Spandana Sphoorty Financial Limited

Web: spandanasphoorty.com NSE: SPANDANA BSE: 542759 SECTOR: Financial Services - Finance

290 4(1%)

Volume

2L as on 22, Jun

Open

332

High

338

Low

319

285

VWAP

261

52 Week High

319

52 Week Low

181

Viand Research Rating

Quality Score

21/100

Growth Score

0/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

2,065

No. of Shares

8.87

P/E

32.91

P/B

0.84

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

2.56

ROCE

Profit Growth

Listing Date

19-Aug-19

Promoter Holding

48.16%

FII Holding

19.89%

DII Holding

5.78%

Price Chart

Price Performance

1 Week10%

1 Month2%

3 Months27%

6 Months14%

1 Year14%

YTD14%

Moving Average

5 Day SMA255

10 Day SMA244

20 Day SMA249

30 Day SMA253

50 Day SMA246

61 Day SMA237

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	264	256	261	262
Resistance 2	261	256	259	260
Resistance 1	258	255	257	256
Pivot Point	255	255	255	254
Support 1	252	254	253	250
Support 2	249	254	251	248
Support 3	246	253	249	244

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Aug 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 48.16%	(0.01) 48.16%	(0.01) 48.16%	(0.01) 48.16%	(0.01) 48.13%	(0.01) 48.13%	(-7.71) 48.13%	(-1.01) 55.84%	(-2.91) 56.85%	(-0.11) 59.75%	(-0.51) 59.89%	(-2.01) 60.41%	(-0.61) 62.41%	(0.01) 63.00%	(0.01) 63.01%	(-0.61) 63.03%	(1.01) 63.59%	(0.31) 62.62%	(0.01) 62.29%	(0.01) 62.29%
FIIs	(-0.51) 19.89%	(0.11) 20.35%	(0.01) 20.26%	(0.51) 20.26%	(0.01) 19.80%	(-1.91) 19.83%	(-0.91) 21.71%	(-0.21) 22.64%	(1.01) 22.83%	(2.71) 21.79%	(0.31) 19.05%	(-2.51) 18.74%	(1.01) 21.25%	(0.61) 20.24%	(6.51) 19.59%	(0.51) 13.13%	(0.51) 12.66%	(2.01) 12.19%	(-2.21) 10.20%	(0.01) 12.43%
DIIs	(0.01) 5.78%	(-0.31) 5.78%	(-0.11) 6.12%	(0.51) 6.18%	(-0.81) 5.65%	(0.21) 6.45%	(-1.01) 6.30%	(-1.61) 7.33%	(-1.61) 8.96%	(-2.91) 10.53%	(0.41) 13.45%	(4.61) 13.02%	(0.01) 8.43%	(-0.51) 8.43%	(0.51) 8.89%	(4.31) 8.41%	(-0.11) 4.11%	(-0.31) 4.22%	(0.01) 4.55%	(0.01) 4.55%
Government	0.01%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	26.16%	25.72%	25.48%	25.40%	26.43%	25.59%	23.86%	14.19%	11.35%	7.92%	7.62%	7.82%	7.92%	8.32%	8.51%	15.43%	19.63%	20.97%	22.96%	20.74%
No. of Shareholders	113,071	116,755	120,457	121,469	123,380	123,001	90,984	73,889	48,596	35,704	25,870	20,706	18,955	17,130	17,776	19,614	26,575	29,336	25,482	21,946

