Suryoday Small Finance Bank Limited

Web: suryodaybank.com NSE: SURYODAY BSE: 543279 SECTOR: Financial Services - Banks | Add Note | View Notes

142 7(-5%)

Volume

1L as on 18, Sep

Open

141

High

142

Low

137

150

VWAP

146

52 Week High

218

52 Week Low

115

Viand Research Rating

Quality Score

58/100

Growth Score

1/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,513

No. of Shares

10.6

P/E

6.35

P/B

0.77

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

12.13

ROCE

Profit Growth

Listing Date

26-Mar-21

Rank/Sector Rank

#1370/#158

Promoter Holding

22.48%

FII Holding

5.23%

DII Holding

5.72%

Price Chart

Price Performance

1 Week1%

1 Month3%

3 Months15%

6 Months15%

1 Year10%

YTD10%

Moving Average

5 Day SMA146

10 Day SMA149

20 Day SMA152

30 Day SMA154

50 Day SMA163

61 Day SMA166

80 Day SMA167

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	152	148	150	153
Resistance 2	150	147	148	150
Resistance 1	148	147	147	149
Pivot Point	146	147	146	146
Support 1	144	146	144	145
Support 2	142	146	143	142
Support 3	140	145	142	141

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	10,90,018	707	3%	1%	8%	27%	15	39.3	0	74671
2	ICICIBANK	9,94,400	1385	3%	3%	4%	0%	16	39.3	0	50147
3	SBIN	8,88,923	963	0%	3%	10%	6%	11	39.3	0	80032
4	BAJFINANCE	5,76,492	926	2%	2%	8%	9%	28	39.3	0	17804
5	LICI	4,95,943	392	1%	1%	53%	55%	9	39.3	0	57419
6	KOTAKBANK	4,35,518	438	1%	8%	18%	80%	20	39.3	0	19288
7	AXISBANK	3,76,778	1210	2%	4%	4%	5%	15	39.3	0	24457
8	BAJAJFINSV	2,70,748	1690	0%	6%	6%	19%	13	39.3	5.52	19669
9	SHRIRAMFIN	2,12,939	905	0%	4%	8%	35%	21	39.3	0	10024
10	SBILIFE	1,66,666	1661	2%	2%	16%	10%	70	39.3	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.11) 22.48%	(0.01) 22.43%	(0.01) 22.43%	(0.01) 22.43%	(0.11) 22.43%	(0.01) 22.29%	(-0.11) 22.30%	(0.01) 22.39%	(0.01) 22.40%	(0.01) 22.40%	(-0.91) 22.40%	(0.01) 23.30%	(0.01) 23.30%	(-4.71) 23.30%	(0.01) 28.01%	(0.01) 28.01%	(0.01) 28.01%	(0.01) 28.01%	(0.01) 28.01%
FIIs	(0.31) 5.23%	(0.31) 4.97%	(0.01) 4.67%	(0.01) 4.68%	(-0.11) 4.67%	(1.31) 4.80%	(0.51) 3.50%	(0.11) 3.02%	(0.01) 2.90%	(0.81) 2.91%	(0.51) 2.16%	(0.51) 1.68%	(-1.51) 1.16%	(-1.31) 2.61%	(-4.31) 3.93%	(-1.71) 8.27%	(0.01) 9.94%	(0.01) 9.95%	(0.01) 9.96%
DIIs	(-0.41) 5.72%	(-0.51) 6.11%	(0.71) 6.62%	(0.31) 5.93%	(-0.21) 5.66%	(-2.11) 5.89%	(-4.61) 8.01%	(-1.41) 12.64%	(-3.01) 14.04%	(-1.41) 17.01%	(-0.31) 18.38%	(-2.31) 18.68%	(-1.31) 20.93%	(-0.31) 22.19%	(-1.41) 22.52%	(-0.11) 23.90%	(-0.41) 24.04%	(-0.21) 24.42%	(0.01) 24.65%
Public	66.58%	66.48%	66.28%	66.95%	67.22%	67.01%	66.19%	61.95%	60.66%	57.68%	57.05%	56.35%	54.61%	51.89%	45.55%	39.82%	38.01%	37.62%	37.38%
No. of Shareholders	95,026	99,138	102,098	104,927	108,734	110,197	108,301	103,356	96,276	94,235	94,848	94,136	94,321	95,707	95,459	94,811	95,101	98,134	104,036

