Punjab & Sind Bank
NSE: PSB BSE: 533295 SECTOR: Financial Services - Banks
24 0(0%)
Volume
3L as on 24, Dec
Open
49
High
50
Low
48
Close
24
VWAP
48
52 Week High
34
52 Week Low
20
Quality Score
00/00
Growth Score
00/00
Valuation Score
00/00
Momentum Score
00/00
Analyst Recommendations
BUY/SELL
|
|
Analyst Price Target
-
Market Cap (cr)
17,171
No. of Shares
P/E
56.77
P/B
2.28
Face Value
10
Div. Yield
-
Book Value (TTM)
-
CASH
-
DEBT
-
EPS (TTM)
-
ROE
4.02
ROCE
-
Profit Growth
-
Listing Date
30-Dec-10
Promoter Holding
93.85%
FII Holding
0.15%
DII Holding
3.9%
Price Chart
Price Performance
1 Week6%
1 Month2%
3 Months5%
6 Months5%
1 Year5%
YTD5%
Moving Average
5 Day SMA49
10 Day SMA51
20 Day SMA51
30 Day SMA0
50 Day SMA0
61 Day SMA0
80 Day SMA0
200 Day SMA0
PIVOT LEVEL
| Standard | Camarilla | Fibonacci | Woodie's | |
|---|---|---|---|---|
| Resistance 3 | 51 | 49 | 50 | 51 |
| Resistance 2 | 50 | 49 | 50 | 50 |
| Resistance 1 | 49 | 48 | 49 | 49 |
| Pivot Point | 49 | 48 | 49 | 49 |
| Support 1 | 48 | 48 | 48 | 47 |
| Support 2 | 47 | 48 | 48 | 47 |
| Support 3 | 46 | 48 | 47 | 46 |
Competitors/Peers
| # | Symbol | MCAP | LTP | 1W | 1M | 6M | 1Y | P/E | Ind PE | Debt/Eq | Div Yld % | NP Qtr Rs.Cr. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | HDFCBANK | 12,11,614 | 787 | 2% | 1% | 22% | 19% | 16 | 0 | 0 | 0 | |
| 2 | ICICIBANK | 9,24,275 | 1289 | 3% | 3% | 7% | 11% | 16 | 0 | 0 | 0 | |
| 3 | SBIN | 8,95,185 | 970 | 2% | 12% | 1% | 22% | 12 | 0 | 0 | 0 | |
| 4 | BAJFINANCE | 5,82,095 | 935 | 1% | 1% | 8% | 2% | 28 | 0 | 0 | 0 | |
| 5 | LICI | 5,34,146 | 844 | 6% | 6% | 4% | 2% | 9 | 0 | 0 | 0 | |
| 6 | AXISBANK | 4,05,648 | 1304 | 5% | 5% | 1% | 9% | 14 | 0 | 0 | 0 | |
| 7 | KOTAKBANK | 3,87,315 | 389 | 2% | 5% | 81% | 81% | 20 | 0 | 0 | 0 | |
| 8 | BAJAJFINSV | 2,89,972 | 1812 | 3% | 2% | 13% | 11% | 14 | 0 | 0 | 0 | |
| 9 | SHRIRAMFIN | 2,26,801 | 964 | 3% | 6% | 11% | 44% | 19 | 0 | 0 | 0 | |
| 10 | SBILIFE | 1,89,349 | 1888 | 0% | 7% | 7% | 5% | 77 | 0 | 0 | 0 | |
| Load More | ||||||||||||
Quarterly Results
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3030 | 3042 | 2999 | 2911 | 3159 | 2931 | 2739 | 2652 | 2481 | 2491 | 2406 | 2316 | 2105 | 2107 | 1980 | 1800 | 1793 | 1871 | 1741 |
| Expenses | 787 | 1037 | 967 | 1046 | 1356 | 902 | 924 | 831 | 875 | 920 | 648 | 682 | 638 | 391 | 723 | 542 | 463 | 622 | 775 |
