Ujjivan Small Finance Bank Limited

Web: ujjivansfb.in NSE: UJJIVANSFB BSE: 542904 SECTOR: Financial Services - Banks | Add Note | View Notes

64 1(2%)

Volume

69L as on 19, Jun

Open

High

Low

VWAP

52 Week High

52 Week Low

Viand Research Rating

Quality Score

55/100

Growth Score

2/100

Valuation Score

50/100

Momentum Score

70/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

12,549

No. of Shares

194

P/E

5.91

P/B

1.33

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

22.42

ROCE

Profit Growth

Listing Date

12-Dec-19

Promoter Holding

FII Holding

17.23%

DII Holding

31.12%

Price Chart

Price Performance

1 Week5%

1 Month6%

3 Months9%

6 Months3%

1 Year18%

YTD3%

Moving Average

5 Day SMA57

10 Day SMA55

20 Day SMA55

30 Day SMA55

50 Day SMA57

61 Day SMA56

80 Day SMA44

200 Day SMA39

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	63	59	61	63
Resistance 2	61	59	60	61
Resistance 1	60	59	59	60
Pivot Point	58	59	58	58
Support 1	57	58	57	57
Support 2	56	58	57	56
Support 3	54	58	56	54

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(-73.51) 0.00%	(-0.11) 73.52%	(-0.11) 73.60%	(0.01) 73.66%	(0.01) 73.67%	(0.01) 73.67%	(0.01) 73.68%	(-9.61) 73.68%	(0.01) 83.32%	(0.01) 83.32%	(0.01) 83.32%	(0.01) 83.32%
FIIs	(1.81) 17.23%	(-1.61) 15.45%	(-2.51) 17.05%	(0.01) 19.55%	(1.61) 19.51%	(-2.81) 17.87%	(-4.11) 20.62%	(21.21) 24.68%	(-0.21) 3.48%	(0.21) 3.70%	(-0.41) 3.54%	(1.91) 3.90%	(-0.31) 1.96%	(-1.01) 2.29%	(3.11) 3.25%	(0.01) 0.18%	(0.01) 0.14%	(0.01) 0.11%	(0.01) 0.13%
DIIs	(2.51) 31.12%	(8.51) 28.67%	(3.31) 20.13%	(8.41) 16.82%	(1.91) 8.47%	(0.11) 6.58%	(-0.81) 6.50%	(5.01) 7.33%	(-1.71) 2.33%	(-0.21) 3.99%	(-2.91) 4.21%	(-1.31) 7.07%	(0.11) 8.35%	(-0.91) 8.21%	(8.41) 9.08%	(0.01) 0.65%	(-0.11) 0.66%	(-0.41) 0.75%	(0.01) 1.18%
Public	51.65%	55.88%	62.83%	63.61%	72.03%	75.54%	72.87%	67.99%	20.67%	18.72%	18.59%	15.35%	16.00%	15.83%	13.99%	15.85%	15.88%	15.82%	15.37%
No. of Shareholders	787,997	840,960	937,143	984,265	1,124,090	1,138,626	1,068,325	914,077	690,424	598,080	452,749	294,885	278,288	276,665	263,629	272,548	270,300	261,782	249,034

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Sales	1878	1752	1682	1619	1573	1591	1613	1577	1529	1471	1391	1287	1185	1082	993	905	818	708	645
Sales Growth % (YoY)	19.4%	10.1%	4.3%	2.6%	2.9%	8.2%	15.9%	22.6%	29%	36%	40.1%	42.1%	44.8%	52.8%	54%	41.1%	32.4%	2.8%	-
Sales Growth % (QoQ)	7.2%	4.2%	3.9%	2.9%	-1.1%	-1.4%	2.3%	3.1%	3.9%	5.8%	8.1%	8.6%	9.5%	9%	9.7%	10.6%	15.5%	9.8%	-
Expenses	1029	1051	1018	969	1039	923	841	739	730	650	576	538	505	447	415	454	498	603	812
Operating Profit	64	-51	-96	-113	-174	-36	103	203	203	210	248	255	233	250	248	146	46	-149	-421
OPM %	3	-3	-6	-7	-11	-2	6	13	13	14	18	20	20	23	25	16	6	-21	-65
Other Income	307	295	256	249	270	172	207	197	236	185	189	177	179	139	147	125	127	104	55
Interest	785	751	761	763	709	704	669	636	595	611	568	494	447	385	330	306	274	254	254
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	371	244	160	136	95	136	310	400	440	394	436	432	412	389	395	271	173	-46	-366
Tax %	24	24	24	24	12	20	25	25	25	24	25	25	25	25	25	25	27	-26	-25
Net Profit	282	186	122	103	83	109	233	301	330	300	328	324	310	293	294	203	127	-34	-274
Net Profit Growth % (QoQ)	51.6%	52.5%	18.4%	24.1%	-23.9%	-53.2%	-22.6%	-8.8%	10%	-8.5%	1.2%	4.5%	5.8%	-0.3%	44.8%	59.8%	473.5%	87.6%	-
Net Profit Growth % (YoY)	239.8%	70.6%	-47.6%	-65.8%	-74.8%	-63.7%	-29%	-7.1%	6.5%	2.4%	11.6%	59.6%	144.1%	961.8%	207.3%	-	-	-	-
TTM Net Profit	693	494	417	528	726	973	1164	1259	1282	1262	1255	1221	1100	917	590	22	-181	-308	0
EPS in Rs	1.45	0.96	0.63	0.53	0.43	0.56	1.2	1.56	1.68	1.53	1.68	1.66	1.58	1.5	1.51	1.17	0.73	-0.2	-1.58

