PB Fintech Limited

Web: pbfintech.in NSE: POLICYBZR BSE: 543390 SECTOR: Financial Services - Financial Technology (Fintech) | Add Note | View Notes

1008 27(-3%)

Near 52W Low of 945

Volume

23L as on 16, Oct

Open

1,829

High

1,829

Low

1,810

1,035

VWAP

1,073

52 Week High

1,964

52 Week Low

945

Viand Research Rating

Quality Score

53/100

Growth Score

100/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

46,645

No. of Shares

46.3

P/E

3173.5

P/B

9.88

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

0.31

ROCE

Profit Growth

Listing Date

15-Nov-21

Rank/Sector Rank

#213/#52

Promoter Holding

FII Holding

37.29%

DII Holding

40.42%

Price Chart

Price Performance

1 Week6%

1 Month41%

3 Months31%

6 Months31%

1 Year35%

YTD41%

Moving Average

5 Day SMA1,065

10 Day SMA1,038

20 Day SMA1,213

30 Day SMA1,410

50 Day SMA1,551

61 Day SMA1,557

80 Day SMA1,568

200 Day SMA1,586

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	1,139	1,091	1,115	1,142
Resistance 2	1,115	1,087	1,100	1,117
Resistance 1	1,097	1,083	1,090	1,100
Pivot Point	1,074	1,079	1,074	1,075
Support 1	1,056	1,076	1,058	1,059
Support 2	1,032	1,072	1,048	1,034
Support 3	1,014	1,068	1,032	1,017

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	10,90,018	707	3%	1%	8%	27%	15	39.3	0	74671
2	ICICIBANK	9,94,400	1385	3%	3%	4%	0%	16	39.3	0	50147
3	SBIN	8,88,923	963	0%	3%	10%	6%	11	39.3	0	80032
4	BAJFINANCE	5,76,492	926	2%	2%	8%	9%	28	39.3	0	17804
5	LICI	4,95,943	392	1%	1%	53%	55%	9	39.3	0	57419
6	KOTAKBANK	4,35,518	438	1%	8%	18%	80%	20	39.3	0	19288
7	AXISBANK	3,76,778	1210	2%	4%	4%	5%	15	39.3	0	24457
8	BAJAJFINSV	2,70,748	1690	0%	6%	6%	19%	13	39.3	5.52	19669
9	SHRIRAMFIN	2,12,939	905	0%	4%	8%	35%	21	39.3	0	10024
10	SBILIFE	1,66,666	1661	2%	2%	16%	10%	70	39.3	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
FIIs	(-2.71) 37.29%	(-0.81) 39.94%	(-2.91) 40.77%	(-3.11) 43.64%	(0.91) 46.78%	(-1.91) 45.93%	(-1.91) 47.78%	(-1.91) 49.70%	(2.61) 51.58%	(3.01) 48.97%	(-3.41) 46.00%	(-0.21) 49.40%	(-0.81) 49.60%	(2.41) 50.41%	(30.11) 47.99%	(-1.81) 17.91%	(2.01) 19.73%	(1.51) 17.74%	(0.01) 16.29%
DIIs	(3.71) 40.42%	(7.21) 36.72%	(2.91) 29.54%	(3.41) 26.63%	(0.31) 23.27%	(2.41) 22.95%	(2.31) 20.57%	(2.11) 18.31%	(-0.51) 16.17%	(-2.31) 16.64%	(2.71) 18.97%	(1.01) 16.31%	(1.41) 15.33%	(-0.91) 13.97%	(4.91) 14.90%	(1.91) 9.97%	(-1.11) 8.08%	(-0.21) 9.15%	(0.01) 9.39%
Public	22.14%	23.19%	29.55%	29.47%	29.65%	30.85%	31.35%	31.44%	31.69%	33.81%	34.28%	33.46%	34.24%	34.79%	36.27%	71.04%	71.11%	70.80%	69.87%
No. of Shareholders	150,458	153,261	159,243	165,600	164,551	151,205	148,275	152,948	145,383	152,153	165,933	180,765	191,704	195,672	213,823	204,329	199,319	200,729	181,998

