SRG Housing Finance Limited

Web: srghousing.com NSE: SRGHFL BSE: 534680 SECTOR: Financial Services - Finance | Add Note | View Notes

245 5(-2%)

Near 52W Low of 224

Volume

10k as on 22, Jun

Open

381

High

389

Low

380

250

VWAP

292

52 Week High

335

52 Week Low

224

Viand Research Rating

Quality Score

58/100

Growth Score

17/100

Valuation Score

50/100

Momentum Score

20/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

385

No. of Shares

1.57

P/E

19.86

P/B

2.34

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

11.81

ROCE

Profit Growth

Listing Date

21-Aug-23

Promoter Holding

59.03%

FII Holding

DII Holding

Price Chart

Price Performance

1 Week7%

1 Month1%

3 Months19%

6 Months18%

1 Year18%

YTD18%

Moving Average

5 Day SMA284

10 Day SMA281

20 Day SMA282

30 Day SMA285

50 Day SMA284

61 Day SMA277

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	325	298	310	327
Resistance 2	310	295	301	311
Resistance 1	300	293	295	302
Pivot Point	285	291	285	286
Support 1	276	289	276	278
Support 2	261	286	270	262
Support 3	251	284	261	253

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
Promoters	(0.01) 59.03%	(0.01) 59.06%	(0.01) 59.11%	(0.01) 59.11%	(-5.71) 59.13%	(0.11) 64.79%	(-2.91) 64.69%	(-1.01) 67.54%	(0.71) 68.55%	(0.01) 67.83%	(0.01) 67.83%	(-0.41) 67.83%	(0.01) 68.23%	(3.31) 68.23%	(0.01) 64.95%	(0.01) 64.96%	(0.01) 64.96%	(0.01) 64.96%
FIIs	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.01%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.01%	(-0.11) 0.01%	(0.21) 0.15%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(-0.11) 0.00%	(0.01) 0.14%
DIIs	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.00%	(-0.71) 0.00%	(0.11) 0.72%	(0.61) 0.58%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%
Public	40.97%	40.93%	40.89%	40.88%	40.86%	35.19%	35.28%	32.45%	31.43%	31.44%	31.44%	32.17%	31.77%	31.76%	35.05%	35.04%	35.04%	34.91%
No. of Shareholders	2,624	2,540	2,618	2,682	2,927	2,837	2,815	2,217	2,170	2,366	1,812	1,580	1,622	1,634	1,679	1,588	1,644	1,665