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	259.69	234.27	229.55	300.46	414.79	551.55	681.85	709.89	675.8	626.03	610.26	511.62	498.13	355	298	250	287	346	396	434
Sales Growth % (YoY)	-37.4%	-57.5%	-66.3%	-57.7%	-38.6%	-11.9%	11.7%	38.8%	35.7%	76.5%	105%	104.4%	73.7%	2%	-25%	-42%	-39.5%	2.4%	-	-
Sales Growth % (QoQ)	10.9%	2.1%	-23.6%	-27.6%	-24.8%	-19.1%	-3.9%	5%	8%	2.6%	19.3%	2.7%	40.3%	19.1%	19.2%	-12.9%	-17.1%	-12.6%	-8.8%	-
Expenses	139.08	258.32	442.79	627.02	803.89	922.27	726.7	398.15	281.14	230.66	240.35	164.02	241.75	156	132	461	151	149	316	218
Operating Profit	-5.42	-132.79	-333.09	-480.31	-574.55	-599.73	-303.28	52.37	145.35	145.18	142.17	148.05	107.39	78	74	-307	28	58	-71	73
OPM %	-2.09	-56.68	-145.11	-159.86	-138.52	-108.74	-44.48	7.38	21.51	23.19	23.3	28.94	21.56	22	25	-123	10	17	-18	17
Other Income	17.48	11.28	9.94	3.66	4.13	17.73	20.13	27.09	33.8	30.81	29.95	15.67	34.88	20	12	9	12	4	1	1
Interest	126.03	108.74	119.85	153.75	185.45	229.01	258.43	259.37	249.31	250.19	227.74	199.55	148.99	121	91	97	108	139	150	143
Depreciation	4.04	3.94	3.98	4.24	7.2	5.64	5.45	4.41	6.98	5.64	4.6	3.17	3.71	3	2	2	3	2	1	3
Profit before tax	8.02	-125.45	-327.13	-480.89	-577.62	-587.64	-288.6	75.05	172.17	170.35	167.52	160.55	138.56	96	84	-301	38	59	-72	71
Tax %	34.29	-24.27	-23.83	-25.09	-24.81	-25.08	-25.04	25.77	25.27	25.21	25.26	25.59	23.82	26	35	-27	24	24	-18	23
Net Profit	5.27	-95	-249.16	-360.23	-434.3	-440.25	-216.33	55.71	128.66	127.41	125.2	119.46	105.55	71	55	-220	29	45	-59	55
Net Profit Growth % (QoQ)	105.5%	61.9%	30.8%	17.1%	1.4%	-103.5%	-488.3%	-56.7%	1%	1.8%	4.8%	13.2%	48.7%	29.1%	125%	-858.6%	-35.6%	176.3%	-207.3%	-
Net Profit Growth % (YoY)	101.2%	78.4%	-15.2%	-746.6%	-437.6%	-445.5%	-272.8%	-53.4%	21.9%	79.5%	127.6%	154.3%	264%	57.8%	193.2%	-500%	-	-	-	-
TTM Net Profit	-699.12	-1138.69	-1483.94	-1451.11	-1035.17	-472.21	95.45	436.98	500.73	477.62	421.21	351.01	11.55	-65	-91	-205	70	41	-4	0
EPS in Rs	0.59	-10.71	-28.09	-40.61	-48.96	-49.63	-24.39	6.28	14.5	14.4	14.16	13.53	11.96	8.08	6.25	-24.89	3.31	6.99	-9	8.39

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018
Sales	1024	2355	2401	1401	1463	1483	1435	1043	587
Sales Growth %	-57%	-2%	71%	-4%	-1%	3%	38%	78%	-
Expenses	1467	2844	890	989	832	872	482	208	67
Operating Profit	-952	-1425	581	-48	89	185	593	475	288
OPM %	-93	-61	24	-3	6	12	41	46	49
Other Income	42	69	110	76	17	23	34	5	0
Interest	508	936	930	460	542	426	360	360	232
Depreciation	16	23	20	11	9	8	9	7	6
Profit before tax	-925	-1379	671	18	97	200	618	473	283
Tax %	-24	-25	25	30	28	27	43	34	34
Net Profit	-699	-1035	501	12	70	145	352	312	188
Net Profit Growth %	32.5%	-306.6%	4075%	-82.9%	-51.7%	-58.8%	12.8%	66%	-
EPS in Rs	-78.82	-116.7	56.44	1.39	8.09	18.13	43.93	42.02	50.8
Dividend Payout %	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018
Cash from Operating Activity	882	3669	-2679	-2171	863	-1754	-35	-573	-1855
Cash from Investing Activity	165	-119	-172	-175	36	482	-487	-33	-4
Cash from Financing Activity	-1514	-3712	3435	2433	-1307	2348	434	650	1673
Net Cash Flow	-466	-162	585	86	-408	1076	-89	44	-186

