Punjab National Bank

Web: pnbindia.in NSE: PNB BSE: 532461 SECTOR: Financial Services - Banks | Add Note | View Notes

118 2(1%)

Volume

1c as on 03, Sep

Open

117

High

117

Low

116

VWAP

117

52 Week High

135

52 Week Low

Viand Research Rating

Quality Score

55/100

Growth Score

37/100

Valuation Score

85/100

Momentum Score

70/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,35,444

No. of Shares

1149

P/E

7.76

P/B

1.1

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

9.62

ROCE

Profit Growth

Listing Date

24-Apr-02

Promoter Holding

70.08%

FII Holding

5.93%

DII Holding

16.06%

Price Chart

Price Performance

1 Week1%

1 Month3%

3 Months10%

6 Months8%

1 Year12%

YTD6%

Moving Average

5 Day SMA116

10 Day SMA116

20 Day SMA116

30 Day SMA115

50 Day SMA112

61 Day SMA111

80 Day SMA109

200 Day SMA115

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	122	118	119	123
Resistance 2	119	118	118	120
Resistance 1	118	117	117	120
Pivot Point	116	117	116	117
Support 1	115	117	115	116
Support 2	113	116	114	113
Support 3	112	116	113	113

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 70.08%	(0.01) 70.08%	(0.01) 70.08%	(0.01) 70.08%	(0.01) 70.08%	(0.01) 70.08%	(0.01) 70.08%	(-3.11) 70.08%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%	(0.01) 73.15%
FIIs	(-0.51) 5.93%	(0.51) 6.39%	(0.31) 5.93%	(0.21) 5.67%	(-0.21) 5.52%	(0.01) 5.71%	(-2.71) 5.70%	(2.91) 8.42%	(0.71) 5.51%	(1.71) 4.82%	(0.51) 3.10%	(0.81) 2.65%	(0.11) 1.82%	(0.01) 1.71%	(0.51) 1.71%	(0.21) 1.22%	(-0.41) 0.99%	(0.21) 1.36%	(-1.01) 1.19%	(0.01) 2.21%
DIIs	(0.01) 16.06%	(0.01) 16.05%	(0.61) 16.09%	(0.51) 15.54%	(0.41) 15.06%	(0.41) 14.67%	(2.71) 14.31%	(0.91) 11.61%	(-1.61) 10.76%	(-1.41) 12.37%	(-0.11) 13.74%	(0.41) 13.80%	(-0.11) 13.44%	(0.51) 13.53%	(0.71) 12.98%	(0.81) 12.29%	(-0.21) 11.45%	(0.01) 11.60%	(0.41) 11.61%	(0.01) 11.21%
Public	7.91%	7.48%	7.91%	8.70%	9.34%	9.54%	9.91%	9.89%	10.57%	9.67%	10.00%	10.41%	11.57%	11.61%	12.16%	13.33%	14.41%	13.89%	14.05%	13.44%
No. of Shareholders	2,231,532	2,222,889	2,309,003	2,455,484	2,574,693	2,653,665	2,640,520	2,579,491	2,529,283	2,353,625	2,163,625	2,083,546	2,030,100	2,067,202	2,029,646	2,010,938	2,040,141	1,950,659	1,877,247	1,690,484