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Sales	57.23	50.45	47.81	41.71	42.75	38.94	36.06	33.77	36.15	31.74	30.22	26.84	26.23	22.73	22.04	20.75	22.15	19.6	20.32
Sales Growth % (YoY)	33.9%	29.6%	32.6%	23.5%	18.3%	22.7%	19.3%	25.8%	37.8%	39.6%	37.1%	29.4%	18.4%	16%	8.5%	18%	16.4%	-4.4%	-
Sales Growth % (QoQ)	13.4%	5.5%	14.6%	-2.4%	9.8%	8%	6.8%	-6.6%	13.9%	5%	12.6%	2.3%	15.4%	3.1%	6.2%	-6.3%	13%	-3.5%	-
Expenses	21.62	19.22	18.52	16.65	17.42	14.85	11.96	11.55	13.55	10.86	10.19	9.53	9.94	8.54	7.69	6.39	6.83	5.63	5.2
Operating Profit	12.92	11.12	11.19	8.31	8.73	7.58	9.18	8.19	8.91	7.81	6.91	6.38	6.12	4.13	5.49	6.31	7.49	6.15	7.57
OPM %	22.58	22.04	23.41	19.92	20.42	19.47	25.46	24.25	24.65	24.61	22.87	23.77	23.33	18.17	24.91	30.41	33.81	31.38	37.25
Other Income	0.1	0.8	0.64	0.98	0.74	1.3	0.78	0.21	0.41	0.47	0.98	0.01	0.22	0.99	0.85	0.38	0.42	0.38	0.16
Interest	22.69	20.11	18.1	16.75	16.6	16.51	14.92	14.03	13.69	13.07	13.12	10.93	10.17	10.06	8.86	8.05	7.83	7.82	7.55
Depreciation	1.43	1.53	1.51	1.44	1.79	1.71	1.62	1.52	1.71	1.58	1.31	1.18	0.97	0.87	0.85	0.77	0.65	0.53	0.5
Profit before tax	11.59	10.39	10.32	7.85	7.68	7.17	8.34	6.88	7.61	6.7	6.58	5.21	5.37	4.25	5.49	5.92	7.26	6	7.23
Tax %	20.19	20.98	20.06	13.5	19.4	19.8	20.62	14.83	19.97	20.6	20.21	15.55	22.16	16	20.22	17.06	20.66	20.5	21.02
Net Profit	9.25	8.21	8.25	6.78	6.19	5.74	6.6	5.86	6.09	5.32	5.26	4.39	4.18	3.58	4.39	4.91	5.76	4.77	5.71
Net Profit Growth % (QoQ)	12.7%	-0.5%	21.7%	9.5%	7.8%	-13%	12.6%	-3.8%	14.5%	1.1%	19.8%	5%	16.8%	-18.5%	-10.6%	-14.8%	20.8%	-16.5%	-
Net Profit Growth % (YoY)	49.4%	43%	25%	15.7%	1.6%	7.9%	25.5%	33.5%	45.7%	48.6%	19.8%	-10.6%	-27.4%	-24.9%	-23.1%	-	-	-	-
TTM Net Profit	32.49	29.43	26.96	25.31	24.39	24.29	23.87	22.53	21.06	19.15	17.41	16.54	17.06	18.64	19.83	21.15	16.24	10.48	0
EPS in Rs	5.89	5.23	5.26	4.32	3.95	4.01	4.62	4.34	4.58	4.09	4.05	3.38	3.22	2.75	3.38	3.78	4.43	3.67	4.39

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	199	155	127	94	80	77	73	58	34	15	10	7	5	2
Sales Growth %	29%	22%	35.4%	16.3%	5%	5.5%	24.9%	70.1%	134.6%	42%	49.2%	44.9%	101.7%	85%
Expenses	76	56	44	32	22	20	18	15	11	4	3	2	2	1
Operating Profit	46	37	32	24	28	26	25	20	11	4	3	2	2	1
OPM %	23	24	25	26	34	34	34	34	34	30	28	34	37	38
Other Income	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	78	62	51	37	31	31	30	23	11	6	4	2	1	1
Depreciation	6	7	6	3	2	2	2	1	0	0	0	0	0	0
Profit before tax	40	30	26	21	26	24	22	19	11	4	3	2	2	1
Tax %	19	19	19	19	20	21	20	25	27	33	32	32	29	25
Net Profit	32	24	21	17	20	19	18	15	8	3	2	2	1	1
Net Profit Growth %	33.3%	14.3%	23.5%	-15%	5.3%	5.6%	20%	87.5%	166.7%	50%	-	100%	-	-
EPS in Rs	20.69	15.57	15.83	13.12	15.63	14.48	13.82	11.26	6.22	2.08	1.65	1.36	1.05	0.57
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	0	18	0	0

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-131	-140	-83	3	-27	23	-66	-90	-24	-13	-10	-8	-11
Cash from Investing Activity	-31	-1	9	-6	-19	-9	-1	-1	0	-2	0	0	0
Cash from Financing Activity	173	139	73	1	40	-9	89	74	44	16	9	8	11
Net Cash Flow	10	-2	-1	-2	-6	5	21	-16	20	2	-1	1	0

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	16	16	16	14	13	13	13	13	13	13	13	13	11	11	8	8
Reserves	281	264	248	188	146	120	101	81	62	44	29	21	5	3	6	4
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	21	19	21	18	19	17	18	14	10	10	9	3	2	1	1	0
Total Liabilities	1175	983	869	762	670	508	418	393	331	322	218	112	59	41	30	20
Fixed Assets	20	22	24	26	27	24	7	3	4	2	1	1	1	0	0	0
CWIP	0	0	0	0	0	1	5	2	0	0	0	0	0	0	0	0
Investments	73	53	36	50	9	12	27	26	9	1	0	0	1	0	0	0
Other Assets	1082	909	809	685	635	471	378	363	317	319	216	111	58	41	30	20
Total Assets	1175	983	869	762	670	508	418	393	331	322	218	112	59	41	30	20