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2013	Mar 2012	Jan 1900
Sales	6931	6354	5677	4165	2813	2806	2704	1832	1468	223	148	217
Sales Growth %	9.1%	11.9%	36.3%	48.1%	0.2%	3.8%	47.6%	24.8%	576.8%	50.1%	-	-
Expenses	4067	3406	2396	1730	2603	1944	1417	1053	922	102	93	111
Operating Profit	-196	230	1014	968	-830	-215	217	54	-61	40	-3	-3
OPM %	-3	4	18	23	-30	-8	8	3	-4	18	-2	-1
Other Income	1108	846	787	589	360	302	322	206	111	11	8	9
Interest	3060	2718	2268	1467	1039	1078	1070	725	607	81	59	109
Depreciation	0	135	98	90	80	77	73	61	41	3	2	5
Profit before tax	911	942	1702	1467	-550	10	466	199	9	49	2	1
Tax %	24	23	25	25	-25	19	25	0	22	31	22	94
Net Profit	693	726	1281	1100	-415	8	350	199	7	34	2	0
Net Profit Growth %	-4.5%	-43.3%	16.5%	365.1%	-5287.5%	-97.7%	75.9%	2742.9%	-79.4%	1600%	-	-
EPS in Rs	3.57	3.75	6.54	5.63	-2.4	0.05	2.02	1.38	0.05	0	0	0
Dividend Payout %	0	0	6	22	0	0	0	0	0	48	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2013	Mar 2012
Cash from Operating Activity	1843	2028	1593	1060	2554	2657	242	478	2314	-7084	-409	-168
Cash from Investing Activity	-2481	-1793	-865	-2096	-841	-1356	-757	-148	-101	-161	3	1
Cash from Financing Activity	911	398	-519	1186	-1484	-706	776	287	-2439	7931	427	269
Net Cash Flow	274	633	210	150	230	595	261	617	-225	687	21	102

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2013	Mar 2012
Equity Capital	1943	1937	1935	1934	519	1955	1728	1728	1728	1440	1440	1440	66	57
Reserves	4776	4293	4148	3866	5095	2054	874	1290	1260	180	7	0	256	185
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1419	1211	1130	1127	1176	929	754	779	490	377	201	298	41	38
Total Liabilities	57541	49614	47689	43619	40422	33317	23612	20380	18411	13742	9473	8436	1360	898
Fixed Assets	493	490	444	480	395	265	244	276	280	282	194	137	11	11
CWIP	0	0	13	0	32	18	6	5	21	2	4	3	0	0
Investments	12724	11603	11730	10592	9766	8510	4153	2516	2396	1527	1232	1447	0	0
Other Assets	44324	37521	35502	32547	30230	24524	19210	17583	15715	11931	8042	6849	1349	886
Total Assets	57541	49614	47689	43619	40422	33317	23612	20380	18411	13742	9473	8436	1360	898

Delivery

Delivery Data: UJJIVANSFB

#	Date	56 33% 74	Value (Cr)	Q/T 349	Del 46	Del 162
1	4-Sep	64	78	227	54	42
2	3-Sep	63	139	235	60	83
3	2-Sep	64	310	246	48	150
4	1-Sep	65	120	307	55	66
5	31-Aug	69	58	265	50	29
6	28-Aug	68	47	206	59	27
7	27-Aug	69	100	218	54	54
8	26-Aug	69	106	290	41	44
9	25-Aug	69	71	221	57	41
10	24-Aug	70	120	343	54	65
11	21-Aug	72	56	298	56	32
12	20-Aug	72	172	327	37	65
13	19-Aug	72	88	356	46	41
14	18-Aug	72	82	237	47	38
15	17-Aug	72	66	333	47	31
16	14-Aug	72	120	286	60	72
17	13-Aug	71	56	274	42	23
18	12-Aug	72	130	298	51	67
19	11-Aug	70	69	296	52	36
20	10-Aug	70	48	207	48	23
21	7-Aug	70	61	276	58	36
22	6-Aug	72	115	391	48	55
23	5-Aug	70	79	302	54	43
24	4-Aug	70	159	509	47	74
25	3-Aug	71	97	305	54	52
26	31-Jul	72	131	346	50	66
27	30-Jul	70	78	285	38	30
28	29-Jul	70	86	327	42	36
29	28-Jul	70	303	340	51	153
30	27-Jul	72	354	360	43	151
31	24-Jul	71	477	379	34	160
32	23-Jul	69	1023	465	30	304
33	22-Jul	65	55	300	47	26
34	21-Jul	66	74	250	48	36
35	20-Jul	66	46	271	43	19
36	17-Jul	65	130	480	48	62
37	16-Jul	66	76	239	40	31
38	15-Jul	66	96	263	43	41
39	14-Jul	65	146	292	43	62
40	13-Jul	67	188	306	42	80
41	10-Jul	65	257	350	53	136
42	9-Jul	63	165	361	51	84
43	8-Jul	60	67	200	52	35
44	7-Jul	62	124	283	48	60
45	6-Jul	60	74	294	49	36
46	3-Jul	60	176	391	50	88
47	2-Jul	61	133	355	63	84
48	1-Jul	61	150	319	56	83
49	30-Jun	59	173	422	59	103
50	29-Jun	57	53	190	59	31

