UCO Bank
Web: ucobank.com NSE: UCOBANK BSE: 532505 SECTOR: Financial Services - Banks | Add Note | View Notes
25 0(1%)
Volume
69L as on 03, Sep
Open
32
High
44
Low
43
Close
25
VWAP
25
52 Week High
34
52 Week Low
22
Quality Score
34/100
Growth Score
24/100
Valuation Score
50/100
Momentum Score
0/100
Analyst Recommendations
BUY/SELL
|
|
Analyst Price Target
-
Market Cap (cr)
31,361
No. of Shares
P/E
25.42
P/B
1.97
Face Value
10
Div. Yield
-
Book Value (TTM)
-
CASH
-
DEBT
-
EPS (TTM)
-
ROE
7.75
ROCE
-
Profit Growth
-
Listing Date
09-Oct-03
Promoter Holding
90.95%
FII Holding
0.06%
DII Holding
4.3%
Price Chart
Price Performance
1 Week3%
1 Month6%
3 Months2%
6 Months14%
1 Year13%
YTD17%
Moving Average
5 Day SMA25
10 Day SMA25
20 Day SMA26
30 Day SMA26
50 Day SMA26
61 Day SMA26
80 Day SMA26
200 Day SMA27
PIVOT LEVEL
| Standard | Camarilla | Fibonacci | Woodie's | |
|---|---|---|---|---|
| Resistance 3 | 25 | 25 | 25 | 25 |
| Resistance 2 | 25 | 24 | 25 | 25 |
| Resistance 1 | 25 | 24 | 25 | 25 |
| Pivot Point | 24 | 24 | 24 | 25 |
| Support 1 | 24 | 24 | 24 | 24 |
| Support 2 | 24 | 24 | 24 | 24 |
| Support 3 | 24 | 24 | 24 | 24 |
Competitors/Peers
| # | Symbol | MCAP | LTP | 1W | 1M | 6M | 1Y | P/E | Ind PE | Debt/Eq | NP Qtr Rs.Cr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | HDFCBANK | 11,02,653 | 712 | 1% | 6% | 20% | 26% | 15 | 40.9 | 0 | 79219 |
| 2 | ICICIBANK | 10,28,335 | 1423 | 1% | 2% | 4% | 2% | 16 | 40.9 | 0 | 57936 |
| 3 | SBIN | 9,43,185 | 1016 | 2% | 2% | 14% | 26% | 11 | 40.9 | 0 | 86666 |
| 4 | BAJFINANCE | 6,57,612 | 1060 | 3% | 9% | 7% | 12% | 28 | 40.9 | 0 | 19332 |
| 5 | LICI | 5,29,086 | 418 | 1% | 3% | 50% | 53% | 9 | 40.9 | 0 | 57453 |
| 6 | KOTAKBANK | 4,23,124 | 424 | 1% | 6% | 2% | 78% | 20 | 40.9 | 0 | 19288 |
| 7 | AXISBANK | 3,96,596 | 1273 | 1% | 0% | 8% | 21% | 15 | 40.9 | 0 | 26548 |
| 8 | BAJAJFINSV | 3,16,023 | 1970 | 1% | 5% | 3% | 1% | 13 | 40.9 | 5.52 | 19669 |
| 9 | SHRIRAMFIN | 2,44,475 | 1041 | 5% | 4% | 1% | 78% | 21 | 40.9 | 0 | 10024 |
| 10 | SBILIFE | 1,76,519 | 1775 | 3% | 10% | 16% | 4% | 70 | 40.9 | 0 | 2470 |
| Load More | |||||||||||
Quarterly Results
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6537 | 6436 | 6745 | 6220 | 6078 | 6024 | 5860 | 5552 | 5219 | 5224 | 4987 | 4627 | 4185 | 3851 | 3773 | 3919 | 3720 | 3570 |
| Sales Growth % (YoY) | 7.6% | 6.8% | 15.1% | 12% | 16.5% | 15.3% | 17.5% | 20% | 24.7% | 35.6% | 32.2% | 18.1% | 12.5% | 7.9% | 5.8% | - | - | - |