Delivery

Delivery Data: SRGHFL

#	Date	241 39% 335	Value (Cr)	Q/T 68	Del 70	Del 1
1	4-Sep	245	0	35	57	0
2	3-Sep	250	0	25	75	0
3	2-Sep	247	0	36	74	0
4	1-Sep	256	0	14	96	0
5	31-Aug	259	0	18	95	0
6	28-Aug	255	0	47	93	0
7	27-Aug	260	0	36	100	0
8	26-Aug	260	0	35	99	0
9	25-Aug	257	0	32	96	0
10	24-Aug	256	0	26	72	0
11	21-Aug	264	0	34	86	0
12	20-Aug	262	0	60	100	0
13	19-Aug	260	0	16	100	0
14	18-Aug	259	0	33	79	0
15	17-Aug	266	0	13	60	0
16	14-Aug	267	0	16	79	0
17	13-Aug	275	0	16	97	0
18	12-Aug	274	0	12	92	0
19	11-Aug	272	1	73	63	1
20	10-Aug	287	0	18	82	0
21	7-Aug	287	0	17	87	0
22	6-Aug	292	0	41	75	0
23	5-Aug	290	0	50	40	0
24	4-Aug	294	0	32	86	0
25	3-Aug	300	0	51	88	0
26	31-Jul	293	0	29	63	0
27	30-Jul	292	1	79	80	0
28	29-Jul	294	1	86	83	1
29	28-Jul	312	1	126	78	1
30	27-Jul	309	0	23	76	0
31	24-Jul	310	1	60	72	1
32	23-Jul	306	0	46	88	0
33	22-Jul	307	0	16	83	0
34	21-Jul	305	0	6	63	0
35	20-Jul	305	0	37	84	0
36	17-Jul	313	0	6	77	0
37	16-Jul	307	0	11	74	0
38	15-Jul	314	0	13	62	0
39	14-Jul	310	0	32	82	0
40	13-Jul	305	0	36	82	0
41	10-Jul	306	0	65	52	0
42	9-Jul	300	0	13	68	0
43	8-Jul	301	0	10	58	0
44	7-Jul	310	0	38	89	0
45	6-Jul	296	0	25	81	0
46	3-Jul	307	0	125	98	0
47	2-Jul	303	0	130	100	0
48	1-Jul	303	0	64	98	0
49	30-Jun	300	0	36	96	0
50	29-Jun	295	0	32	65	0

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	385c	71L	0.18
03-Sep	386c	18c	4.51
01-Sep	404c	0	0
31-Aug	404c	5c	1.15
27-Aug	408c	8c	1.88
25-Aug	401c	71L	0.18
24-Aug	402c	15c	3.53
21-Aug	416c	8c	1.88
19-Aug	409c	6c	1.38
18-Aug	403c	15c	3.66
17-Aug	418c	4c	0.87
14-Aug	415c	30c	6.71
13-Aug	445c	8c	1.80
12-Aug	437c	15c	3.34
11-Aug	452c	0	0
10-Aug	452c	2c	0.49
07-Aug	450c	9c	2.02
06-Aug	459c	24L	0.05
05-Aug	459c	2c	0.36
04-Aug	460c	31L	0.07
31-Jul	461c	8c	1.77
30-Jul	453c	11c	2.34
29-Jul	463c	31c	6.20
28-Jul	494c	2c	0.43
27-Jul	492c	15c	3.13
24-Jul	477c	0	0

Stock Checklist

Price is above from 52 week high low average: 19%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 2 fund scheme(s) across 1 fund house(s) as of Aug26 · Total value ₹59 Cr · 0 increasing / 2 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Unifi Mutual Fund	2	2.80%	-0.44%	58.7

SRG Housing Finance Limited

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