Satin Creditcare Network Limited

Web: satincreditcare.com NSE: SATIN BSE: 539404 SECTOR: Financial Services - Finance

256 4(2%)

Near 52W High of 271

Volume

6L as on 24, Jun

Open

147

High

148

Low

145

252

VWAP

239

52 Week High

271

52 Week Low

133

Viand Research Rating

Quality Score

60/100

Growth Score

40/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

2,828

No. of Shares

P/E

4.69

P/B

0.63

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.5

ROCE

Profit Growth

Listing Date

26-Aug-15

Promoter Holding

36.17%

FII Holding

3.52%

DII Holding

5.3%

Price Chart

Price Performance

1 Week2%

1 Month14%

3 Months68%

6 Months64%

1 Year64%

YTD64%

Moving Average

5 Day SMA235

10 Day SMA232

20 Day SMA232

30 Day SMA228

50 Day SMA210

61 Day SMA199

80 Day SMA174

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	245	235	241	247
Resistance 2	241	234	238	242
Resistance 1	237	233	236	239
Pivot Point	233	233	233	234
Support 1	229	232	230	231
Support 2	225	231	228	226
Support 3	221	230	225	223

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.01) 36.17%	(0.11) 36.17%	(-3.91) 36.06%	(-1.71) 39.98%	(2.31) 41.70%	(1.51) 39.45%	(-2.01) 38.00%	(3.31) 39.97%	(0.01) 36.69%	(-1.61) 36.69%	(0.01) 38.26%	(0.01) 38.24%
FIIs	(0.01) 3.52%	(-0.41) 3.55%	(-0.41) 3.90%	(-0.21) 4.32%	(-0.31) 4.52%	(-1.31) 4.83%	(-1.11) 6.09%	(0.51) 7.14%	(-2.91) 6.67%	(2.71) 9.58%	(0.21) 6.93%	(-0.81) 6.72%	(-0.21) 7.48%	(-1.01) 7.67%	(-0.91) 8.66%	(-1.01) 9.55%	(1.71) 10.53%	(-0.51) 8.81%	(0.01) 9.32%
DIIs	(0.11) 5.30%	(0.01) 5.18%	(-2.01) 5.18%	(0.81) 7.15%	(0.21) 6.35%	(-0.51) 6.11%	(-0.51) 6.59%	(0.11) 7.04%	(-1.41) 6.92%	(4.31) 8.27%	(-1.21) 3.95%	(-1.21) 5.19%	(-0.31) 6.36%	(-0.51) 6.65%	(-0.51) 7.11%	(-0.21) 7.59%	(-0.51) 7.76%	(0.01) 8.24%	(0.01) 8.24%
Public	54.58%	54.67%	54.30%	51.92%	52.53%	52.45%	50.70%	49.21%	49.81%	45.66%	48.65%	45.83%	46.14%	47.10%	43.63%	45.54%	44.38%	44.03%	43.53%
No. of Shareholders	44,277	46,944	48,704	49,904	50,129	52,490	50,610	41,951	44,333	28,795	23,527	20,166	16,244	16,146	15,546	16,272	17,618	19,608	22,601

