9.83%	10.19%	10.17%	10.50%	10.99%	11.75%	11.60%	11.26%	11.84%	11.15%	10.91%	10.42%
No. of Shareholders	1,002,945	961,994	941,999	899,777	705,610	791,392	781,913	805,241	799,199	745,040	726,583	784,883	890,706	816,292	767,722	868,271	718,638	636,931	525,257

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	21606	21013	20179	19524	18294	18035	17091	16100	14926	14164	13382	12498	11364	10787	9970	9284	8626	8537	7731	6742
Sales Growth % (YoY)	18.1%	16.5%	18.1%	21.3%	22.6%	27.3%	27.7%	28.8%	31.4%	31.3%	34.2%	34.6%	31.7%	26.4%	29%	37.7%	25.9%	28.2%	-	-
Sales Growth % (QoQ)	2.8%	4.1%	3.4%	6.7%	1.4%	5.5%	6.2%	7.9%	5.4%	5.8%	7.1%	10%	5.3%	8.2%	7.4%	7.6%	1%	10.4%	14.7%	-
Expenses	6553	7737	6307	5992	5865	5691	5338	4956	4420	4229	3931	3693	3382	3308	3129	3026	2691	3040	3236	3035
Operating Profit	7654	5937	6861	6614	5879	5958	5604	5460	5289	5066	4914	4703	4390	4129	3869	3613	3367	2962	2098	1454
OPM %	35	28	34	34	32	33	33	34	35	36	37	38	39	38	39	39	39	35	27	22
Other Income	11	-262	5	5	21	26	7	5	9	5	2	5	5	2	4	2	3	2	1	1
Interest	7398	7339	7011	6918	6551	6386	6149	5684	5217	4868	4537	4103	3592	3351	2972	2645	2568	2535	2398	2254
Depreciation	256	244	258	251	252	219	210	200	193	176	159	156	134	119	121	111	104	97	95	89
Profit before tax	7410	5431	6608	6368	5647	5765	5401	5265	5105	4896	4758	4551	4261	4012	3752	3503	3265	2868	2004	1366
Tax %	25	25	25	25	20	25	26	26	25	26	25	24	26	26	26	26	26	26	26	27
Net Profit	5553	4066	4948	4765	4546	4308	4014	3912	3825	3639	3551	3437	3158	2973	2781	2596	2420	2125	1481	1002
Net Profit Growth % (QoQ)	36.6%	-17.8%	3.8%	4.8%	5.5%	7.3%	2.6%	2.3%	5.1%	2.5%	3.3%	8.8%	6.2%	6.9%	7.1%	7.3%	13.9%	43.5%	47.8%	-
Net Profit Growth % (YoY)	22.2%	-5.6%	23.3%	21.8%	18.8%	18.4%	13%	13.8%	21.1%	22.4%	27.7%	32.4%	30.5%	39.9%	87.8%	159.1%	-	-	-	-
TTM Net Profit	19332	18325	18567	17633	16780	16059	15390	14927	14452	13785	13119	12349	11508	10770	9922	8622	7028	4608	2483	0
EPS in Rs	8.78	6.39	7.84	7.56	7.21	6.86	6.46	6.32	6.18	5.89	5.86	5.67	5.22	4.91	4.59	4.29	4	35.21	24.54	16.61

Upcoming result date: 30-Jul-2026

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Sales	81982	69709	54974	41411	31633	26673	26375	18487	12746	9970	7299	5392
Sales Growth %	17.6%	26.8%	32.8%	30.9%	18.6%	1.1%	42.7%	45%	27.8%	36.6%	35.4%	-
Expenses	26249	21754	16099	12693	11880	10839	9159	5454	4115	3250	2354	1752
Operating Profit	27067	22963	19989	16018	9905	6314	7609	6310	3935	2867	1986	1367
OPM %	33	33	36	39	31	24	29	34	31	29	27	25
Other Income	-242	-2	4	-5	-17	3	8	13	10	22	35	26
Interest	28666	24992	18886	12701	9848	9519	9608	6723	4696	3853	2959	2274
Depreciation	1009	881	683	485	385	325	295	144	102	71	56	36
Profit before tax	25817	22080	19310	15528	9504	5992	7322	6179	3843	2817	1965	1357
Tax %	25	24	25	26	26	26	28	35	35	35	35	34
Net Profit	19332	16779	14451	11508	7028	4420	5264	3995	2496	1836	1279	898
Net Profit Growth %	15.2%	16.1%	25.6%	63.7%	59%	-16%	31.8%	60.1%	35.9%	43.5%	42.4%	-
EPS in Rs	30.56	26.77	23.35	19.01	11.61	7.33	8.75	6.91	4.32	3.34	2.37	1.79
Dividend Payout %	20	21	15	16	17	14	11	9	9	11	10	10

