Satin Creditcare Network Limited

Web: satincreditcare.com NSE: SATIN BSE: 539404 SECTOR: Financial Services - Finance | Add Note | View Notes

221 2(1%)

Volume

6L as on 24, Jun

Open

147

High

148

Low

145

219

VWAP

239

52 Week High

274

52 Week Low

135

Viand Research Rating

Quality Score

60/100

Growth Score

40/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

2,442

No. of Shares

P/E

4.69

P/B

0.63

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.5

ROCE

Profit Growth

Listing Date

26-Aug-15

Promoter Holding

36.17%

FII Holding

3.52%

DII Holding

5.3%

Price Chart

Price Performance

1 Week2%

1 Month14%

3 Months68%

6 Months64%

1 Year64%

YTD64%

Moving Average

5 Day SMA235

10 Day SMA232

20 Day SMA232

30 Day SMA228

50 Day SMA210

61 Day SMA199

80 Day SMA174

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	245	235	241	247
Resistance 2	241	234	238	242
Resistance 1	237	233	236	239
Pivot Point	233	233	233	234
Support 1	229	232	230	231
Support 2	225	231	228	226
Support 3	221	230	225	223

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.11) 36.17%	(-3.91) 36.06%	(-1.71) 39.98%	(2.31) 41.70%	(1.51) 39.45%	(-2.01) 38.00%	(3.31) 39.97%	(0.01) 36.69%	(-1.61) 36.69%	(0.01) 38.26%	(0.01) 38.24%
FIIs	(0.01) 3.52%	(-0.41) 3.55%	(-0.41) 3.90%	(-0.21) 4.32%	(-0.31) 4.52%	(-1.31) 4.83%	(-1.11) 6.09%	(0.51) 7.14%	(-2.91) 6.67%	(2.71) 9.58%	(0.21) 6.93%	(-0.81) 6.72%	(-0.21) 7.48%	(-1.01) 7.67%	(-0.91) 8.66%	(-1.01) 9.55%	(1.71) 10.53%	(-0.51) 8.81%	(0.01) 9.32%
DIIs	(0.11) 5.30%	(0.01) 5.18%	(-2.01) 5.18%	(0.81) 7.15%	(0.21) 6.35%	(-0.51) 6.11%	(-0.51) 6.59%	(0.11) 7.04%	(-1.41) 6.92%	(4.31) 8.27%	(-1.21) 3.95%	(-1.21) 5.19%	(-0.31) 6.36%	(-0.51) 6.65%	(-0.51) 7.11%	(-0.21) 7.59%	(-0.51) 7.76%	(0.01) 8.24%	(0.01) 8.24%
Public	54.58%	54.67%	54.30%	51.92%	52.53%	52.45%	50.70%	49.21%	49.81%	45.66%	48.65%	45.83%	46.14%	47.10%	43.63%	45.54%	44.38%	44.03%	43.53%
No. of Shareholders	44,277	46,944	48,704	49,904	50,129	52,490	50,610	41,951	44,333	28,795	23,527	20,166	16,244	16,146	15,546	16,272	17,618	19,608	22,601