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	920	740	788	709	615	684	657	633	642	596	538	462	429	416	360	345	363	346	325	346
Sales Growth % (YoY)	49.5%	8.2%	19.9%	12%	-4.2%	14.9%	22.2%	36.8%	49.6%	43.2%	49.5%	34.1%	18.1%	20.1%	10.5%	-0.3%	-10%	8.2%	-	-
Sales Growth % (QoQ)	24.3%	-6.1%	11.1%	15.3%	-10.1%	4.1%	3.8%	-1.4%	7.7%	10.8%	16.5%	7.7%	3.1%	15.6%	4.3%	-5%	4.9%	6.5%	-6.1%	-
Expenses	320	355	373	352	327	398	323	237	217	192	173	156	132	178	138	463	122	144	154	285
Operating Profit	218	96	71	60	24	19	68	145	173	156	148	121	139	83	77	-277	85	47	17	-104
OPM %	24	13	9	8	4	3	10	23	27	26	28	26	32	20	21	-80	23	14	5	-30
Other Income	3	5	5	5	1	4	1	2	5	1	1	1	0	0	1	1	1	2	0	1
Interest	381	289	344	297	264	268	266	251	252	247	217	185	158	155	145	159	157	155	154	165
Depreciation	9	8	7	6	8	7	7	6	6	6	6	4	8	4	4	3	4	4	4	4
Profit before tax	212	93	69	58	18	15	62	141	171	151	143	118	132	79	75	-280	82	46	14	-107
Tax %	24	23	23	22	-20	5	27	25	25	25	25	25	25	26	23	-25	30	26	20	-24
Net Profit	162	72	53	45	22	14	45	105	128	113	107	88	99	59	57	-210	57	34	11	-81
Net Profit Growth % (QoQ)	125%	35.8%	17.8%	104.5%	57.1%	-68.9%	-57.1%	-18%	13.3%	5.6%	21.6%	-11.1%	67.8%	3.5%	127.1%	-468.4%	67.6%	209.1%	113.6%	-
Net Profit Growth % (YoY)	636.4%	414.3%	17.8%	-57.1%	-82.8%	-87.6%	-57.9%	19.3%	29.3%	91.5%	87.7%	141.9%	73.7%	73.5%	418.2%	-159.3%	-	-	-	-
TTM Net Profit	332	192	134	126	186	292	391	453	436	407	353	303	5	-37	-62	-108	21	-36	-70	0
EPS in Rs	14.67	6.51	4.81	4.08	1.98	1.29	4.05	9.53	11.61	10.24	10.72	9.93	11.57	7.05	7.23	-27.95	7.58	4.66	1.52	-11.2

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Sales	3143	2595	2234	1549	1378	1377	1500	1443	1031	801
Sales Growth %	21.1%	16.2%	44.2%	12.4%	0%	-8.2%	3.9%	40%	28.7%	-
Expenses	1387	1290	733	911	700	737	685	471	365	322
Operating Profit	445	256	600	22	47	2	225	326	130	44
OPM %	14	10	27	1	3	0	15	23	13	5
Other Income	18	7	6	2	3	3	4	3	0	0
Interest	1311	1049	901	617	631	638	589	646	536	436
Depreciation	30	27	23	18	16	15	18	13	15	6
Profit before tax	432	236	583	5	34	-10	212	316	116	38
Tax %	23	21	25	8	39	43	27	36	35	34
Net Profit	332	186	436	5	21	-14	155	201	75	25
Net Profit Growth %	78.5%	-57.3%	8620%	-76.2%	250%	-109%	-22.9%	168%	200%	-
EPS in Rs	30.07	16.85	39.46	0.56	2.76	-1.94	21.52	29.72	11.43	4.78
Dividend Payout %	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Cash from Operating Activity	-974	-563	-2069	-956	336	-945	-225	611	-1541	-966
Cash from Investing Activity	-123	-45	-24	-73	-51	226	56	-187	-55	-36
Cash from Financing Activity	1873	914	2259	390	-442	734	243	88	1394	1398
Net Cash Flow	777	305	166	-639	-157	15	73	512	-203	395

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Equity Capital	110	110	110	110	110	85	75	66	52	49	47	37
Reserves	2753	2511	2433	2431	2291	1543	1507	1420	1397	1101	838	600
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	532	589	253	247	174	310	330	377	309	321	253	251
Total Liabilities	14387	12851	11587	11176	10485	7850	7655	8045	7300	6741	6299	4778
Fixed Assets	159	138	137	138	133	129	126	131	94	81	75	73
CWIP	7	0	0	0	0	0	0	4	34	16	16	12
Investments	151	317	55	50	51	62	49	1	246	264	72	21
Other Assets	14069	12395	11395	10988	10301	7659	7481	7909	6926	6380	6136	4672
Total Assets	14387	12851	11587	11176	10485	7850	7655	8045	7300	6741	6299	4778