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018
Equity Capital	80	80	71	71	71	71	69	64	64	60	30
Reserves	2049	2147	2562	3435	3573	3028	3018	2685	2562	1830	216
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	174	163	205	194	313	209	217	455	326	75	42
Total Liabilities	6246	5679	8494	11549	13383	9383	7076	8577	5977	4932	3764
Fixed Assets	39	46	52	55	52	47	31	38	34	27	8
CWIP	0	0	0	0	0	0	0	0	0	0	0
Investments	114	89	110	110	112	189	2	2	487	0	0
Other Assets	6094	5544	8332	11384	13218	9146	7043	8537	5456	4905	3756
Total Assets	6246	5679	8494	11549	13383	9383	7076	8577	5977	4932	3764

Delivery

#	Date	223 43% 319	Value (Cr)	Q/T 39	Del 47	Del 7
1	22-Jul	285	11	34	43	5
2	21-Jul	303	9	38	45	4
3	20-Jul	286	9	30	57	5
4	17-Jul	297	7	33	43	3
5	16-Jul	301	5	26	46	2
6	15-Jul	304	8	34	55	4
7	14-Jul	303	8	43	63	5
8	13-Jul	305	17	38	41	7
9	10-Jul	306	6	38	53	3
10	9-Jul	303	29	51	44	13
11	8-Jul	290	12	36	47	6
12	7-Jul	297	22	41	47	10
13	6-Jul	311	37	45	35	13
14	3-Jul	302	43	52	32	14
15	2-Jul	284	12	35	45	5
16	1-Jul	278	10	37	46	5
17	30-Jun	269	7	32	54	4
18	29-Jun	264	5	36	46	2
19	25-Jun	267	12	27	47	6
20	24-Jun	264	7	33	56	4
21	23-Jun	256	4	28	48	2
22	22-Jun	263	6	40	48	3
23	19-Jun	255	3	25	47	1
24	18-Jun	257	5	26	41	2
25	17-Jun	256	21	34	26	5
26	16-Jun	243	8	37	49	4
27	15-Jun	238	31	51	32	10
28	12-Jun	226	8	49	66	5
29	11-Jun	226	10	35	38	4
30	10-Jun	234	4	22	45	2
31	9-Jun	241	7	38	43	3
32	8-Jun	233	15	48	53	8
33	5-Jun	255	3	35	43	1
34	4-Jun	257	8	62	69	6
35	3-Jun	257	4	31	47	2
36	2-Jun	255	5	36	44	2
37	1-Jun	249	5	39	49	3
38	29-May	251	6	37	59	4
39	27-May	260	8	45	52	4
40	26-May	261	3	24	48	2
41	25-May	261	8	25	46	4
42	22-May	258	10	36	35	4
43	21-May	256	3	32	43	1
44	20-May	254	4	33	39	2
45	19-May	257	2	21	54	1
46	18-May	257	3	16	43	1
47	15-May	261	3	24	49	2
48	14-May	263	5	30	42	2

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	2,065c	11c	0.56
22-Jul	2,054c	128c	5.88
21-Jul	2,182c	71c	3.34
17-Jul	2,111c	36c	1.66
16-Jul	2,147c	31c	1.44
15-Jul	2,178c	9c	0.41
14-Jul	2,170c	0	0
13-Jul	2,170c	8c	0.36
10-Jul	2,177c	3c	0.11
09-Jul	2,175c	86c	4.13
08-Jul	2,089c	15c	0.71
07-Jul	2,104c	114c	5.14
06-Jul	2,218c	226c	11.33
02-Jul	1,992c	36L	0.02
01-Jul	1,992c	74c	3.87
30-Jun	1,918c	24c	1.26
29-Jun	1,894c	10c	0.51
26-Jun	1,904c	8c	0.41
25-Jun	1,912c	27c	1.42
24-Jun	1,885c	77c	4.26
23-Jun	1,808c	71c	3.78
22-Jun	1,879c	66c	3.66
19-Jun	1,813c	9c	0.51
17-Jun	1,822c	87c	5.01
16-Jun	1,735c	31c	1.80
15-Jun	1,704c	100c	6.22
12-Jun	1,604c	32c	1.96
11-Jun	1,637c	74c	4.32
10-Jun	1,710c	0	0

Stock Checklist

Price is above from 52 week high low average: 57%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 8 fund scheme(s) across 3 fund house(s) as of Jul26 · Total value ₹25 Cr · 4 increasing / 0 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
JM Financial Mutual Fund	4	0.80%	+0.15%	17
Unifi Mutual Fund	2	0.34%	-	8
Motilal Oswal Mutual Fund	2	0.00%	-	0

Spandana Sphoorty Financial Limited

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