| Operating Profit | 188 | -51 | -17 | -146 | -234 | 36 | -52 | 19 | -186 | -181 | 27 | 56 | 46 | 414 | 52 | 167 | 234 | 135 | -158 |
| OPM % | 6 | -2 | -1 | -5 | -7 | 1 | -2 | 1 | -8 | -7 | 1 | 2 | 2 | 20 | 3 | 9 | 13 | 7 | -9 |
| Other Income | 427 | 507 | 374 | 469 | 677 | 338 | 359 | 194 | 413 | 362 | 268 | 179 | 547 | 138 | 140 | 115 | 215 | 171 | 256 |
| Interest | 2055 | 2056 | 2049 | 2010 | 2037 | 1992 | 1866 | 1802 | 1792 | 1752 | 1731 | 1578 | 1421 | 1302 | 1205 | 1091 | 1096 | 1114 | 1124 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 615 | 456 | 357 | 323 | 442 | 375 | 307 | 213 | 227 | 181 | 295 | 234 | 593 | 552 | 193 | 282 | 449 | 306 | 98 |
| Tax % | 31 | 26 | 18 | 17 | 29 | 25 | 22 | 15 | 39 | 37 | 36 | 35 | 23 | 32 | -44 | 27 | 23 | 2 | -123 |
| Net Profit | 422 | 336 | 295 | 269 | 313 | 282 | 240 | 182 | 139 | 114 | 189 | 153 | 457 | 373 | 278 | 205 | 346 | 301 | 218 |
| EPS in Rs | 0.59 | 0.47 | 0.42 | 0.38 | 0.44 | 0.42 | 0.35 | 0.27 | 0.21 | 0.17 | 0.28 | 0.23 | 0.67 | 0.55 | 0.41 | 0.3 | 0.51 | 0.74 | 0.54 |
Profit and Loss
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 11982 | 11481 | 9694 | 7993 | 7096 | 6974 | 7930 | 8559 | 7949 | 8173 | 8744 | 8589 | 7973 | 7340 |
| Expenses | 3837 | 3869 | 2975 | 2145 | 2287 | 6468 | 4423 | 3981 | 3347 | 2536 | 2110 | 1915 | 1742 | 1523 |
| Operating Profit | -25 | -85 | -134 | 828 | 364 | -4206 | -2366 | -1702 | -1112 | -377 | 66 | -235 | -121 | 118 |
| OPM % | 0 | -1 | -1 | 10 | 5 | -60 | -30 | -20 | -14 | -5 | 1 | -3 | -2 | 2 |
| Other Income | 1778 | 1568 | 1221 | 940 | 959 | 904 | 897 | 828 | 581 | 578 | 478 | 429 | 427 | 394 |
| Interest | 8170 | 7698 | 6853 | 5019 | 4444 | 4712 | 5872 | 6279 | 5714 | 6014 | 6569 | 6909 | 6352 | 5699 |
| Depreciation | 0 | 145 | 150 | 148 | 137 | 102 | 54 | -15 | 64 | 0 | 46 | 46 | 60 | 27 |
| Profit before tax | 1752 | 1338 | 937 | 1620 | 1187 | -3404 | -1522 | -859 | -595 | 201 | 498 | 147 | 246 | 486 |
| Tax % | 25 | 24 | 36 | 19 | 12 | -20 | -35 | -37 | 25 | 0 | 33 | 18 | -22 | 30 |
| Net Profit | 1322 | 1016 | 595 | 1313 | 1039 | -2733 | -991 | -543 | -744 | 201 | 336 | 121 | 301 | 339 |
| EPS in Rs | 1.86 | 1.43 | 0.88 | 1.94 | 1.53 | -6.74 | -14.13 | -9.62 | -13.17 | 5.02 | 8.39 | 3.03 | 10.92 | 13.35 |
| Dividend Payout % | 0 | 5 | 23 | 25 | 20 | 0 | 0 | 0 | 0 | 0 | 20 | 20 | 20 | 20 |
Cash Flows
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -1893 | -2294 | 1746 | 1428 | -5999 | -5848 | 2210 | -97 | 1063 | -495 | 930 | -1982 | 2469 | -26 |