Delivery

#	Date	205 32% 271	Value (Cr)	Q/T 62	Del 45	Del 11
1	22-Jul	252	8	51	58	4
2	21-Jul	258	4	48	49	2
3	20-Jul	256	6	50	47	3
4	17-Jul	255	9	51	49	4
5	16-Jul	266	19	62	49	10
6	15-Jul	259	9	45	53	5
7	14-Jul	265	21	59	44	9
8	13-Jul	267	40	67	51	20
9	10-Jul	257	8	75	51	4
10	9-Jul	255	10	67	55	6
11	8-Jul	249	24	59	50	12
12	7-Jul	263	33	72	46	15
13	6-Jul	257	27	70	46	13
14	3-Jul	255	17	58	44	8
15	2-Jul	260	25	71	51	13
16	1-Jul	252	38	67	45	17
17	30-Jun	246	21	63	49	10
18	29-Jun	236	6	50	50	3
19	25-Jun	231	7	62	48	4
20	24-Jun	239	15	61	42	6
21	23-Jun	233	5	50	49	3
22	22-Jun	236	6	38	49	3
23	19-Jun	235	7	51	46	3
24	18-Jun	231	4	46	45	2
25	17-Jun	236	6	59	46	3
26	16-Jun	231	9	53	41	4
27	15-Jun	232	13	69	46	6
28	12-Jun	226	10	61	49	5
29	11-Jun	220	13	48	46	6
30	10-Jun	234	11	60	44	5
31	9-Jun	242	14	86	56	8
32	8-Jun	237	17	85	43	7
33	5-Jun	241	17	61	43	7
34	4-Jun	242	60	83	32	19
35	3-Jun	235	14	79	54	8
36	2-Jun	231	16	63	53	8
37	1-Jun	222	29	82	44	13
38	29-May	218	11	62	43	5
39	27-May	222	8	69	55	4
40	26-May	223	11	71	51	5
41	25-May	216	6	60	44	3
42	22-May	210	15	72	49	7
43	21-May	218	7	63	51	3
44	20-May	223	11	55	49	5
45	19-May	222	15	63	53	8
46	18-May	219	13	46	47	6
47	15-May	223	13	70	40	5
48	14-May	225	23	75	37	9

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	2,829c	34c	1.20
22-Jul	2,795c	66c	2.32
21-Jul	2,861c	34c	1.21
17-Jul	2,827c	90c	3.07
16-Jul	2,916c	58c	2.02
15-Jul	2,859c	107c	3.62
14-Jul	2,966c	10c	0.35
13-Jul	2,956c	106c	3.70
10-Jul	2,850c	43c	1.53
09-Jul	2,807c	56c	2.04
08-Jul	2,751c	190c	6.45
07-Jul	2,941c	118c	4.18
06-Jul	2,823c	0	0
02-Jul	2,823c	43c	1.53
01-Jul	2,780c	62c	2.30
30-Jun	2,718c	115c	4.41
29-Jun	2,603c	54c	2.11
26-Jun	2,549c	13c	0.50
25-Jun	2,562c	75c	2.84
24-Jun	2,637c	74c	2.88
23-Jun	2,563c	36c	1.36
22-Jun	2,599c	6c	0.22
19-Jun	2,604c	55c	2.16
18-Jun	2,549c	60c	2.30
17-Jun	2,609c	56c	2.21
16-Jun	2,553c	18c	0.69
15-Jun	2,571c	63c	2.51
12-Jun	2,508c	89c	3.44
11-Jun	2,597c	15c	0.56
10-Jun	2,612c	0	0

Stock Checklist

Price is above from 52 week high low average: 78%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 2 fund scheme(s) across 1 fund house(s) as of Jul26 · Total value ₹58 Cr · 0 increasing / 0 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Bandhan Mutual Fund	2	0.11%	-	58.2

Satin Creditcare Network Limited

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Cash Flows

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