| Sales Growth % (QoQ) | 1.6% | -4.6% | 8.4% | 2.3% | 0.9% | 2.8% | 5.5% | 6.4% | -0.1% | 4.8% | 7.8% | 10.6% | 8.7% | 2.1% | -3.7% | 5.3% | 4.2% | - |
| Expenses | 2392 | 2454 | 3055 | 2567 | 2355 | 2227 | 2507 | 2072 | 1924 | 2295 | 2025 | 1754 | 1766 | 1402 | 1757 | 1690 | 2218 | 2158 |
| Operating Profit | 141 | -51 | -356 | -190 | -54 | 27 | -319 | -84 | -7 | -286 | -53 | 198 | 4 | 248 | -105 | 73 | -621 | -697 |
| OPM % | 2 | -1 | -5 | -3 | -1 | 0 | -5 | -2 | 0 | -5 | -1 | 4 | 0 | 6 | -3 | 2 | -17 | -20 |
| Other Income | 884 | 997 | 1392 | 1186 | 993 | 835 | 1125 | 861 | 647 | 633 | 960 | 823 | 780 | -54 | 589 | 719 | 936 | 857 |
| Interest | 4004 | 4033 | 4046 | 3842 | 3778 | 3770 | 3672 | 3564 | 3302 | 3215 | 3015 | 2675 | 2415 | 2202 | 2120 | 2157 | 2122 | 2109 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1025 | 946 | 1036 | 996 | 939 | 862 | 806 | 777 | 640 | 347 | 907 | 1021 | 784 | 193 | 484 | 792 | 316 | 159 |
| Tax % | 40 | 36 | 37 | 36 | 36 | 36 | 35 | 35 | 37 | 36 | 36 | 36 | 36 | 36 | 36 | 61 | 35 | 36 |
| Net Profit | 620 | 607 | 666 | 640 | 607 | 555 | 538 | 505 | 404 | 225 | 557 | 654 | 497 | 117 | 315 | 310 | 201 | 88 |
| Net Profit Growth % (QoQ) | 2.1% | -8.9% | 4.1% | 5.4% | 9.4% | 3.2% | 6.5% | 25% | 79.6% | -59.6% | -14.8% | 31.6% | 324.8% | -62.9% | 1.6% | 54.2% | 128.4% | - |
| Net Profit Growth % (YoY) | 2.1% | 9.4% | 23.8% | 26.7% | 50.2% | 146.7% | -3.4% | -22.8% | -18.7% | 92.3% | 76.8% | 111% | 147.3% | 33% | - | - | - | - |
| TTM Net Profit | 2533 | 2520 | 2468 | 2340 | 2205 | 2002 | 1672 | 1691 | 1840 | 1933 | 1825 | 1583 | 1239 | 943 | 914 | 599 | 289 | 0 |
| EPS in Rs | 0.49 | 0.48 | 0.53 | 0.54 | 0.51 | 0.46 | 0.45 | 0.42 | 0.34 | 0.19 | 0.47 | 0.55 | 0.42 | 0.1 | 0.26 | 0.26 | 0.17 | 0.07 |
Profit and Loss
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 25067 | 21854 | 17651 | 14981 | 14446 | 15134 | 14331 | 14020 | 16326 | 18561 | 19359 | 18230 |
| Sales Growth % | 14.7% | 23.8% | 17.8% | 3.7% | - | 5.6% | 2.2% | -14.1% | -12% | -4.1% | 6.2% | 8.8% |
| Expenses | 9892 | 8517 | 6729 | 7658 | 8845 | 11539 | 12753 | 8521 | 6789 | 10768 | 5849 | 5546 |
| Operating Profit | -262 | -416 | 614 | -1185 | -3365 | -6446 | -8441 | -5396 | -2972 | -5920 | -286 | 513 |
| OPM % | -1 | -2 | 3 | -8 | -23 | -43 | -59 | -38 | -18 | -32 | -1 | 3 |