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	398	65	54	49	40	47	39	38	30	34	27	14	35	869	610	573	505	540	367	280	238
Sales Growth % (YoY)	890%	39%	38%	31%	34%	37%	43%	176%	-15%	-21%	-15%	-55%	24%	60.9%	66.1%	105.1%	112.5%	99.6%	73.2%	-	-
Sales Growth % (QoQ)	512.3%	20.4%	10.2%	22.5%	-14.9%	20.5%	2.6%	26.7%	-11.8%	25.9%	92.9%	-60%	-96%	42.5%	6.5%	13.5%	-6.5%	47.1%	31.1%	17.6%	-
Expenses	30	105	87	99	88	142	85	98	83	103	62	75	74	937	744	800	740	795	685	491	356
Operating Profit	368	-40	-33	-50	-47	-96	-46	-61	-53	-69	-35	-61	-39	-68	-133	-226	-235	-255	-317	-212	-118
OPM %	92	-61	-61	-101	-118	-204	-119	-161	-176	-201	-130	-449	-110	-8	-22	-39	-46	-47	-86	-76	-50
Other Income	55	60	54	52	56	74	65	68	65	63	63	64	62	82	69	61	47	51	34	21	20
Interest	1	1	1	1	0	0	0	0	0	0	0	0	0	6	6	6	4	4	3	3	3
Depreciation	1	1	1	1	1	1	1	1	1	1	1	1	1	17	18	16	13	12	11	10	10
Profit before tax	421	19	19	1	8	-22	18	6	12	-7	27	2	22	-9	-88	-187	-204	-220	-298	-204	-111
Tax %	3	5	19	5	8	-24	23	15	15	122	0	0	0	0	0	0	0	0	0	0	0
Net Profit	408	18	16	1	7	-17	14	5	10	-15	27	2	22	-9	-88	-187	-204	-220	-298	-204	-111
Net Profit Growth % (QoQ)	2166.7%	12.5%	1500%	-85.7%	141.2%	-221.4%	180%	-50%	166.7%	-155.6%	1250%	-90.9%	344.4%	89.8%	52.9%	8.3%	7.3%	26.2%	-46.1%	-83.8%	-
Net Profit Growth % (YoY)	5728.6%	205.9%	14.3%	-80%	-30%	-13.3%	-48.1%	150%	-54.5%	-66.7%	130.7%	101.1%	110.8%	95.9%	70.5%	8.3%	-83.8%	-	-	-	-
TTM Net Profit	443	42	7	5	9	12	14	27	24	36	42	-73	-262	-488	-699	-909	-926	-833	-613	-315	0
EPS in Rs	8.81	0.38	0.34	0.02	0.16	-0.36	0.3	0.12	0.22	-0.33	0.6	0.04	0.49	-0.2	-1.94	-4.15	-4.55	-4.89	-6.63	-4.97	-2.7

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Sales	208	153	110	134	103	123	61	50	79	105	50	78
Sales Growth %	35.8%	39.1%	-17.8%	30%	-16.4%	102%	22.3%	-36.9%	-24.5%	109.1%	-	-
Expenses	378	408	314	398	513	144	89	89	122	106	161	149
Operating Profit	-170	-254	-204	-264	-409	-20	-28	-39	-43	-1	-111	-72
OPM %	-82	-166	-185	-197	-397	-16	-46	-79	-54	-0.9	-222	-92
Other Income	223	273	252	195	114	54	58	34	25	53	34	10
Interest	3	0	1	1	1	2	1	0	0	0	0	0
Depreciation	4	3	3	4	4	4	9	1	3	1	2	2
Profit before tax	47	15	44	-74	-300	27	19	-6	-21	50	-80	-64
Tax %	11	10	18	0	0	30	49	148	120	-51	0	0
Net Profit	41	13	36	-74	-300	19	10	-16	-47	76	-79	-64
Net Profit Growth %	215.4%	-63.9%	148.6%	75.3%	-1678.9%	90%	162.5%	66%	-161.8%	196.2%	-23.4%	-
EPS in Rs	0.9	0.29	0.8	-1.65	-6.67	833.04	2563.16	-4160.53	-12944.6	21063.89	-22080.56	-17719.44
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	-103	43	-5	-57	71	-13	-199	-57	87	-56	-102
Cash from Investing Activity	316	95	-180	-3748	-1283	-267	231	-463	-78	-248	-15
Cash from Financing Activity	-2	-3	-3	3642	776	1050	0	513	0	315	119
Net Cash Flow	210	134	-188	-163	-436	770	32	-7	9	11	2

