Punjab & Sind Bank
Web: psbindia.com NSE: PSB BSE: 533295 SECTOR: Financial Services - Banks
24 0(-1%)
Volume
18L as on 23, Jun
Open
49
High
50
Low
48
Close
24
VWAP
25
52 Week High
34
52 Week Low
20
Quality Score
46/100
Growth Score
37/100
Valuation Score
50/100
Momentum Score
45/100
Analyst Recommendations
BUY/SELL
|
|
Analyst Price Target
-
Market Cap (cr)
17,150
No. of Shares
P/E
56.77
P/B
2.28
Face Value
10
Div. Yield
-
Book Value (TTM)
-
CASH
-
DEBT
-
EPS (TTM)
-
ROE
4.02
ROCE
-
Profit Growth
-
Listing Date
30-Dec-10
Promoter Holding
93.85%
FII Holding
0.14%
DII Holding
3.81%
Price Chart
Price Performance
1 Week3%
1 Month5%
3 Months15%
6 Months1%
1 Year1%
YTD1%
Moving Average
5 Day SMA25
10 Day SMA24
20 Day SMA24
30 Day SMA24
50 Day SMA24
61 Day SMA24
80 Day SMA0
200 Day SMA0
PIVOT LEVEL
| Standard | Camarilla | Fibonacci | Woodie's | |
|---|---|---|---|---|
| Resistance 3 | 26 | 25 | 26 | 26 |
| Resistance 2 | 26 | 25 | 26 | 26 |
| Resistance 1 | 26 | 25 | 26 | 26 |
| Pivot Point | 25 | 25 | 25 | 25 |
| Support 1 | 25 | 25 | 25 | 25 |
| Support 2 | 24 | 25 | 25 | 24 |
| Support 3 | 24 | 25 | 24 | 24 |
Competitors/Peers
| # | Symbol | MCAP | LTP | 1W | 1M | 6M | 1Y | P/E | Ind PE | Debt/Eq | NP Qtr Rs.Cr. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | HDFCBANK | 11,48,092 | 745 | 8% | 4% | 18% | 26% | 15 | 40.9 | 0 | 79219 |
| 2 | ICICIBANK | 10,27,519 | 1432 | 2% | 7% | 7% | 3% | 16 | 40.9 | 0 | 57936 |
| 3 | SBIN | 9,32,939 | 1011 | 0% | 2% | 2% | 25% | 11 | 40.9 | 0 | 86666 |
| 4 | BAJFINANCE | 6,45,596 | 1037 | 4% | 10% | 12% | 10% | 28 | 40.9 | 0 | 19332 |
| 5 | LICI | 5,31,300 | 420 | 4% | 4% | 48% | 54% | 9 | 40.9 | 0 | 57453 |
| 6 | KOTAKBANK | 3,80,686 | 383 | 1% | 5% | 11% | 82% | 20 | 40.9 | 0 | 19288 |
| 7 | AXISBANK | 3,79,569 | 1220 | 6% | 9% | 4% | 12% | 15 | 40.9 | 0 | 26548 |
| 8 | BAJAJFINSV | 3,01,304 | 1882 | 1% | 5% | 6% | 9% | 13 | 40.9 | 5.52 | 19669 |
| 9 | SHRIRAMFIN | 2,40,565 | 1022 | 2% | 7% | 5% | 62% | 21 | 40.9 | 0 | 10024 |
| 10 | SBILIFE | 1,84,339 | 1837 | 3% | 0% | 11% | 0% | 70 | 40.9 | 0 | 2470 |
| Load More | |||||||||||
Quarterly Results
| Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3213 | 3030 | 3042 | 2999 | 2911 | 3159 | 2931 | 2739 | 2652 | 2481 | 2491 | 2406 | 2316 | 2105 | 2107 | 1980 | 1800 | 1793 | 1871 | 1741 |
| Sales Growth % (YoY) | 10.4% | -4.1% | 3.8% | 9.5% | 9.7% | 27.3% | 17.7% | 13.8% | 14.5% | 17.9% | 18.2% | 21.5% | 28.6% | 17.4% | 12.6% | 13.7% | 6.5% | 11.3% | 6.1% | - |