| Other Income | 4407 | 3266 | 2508 | 3101 | 3424 | 2871 | 1514 | 1121 | 2114 | 1596 | 2004 | 1321 |
| Interest | 15437 | 13754 | 10307 | 8508 | 8966 | 10042 | 10019 | 10895 | 12509 | 13713 | 13797 | 12171 |
| Depreciation | 311 | 281 | 218 | 165 | 134 | 137 | 137 | 152 | 153 | 137 | 136 | 110 |
| Profit before tax | 3834 | 2569 | 2905 | 1750 | -75 | -3713 | -7065 | -4427 | -1011 | -4460 | 1582 | 1724 |
| Tax % | 36 | 36 | 36 | 47 | -321 | -34 | -39 | 0 | 83 | -37 | 28 | 12 |
| Net Profit | 2468 | 1672 | 1826 | 965 | 188 | -2437 | -4321 | -4436 | -1851 | -2799 | 1138 | 1511 |
| Net Profit Growth % | 47.6% | -8.4% | 89.2% | 413.3% | 107.7% | 43.6% | 2.6% | -139.7% | 33.9% | -346% | -24.7% | - |
| EPS in Rs | 1.97 | 1.4 | 1.53 | 0.81 | 0.19 | -2.46 | -7.97 | -19.22 | -11.87 | -26.03 | 10.58 | 14.89 |
| Dividend Payout % | 20 | 20 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 19 | 20 |
Cash Flows
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 1913 | 1002 | 2983 | 4399 | 2422 | -10658 | 4190 | -9082 | -3852 | -2978 | 7861 | 3574 |
| Cash from Investing Activity | -680 | -275 | -67 | -214 | 106 | -250 | 44 | -24 | -217 | -52 | -151 | -135 |
| Cash from Financing Activity | 5870 | -430 | -336 | -1637 | 3266 | 4283 | 5450 | 5754 | 3609 | -579 | -553 | -771 |
| Net Cash Flow | 7102 | 297 | 2580 | 2548 | 5794 | -6626 | 9684 | -3352 | -459 | -3610 | 7157 | 2668 |
Balance Sheet
| Sep 2025 | Mar 2025 | Sep 2024 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 12540 | 12540 | 11956 | 11956 | 11956 | 11956 | 9918 | 9918 | 5423 | 2308 | 1560 | 1076 | 1076 | 1015 |
| Reserves | 19925 | 18345 | 16056 | 15258 | 13648 | 11513 | 12598 | 9291 | 11968 | 12649 | 11194 | 11446 | 11473 | 10212 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 9840 | 9247 | 7158 | 7873 | 5260 | 6609 | 9428 | 7800 | 6863 | 6800 | 7767 | 8002 | 8779 | 7647 |
| Total Liabilities | 369475 | 362361 | 332674 | 323548 | 300702 | 267659 | 253246 | 235908 | 230484 | 216056 | 231340 | 244883 | 245917 | 239125 |
| Fixed Assets | 3927 | 3791 | 3825 | 3717 | 3444 | 3287 | 3151 | 2832 | 2814 | 2867 | 2843 | 2878 | 1066 | 1018 |
| CWIP | 0 | 61 | 0 | 65 | 65 | 48 | 67 | 8 | 8 | 8 | 6 | 6 | 48 | 43 |
| Investments | 97765 | 94153 | 93557 | 92761 | 95009 | 96749 | 93693 | 90999 | 82232 | 70962 | 74019 | 83974 | 64223 | 67452 |
