VLS Finance Limited

Web: vlsfinance.com NSE: VLSFINANCE BSE: 511333 SECTOR: Financial Services - Finance

255 1(-1%)

Volume

8k as on 23, Jun

Open

346

High

346

Low

336

256

VWAP

245

52 Week High

339

52 Week Low

199

Viand Research Rating

Quality Score

14/100

Growth Score

27/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

800

No. of Shares

3.14

P/E

4.21

P/B

0.56

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.36

ROCE

Profit Growth

Listing Date

25-May-95

Promoter Holding

56.39%

FII Holding

1.32%

DII Holding

0.08%

Price Chart

Price Performance

1 Week1%

1 Month4%

3 Months12%

6 Months2%

1 Year2%

YTD2%

Moving Average

5 Day SMA243

10 Day SMA237

20 Day SMA234

30 Day SMA233

50 Day SMA236

61 Day SMA233

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	266	253	260	264
Resistance 2	260	252	255	258
Resistance 1	255	251	253	252
Pivot Point	248	250	248	247
Support 1	243	249	244	241
Support 2	237	248	242	236
Support 3	232	247	237	230

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Jan 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 56.39%	(4.41) 56.39%	(0.01) 52.02%	(0.01) 52.02%	(0.01) 52.02%	(0.01) 52.02%	(0.01) 52.02%	(1.21) 52.02%	(0.01) 50.85%	(0.01) 50.85%	(0.01) 50.85%	(0.01) 50.85%	(0.61) 50.85%	(4.51) 50.22%	(0.01) 45.76%	(0.01) 45.76%	(0.01) 45.76%	(0.11) 45.76%	(0.01) 45.65%	(0.01) 45.65%
FIIs	(-0.11) 1.32%	(0.11) 1.40%	(-0.61) 1.30%	(0.01) 1.91%	(-0.11) 1.93%	(0.01) 1.99%	(-0.11) 2.03%	(1.11) 2.14%	(0.31) 1.06%	(0.21) 0.74%	(0.11) 0.52%	(0.01) 0.40%	(-1.31) 0.37%	(-0.41) 1.70%	(-0.51) 2.12%	(-0.41) 2.64%	(-0.11) 3.06%	(-0.11) 3.14%	(0.11) 3.21%	(0.01) 3.12%
DIIs	(0.01) 0.08%	(-0.21) 0.08%	(0.31) 0.31%	(0.01) 0.04%	(0.01) 0.04%	(0.01) 0.04%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(0.01) 0.03%	(-0.11) 0.03%	(0.01) 0.08%	(0.01) 0.08%	(0.11) 0.08%	(0.01) 0.03%
Public	42.21%	42.13%	46.36%	46.01%	46.01%	45.94%	45.91%	45.81%	48.05%	48.39%	48.61%	48.73%	48.76%	48.05%	52.09%	51.57%	51.10%	51.02%	51.06%	51.20%
No. of Shareholders	24,478	25,291	26,941	26,759	27,335	27,960	28,564	29,252	28,041	27,480	27,067	27,166	27,183	27,634	30,290	30,252	30,282	30,089	29,879	30,983