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	920	740	788	709	615	684	657	633	642	596	538	462	429	416	360	345	363	346	325	346
Sales Growth % (YoY)	49.5%	8.2%	19.9%	12%	-4.2%	14.9%	22.2%	36.8%	49.6%	43.2%	49.5%	34.1%	18.1%	20.1%	10.5%	-0.3%	-10%	8.2%	-	-
Sales Growth % (QoQ)	24.3%	-6.1%	11.1%	15.3%	-10.1%	4.1%	3.8%	-1.4%	7.7%	10.8%	16.5%	7.7%	3.1%	15.6%	4.3%	-5%	4.9%	6.5%	-6.1%	-
Expenses	320	355	373	352	327	398	323	237	217	192	173	156	132	178	138	463	122	144	154	285
Operating Profit	218	96	71	60	24	19	68	145	173	156	148	121	139	83	77	-277	85	47	17	-104
OPM %	24	13	9	8	4	3	10	23	27	26	28	26	32	20	21	-80	23	14	5	-30
Other Income	3	5	5	5	1	4	1	2	5	1	1	1	0	0	1	1	1	2	0	1
Interest	381	289	344	297	264	268	266	251	252	247	217	185	158	155	145	159	157	155	154	165
Depreciation	9	8	7	6	8	7	7	6	6	6	6	4	8	4	4	3	4	4	4	4
Profit before tax	212	93	69	58	18	15	62	141	171	151	143	118	132	79	75	-280	82	46	14	-107
Tax %	24	23	23	22	-20	5	27	25	25	25	25	25	25	26	23	-25	30	26	20	-24
Net Profit	162	72	53	45	22	14	45	105	128	113	107	88	99	59	57	-210	57	34	11	-81
Net Profit Growth % (QoQ)	125%	35.8%	17.8%	104.5%	57.1%	-68.9%	-57.1%	-18%	13.3%	5.6%	21.6%	-11.1%	67.8%	3.5%	127.1%	-468.4%	67.6%	209.1%	113.6%	-
Net Profit Growth % (YoY)	636.4%	414.3%	17.8%	-57.1%	-82.8%	-87.6%	-57.9%	19.3%	29.3%	91.5%	87.7%	141.9%	73.7%	73.5%	418.2%	-159.3%	-	-	-	-
TTM Net Profit	332	192	134	126	186	292	391	453	436	407	353	303	5	-37	-62	-108	21	-36	-70	0
EPS in Rs	14.67	6.51	4.81	4.08	1.98	1.29	4.05	9.53	11.61	10.24	10.72	9.93	11.57	7.05	7.23	-27.95	7.58	4.66	1.52	-11.2

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Sales	3143	2595	2234	1549	1378	1377	1500	1443	1031	801
Sales Growth %	21.1%	16.2%	44.2%	12.4%	0%	-8.2%	3.9%	40%	28.7%	-
Expenses	1387	1290	733	911	700	737	685	471	365	322
Operating Profit	445	256	600	22	47	2	225	326	130	44
OPM %	14	10	27	1	3	0	15	23	13	5
Other Income	18	7	6	2	3	3	4	3	0	0
Interest	1311	1049	901	617	631	638	589	646	536	436
Depreciation	30	27	23	18	16	15	18	13	15	6
Profit before tax	432	236	583	5	34	-10	212	316	116	38
Tax %	23	21	25	8	39	43	27	36	35	34
Net Profit	332	186	436	5	21	-14	155	201	75	25
Net Profit Growth %	78.5%	-57.3%	8620%	-76.2%	250%	-109%	-22.9%	168%	200%	-
EPS in Rs	30.07	16.85	39.46	0.56	2.76	-1.94	21.52	29.72	11.43	4.78
Dividend Payout %	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Cash from Operating Activity	-974	-563	-2069	-956	336	-945	-225	611	-1541	-966
Cash from Investing Activity	-123	-45	-24	-73	-51	226	56	-187	-55	-36
Cash from Financing Activity	1873	914	2259	390	-442	734	243	88	1394	1398
Net Cash Flow	777	305	166	-639	-157	15	73	512	-203	395

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Equity Capital	110	110	110	110	110	85	75	66	52	49	47	37
Reserves	2753	2511	2433	2431	2291	1543	1507	1420	1397	1101	838	600
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	532	589	253	247	174	310	330	377	309	321	253	251
Total Liabilities	14387	12851	11587	11176	10485	7850	7655	8045	7300	6741	6299	4778
Fixed Assets	159	138	137	138	133	129	126	131	94	81	75	73
CWIP	7	0	0	0	0	0	0	4	34	16	16	12
Investments	151	317	55	50	51	62	49	1	246	264	72	21
Other Assets	14069	12395	11395	10988	10301	7659	7481	7909	6926	6380	6136	4672
Total Assets	14387	12851	11587	11176	10485	7850	7655	8045	7300	6741	6299	4778