| Other Assets | 267784 | 264357 | 235292 | 227006 | 202184 | 167575 | 156335 | 142069 | 145430 | 142219 | 154471 | 158024 | 180580 | 170611 |
| Total Assets | 369475 | 362361 | 332674 | 323548 | 300702 | 267659 | 253246 | 235908 | 230484 | 216056 | 231340 | 244883 | 245917 | 239125 |
Delivery
Delivery Data: UCOBANK
| # | Date | 24 14% 28 Value (Cr) | Q/T | 365 Del | 43 Del | 10 1 | 4-Sep | 25 | 15 | 433 | 36 | 5 | 2 | 3-Sep | 25 | 17 | 382 | 38 | 7 | 3 | 2-Sep | 24 | 16 | 412 | 57 | 9 | 4 | 1-Sep | 25 | 8 | 282 | 51 | 4 | 5 | 31-Aug | 25 | 11 | 276 | 60 | 7 | 6 | 28-Aug | 25 | 9 | 310 | 47 | 4 | 7 | 27-Aug | 25 | 10 | 304 | 68 | 7 | 8 | 26-Aug | 26 | 9 | 366 | 41 | 4 | 9 | 25-Aug | 26 | 15 | 349 | 38 | 5 | 10 | 24-Aug | 26 | 11 | 332 | 50 | 6 | 11 | 21-Aug | 26 | 6 | 211 | 45 | 3 | 12 | 20-Aug | 26 | 4 | 232 | 45 | 2 | 13 | 19-Aug | 26 | 5 | 273 | 54 | 3 | 14 | 18-Aug | 26 | 4 | 169 | 51 | 2 | 15 | 17-Aug | 26 | 5 | 223 | 45 | 2 | 16 | 14-Aug | 26 | 5 | 222 | 61 | 3 | 17 | 13-Aug | 26 | 5 | 251 | 52 | 2 | 18 | 12-Aug | 26 | 8 | 330 | 30 | 2 | 19 | 11-Aug | 26 | 7 | 253 | 49 | 4 | 20 | 10-Aug | 26 | 7 | 284 | 58 | 4 | 21 | 7-Aug | 26 | 8 | 329 | 44 | 3 | 22 | 6-Aug | 27 | 10 | 390 | 55 | 5 | 23 | 5-Aug | 26 | 10 | 357 | 36 | 4 | 24 | 4-Aug | 26 | 6 | 298 | 39 | 2 | 25 | 3-Aug | 26 | 9 | 337 | 46 | 4 | 26 | 31-Jul | 26 | 11 | 431 | 35 | 4 | 27 | 30-Jul | 26 | 19 | 469 | 60 | 12 | 28 | 29-Jul | 27 | 11 | 415 | 43 | 5 | 29 | 28-Jul | 27 | 23 | 561 | 32 | 8 | 30 | 27-Jul | 27 | 44 | 557 | 43 | 19 | 31 | 24-Jul | 26 | 12 | 404 | 29 | 3 | 32 | 23-Jul | 26 | 19 | 442 | 38 | 7 | 33 | 22-Jul | 27 | 11 | 380 | 41 | 5 | 34 | 21-Jul | 27 | 14 | 293 | 40 | 6 | 35 | 20-Jul | 27 | 16 | 416 | 37 | 6 | 36 | 17-Jul | 26 | 7 | 322 | 36 | 2 | 37 | 16-Jul | 26 | 8 | 258 | 34 | 3 | 38 | 15-Jul | 26 | 17 | 356 | 18 | 3 | 39 | 14-Jul | 26 | 11 | 362 | 40 | 4 | 40 | 13-Jul | 26 | 14 | 370 | 33 | 5 | 41 | 10-Jul | 27 | 27 | 493 | 19 | 5 | 42 | 9-Jul | 26 | 9 | 256 | 37 | 3 | 43 | 8-Jul | 26 | 17 | 304 | 23 | 4 | 44 | 7-Jul | 26 | 8 | 274 | 38 | 3 | 45 | 6-Jul | 27 | 8 | 269 | 52 | 4 | 46 | 3-Jul | 27 | 19 | 409 | 33 | 6 | 47 | 2-Jul | 27 | 17 | 426 | 28 | 5 | 48 | 1-Jul | 27 | 9 | 313 | 48 | 4 | 49 | 30-Jun | 27 | 11 | 342 | 39 | 4 | 50 | 29-Jun | 27 | 20 | 352 | 32 | 6 | | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Daily Market Cap
| Date | Total Market Cap | Change | Chg % |
|---|---|---|---|
| 04-Sep | 31,361c | 38c | 0.12 |