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	93	92	92	91	90	90	90	0.05	0.04	0.04	0.04	0.04	0.04	0.04
Reserves	8104	6677	7866	6016	7639	7273	6805	2940	2042	956	921	429	346	97
Borrowings	27	329	1	335	5	8	11	15	3	1	1	1	1	0
Other Liabilities	73	841	101	712	71	16	19	44	19	11	47	63	17	29
Total Liabilities	8297	7939	8059	7153	7806	7387	6924	2999	2064	968	969	493	364	126
Fixed Assets	29	413	3	422	6	8	12	16	3	2	2	3	6	4
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	6328	3141	5370	1999	4840	3903	2416	1146	914	659	885	380	276	19
Other Assets	1940	4384	2686	4733	2959	3476	4497	1836	1147	307	82	110	82	103
Total Assets	8297	7939	8059	7153	7806	7387	6924	2999	2064	968	969	493	364	126

Delivery

Delivery Data: POLICYBZR

#	Date	945 102% 1905	Value (Cr)	Q/T 78	Del 49	Del 1059
1	21-Oct	1008	291	41	61	178
2	19-Oct	1035	166	36	40	66
3	16-Oct	1070	245	40	46	113
4	15-Oct	1079	314	51	37	117
5	14-Oct	1060	303	43	37	111
6	13-Oct	1067	355	40	43	152
7	12-Oct	1047	311	42	43	134
8	9-Oct	1012	195	44	30	58
9	8-Oct	996	331	44	41	134
10	7-Oct	1040	361	50	35	125
11	6-Oct	1035	821	48	26	214
12	5-Oct	976	1296	36	31	397
13	1-Oct	980	1403	27	43	598
14	30-Sep	1064	948	40	38	359
15	29-Sep	1081	2122	65	55	1174
16	28-Sep	1151	1271	32	32	405
17	25-Sep	1166	4895	53	34	1640
18	24-Sep	1207	3510	150	59	2082
19	23-Sep	1886	464	30	54	251
20	22-Sep	1805	142	18	60	86
21	21-Sep	1793	145	15	57	83
22	18-Sep	1743	243	22	55	134
23	17-Sep	1765	1169	31	43	504
24	16-Sep	1827	369	22	37	137
25	15-Sep	1736	134	17	54	72
26	11-Sep	1797	101	26	48	49
27	10-Sep	1800	74	23	52	39
28	9-Sep	1800	213	34	68	144
29	8-Sep	1826	202	24	63	127
30	7-Sep	1792	220	24	51	113
31	4-Sep	1836	82	17	45	37
32	3-Sep	1870	153	25	62	94
33	2-Sep	1852	112	24	60	67
34	1-Sep	1829	317	50	22	70
35	31-Aug	1875	212	37	77	162
36	28-Aug	1812	63	6	61	39
37	27-Aug	1838	319	31	68	216
38	26-Aug	1840	412	28	50	205
39	25-Aug	1798	240	33	55	132
40	24-Aug	1785	140	16	51	72
41	21-Aug	1795	95	25	50	48
42	20-Aug	1780	196	23	61	119
43	19-Aug	1782	389	25	52	201
44	18-Aug	1747	222	35	64	142
45	17-Aug	1728	162	21	56	91
46	14-Aug	1741	131	30	65	85
47	13-Aug	1744	195	29	60	118