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	-99	29	11	99	-49	-58	79	130	98	113	84	112	-15	71	79.84	-54	31	18	96	85
Sales Growth % (YoY)	-103%	150%	-87%	-24%	-150%	-151%	-6%	17%	756%	60%	5%	308%	-149%	300%	-16%	-162.8%	-73%	-73%	184.1%	1090.1%
Sales Growth % (QoQ)	-441.4%	163.6%	-88.9%	302%	15.5%	-173.4%	-39.2%	32.7%	-13.3%	34.5%	-25%	846.7%	-121.1%	-11.1%	247.9%	-274.2%	72.2%	-81.2%	12.9%	-
Expenses	6	6	6	5	6	15	17	7	7	6	6	6	9	4	4.66	4	4	5	6	5
Operating Profit	-104	23	5	93	-54	-73	62	123	91	107	78	105	-24	66	75.18	-57	26	13	89	80
OPM %	0	79	47	95	0	0	78	95	92	95	93	94	0	94	94.16	0	86	72	94	94
Other Income	1	2	3	2	3	-3	4	2	2	2	6	2	1	0	0.67	0	0	0	2	0
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.09	0	0	0	0	0
Depreciation	1	1	1	1	1	1	1	1	2	1	1	1	1	1	1.08	1	1	0	0	0
Profit before tax	-104	24	7	94	-53	-77	65	124	91	107	82	105	-24	66	74.68	-58	26	13	92	80
Tax %	-28	26	-2	25	-25	-24	21	25	19	18	14	13	-35	19	16.91	-25	-66	-22	13	10
Net Profit	-75	18	7	71	-40	-58	51	93	74	88	70	92	-16	53	62.05	-43	43	15	80	72
Net Profit Growth % (QoQ)	-516.7%	157.1%	-90.1%	277.5%	31%	-213.7%	-45.2%	25.7%	-15.9%	25.7%	-23.9%	675%	-130.2%	-14.6%	244.3%	-200%	186.7%	-81.2%	11.1%	-
Net Profit Growth % (YoY)	-87.5%	131%	-86.3%	-23.7%	-154.1%	-165.9%	-27.1%	1.1%	562.5%	66%	12.8%	314%	-137.2%	253.3%	-22.4%	-159.7%	-	-	-	-
TTM Net Profit	21	56	-20	24	46	160	306	325	324	234	199	191.05	56.05	115.05	77.05	95	210	167	152	0
EPS in Rs	-23.75	5.31	2.09	20.92	-11.71	-17.14	15.02	26.8	21.28	25.3	20.2	26.43	-4.07	13.73	16.05	-11.23	11.09	3.96	20.66	18.66

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	39	101	409	84	232	222	8	15	2162	2694	1915	4625	3817	2323
Sales Growth %	-61%	-75%	386%	-64%	5%	2785%	-49%	-99%	-20%	41%	-59%	21%	64%	5%
Expenses	23	45	26	22	21	14	11	28	2132	2631	1907	4617	3812	2318
Operating Profit	17	56	383	62	212	209	-4	-12	30	63	7	8	5	4
OPM %	43	55	94	74	91	94	-47	-82	1	2	0	0	0	0
Other Income	9	7	9	0	0	0	0	0	0	-5	5	1	0	0
Interest	0	0	0	0	0	0	0	0	0	0	2	0	0	0
Depreciation	4	4	6	4	1	1	1	1	1	0	0	0	0	0
Profit before tax	22	58	386	58	210	208	-5	-13	30	58	10	8	4	4
Tax %	1	21	16	4	0	-7	-914	-68	15	23	10	10	16	49
Net Profit	22	46	324	56	210	221	39	-4	25	44	9	7	4	2
Net Profit Growth %	-52.2%	-85.8%	478.6%	-73.3%	-5%	466.7%	1075%	-116%	-43.2%	388.9%	28.6%	75%	100%	-
EPS in Rs	6.93	13.58	93.21	14.48	54.37	57.25	10.15	-1.08	6.51	11.43	2.29	1.84	0.96	0.5
Dividend Payout %	0	11	3	9	3	3	15	-93	15	9	0	0	0	0

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2013
Cash from Operating Activity	200	194	7	165	166	-104	-22	-21	-12	-17	-30	22
Cash from Investing Activity	137	-197	27	-185	-72	113	30	17	35	4	27	-9
Cash from Financing Activity	-44	-13	-68	-11	-6	-5	-5	0	-17	14	0	0
Net Cash Flow	293	-15	-34	-31	88	4	3	-4	6	1	-2	13