Delivery

Delivery Data: SATIN

#	Date	213 29% 274	Value (Cr)	Q/T 52	Del 50	Del 14
1	4-Sep	221	5	51	54	2
2	3-Sep	219	9	44	49	4
3	2-Sep	219	3	43	52	2
4	1-Sep	217	7	49	55	4
5	31-Aug	224	4	51	52	2
6	28-Aug	222	3	44	50	1
7	27-Aug	226	6	45	38	2
8	26-Aug	227	5	50	43	2
9	25-Aug	221	3	52	64	2
10	24-Aug	224	4	51	50	2
11	21-Aug	224	3	43	51	2
12	20-Aug	227	4	48	54	2
13	19-Aug	225	5	68	62	3
14	18-Aug	229	7	59	58	4
15	17-Aug	229	11	60	57	6
16	14-Aug	226	9	61	57	5
17	13-Aug	221	8	58	53	4
18	12-Aug	223	9	65	55	5
19	11-Aug	225	9	68	54	5
20	10-Aug	227	6	68	62	4
21	7-Aug	232	5	60	53	3
22	6-Aug	233	4	50	56	2
23	5-Aug	231	7	60	51	4
24	4-Aug	235	18	70	46	8
25	3-Aug	231	24	65	45	11
26	31-Jul	240	66	69	39	26
27	30-Jul	257	13	60	51	7
28	29-Jul	258	11	58	45	5
29	28-Jul	260	16	47	42	7
30	27-Jul	262	23	58	47	11
31	24-Jul	269	39	61	36	14
32	23-Jul	256	8	29	46	4
33	22-Jul	252	8	51	58	4
34	21-Jul	258	4	48	49	2
35	20-Jul	256	6	50	47	3
36	17-Jul	255	9	51	49	4
37	16-Jul	266	19	62	49	10
38	15-Jul	259	9	45	53	5
39	14-Jul	265	21	59	44	9
40	13-Jul	267	40	67	51	20
41	10-Jul	257	8	75	51	4
42	9-Jul	255	10	67	55	6
43	8-Jul	249	24	59	50	12
44	7-Jul	263	33	72	46	15
45	6-Jul	257	27	70	46	13
46	3-Jul	255	17	58	44	8
47	2-Jul	260	25	71	51	13
48	1-Jul	252	38	67	45	17
49	30-Jun	246	21	63	49	10
50	29-Jun	236	6	50	50	3

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	2,442c	22c	0.88
03-Sep	2,464c	9c	0.37
01-Sep	2,473c	66L	0.03
31-Aug	2,472c	5c	0.21
27-Aug	2,477c	8c	0.31
26-Aug	2,470c	23c	0.94
25-Aug	2,447c	19c	0.78
24-Aug	2,466c	27c	1.08
21-Aug	2,493c	10c	0.38
19-Aug	2,502c	45c	1.78
18-Aug	2,548c	33c	1.32
17-Aug	2,514c	40c	1.63
14-Aug	2,474c	24c	0.99
13-Aug	2,450c	14c	0.56
12-Aug	2,464c	84c	3.30
10-Aug	2,548c	12c	0.45
07-Aug	2,559c	20c	0.78
06-Aug	2,579c	4c	0.16
05-Aug	2,583c	13c	0.51
04-Aug	2,597c	47c	1.82
03-Aug	2,550c	85c	3.21
31-Jul	2,635c	239c	8.30
30-Jul	2,873c	0	0
29-Jul	2,873c	1c	0.04
28-Jul	2,872c	1c	0.04
27-Jul	2,873c	0	0

Stock Checklist

Price is above from 52 week high low average: 62%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 2 fund scheme(s) across 1 fund house(s) as of Aug26 · Total value ₹98 Cr · 2 increasing / 0 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Bandhan Mutual Fund	2	0.17%	+0.06%	98.2

Satin Creditcare Network Limited

Price Chart

Price Performance

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Shareholding Pattern (%)

Quarterly Results

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Cash Flows

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