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	-65790	-68154	-69843	-42112	-37090	-807	-24412	-29062	-20566	-10439	-9870	-7064
Cash from Investing Activity	-3389	-2765	-10088	-10394	6347	-429	-8758	-5379	1075	-3047	-687	-360
Cash from Financing Activity	67433	70527	82415	50675	32275	1741	34167	34449	19503	12513	11656	6867
Net Cash Flow	-1746	-392	2484	-1831	1532	505	998	9	13	-972	1100	-557

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	622	622	124	124	124	121	121	120	120	115	115	109	54	50
Reserves	113377	102592	96569	86679	76572	54251	43592	36798	32208	19582	15733	9491	7373	4750
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	10841	9346	8185	9635	5700	4164	3561	2918	2257	2948	2393	4881	2522	1325
Total Liabilities	559952	509961	466127	420656	375742	275226	212505	171470	164391	124233	84798	63731	46973	32780
Fixed Assets	4004	3752	3780	3423	3250	2308	1716	1316	1321	695	470	366	290	252
CWIP	62	33	41	29	43	80	34	51	0	0	0	0	0	0
Investments	30578	33751	34441	31036	30881	22752	12246	18397	17544	8599	3139	4070	1029	326
Other Assets	525309	472425	427865	386167	341568	250087	198509	151707	145526	114939	81189	59295	45654	32201
Total Assets	559952	509961	466127	420656	375742	275226	212505	171470	164391	124233	84798	63731	46973	32780

OI Chart

Price

Delivery

#	Date	860 25% 1074	Value (Cr)	Q/T 111	Del 56	Del 1595
1	22-Jul	1060	717	57	73	523
2	21-Jul	1069	745	52	67	498
3	20-Jul	1064	982	92	61	599
4	17-Jul	1056	1354	86	71	956
5	16-Jul	1038	940	73	73	683
6	15-Jul	1021	567	35	55	314
7	14-Jul	1007	649	47	47	306
8	13-Jul	1023	496	33	57	283
9	10-Jul	1020	714	42	66	472
10	9-Jul	1004	1176	69	67	788
11	8-Jul	1010	848	41	60	506
12	7-Jul	1042	946	46	62	586
13	6-Jul	1029	497	28	68	336
14	3-Jul	1031	970	32	53	511
15	2-Jul	1018	829	41	55	455
16	1-Jul	1015	693	39	58	399
17	30-Jun	1005	1244	48	58	718
18	29-Jun	982	1955	69	73	1427
19	25-Jun	980	1270	53	64	810
20	24-Jun	991	970	41	61	590
21	23-Jun	962	793	68	64	511
22	22-Jun	968	549	47	61	333
23	19-Jun	962	1246	82	76	951
24	18-Jun	959	549	60	65	358
25	17-Jun	958	544	48	64	351
26	16-Jun	960	895	62	63	568
27	15-Jun	942	1137	46	58	663
28	12-Jun	918	1057	85	59	623
29	11-Jun	871	454	51	59	266
30	10-Jun	884	616	61	59	366
31	9-Jun	887	811	90	61	497
32	8-Jun	871	541	61	55	299
33	5-Jun	889	1189	54	43	508
34	4-Jun	874	846	80	63	535
35	3-Jun	877	1286	89	53	687
36	2-Jun	882	1370	66	51	696
37	1-Jun	889	617	49	58	357
38	29-May	908	4258	194	70	2970
39	27-May	931	498	50	50	250
40	26-May	930	797	67	59	468
41	25-May	942	662	59	56	372
42	22-May	917	442	56	54	237
43	21-May	908	886	82	48	427
44	20-May	923	539	46	59	316
45	19-May	924	769	94	63	484
46	18-May	921	582	47	50	292
47	15-May	910	459	50	48	220
48	14-May	912	617	54	36	224

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	6,47,464c	10,023c	1.52
22-Jul	6,57,487c	9,276c	1.39
21-Jul	6,66,763c	9,774c	1.49
17-Jul	6,56,989c	11,704c	1.81
16-Jul	6,45,285c	6,288c	0.98
15-Jul	6,38,997c	16,249c	2.61
14-Jul	6,22,748c	16,436c	2.57
13-Jul	6,39,184c	10,086c	1.60
10-Jul	6,29,098c	4,732c	0.76
09-Jul	6,24,367c	5,167c	0.82
08-Jul	6,29,534c	24,155c	3.70
07-Jul	6,53,690c	13,696c	2.14
06-Jul	6,39,993c	4,732c	0.74
02-Jul	6,35,262c	3,984c	0.63
01-Jul	6,31,277c	4,358c	0.70
30-Jun	6,26,919c	11,704c	1.90
29-Jun	6,15,215c	4,233c	0.69
26-Jun	6,10,982c	3,953c	0.64
25-Jun	6,14,935c	685c	0.11
24-Jun	6,15,620c	16,654c	2.78
23-Jun	5,98,966c	3,424c	0.57
22-Jun	6,02,390c	1,619c	0.27
19-Jun	6,00,772c	4,047c	0.68
17-Jun	5,96,725c	623c	0.10
16-Jun	5,97,348c	11,549c	1.97
15-Jun	5,85,799c	13,043c	2.28
12-Jun	5,72,757c	26,179c	4.79
11-Jun	5,46,578c	8,280c	1.49
10-Jun	5,54,858c	0	0