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	12,549c	325c	2.66
03-Sep	12,223c	1,191c	8.88
01-Sep	13,414c	121c	0.91
31-Aug	13,293c	51c	0.38
27-Aug	13,344c	249c	1.83
26-Aug	13,593c	14c	0.10
25-Aug	13,579c	119c	0.87
24-Aug	13,698c	372c	2.65
21-Aug	14,070c	117c	0.84
19-Aug	13,954c	172c	1.21
18-Aug	14,125c	74c	0.53
17-Aug	14,051c	68c	0.48
14-Aug	14,119c	148c	1.06
13-Aug	13,971c	127c	0.90
12-Aug	14,098c	380c	2.77
11-Aug	13,718c	142c	1.02
10-Aug	13,860c	239c	1.76
07-Aug	13,621c	300c	2.15
06-Aug	13,921c	391c	2.89
05-Aug	13,529c	103c	0.77
04-Aug	13,426c	430c	3.10
03-Aug	13,856c	115c	0.82
31-Jul	13,971c	257c	1.87
30-Jul	13,714c	123c	0.90
29-Jul	13,592c	88c	0.64
28-Jul	13,679c	218c	1.57
27-Jul	13,897c	0	0

Stock Checklist

Price is above from 52 week high low average: 70%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 240 fund scheme(s) across 29 fund house(s) as of Aug26 · Total value ₹9,972 Cr · 151 increasing / 49 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Aditya Birla Sun Life Mutual Fund	14	0.74%	+0.51%	1132.7
Axis Mutual Fund	8	0.90%	+0.32%	1009.6
DSP Mutual Fund	6	0.81%	+0.85%	1003.6
UTI Mutual Fund	20	1.05%	-0.47%	978.7
Sundaram Mutual Fund	10	2.13%	+0.90%	836.2
Kotak Mahindra Mutual Fund	8	1.52%	+0.33%	652.4
Tata Mutual Fund	8	2.07%	-3.06%	580
Franklin Templeton Mutual Fund	6	1.00%	-0.09%	576.3
Canara Robeco Mutual Fund	6	1.35%	+0.56%	555.3
Union Mutual Fund	30	1.57%	-0.06%	454.7
Mahindra Manulife Mutual Fund	10	1.44%	-	417.2
Baroda BNP Paribas Mutual Fund	18	1.84%	+0.39%	307
Motilal Oswal Mutual Fund	8	1.85%	+0.24%	264.6
Bandhan Mutual Fund	12	0.29%	+0.08%	208.6
JM Financial Mutual Fund	6	1.69%	-	205.3
Bajaj Finserv Mutual Fund	8	1.35%	+0.19%	171
LIC Mutual Fund	14	1.79%	+0.48%	168.8
ITI Mutual Fund	10	1.31%	+0.52%	138.3
Groww Mutual Fund	10	2.23%	+0.20%	74.7
Bank of India Mutual Fund	4	1.19%	+1.20%	73.2
Edelweiss Mutual Fund	6	0.61%	+0.35%	50.5
Sundaram Asset Management Company Ltd	1	2.66%	-0.18%	44.6
PGIM India Mutual Fund	2	0.69%	+0.69%	22.7
WhiteOak Capital Mutual Fund	2	1.86%	+0.03%	22.2
Jio BlackRock Mutual Fund	1	0.35%	+0.35%	11.5
Samco Mutual Fund	4	1.15%	-	8.1
The Wealth Company Mutual Fund	4	1.40%	+0.46%	3.6
Angel One Mutual Fund	2	0.06%	+0.01%	0.1
Mirae Asset Mutual Fund	2	0.06%	-	0.1

Ujjivan Small Finance Bank Limited

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Price Performance

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PIVOT LEVEL

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Quarterly Results

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Cash Flows

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