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	32	34	34	34	35	35	39	39	39	39	39	39	39	39	39	40
Reserves	2082	2616	2438	3200	2948	2465	2927	2393	1713	1247	264	243	204	195	166	163
Borrowings	0	0	1	0	0	1	1	0	0	0	0	0	17	1	0	0
Other Liabilities	92	290	238	639	570	562	719	637	438	350	10	41	24	33	33	28
Total Liabilities	2205	2940	2711	3873	3552	3063	3685	3068	2189	1636	313	323	283	267	238	231
Fixed Assets	123	125	126	128	130	92	28	9	10	10	10	11	1	7	7	7
CWIP	0	0	0	0	0	0	0	9	7	4	2	0	0	0	0	0
Investments	1936	2645	2211	3397	3158	2751	3434	2803	2041	1571	256	273	240	211	168	98
Other Assets	146	171	373	348	264	221	223	247	132	51	44	40	42	49	63	126
Total Assets	2205	2940	2711	3873	3552	3063	3685	3068	2189	1636	313	323	283	267	238	231

Delivery

#	Date	220 25% 275	Value (Cr)	Q/T 28	Del 50	Del 1
1	22-Jul	256	1	33	46	0
2	21-Jul	259	0	14	54	0
3	20-Jul	261	1	27	57	0
4	17-Jul	257	1	29	68	0
5	16-Jul	252	0	9	50	0
6	15-Jul	252	0	11	57	0
7	14-Jul	254	0	25	81	0
8	13-Jul	256	0	22	50	0
9	10-Jul	254	0	31	64	0
10	9-Jul	253	0	13	42	0
11	8-Jul	252	0	17	56	0
12	7-Jul	254	0	22	53	0
13	6-Jul	256	0	14	36	0
14	3-Jul	255	0	13	46	0
15	2-Jul	256	0	18	62	0
16	1-Jul	256	0	18	51	0
17	30-Jun	258	1	29	23	0
18	29-Jun	257	0	29	69	0
19	25-Jun	262	3	34	35	1
20	24-Jun	246	0	32	72	0
21	23-Jun	241	0	15	65	0
22	22-Jun	250	1	45	70	1
23	19-Jun	242	0	25	74	0
24	18-Jun	242	0	23	71	0
25	17-Jun	238	0	29	73	0
26	16-Jun	239	1	34	57	0
27	15-Jun	232	0	30	71	0
28	12-Jun	230	0	36	70	0
29	11-Jun	227	0	32	65	0
30	10-Jun	228	0	22	61	0
31	9-Jun	229	0	29	58	0
32	8-Jun	230	0	25	57	0
33	5-Jun	232	0	48	77	0
34	4-Jun	231	0	33	67	0
35	3-Jun	231	1	40	19	0
36	2-Jun	229	0	39	34	0
37	1-Jun	226	1	46	35	0
38	29-May	229	1	33	38	0
39	27-May	225	1	31	60	1
40	26-May	239	0	21	66	0
41	25-May	237	0	44	70	0
42	22-May	231	0	26	62	0
43	21-May	232	0	44	80	0
44	20-May	230	0	38	76	0
45	19-May	232	0	27	75	0
46	18-May	230	0	20	73	0
47	15-May	238	1	26	54	0
48	14-May	230	0	23	62	0

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	800c	9c	1.16
22-Jul	810c	2c	0.21
21-Jul	808c	3c	0.39
17-Jul	805c	15c	1.95
16-Jul	789c	5c	0.61
15-Jul	794c	2c	0.22
14-Jul	796c	6c	0.72
13-Jul	802c	0	0
10-Jul	802c	6c	0.71
09-Jul	796c	6c	0.69
08-Jul	791c	5c	0.57
07-Jul	795c	13c	1.59
06-Jul	808c	2c	0.29
02-Jul	806c	78L	0.10
30-Jun	806c	8c	0.96
29-Jun	814c	11c	1.33
26-Jun	825c	22c	2.56
25-Jun	847c	75c	9.67
24-Jun	772c	19c	2.47
23-Jun	754c	29c	3.74
22-Jun	783c	22c	2.84
19-Jun	761c	10c	1.38
17-Jun	751c	4c	0.55
16-Jun	747c	20c	2.79
15-Jun	727c	1c	0.17
12-Jun	728c	15c	2.05
11-Jun	713c	19c	2.56
10-Jun	732c	0	0

Stock Checklist

Price is below from 52 week high low average: 20%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

No mutual fund holding data available.

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