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Sales	602	544	520	495	471	488	507	488	445	411	375	358	329	292	281	281	237	255	234
Sales Growth % (YoY)	27.8%	11.5%	2.5%	1.4%	5.8%	18.8%	35.2%	36.3%	35%	40.8%	33.5%	27.2%	39.2%	14.4%	19.8%	-	55.9%	25.3%	-
Sales Growth % (QoQ)	10.7%	4.6%	5.1%	5.1%	-3.5%	-3.7%	3.9%	9.7%	8.3%	9.6%	4.7%	8.8%	12.7%	3.9%	-	18.6%	-7.1%	9%	-
Expenses	341	310	299	309	352	270	287	271	255	221	205	212	194	186	184	180	230	178	195
Operating Profit	-25	-33	-41	-62	-107	-2	13	23	15	24	16	12	16	-2	-8	-3	-84	-10	-48
OPM %	-4	-6	-8	-12	-23	0	2	5	3	6	4	3	5	-1	-3	-1	-35	-4	-20
Other Income	90	81	80	109	60	40	47	70	65	52	52	51	34	26	25	13	20	18	33
Interest	285	267	261	248	226	220	207	195	174	165	154	133	119	108	105	104	90	88	87
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	66	48	39	47	-47	38	60	93	80	76	68	63	50	24	17	10	-64	8	-15
Tax %	24	24	23	25	-28	12	25	24	24	25	26	25	23	23	23	23	-24	40	-87
Net Profit	50	37	30	35	-34	33	45	70	61	57	50	48	39	18	13	8	-48	5	-2
Net Profit Growth % (QoQ)	35.1%	23.3%	-14.3%	202.9%	-203%	-26.7%	-35.7%	14.8%	7%	14%	4.2%	23.1%	116.7%	38.5%	62.5%	116.7%	-1060%	350%	-
Net Profit Growth % (YoY)	247.1%	12.1%	-33.3%	-50%	-155.7%	-42.1%	-10%	45.8%	56.4%	216.7%	284.6%	500%	181.2%	260%	750%	-	-	-	-
TTM Net Profit	152	68	64	79	114	209	233	238	216	194	155	118	78	-9	-22	-37	-45	3	0
EPS in Rs	4.68	3.44	2.86	3.32	-3.18	3.13	4.27	6.59	5.73	5.39	4.74	4.48	3.67	1.7	1.22	0.73	-4.53	0.44	-0.18

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	2160	1954	1589	1184	942	776	767	530	287	244	199	118	61	26
Sales Growth %	10.6%	23%	34.2%	25.7%	21.4%	1.2%	44.6%	84.8%	17.7%	22.6%	68.7%	93.1%	138.6%	66.6%
Expenses	1259	1124	843	700	786	460	414	259	181	114	76	37	20	13
Operating Profit	-160	-18	120	47	-201	-49	77	81	-18	15	28	26	13	3
OPM %	-7	-1	8	4	-21	-6	10	15	-6	6	14	22	21	12
Other Income	360	217	219	97	94	76	87	67	38	11	1	0	0	0
Interest	1062	848	626	437	357	366	276	190	123	115	95	55	28	9
Depreciation	0	56	51	43	19	15	10	6	5	2	1	1	0	0
Profit before tax	200	144	288	101	-127	12	154	143	16	24	27	25	13	3
Tax %	24	20	25	23	-27	2	28	37	36	37	0	34	32	32
Net Profit	152	115	216	78	-93	12	111	90	10	15	27	17	9	2
Net Profit Growth %	32.2%	-46.8%	176.9%	183.9%	-875%	-89.2%	23.3%	800%	-33.3%	-44.4%	58.8%	88.9%	350%	-
EPS in Rs	14.3	10.82	20.34	7.32	-8.76	1.12	12.84	11.08	1.5	2.36	7.16	5.11	3.3	0.83
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2014	Mar 2013
Cash from Operating Activity	652	1320	935	-98	-347	-876	526	-545	-71	-7
Cash from Investing Activity	-792	-1059	-263	-266	-158	-280	-167	-14	4	0
Cash from Financing Activity	412	268	-322	213	885	915	210	655	79	33
Net Cash Flow	273	529	349	-150	381	-241	569	97	11	27

