REC Limited

NSE: RECLTD BSE: 532955 SECTOR: Financial Services - Finance

358 3(-1%)

Volume

22L as on 22, Jul

Open

365

High

367

Low

364

361

VWAP

360

52 Week High

408

52 Week Low

304

Viand Research Rating

Quality Score

0/100

Growth Score

6/100

Valuation Score

85/100

Momentum Score

70/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

94,283

No. of Shares

263

P/E

5.79

P/B

1.91

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

20.21

ROCE

Profit Growth

Listing Date

12-Mar-08

Promoter Holding

52.63%

FII Holding

15.79%

DII Holding

16.36%

Price Chart

Price Performance

1 Week3%

1 Month2%

3 Months6%

6 Months2%

1 Year10%

YTD2%

Moving Average

5 Day SMA358

10 Day SMA355

20 Day SMA359

30 Day SMA358

50 Day SMA350

61 Day SMA352

80 Day SMA351

200 Day SMA356

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	372	364	368	371
Resistance 2	368	363	365	367
Resistance 1	365	363	364	364
Pivot Point	361	362	361	360
Support 1	358	361	358	357
Support 2	354	361	357	354
Support 3	351	360	354	350

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%	(0.01) 52.63%
FIIs	(-0.71) 15.79%	(-1.51) 16.46%	(-1.21) 17.97%	(-1.31) 19.16%	(-1.31) 20.48%	(0.51) 21.74%	(0.81) 21.22%	(0.51) 20.43%	(-0.71) 19.91%	(0.21) 20.60%	(-1.51) 20.36%	(0.41) 21.90%	(0.01) 21.52%	(-1.91) 21.50%	(0.11) 23.41%	(-0.91) 23.36%	(-0.61) 24.27%	(-2.01) 24.85%	(0.01) 26.82%
DIIs	(0.11) 16.36%	(0.41) 16.21%	(0.41) 15.86%	(0.71) 15.51%	(0.91) 14.79%	(-0.31) 13.91%	(-0.41) 14.25%	(-0.81) 14.68%	(1.31) 15.44%	(0.11) 14.16%	(2.11) 14.10%	(0.21) 12.02%	(-0.21) 11.87%	(0.21) 12.11%	(3.31) 11.95%	(-0.81) 8.68%	(-0.51) 9.43%	(0.51) 9.94%	(0.01) 9.48%
Government	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.00%	0.00%	0.00%	0.00%
Public	15.17%	14.64%	13.48%	12.65%	12.05%	11.67%	11.84%	12.21%	11.96%	12.55%	12.87%	13.41%	13.93%	13.73%	11.97%	15.32%	13.66%	12.58%	11.06%
No. of Shareholders	1,208,647	1,179,931	1,154,542	1,126,511	1,082,798	1,041,317	1,040,888	1,033,684	770,808	689,192	621,578	571,815	576,759	550,067	520,507	467,024	423,518	381,990	331,546