Stock Checklist

Price is above from 52 week high low average: 60%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: YES

Mutual Fund Holdings

Held by 1303 fund scheme(s) across 55 fund house(s) as of Jul26 · Total value ₹184,406 Cr · 330 increasing / 95 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	66	29.05%	+2.51%	24951.5
SBI Mutual Fund	56	10.09%	+0.42%	21186.8
Aditya Birla Sun Life Mutual Fund	66	10.41%	+0.20%	14053.9
Kotak Mahindra Mutual Fund	66	7.78%	+2.65%	13156.4
Nippon India Mutual Fund	69	4.78%	+0.11%	12917.3
UTI Mutual Fund	61	7.10%	+0.08%	11675.5
Tata Mutual Fund	26	53.09%	-	11017.8
Axis Mutual Fund	85	3.90%	+0.05%	10826.6
Bandhan Mutual Fund	50	135.89%	+1.22%	8830.1
ICICI Prudential Mutual Fund	62	5.47%	+1.45%	8335.1
ICICI Prudential Asset Management Company Limited	16	1.54%	+2.71%	8134
Canara Robeco Mutual Fund	35	3.21%	-	5763.6
DSP Mutual Fund	44	10.40%	+0.46%	5066
Invesco Mutual Fund	30	14.12%	+0.32%	3797.1
PPFAS Mutual Fund	14	3.08%	-	3253.8
HSBC Mutual Fund	29	25.47%	-	3116
Motilal Oswal Mutual Fund	30	2.99%	-	1711.9
LIC Mutual Fund	20	80.19%	-	1691.9
Mirae Asset Mutual Fund	30	1.89%	+0.01%	1664.6
Baroda BNP Paribas Mutual Fund	45	15.14%	-	1603
Franklin Templeton Mutual Fund	29	57.62%	+2.10%	1502.7
Sundaram Mutual Fund	24	77.24%	+0.55%	1486.2
Edelweiss Mutual Fund	41	8.24%	+0.03%	1471.6
360 ONE Mutual Fund	16	4.73%	-	762.3
PGIM India Mutual Fund	26	1.97%	+0.02%	752.5
Bajaj Finserv Mutual Fund	18	14.46%	+1.55%	610.1
JM Financial Asset Management Limited	5	6.26%	+0.11%	599.4
Mahindra Manulife Mutual Fund	24	4.41%	+0.04%	585.6
WhiteOak Capital Mutual Fund	22	60.11%	-0.05%	569.8
Union Mutual Fund	28	2.44%	+0.08%	558.8
JM Financial Mutual Fund	21	15.68%	+0.46%	422
Helios Mutual Fund	8	2.50%	-0.19%	407.6
Trust Mutual Fund	16	7.30%	+3.54%	294.9
Jio BlackRock Mutual Fund	5	82.30%	-	196.7
quant Mutual Fund	12	2.61%	-	189.3
Navi Mutual Fund	8	2.28%	-	187.2
Franklin Templeton Asset Management (India) Private Limited	1	4.57%	+4.57%	174.5
ITI Mutual Fund	14	2.17%	+0.06%	161
Aditya Birla Sun Life AMC Limited	1	4.84%	+4.84%	149.8
NJ Mutual Fund	6	1.38%	+0.30%	134.3
Bank of India Mutual Fund	11	23.23%	-	127.7
The Wealth Company Mutual Fund	9	16.19%	-	88.4
Groww Mutual Fund	16	3.73%	-	60.1
PGIM India Asset Management Private Limite	3	6.79%	+6.29%	36.9
Sundaram Asset Management Company Ltd	1	10.76%	+10.76%	29.7
Abakkus Mutual Fund	2	6.37%	-	26
Unifi Mutual Fund	3	14.83%	+0.12%	21.3
Zerodha Mutual Fund	5	110.94%	+0.10%	20
Capitalmind Mutual Fund	4	7.59%	-	13.7
Quantum Mutual Fund	4	4.25%	+0.30%	7.8
Angel One Mutual Fund	6	8.37%	-	5
Shriram Mutual Fund	4	1.95%	-	3.5
Taurus Mutual Fund	6	0.81%	-0.05%	1.1
Samco Mutual Fund	2	2.76%	+0.40%	-1.7
Old Bridge Mutual Fund	2	0.69%	+0.14%	-2.6

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Events

Date	Purpose
30-Jul-26	Q1 2027