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	106	106	106	106	106	106	106	106	87	82	68	64	38	33	27	23
Reserves	1972	1885	1821	1819	1699	1479	1399	1491	980	799	472	437	159	99	61	41
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	689	457	397	545	352	344	270	193	185	163	156	60	39	31	14	92
Total Liabilities	19884	16604	15614	13500	12378	9861	8180	6712	5365	3761	2164	1604	1193	757	400	203
Fixed Assets	298	290	156	278	152	163	66	35	30	18	13	6	2	2	1	1
CWIP	0	0	135	0	17	1	49	8	8	1	1	2	0	0	0	0
Investments	3693	3414	3137	2852	2599	2570	2058	1874	808	664	311	594	0	1	1	2
Other Assets	15893	12900	12187	10370	9610	7127	6007	4795	4518	3078	1839	1002	1190	754	398	200
Total Assets	19884	16604	15614	13500	12378	9861	8180	6712	5365	3761	2164	1604	1193	757	400	203

Delivery

Delivery Data: SURYODAY

#	Date	141 16% 164	Value (Cr)	Q/T 72	Del 44	Del 6
1	21-Oct	143	4	73	56	2
2	19-Oct	150	2	52	57	1
3	16-Oct	148	1	48	52	1
4	15-Oct	148	2	59	49	1
5	14-Oct	148	2	52	48	1
6	13-Oct	147	3	74	43	1
7	12-Oct	147	6	53	47	3
8	9-Oct	148	4	56	44	2
9	8-Oct	149	2	42	43	1
10	7-Oct	156	8	63	51	4
11	6-Oct	151	5	63	61	3
12	5-Oct	147	8	58	20	2
13	1-Oct	144	3	54	58	1
14	30-Sep	145	2	58	48	1
15	29-Sep	145	2	56	46	1
16	28-Sep	145	2	56	54	1
17	25-Sep	149	3	83	55	2
18	24-Sep	145	6	67	58	3
19	23-Sep	149	2	60	57	1
20	22-Sep	146	2	55	55	1
21	21-Sep	147	3	82	67	2
22	18-Sep	147	2	53	66	1
23	17-Sep	147	2	41	43	1
24	16-Sep	144	2	55	44	1
25	15-Sep	145	5	77	65	3
26	11-Sep	148	6	102	66	4
27	10-Sep	151	2	49	55	1
28	9-Sep	153	2	49	52	1
29	8-Sep	155	4	44	53	2
30	7-Sep	152	3	53	46	1
31	4-Sep	152	2	62	38	1
32	3-Sep	154	3	82	50	2
33	2-Sep	152	2	42	39	1
34	1-Sep	151	5	58	48	3
35	31-Aug	155	6	47	36	2
36	28-Aug	154	4	62	48	2
37	27-Aug	156	5	58	47	2
38	26-Aug	158	13	54	34	5
39	25-Aug	151	24	98	51	12
40	24-Aug	157	5	65	41	2
41	21-Aug	159	6	78	48	3
42	20-Aug	155	7	65	44	3
43	19-Aug	152	6	74	47	3
44	18-Aug	152	3	72	56	2
45	17-Aug	154	10	83	49	5
46	14-Aug	152	10	94	54	5
47	13-Aug	156	10	84	50	5
48	12-Aug	161	7	87	43	3

Daily Market Cap

Date	Total Market Cap	Change	Chg %
21-Oct	1,513c	68c	4.30
19-Oct	1,581c	3c	0.18
17-Oct	1,578c	0	0
16-Oct	1,578c	17c	1.08
15-Oct	1,562c	16c	1.00
14-Oct	1,577c	31c	1.98
13-Oct	1,547c	27c	1.69
12-Oct	1,573c	11c	0.68
09-Oct	1,584c	5c	0.33
08-Oct	1,589c	41c	2.62
05-Oct	1,549c	9c	0.55
01-Oct	1,540c	10c	0.65
29-Sep	1,530c	10c	0.65
28-Sep	1,540c	7c	0.47
25-Sep	1,547c	5c	0.35
24-Sep	1,542c	31c	1.95
22-Sep	1,573c	13c	0.82
17-Sep	1,560c	61c	3.74
10-Sep	1,620c	14c	0.87
07-Sep	1,607c	16c	0.96
04-Sep	1,622c	0	0

Stock Checklist

Price is above from 52 week high low average: 26%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: YES

Mutual Fund Holdings

Held by 4 fund scheme(s) across 2 fund house(s) as of Oct26 · Total value ₹52 Cr · 0 increasing / 2 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Bandhan Mutual Fund	2	0.07%	-0.02%	50.9
Axis Mutual Fund	2	0.05%	-	1.3

Suryoday Small Finance Bank Limited

Price Chart

Price Performance

Moving Average

PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

Delivery

Daily Market Cap

Stock Checklist

Mutual Fund Holdings

Strategy Builder

Bulk Deals

Events

News

Exchange Filings

Annual Reports

Ratings & Research Reports

Concalls

Announcements