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	14564	15051	15153	14737	15334	14272	13682	13079	12677	12052	11688	11104	10243	9782	9956	9497	9633	10037	10048	9551
Sales Growth % (YoY)	-5%	5.5%	10.8%	12.7%	21%	18.4%	17.1%	17.8%	23.8%	23.2%	17.4%	16.9%	6.3%	-2.5%	-0.9%	-0.6%	4.6%	10.5%	14%	17.4%
Sales Growth % (QoQ)	-3.2%	-0.7%	2.8%	-3.9%	7.4%	4.3%	4.6%	3.2%	5.2%	3.1%	5.3%	8.4%	4.7%	-1.7%	4.8%	-1.4%	-4%	-0.1%	5.2%	-
Expenses	1231	655	476	217	1084	263	97	717	-425	240	-492	332	-149	45	794	1175	1440	1065	1155	1179
Operating Profit	4402	5154	5546	5587	5482	5172	5079	4341	5206	4158	4831	3723	3896	3603	9162	8323	8193	8973	8893	8372
OPM %	30	34	37	38	36	36	37	33	41	34	41	34	38	37	92	88	85	89	88	88
Other Income	20	-11	10	87	15	15	24	14	29	20	13	4	12	14	8	9	23	32	9	6
Interest	8931	9243	9131	8934	8768	8837	8506	8020	7896	7654	7350	7049	6496	6134	5728	5376	5353	5548	5562	5588
Depreciation	7	7	7	7	6	6	6	6	6	6	6	6	6	6	6	6	6	5	5	3
Profit before tax	4415	5136	5549	5666	5490	5181	5097	4349	5229	4172	4838	3721	3901	3610	3436	2950	2857	3452	3335	2787
Tax %	24	21	20	21	21	21	21	20	22	21	22	20	21	19	20	17	19	20	19	19
Net Profit	3375	4052	4415	4466	4310	4076	4038	3460	4079	3308	3790	2968	3065	2915	2732	2454	2301	2773	2692	2269
Net Profit Growth % (QoQ)	-16.7%	-8.2%	-1.1%	3.6%	5.7%	0.9%	16.7%	-15.2%	23.3%	-12.7%	27.7%	-3.2%	5.1%	6.7%	11.3%	6.6%	-17%	3%	18.6%	-
Net Profit Growth % (YoY)	-21.7%	-0.6%	9.3%	29.1%	5.7%	23.2%	6.5%	16.6%	33.1%	13.5%	38.7%	20.9%	33.2%	5.1%	1.5%	8.2%	-	-	-	-
TTM Net Profit	16308	17243	17267	16890	15884	15653	14885	14637	14145	13131	12738	11680	11166	10402	10260	10220	10035	7734	4961	0
EPS in Rs	12.82	15.39	16.77	16.96	16.37	15.48	15.33	13.14	15.49	12.56	14.39	11.27	11.64	11.07	10.38	9.32	8.74	10.53	10.22	8.62

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	59584	56369	47517	39486	39276	35556	29942	25408	22658	24338	24125	20544	17223	13634
Sales Growth %	5.7%	18.6%	20.3%	0.5%	10.5%	18.8%	17.8%	12.1%	-6.9%	0.9%	17.4%	19.3%	26.3%	29.8%
Expenses	2579	2153	-366	1858	4838	3292	3981	1702	3379	1888	1680	1149	572	365
Operating Profit	20767	20084	17936	13894	12387	10776	6969	8066	5946	8988	8162	7555	6616	13270
OPM %	35	36	38	35	32	30	23	32	26	37	34	37	38	97
Other Income	26	58	48	28	62	15	72	33	18	24	4	6	6	4
Interest	36238	34131	29948	23733	22051	21489	18991	15639	13333	13462	14282	11840	10035	8083
Depreciation	27	25	24	24	18	11	12	8	7	40	20	8	5	4
Profit before tax	20766	20117	17960	13898	12431	10780	7030	8090	5958	8972	8147	7552	6617	5186
Tax %	21	21	21	20	19	22	29	29	25	30	30	29	28	26
Net Profit	16308	15884	14145	11167	10036	8378	4972	5741	4451	6313	5691	5344	4741	3833
Net Profit Growth %	2.7%	12.3%	26.7%	11.3%	19.8%	68.5%	-13.4%	29%	-29.5%	10.9%	6.5%	12.7%	23.7%	-
EPS in Rs	61.93	60.32	53.72	42.41	38.11	31.82	18.88	21.8	16.9	23.98	21.61	20.3	18.01	14.56
Dividend Payout %	30	30	30	30	30	30	44	38	41	30	30	20	20	21

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	5972	-39064	-57723	-37360	-819	-43512	-32712	-35866	-32510	6805	-13278	-23898	-17244	-20059
Cash from Investing Activity	-3308	-1302	-1831	-943	-287	861	121	457	46	-101	-756	151	136	152
Cash from Financing Activity	-2375	40034	59588	38123	68	42113	33926	35543	28244	-3947	15291	23098	16815	16059
Net Cash Flow	289	-333	34	-180	-1038	-538	1336	134	-4220	2757	1257	-649	-293	-3847