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	33589	32798	32889	32513	32572	32523	31895	30447	29145	28682	27852	26858	25673	24305	22808	20588	19144	19090	19579	18335	19237
Sales Growth % (YoY)	3.1%	0.8%	3.1%	6.8%	11.8%	13.4%	14.5%	13.4%	13.5%	18%	22.1%	30.4%	34.1%	27.3%	16.5%	12.3%	-0.5%	0.1%	-5.1%	-	-
Sales Growth % (QoQ)	2.4%	-0.3%	1.2%	-0.2%	0.2%	2%	4.8%	4.5%	1.6%	3%	3.7%	4.6%	5.6%	6.6%	10.8%	7.5%	0.3%	-2.5%	6.8%	-4.7%	-
Expenses	8262	7518	9298	8299	9197	9142	7494	8592	8473	9831	9449	10259	10990	10813	11578	10493	9523	9384	8839	8922	9776
Operating Profit	2743	3061	1426	2356	1547	1742	3663	2065	2136	646	959	-221	-1381	-1197	-2282	-2077	-1822	-1791	-957	-2373	-2382
OPM %	8	9	4	7	5	5	11	7	7	2	3	-1	-5	-5	-10	-10	-10	-9	-5	-13	-12
Other Income	4365	4080	5013	4171	5427	4776	3392	4664	3615	4294	2676	2999	3360	3827	3325	2704	2384	2261	2696	3262	3879
Interest	22583	22219	22164	21858	21828	21640	20738	19790	18536	18206	17444	16820	16064	14690	13513	12172	11443	11497	11697	11786	11843
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	7108	7141	6440	6527	6973	6518	7055	6729	5751	4940	3634	2778	1979	2630	1043	626	562	470	1739	889	1497
Tax %	25	27	19	26	74	29	34	34	35	37	38	36	39	34	37	42	46	48	34	-35	28
Net Profit	5835	5602	5577	5121	2167	5011	4811	4739	3991	3363	2441	1990	1363	1876	715	496	271	348	1249	1127	1184
Net Profit Growth % (QoQ)	4.2%	0.4%	8.9%	136.3%	-56.8%	4.2%	1.5%	18.7%	18.7%	37.8%	22.7%	46%	-27.3%	162.4%	44.2%	83%	-22.1%	-72.1%	10.8%	-4.8%	-
Net Profit Growth % (YoY)	169.3%	11.8%	15.9%	8.1%	-45.7%	49%	97.1%	138.1%	192.8%	79.3%	241.4%	301.2%	403%	439.1%	-42.8%	-56%	-77.1%	-	-	-	-
TTM Net Profit	22135	18467	17876	17110	16728	18552	16904	14534	11785	9157	7670	5944	4450	3358	1830	2364	2995	3908	3560	2311	0
EPS in Rs	5.06	4.87	4.83	4.46	1.84	4.34	4.18	4.1	3.61	3.04	2.21	1.81	1.22	1.69	0.64	0.45	0.26	0.31	1.14	1	1.06

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	130772	124010	109065	86845	76242	81935	54918	52147	48725	48058	50804	48710	44958	43071
Sales Growth %	5.4%	13.7%	25.6%	13.9%	-7%	49.2%	5.3%	7%	1.4%	-5.4%	4.3%	8.3%	4.4%	14.9%
Expenses	33031	32743	39623	41502	36026	38601	25867	39645	43345	22533	27453	18760	16112	12456
Operating Profit	9672	10563	908	-6473	-6607	-7470	-7946	-22153	-28151	-7197	-10980	-1394	626	2812
OPM %	7	9	1	-7	-9	-9	-14	-42	-58	-15	-22	-3	1	7
Other Income	20062	17560	14158	12529	12329	12777	9388	7367	8883	9168	6100	6175	4710	4310
Interest	88069	80704	68534	51817	46823	50805	36997	34656	33530	32722	34331	31343	28220	27802
Depreciation	1281	958	906	905	896	982	614	584	581	430	413	384	367	336
Profit before tax	28453	27166	14160	5151	4826	4325	827	-15370	-19849	1540	-5293	4397	4969	6786
Tax %	35	32	35	35	19	38	56	-35	-37	41	-31	24	29	27
Net Profit	18467	18553	9157	3359	3908	2695	485	-9550	-12111	1239	-3510	3525	3674	5020
Net Profit Growth %	-0.5%	102.6%	172.6%	-14%	45%	455.7%	105.1%	21.1%	-1077.5%	135.3%	-199.6%	-4.1%	-26.8%	-
EPS in Rs	16	16.08	8.27	3.04	3.51	2.45	0.65	-20.79	-43.88	5.58	-18.79	18.33	19.98	28.03
Dividend Payout %	19	18	18	21	18	0	0	0	0	0	-2	18	10	19

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	25635	22075	-27939	22592	20032	30950	-12793	-33532	-1742	21938	14167	4814	16906	-692
Cash from Investing Activity	-609	-1578	-1506	-732	-1204	-787	-338	-629	392	159	-1352	-872	-302	-600
Cash from Financing Activity	-11664	-1138	3518	1275	2032	5415	13591	13969	7460	-9767	5975	7451	2129	-694
Net Cash Flow	13362	19359	-25928	23135	20859	35579	460	-20192	6109	12330	18790	11393	18733	-1987