| Sales Growth % (QoQ) | 6% | -0.4% | 1.4% | 3% | -7.9% | 7.8% | 7% | 3.3% | 6.9% | -0.4% | 3.5% | 3.9% | 10% | -0.1% | 6.4% | 10% | 0.4% | -4.2% | 7.5% | - |
| Expenses | 920 | 787 | 1037 | 967 | 1046 | 1356 | 902 | 924 | 831 | 875 | 920 | 648 | 682 | 638 | 391 | 723 | 542 | 463 | 622 | 775 |
| Operating Profit | 119 | 188 | -51 | -17 | -146 | -234 | 36 | -52 | 19 | -186 | -181 | 27 | 56 | 46 | 414 | 52 | 167 | 234 | 135 | -158 |
| OPM % | 4 | 6 | -2 | -1 | -5 | -7 | 1 | -2 | 1 | -8 | -7 | 1 | 2 | 2 | 20 | 3 | 9 | 13 | 7 | -9 |
| Other Income | 332 | 427 | 507 | 374 | 469 | 677 | 338 | 359 | 194 | 413 | 362 | 268 | 179 | 547 | 138 | 140 | 115 | 215 | 171 | 256 |
| Interest | 2175 | 2055 | 2056 | 2049 | 2010 | 2037 | 1992 | 1866 | 1802 | 1792 | 1752 | 1731 | 1578 | 1421 | 1302 | 1205 | 1091 | 1096 | 1114 | 1124 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 451 | 615 | 456 | 357 | 323 | 442 | 375 | 307 | 213 | 227 | 181 | 295 | 234 | 593 | 552 | 193 | 282 | 449 | 306 | 98 |
| Tax % | 27 | 31 | 26 | 18 | 17 | 29 | 25 | 22 | 15 | 39 | 37 | 36 | 35 | 23 | 32 | -44 | 27 | 23 | 2 | -123 |
| Net Profit | 332 | 422 | 336 | 295 | 269 | 313 | 282 | 240 | 182 | 139 | 114 | 189 | 153 | 457 | 373 | 278 | 205 | 346 | 301 | 218 |
| Net Profit Growth % (QoQ) | -21.3% | 25.6% | 13.9% | 9.7% | -14.1% | 11% | 17.5% | 31.9% | 30.9% | 21.9% | -39.7% | 23.5% | -66.5% | 22.5% | 34.2% | 35.6% | -40.8% | 15% | 38.1% | - |
| Net Profit Growth % (YoY) | 23.4% | 34.8% | 19.1% | 22.9% | 47.8% | 125.2% | 147.4% | 27% | 19% | -69.6% | -69.4% | -32% | -25.4% | 32.1% | 23.9% | 27.5% | - | - | - | - |
| TTM Net Profit | 1385 | 1322 | 1213 | 1159 | 1104 | 1017 | 843 | 675 | 624 | 595 | 913 | 1172 | 1261 | 1313 | 1202 | 1130 | 1070 | 865 | 519 | 0 |
| EPS in Rs | 0.47 | 0.59 | 0.47 | 0.42 | 0.38 | 0.44 | 0.42 | 0.35 | 0.27 | 0.21 | 0.17 | 0.28 | 0.23 | 0.67 | 0.55 | 0.41 | 0.3 | 0.51 | 0.74 | 0.54 |
Profit and Loss
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 11982 | 11481 | 9694 | 7993 | 7096 | 6974 | 7930 | 8559 | 7949 | 8173 | 8744 | 8589 | 7973 | 7340 |
| Sales Growth % | 4.4% | 18.4% | 21.3% | 12.6% | 1.8% | -12% | -7.4% | 7.7% | -2.7% | -6.5% | 1.8% | 7.7% | 8.6% | 13.4% |
| Expenses | 3660 | 3869 | 2975 | 2145 | 2287 | 6468 | 4423 | 3981 | 3347 | 2536 | 2110 | 1915 | 1742 | 1523 |