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	2633	2633	2633	2633	2633	2633	1975	1975	1975	1975	1975	1975	987	987	987	987
Reserves	82421	80848	75743	70877	66717	55487	49339	41789	33422	32571	30613	31696	27906	24085	19816	16543
Borrowings	0	0	0	483617	0	0	0	0	0	0	0	0	0	0	0	107762
Other Liabilities	40378	40690	39883	38100	33273	26592	26503	27380	25345	19659	5416	8723	8840	7404	5968	5277
Total Liabilities	640158	640351	614502	595227	548191	465503	410860	400867	347030	298454	242370	210245	206945	183456	152944	130570
Fixed Assets	616	618	629	622	632	641	628	267	166	165	132	355	254	110	73	72
CWIP	128	105	76	49	24	3	6	336	288	199	129	166	78	10	10	9
Investments	9831	8172	6674	6790	5352	3170	2190	1981	2386	2463	2948	2617	2352	1596	1690	638
Other Assets	629583	631455	607123	587766	542184	461689	408035	398282	344190	295627	239162	207108	204261	181740	151170	129851
Total Assets	640158	640351	614502	595227	548191	465503	410860	400867	347030	298454	242370	210245	206945	183456	152944	130570

OI Chart

Price

Delivery

#	Date	321 16% 372	Value (Cr)	Q/T 127	Del 54	Del 137
1	22-Jul	361	81	63	60	48
2	21-Jul	362	124	99	51	64
3	20-Jul	364	245	122	60	146
4	17-Jul	355	257	128	56	145
5	16-Jul	350	144	108	60	87
6	15-Jul	352	137	94	62	85
7	14-Jul	352	130	91	55	71
8	13-Jul	351	135	104	53	71
9	10-Jul	352	142	94	52	74
10	9-Jul	352	194	106	59	115
11	8-Jul	349	274	104	58	159
12	7-Jul	356	148	83	58	87
13	6-Jul	365	117	72	58	68
14	3-Jul	365	261	149	61	159
15	2-Jul	370	174	109	67	117
16	1-Jul	370	270	114	65	175
17	30-Jun	364	377	120	58	218
18	29-Jun	365	388	113	57	223
19	25-Jun	365	235	183	56	133
20	24-Jun	364	195	107	56	110
21	23-Jun	362	210	121	67	140
22	22-Jun	370	345	122	45	156
23	19-Jun	355	104	93	58	60
24	18-Jun	359	167	121	46	76
25	17-Jun	359	96	63	53	51
26	16-Jun	357	121	106	51	62
27	15-Jun	352	138	96	57	79
28	12-Jun	348	91	84	46	42
29	11-Jun	337	198	91	45	89
30	10-Jun	349	152	104	52	79
31	9-Jun	352	240	141	56	134
32	8-Jun	343	380	190	62	237
33	5-Jun	344	377	138	44	166
34	4-Jun	335	294	164	54	160
35	3-Jun	326	147	112	43	63
36	2-Jun	325	211	85	57	120
37	1-Jun	331	136	90	50	68
38	29-May	338	348	139	61	213
39	27-May	340	109	107	56	61
40	26-May	338	133	87	53	70
41	25-May	342	119	110	48	57
42	22-May	337	155	112	63	98
43	21-May	334	161	109	57	92
44	20-May	333	123	86	44	54
45	19-May	334	84	66	43	36
46	18-May	334	206	81	46	94
47	15-May	346	112	67	42	47
48	14-May	348	183	68	41	75

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	94,283c	514c	0.54
22-Jul	94,796c	474c	0.50
21-Jul	95,270c	2,028c	2.17
17-Jul	93,243c	1,172c	1.27
16-Jul	92,071c	974c	1.05
15-Jul	93,045c	1,132c	1.23
14-Jul	91,913c	685c	0.74
13-Jul	92,597c	105c	0.11
10-Jul	92,492c	435c	0.47
09-Jul	92,927c	1,132c	1.23
08-Jul	91,794c	2,067c	2.20
07-Jul	93,861c	2,502c	2.60
06-Jul	96,363c	369c	0.38
02-Jul	96,732c	698c	0.72
01-Jul	97,429c	1,830c	1.91
30-Jun	95,599c	645c	0.67
29-Jun	96,244c	290c	0.30
26-Jun	95,955c	869c	0.90
25-Jun	96,824c	1,080c	1.13
24-Jun	95,744c	382c	0.40
23-Jun	95,362c	1,975c	2.03
22-Jun	97,337c	3,687c	3.94
19-Jun	93,651c	593c	0.63
18-Jun	94,243c	263c	0.28
17-Jun	94,506c	711c	0.76
16-Jun	93,795c	1,014c	1.09
15-Jun	92,782c	1,303c	1.42
12-Jun	91,478c	1,554c	1.73
11-Jun	89,925c	2,541c	2.75
10-Jun	92,466c	0	0