Daily Market Cap

Date	Total Market Cap	Change	Chg %
21-Oct	46,646c	1,249c	2.61
19-Oct	47,895c	1,620c	3.27
17-Oct	49,515c	0	0
16-Oct	49,515c	435c	0.87
15-Oct	49,950c	819c	1.67
14-Oct	49,131c	245c	0.50
13-Oct	49,376c	926c	1.91
12-Oct	48,450c	1,425c	3.03
09-Oct	47,025c	935c	2.03
08-Oct	46,090c	1,712c	3.86
05-Oct	44,378c	3,235c	6.79
01-Oct	47,613c	2,772c	5.50
29-Sep	50,385c	2,892c	5.43
28-Sep	53,277c	361c	0.68
25-Sep	52,916c	14,290c	21.26
24-Sep	67,206c	16,321c	19.54
22-Sep	83,527c	1,912c	2.34
17-Sep	81,615c	1,240c	1.50
10-Sep	82,855c	1,240c	1.47
07-Sep	84,095c	0	0

Stock Checklist

Price is above from 52 week high low average: 6%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 607 fund scheme(s) across 42 fund house(s) as of Oct26 · Total value ₹33,297 Cr · 88 increasing / 509 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	38	0.73%	-0.34%	6586.9
ICICI Prudential Mutual Fund	30	0.81%	+0.02%	4604
Axis Mutual Fund	26	1.12%	-0.90%	3575.7
Mirae Asset Mutual Fund	18	1.07%	-1.35%	2800.9
Nippon India Mutual Fund	32	0.55%	-0.11%	2105.5
Tata Mutual Fund	38	1.20%	-0.99%	1919.9
Franklin Templeton Mutual Fund	32	0.97%	-1.18%	1620.7
Motilal Oswal Mutual Fund	20	1.41%	-1.19%	1565.9
Canara Robeco Mutual Fund	14	0.81%	-0.80%	1027.6
Aditya Birla Sun Life Mutual Fund	20	0.93%	-0.19%	1022
DSP Mutual Fund	16	0.92%	-0.52%	959
Sundaram Mutual Fund	22	0.94%	-0.62%	895
HSBC Mutual Fund	18	1.16%	-1.90%	884.9
UTI Mutual Fund	20	0.84%	-1.10%	670
Bandhan Mutual Fund	22	0.72%	+0.20%	616.7
Invesco Mutual Fund	14	0.70%	-0.13%	567.4
WhiteOak Capital Mutual Fund	26	0.62%	-0.60%	455.4
Edelweiss Mutual Fund	26	0.48%	-0.63%	404.8
Mahindra Manulife Mutual Fund	10	1.09%	-0.80%	346.9
SBI Mutual Fund	16	0.19%	-0.65%	321.3
Baroda BNP Paribas Mutual Fund	22	1.08%	-0.40%	247.8
LIC Mutual Fund	16	1.33%	-0.29%	211.6
Helios Mutual Fund	8	0.73%	-0.07%	193.7
Abakkus Mutual Fund	4	1.02%	-0.74%	170.1
Bank of India Mutual Fund	15	0.70%	-1.16%	84.2
ITI Mutual Fund	8	0.46%	-0.10%	56.6
Union Mutual Fund	8	0.58%	-0.12%	41.2
JM Financial Mutual Fund	4	0.77%	-0.34%	26.9
Trust Mutual Fund	2	1.87%	+0.96%	25.7
ICICI Prudential Asset Management Company Limited	1	0.11%	-0.12%	21.9
Sundaram Asset Management Company Ltd	1	1.31%	-0.85%	21
Bajaj Finserv Mutual Fund	2	0.82%	+0.74%	20.4
Navi Mutual Fund	8	0.92%	-0.60%	13.1
Zerodha Mutual Fund	4	0.47%	-0.31%	8.7
Groww Mutual Fund	12	0.28%	-0.76%	5.3
Taurus Mutual Fund	4	1.49%	+1.50%	4.4
Shriram Mutual Fund	10	0.34%	+0.17%	2.7
Jio BlackRock Mutual Fund	2	0.62%	-0.56%	2.6
Capitalmind Mutual Fund	2	1.19%	+0.81%	0.4
Angel One Mutual Fund	2	0.19%	-0.07%	0.2
Old Bridge Mutual Fund	2	0.02%	+0.01%	0.1
Kotak Mahindra Mutual Fund	12	-0.40%	-0.65%	-811.7

PB Fintech Limited

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