| Operating Profit | 152 | -85 | -134 | 828 | 364 | -4206 | -2366 | -1702 | -1112 | -377 | 66 | -235 | -121 | 118 |
| OPM % | 1 | -1 | -1 | 10 | 5 | -60 | -30 | -20 | -14 | -5 | 1 | -3 | -2 | 2 |
| Other Income | 1778 | 1568 | 1221 | 940 | 959 | 904 | 897 | 828 | 581 | 578 | 478 | 429 | 427 | 394 |
| Interest | 8170 | 7698 | 6853 | 5019 | 4444 | 4712 | 5872 | 6279 | 5714 | 6014 | 6569 | 6909 | 6352 | 5699 |
| Depreciation | 177 | 145 | 150 | 148 | 137 | 102 | 54 | -15 | 64 | 0 | 46 | 46 | 60 | 27 |
| Profit before tax | 1752 | 1338 | 937 | 1620 | 1187 | -3404 | -1522 | -859 | -595 | 201 | 498 | 147 | 246 | 486 |
| Tax % | 25 | 24 | 36 | 19 | 12 | -20 | -35 | -37 | 25 | 0 | 33 | 18 | -22 | 30 |
| Net Profit | 1322 | 1016 | 595 | 1313 | 1039 | -2733 | -991 | -543 | -744 | 201 | 336 | 121 | 301 | 339 |
| Net Profit Growth % | 30.1% | 70.8% | -54.7% | 26.4% | 138% | -175.8% | -82.5% | 27% | -470.1% | -40.2% | 177.7% | -59.8% | -11.2% | - |
| EPS in Rs | 1.86 | 1.43 | 0.88 | 1.94 | 1.53 | -6.74 | -14.13 | -9.62 | -13.17 | 5.02 | 8.39 | 3.03 | 10.92 | 13.35 |
| Dividend Payout % | 21 | 5 | 23 | 25 | 20 | 0 | 0 | 0 | 0 | 0 | 20 | 20 | 20 | 20 |
Cash Flows
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -1893 | -2294 | 1746 | 1428 | -5999 | -5848 | 2210 | -97 | 1063 | -495 | 930 | -1982 | 2469 | -26 |
| Cash from Investing Activity | -241 | -168 | -229 | -88 | -121 | -446 | -63 | -61 | -51 | -33 | -38 | -84 | -58 | -82 |
| Cash from Financing Activity | -387 | 3898 | -431 | -1332 | 4068 | 5055 | 814 | -356 | 1531 | 216 | -209 | -39 | -165 | -129 |
| Net Cash Flow | -2521 | 1437 | 1086 | 8 | -2051 | -1239 | 2960 | -514 | 2543 | -313 | 683 | -2105 | 2246 | -236 |
Balance Sheet
| Mar 2026 | Sep 2025 | Mar 2025 | Sep 2024 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7096 | 7096 | 7096 | 6778 | 6778 | 6778 | 6778 | 4053 | 701 | 565 | 565 | 400 | 400 | 400 | 275 | 254 |
| Reserves | 7037 | 6538 | 6259 | 4799 | 8756 | 8331 | 7233 | 4310 | 4895 | 5136 | 5618 | 5742 | 5570 | 5196 | 4536 | 4150 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 2957 | 3465 | 4457 | 2893 | 2943 | 2662 | 2476 | 3367 | 2027 | 2009 | 2167 | 2002 | 2522 | 2394 | 2463 | 2692 |
| Total Liabilities | 179270 | 165342 | 161815 | 148280 | 147657 | 136455 | 121068 | 110482 | 100504 | 108982 | 113759 | 96643 | 102581 | 97753 | 94509 | 80478 |