Stock Checklist

Price is above from 52 week high low average: 4%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 882 fund scheme(s) across 49 fund house(s) as of Jul26 · Total value ₹155,857 Cr · 188 increasing / 69 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	48	22.29%	+4.34%	20164.4
HDFC Mutual Fund	54	102.23%	+3.74%	18694.4
Aditya Birla Sun Life Mutual Fund	46	560.61%	-	16549.1
Kotak Mahindra Mutual Fund	56	58.43%	+3.83%	15164.7
Bandhan Mutual Fund	42	349.86%	-0.07%	13990.9
ICICI Prudential Asset Management Company Limited	15	4.79%	+8.25%	12346.1
Nippon India Mutual Fund	47	6.42%	-	12126.7
SBI Mutual Fund	30	22.70%	-	8051.2
HSBC Mutual Fund	35	1838.20%	-	5441.1
Franklin Templeton Mutual Fund	39	12.07%	+11.01%	4727
UTI Mutual Fund	39	7.69%	-	4660.6
Axis Mutual Fund	48	75.23%	-	4457.6
Baroda BNP Paribas Mutual Fund	21	6.53%	-	3468.3
Tata Mutual Fund	18	34.66%	-	2357.3
DSP Mutual Fund	26	9.72%	-	2291.8
Invesco Mutual Fund	21	58.11%	-	1766.5
Canara Robeco Mutual Fund	17	36.36%	-	1586.7
Sundaram Mutual Fund	32	7.00%	+0.76%	1193
Union Mutual Fund	16	8.70%	-	1012.7
LIC Mutual Fund	20	20.86%	-	900.7
Edelweiss Mutual Fund	16	129.77%	-	664.4
Franklin Templeton Asset Management (India) Private Limited	1	17.41%	+17.41%	639.6
WhiteOak Capital Mutual Fund	22	58.39%	+5.54%	553.6
Mirae Asset Mutual Fund	24	2.49%	-	440.9
Bajaj Finserv Mutual Fund	8	660.74%	+9.04%	409.7
JM Financial Asset Management Limited	5	6.11%	+0.38%	406
Mahindra Manulife Mutual Fund	8	4.37%	+3.76%	230.6
Bank of India Mutual Fund	10	5.91%	-	227.8
PPFAS Mutual Fund	8	0.84%	-	193.3
Jio BlackRock Mutual Fund	4	99.81%	-	163.7
JM Financial Mutual Fund	17	7.20%	+2.41%	150.7
360 ONE Mutual Fund	2	9.51%	-	140.2
PGIM India Mutual Fund	6	0.57%	-	124
Motilal Oswal Mutual Fund	10	3.06%	-	123.8
Navi Mutual Fund	14	2.75%	-	102.1
Aditya Birla Sun Life AMC Limited	2	1.85%	+2.93%	69.6
Sundaram Asset Management Company Ltd	3	3.71%	+3.79%	59.9
Trust Mutual Fund	2	2.47%	-0.11%	50
Capitalmind Mutual Fund	6	27.78%	-	50
Groww Mutual Fund	10	11.51%	-	42.1
ITI Mutual Fund	6	7.07%	+5.08%	24
Shriram Mutual Fund	12	1.97%	-	13.6
PGIM India Asset Management Private Limite	1	11.94%	+11.94%	9.7
Taurus Mutual Fund	2	3.41%	-0.22%	8.5
quant Mutual Fund	4	5.42%	-	3.6
NJ Mutual Fund	2	0.05%	-	3.5
Zerodha Mutual Fund	3	0.15%	+0.01%	3
Angel One Mutual Fund	2	0.21%	-	0.2
The Wealth Company Mutual Fund	2	0.48%	-	-1.5

REC Limited

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