| Cash from Investing Activity | -241 | -168 | -229 | -88 | -121 | -446 | -63 | -61 | -51 | -33 | -38 | -84 | -58 | -82 |
| Cash from Financing Activity | -387 | 3898 | -431 | -1332 | 4068 | 5055 | 814 | -356 | 1531 | 216 | -209 | -39 | -165 | -129 |
| Net Cash Flow | -2521 | 1437 | 1086 | 8 | -2051 | -1239 | 2960 | -514 | 2543 | -313 | 683 | -2105 | 2246 | -236 |
Balance Sheet
| Mar 2026 | Sep 2025 | Mar 2025 | Sep 2024 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | Mar 2014 | Mar 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7096 | 7096 | 7096 | 6778 | 6778 | 6778 | 6778 | 4053 | 701 | 565 | 565 | 400 | 400 | 400 | 275 | 254 |
| Reserves | 7037 | 6538 | 6259 | 4799 | 8756 | 8331 | 7233 | 4310 | 4895 | 5136 | 5618 | 5742 | 5570 | 5196 | 4536 | 4150 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 2957 | 3465 | 4457 | 2893 | 2943 | 2662 | 2476 | 3367 | 2027 | 2009 | 2167 | 2002 | 2522 | 2394 | 2463 | 2692 |
| Total Liabilities | 179270 | 165342 | 161815 | 148280 | 147657 | 136455 | 121068 | 110482 | 100504 | 108982 | 113759 | 96643 | 102581 | 97753 | 94509 | 80478 |
| Fixed Assets | 1862 | 1766 | 1779 | 1713 | 1756 | 1519 | 1577 | 1585 | 1241 | 1230 | 1083 | 1095 | 1133 | 995 | 1003 | 844 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 49388 | 48573 | 46912 | 44926 | 49599 | 44838 | 42281 | 32023 | 24552 | 26173 | 32982 | 27948 | 27645 | 24007 | 28294 | 22542 |
| Other Assets | 128020 | 115003 | 113124 | 101641 | 96302 | 90097 | 77209 | 76874 | 74711 | 81579 | 79695 | 67600 | 73803 | 72752 | 65212 | 57091 |
| Total Assets | 179270 | 165342 | 161815 | 148280 | 147657 | 136455 | 121068 | 110482 | 100504 | 108982 | 113759 | 96643 | 102581 | 97753 | 94509 | 80478 |
Delivery
| # | Date | 20 28% 26 Value (Cr) | Q/T | 349 Del | 45 Del | 4 1 | 27-May | 24 | 2 | 199 | 42 | 1 | 2 | 26-May | 24 | 4 | 415 | 50 | 2 | 3 | 25-May | 24 | 2 | 246 | 56 | 1 | 4 | 22-May | 24 | 2 | 240 | 47 | 1 | 5 | 21-May | 24 | 2 | 182 | 54 | 1 | 6 | 20-May | 24 | 2 | 229 | 32 | 1 | 7 | 19-May | 24 | 1 | 180 | 57 | 1 | 8 | 18-May | 23 | 2 | 198 | 47 | 1 | 9 | 15-May | 24 | 2 | 324 | 42 | 1 | 10 | 14-May | 24 | 2 | 234 | 37 | 1 | 11 | 13-May | 24 | 3 | 302 | 38 | 1 | 12 | 12-May | 24 | 4 | 281 | 57 | 3 | 13 | 11-May | 25 | 3 | 203 | 47 | 1 | 14 | 8-May | 25 | 13 | 537 | 60 | 8 | 15 | 7-May | 26 | 8 | 441 | 