| Fixed Assets | 1862 | 1766 | 1798 | 1713 | 1756 | 1519 | 1577 | 1585 | 1241 | 1230 | 1083 | 1095 | 1133 | 995 | 1003 | 844 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 49388 | 48573 | 46912 | 44926 | 49599 | 44838 | 42281 | 32023 | 24552 | 26173 | 32982 | 27948 | 27645 | 24007 | 28294 | 22542 |
| Other Assets | 128020 | 115003 | 113105 | 101641 | 96302 | 90097 | 77209 | 76874 | 74711 | 81579 | 79695 | 67600 | 73803 | 72752 | 65212 | 57091 |
| Total Assets | 179270 | 165342 | 161815 | 148280 | 147657 | 136455 | 121068 | 110482 | 100504 | 108982 | 113759 | 96643 | 102581 | 97753 | 94509 | 80478 |
Delivery
| # | Date | 23 13% 26 Value (Cr) | Q/T | 375 Del | 44 Del | 5 1 | 22-Jul | 24 | 2 | 297 | 49 | 1 | 2 | 21-Jul | 25 | 4 | 412 | 35 | 1 | 3 | 20-Jul | 25 | 11 | 414 | 40 | 4 | 4 | 17-Jul | 25 | 3 | 379 | 36 | 1 | 5 | 16-Jul | 25 | 3 | 357 | 47 | 1 | 6 | 15-Jul | 25 | 3 | 372 | 46 | 2 | 7 | 14-Jul | 25 | 1 | 241 | 52 | 1 | 8 | 13-Jul | 25 | 4 | 338 | 55 | 2 | 9 | 10-Jul | 25 | 5 | 354 | 49 | 2 | 10 | 9-Jul | 24 | 2 | 239 | 38 | 1 | 11 | 8-Jul | 24 | 7 | 372 | 42 | 3 | 12 | 7-Jul | 25 | 2 | 271 | 49 | 1 | 13 | 6-Jul | 25 | 3 | 314 | 34 | 1 | 14 | 3-Jul | 25 | 3 | 245 | 54 | 1 | 15 | 2-Jul | 25 | 9 | 406 | 31 | 3 | 16 | 1-Jul | 25 | 4 | 361 | 46 | 2 | 17 | 30-Jun | 24 | 2 | 303 | 53 | 1 | 18 | 29-Jun | 24 | 4 | 220 | 44 | 2 | 19 | 25-Jun | 25 | 3 | 363 | 44 | 1 | 20 | 24-Jun | 25 | 3 | 252 | 29 | 1 | 21 | 23-Jun | 25 | 4 | 271 | 44 | 2 | 22 | 22-Jun | 25 | 5 | 331 | 48 | 3 | 23 | 19-Jun | 25 | 5 | 318 | 45 | 2 | 24 | 18-Jun | 25 | 7 | 421 | 57 | 4 | 25 | 17-Jun | 25 | 31 | 578 | 33 | 10 | 26 | 16-Jun | 24 | 3 | 370 | 49 | 1 | 27 | 15-Jun | 24 | 5 | 367 | 54 | 3 | 28 | 12-Jun | 24 | 5 | 366 | 44 | 2 | 29 | 11-Jun | 23 | 4 | 338 | 41 | 2 | 30 | 10-Jun | 24 | 4 | 238 | 49 | 2 | 31 | 9-Jun | 24 | 5 | 266 | 50 | 3 | 32 | 8-Jun | 23 | 3 | 230 | 39 | 1 | 33 | 5-Jun | 24 | 4 | 284 | 43 | 2 | 34 | 4-Jun | 23 | 3 | 261 | 56 | 2 | 35 | 3-Jun | 23 | 3 | 414 | 58 | 2 | 36 | 2-Jun | 24 | 2 | 173 | 52 | 1 | 37 | 1-Jun | 24 | 2 | 282 | 58 | 1 | 38 | 29-May | 24 | 3 | 363 | 51 | 2 | 39 | 27-May | 24 | 2 | 199 | 42 | 1 | 40 | 26-May | 24 | 4 | 415 | 50 | 2 | 41 | 25-May | 24 | 2 | 246 | 56 | 1 | 42 | 22-May | 24 | 2 | 240 | 47 | 1 | 43 | 21-May | 24 | 2 | 182 | 54 | 1 | 44 | 20-May | 24 | 2 | 229 | 32 | 1 | 45 | 19-May | 24 | 1 | 180 | 57 | 1 | 46 | 18-May | 23 | 2 | 198 | 47 | 1 | 47 | 15-May | 24 | 2 | 324 | 42 | 1 | 48 | 14-May | 24 | 2 | 234 | 37 | 1 | | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Daily Market Cap