| 03-Sep | 31,324c | 100c | 0.32 |
| 01-Sep | 31,424c | 25c | 0.08 |
| 31-Aug | 31,449c | 527c | 1.65 |
| 27-Aug | 31,976c | 915c | 2.78 |
| 26-Aug | 32,891c | 238c | 0.73 |
| 25-Aug | 32,653c | 213c | 0.66 |
| 24-Aug | 32,440c | 25c | 0.08 |
| 21-Aug | 32,465c | 288c | 0.90 |
| 19-Aug | 32,177c | 238c | 0.74 |
| 18-Aug | 32,415c | 351c | 1.07 |
| 17-Aug | 32,766c | 113c | 0.35 |
| 14-Aug | 32,653c | 188c | 0.57 |
| 13-Aug | 32,841c | 50c | 0.15 |
| 12-Aug | 32,791c | 13c | 0.04 |
| 11-Aug | 32,804c | 75c | 0.23 |
| 10-Aug | 32,879c | 226c | 0.68 |
| 07-Aug | 33,104c | 100c | 0.30 |
| 06-Aug | 33,205c | 288c | 0.88 |
| 04-Aug | 32,916c | 88c | 0.27 |
| 31-Jul | 32,829c | 25c | 0.08 |
| 30-Jul | 32,854c | 464c | 1.39 |
| 29-Jul | 33,318c | 75c | 0.23 |
| 28-Jul | 33,393c | 38c | 0.11 |
| 27-Jul | 33,355c | 0 | 0 |
Stock Checklist
Price is above from 52 week high low average: 23%
Stock is trading above all short term SMAs: NO
Stock is trading above all long term SMAs: NO
Stock is Consistently Improving Long Term: NO
FII purchased in last quarter: NO
Promoters are buying the stock: NO
Mutual Fund Holdings
Held by 89 fund scheme(s) across 21 fund house(s) as of Aug26 · Total value ₹8,175 Cr · 20 increasing / 9 decreasing · View in MF Pro →
| Fund House | Schemes | Weight % | Change | Value (Cr) |
|---|---|---|---|---|
| HDFC Mutual Fund | 14 | 1.24% | +2.66% | 3191.6 |
| Aditya Birla Sun Life Mutual Fund | 4 | 0.49% | +1.10% | 1727.6 |
| Nippon India Mutual Fund | 9 | 1.05% | -0.90% | 1631 |
| UTI Mutual Fund | 6 | 0.66% | +0.94% | 1200.9 |
| Sundaram Mutual Fund | 2 | 0.95% | -0.48% | 297.9 |
| LIC Mutual Fund | 2 | 0.62% | +0.12% | 48.8 |
| Union Mutual Fund | 2 | 2.24% | -3.71% | 48.6 |
| Motilal Oswal Mutual Fund | 8 | 0.09% | +0.01% | 12.2 |
| SBI Mutual Fund | 6 | 0.20% | - | 11.5 |
| ICICI Prudential Mutual Fund | 4 | 0.12% | - | 2.1 |
| Edelweiss Mutual Fund | 2 | 0.14% | -0.01% | 0.7 |
| Groww Mutual Fund | 6 | 0.06% | -0.01% | 0.6 |
| Jio BlackRock Mutual Fund | 1 | 0.14% | -0.01% | 0.5 |
| Kotak Mahindra Mutual Fund | 4 | 0.14% | - | 0.4 |
| Bandhan Mutual Fund | 4 | 0.09% | -0.01% | 0.3 |
| Axis Mutual Fund | 2 | 0.02% | -0.01% | 0.1 |
| DSP Mutual Fund | 4 | 0.07% | -0.01% | 0 |
| Navi Mutual Fund | 4 | 0.05% | - | 0 |
| Angel One Mutual Fund | 2 | 0.02% | - | 0 |
| Mirae Asset Mutual Fund | 2 | 0.02% | - | 0 |
| Zerodha Mutual Fund | 1 | 0.10% | - | 0 |