49 | 4 | 16 | 6-May | 26 | 5 | 456 | 55 | 3 | 17 | 5-May | 25 | 2 | 187 | 39 | 1 | 18 | 4-May | 25 | 2 | 161 | 50 | 1 | 19 | 30-Apr | 25 | 3 | 236 | 46 | 1 | 20 | 29-Apr | 25 | 5 | 302 | 38 | 2 | 21 | 28-Apr | 25 | 10 | 386 | 46 | 5 | 22 | 27-Apr | 26 | 5 | 396 | 55 | 3 | 23 | 24-Apr | 25 | 4 | 349 | 43 | 2 | 24 | 23-Apr | 25 | 3 | 247 | 55 | 2 | 25 | 22-Apr | 26 | 4 | 332 | 50 | 2 | 26 | 21-Apr | 25 | 3 | 326 | 50 | 2 | 27 | 20-Apr | 25 | 3 | 306 | 40 | 1 | 28 | 17-Apr | 25 | 3 | 354 | 50 | 2 | 29 | 16-Apr | 25 | 3 | 290 | 50 | 2 | 30 | 15-Apr | 25 | 4 | 409 | 51 | 2 | 31 | 13-Apr | 24 | 4 | 284 | 36 | 2 | 32 | 10-Apr | 25 | 4 | 332 | 42 | 2 | 33 | 9-Apr | 24 | 3 | 283 | 47 | 2 | 34 | 8-Apr | 24 | 7 | 382 | 42 | 3 | 35 | 7-Apr | 23 | 2 | 201 | 41 | 1 | 36 | 6-Apr | 23 | 6 | 283 | 29 | 2 | 37 | 2-Apr | 22 | 4 | 291 | 29 | 1 | 38 | 1-Apr | 22 | 6 | 324 | 31 | 2 | 39 | 30-Mar | 21 | 7 | 280 | 56 | 4 | 40 | 27-Mar | 22 | 7 | 290 | 55 | 4 | 41 | 25-Mar | 23 | 5 | 346 | 60 | 3 | 42 | 24-Mar | 22 | 4 | 277 | 44 | 2 | 43 | 23-Mar | 22 | 6 | 274 | 49 | 3 | 44 | 20-Mar | 23 | 5 | 292 | 36 | 2 | | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Daily Market Cap
| Date | Total Market Cap | Change | Chg % |
|---|---|---|---|
| 28-May | 17,171c | 92c | 0.53 |
| 27-May | 17,264c | 106c | 0.62 |
| 26-May | 17,157c | 78c | 0.46 |
| 25-May | 17,079c | 376c | 2.25 |
| 22-May | 16,703c | 185c | 1.09 |
| 21-May | 16,888c | 142c | 0.85 |
| 20-May | 16,746c | 43c | 0.25 |
| 19-May | 16,703c | 156c | 0.94 |
| 18-May | 16,547c | 241c | 1.44 |
| 15-May | 16,788c | 312c | 1.83 |
| 14-May | 17,100c | 156c | 0.92 |
| 12-May | 16,944c | 717c | 4.06 |
| 11-May | 17,661c | 773c | 4.20 |
| 07-May | 18,434c | 518c | 2.89 |
| 06-May | 17,916c | 177c | 1.00 |
| 05-May | 17,739c | 99c | 0.56 |
| 04-May | 17,838c | 121c | 0.68 |
| 30-Apr | 17,718c | 57c | 0.32 |
| 29-Apr | 17,774c | 7c | 0.04 |
| 28-Apr | 17,782c | 277c | 1.58 |
| 24-Apr | 17,505c | 554c | 3.06 |
| 23-Apr | 18,058c | 71c | 0.39 |
| 22-Apr | 18,129c | 142c | 0.79 |
| 21-Apr | 17,987c | 92c | 0.52 |
| 17-Apr | 17,895c | 305c | 1.73 |
| 15-Apr | 17,590c | 0 | 0 |
Stock Checklist
Price is below from 52 week high low average: 47%
Stock is trading above all short term SMAs: NO
Stock is trading above all long term SMAs: YES
Stock is Consistently Improving Long Term: NO
FII purchased in last quarter: NO
Promoters are buying the stock: NO