| Date | Total Market Cap | Change | Chg % |
|---|---|---|---|
| 23-Jul | 17,150c | 177c | 1.02 |
| 22-Jul | 17,327c | 255c | 1.45 |
| 21-Jul | 17,583c | 21c | 0.12 |
| 17-Jul | 17,562c | 21c | 0.12 |
| 16-Jul | 17,540c | 50c | 0.28 |
| 15-Jul | 17,590c | 36c | 0.20 |
| 14-Jul | 17,625c | 170c | 0.96 |
| 13-Jul | 17,796c | 220c | 1.25 |
| 10-Jul | 17,576c | 106c | 0.61 |
| 09-Jul | 17,469c | 341c | 1.99 |
| 08-Jul | 17,129c | 426c | 2.43 |
| 07-Jul | 17,555c | 85c | 0.48 |
| 06-Jul | 17,640c | 106c | 0.60 |
| 02-Jul | 17,746c | 341c | 1.96 |
| 01-Jul | 17,406c | 170c | 0.99 |
| 30-Jun | 17,235c | 163c | 0.94 |
| 29-Jun | 17,398c | 85c | 0.49 |
| 26-Jun | 17,484c | 121c | 0.69 |
| 25-Jun | 17,604c | 121c | 0.68 |
| 24-Jun | 17,725c | 163c | 0.93 |
| 23-Jun | 17,562c | 213c | 1.20 |
| 22-Jun | 17,774c | 0 | 0 |
| 19-Jun | 17,774c | 71c | 0.40 |
| 18-Jun | 17,845c | 213c | 1.18 |
| 17-Jun | 18,058c | 915c | 5.34 |
| 16-Jun | 17,143c | 57c | 0.33 |
| 15-Jun | 17,086c | 21c | 0.12 |
| 12-Jun | 17,065c | 270c | 1.61 |
| 11-Jun | 16,795c | 227c | 1.33 |
| 10-Jun | 17,022c | 0 | 0 |
Stock Checklist
Price is below from 52 week high low average: 44%
Stock is trading above all short term SMAs: YES
Stock is trading above all long term SMAs: YES
Stock is Consistently Improving Long Term: NO
FII purchased in last quarter: NO
Promoters are buying the stock: NO
Mutual Fund Holdings
Held by 48 fund scheme(s) across 14 fund house(s) as of Jul26 · Total value ₹35,335 Cr · 20 increasing / 0 decreasing · View in MF Pro →
| Fund House | Schemes | Weight % | Change | Value (Cr) |
|---|---|---|---|---|
| HDFC Mutual Fund | 6 | 4.33% | +2.63% | 10056.4 |
| Kotak Mahindra Mutual Fund | 6 | 3.72% | +3.11% | 6992.4 |
| Aditya Birla Sun Life Mutual Fund | 4 | 2.40% | - | 4926.6 |
| UTI Mutual Fund | 6 | 2.64% | +1.10% | 4850.7 |
| SBI Mutual Fund | 3 | 1.41% | - | 3270.8 |
| Axis Mutual Fund | 8 | 1.66% | - | 3203.5 |
| Nippon India Mutual Fund | 2 | 2.19% | - | 939.7 |
| ICICI Prudential Mutual Fund | 2 | 0.61% | +0.31% | 380.3 |
| Tata Mutual Fund | 2 | 0.51% | - | 377.2 |
| ICICI Prudential Asset Management Company Limited | 1 | 0.61% | +0.61% | 190.2 |
| JM Financial Mutual Fund | 3 | 2.59% | +2.59% | 147.6 |
| Groww Mutual Fund | 2 | 0.29% | - | 0 |
| Motilal Oswal Mutual Fund | 2 | 0.01% | - | 0 |
| Jio BlackRock Mutual Fund | 1 | 0.00% | - | 0 |