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	2299	2299	2299	2299	2202	2202	2202	2096	1348	921	552	426	393	371	362	353
Reserves	147674	139948	130839	124363	108185	100678	95380	90439	62529	45164	40965	42990	41412	41669	37731	34116
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	51005	40395	41579	33079	36438	30273	28113	21176	14814	15333	22242	16909	18932	19522	16490	16089
Total Liabilities	2033331	1920935	1857544	1722652	1598636	1493649	1339301	1279725	851457	790120	777528	733311	712793	636011	574820	496648
Fixed Assets	15625	15624	13083	12369	12348	12084	10696	11049	7262	6246	6371	6298	5308	3656	3490	3422
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	523515	531967	524840	495604	446421	416914	388586	404369	253782	210578	204419	191527	165126	156762	149225	134734
Other Assets	1494191	1373344	1319620	1214679	1139867	1064651	940019	864307	590413	573295	566738	535486	542358	475594	422105	358491
Total Assets	2033331	1920935	1857544	1722652	1598636	1493649	1339301	1279725	851457	790120	777528	733311	712793	636011	574820	496648

Delivery

Delivery Data: PNB

#	Date	100 19% 120	Value (Cr)	Q/T 309	Del 44	Del 194
1	4-Sep	117	131	319	56	73
2	3-Sep	116	139	303	47	65
3	2-Sep	117	246	342	43	106
4	1-Sep	115	127	328	44	55
5	31-Aug	114	210	413	61	129
6	28-Aug	115	98	288	50	49
7	27-Aug	115	127	258	49	62
8	26-Aug	117	91	241	38	35
9	25-Aug	116	151	264	42	64
10	24-Aug	116	123	274	49	60
11	21-Aug	117	163	254	40	65
12	20-Aug	118	101	243	40	41
13	19-Aug	117	93	205	44	41
14	18-Aug	116	92	188	45	41
15	17-Aug	117	151	307	41	62
16	14-Aug	118	133	195	49	65
17	13-Aug	118	119	234	44	53
18	12-Aug	119	605	350	33	201
19	11-Aug	114	162	281	56	91
20	10-Aug	114	127	263	53	67
21	7-Aug	115	128	272	43	55
22	6-Aug	114	136	246	55	75
23	5-Aug	114	118	214	36	43
24	4-Aug	114	90	225	51	46
25	3-Aug	113	137	255	44	60
26	31-Jul	113	130	296	53	69
27	30-Jul	112	115	226	52	60
28	29-Jul	111	93	210	46	43
29	28-Jul	112	175	298	54	94
30	27-Jul	112	143	261	48	69
31	24-Jul	110	131	250	43	56
32	23-Jul	110	112	299	50	56
33	22-Jul	111	233	235	55	128
34	21-Jul	112	323	320	42	136
35	20-Jul	112	1317	431	27	352
36	17-Jul	106	149	305	41	62
37	16-Jul	105	123	216	49	61
38	15-Jul	106	126	299	28	35
39	14-Jul	105	99	298	40	40
40	13-Jul	106	127	268	42	53
41	10-Jul	105	286	403	41	119
42	9-Jul	103	136	223	38	51
43	8-Jul	101	296	406	49	146
44	7-Jul	104	183	388	61	112
45	6-Jul	104	128	264	44	57
46	3-Jul	105	291	376	31	90
47	2-Jul	107	142	276	38	54
48	1-Jul	108	220	398	53	116
49	30-Jun	107	119	265	43	52
50	29-Jun	107	145	229	46	67

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	1,35,444c	575c	0.43
03-Sep	1,34,870c	1,690c	1.27
01-Sep	1,33,180c	1,781c	1.36
31-Aug	1,31,399c	1,230c	0.93
27-Aug	1,32,629c	1,839c	1.37
26-Aug	1,34,467c	1,437c	1.08
25-Aug	1,33,031c	126c	0.09
24-Aug	1,33,157c	621c	0.46
21-Aug	1,33,778c	1,241c	0.92
19-Aug	1,35,019c	1,126c	0.84
18-Aug	1,33,893c	942c	0.70
17-Aug	1,34,835c	782c	0.58
14-Aug	1,35,617c	552c	0.41
13-Aug	1,36,168c	575c	0.42
12-Aug	1,36,743c	6,137c	4.70
11-Aug	1,30,606c	540c	0.41
10-Aug	1,31,146c	23c	0.02
06-Aug	1,31,123c	161c	0.12
05-Aug	1,30,962c	460c	0.35
04-Aug	1,30,502c	1,034c	0.80
31-Jul	1,29,468c	1,460c	1.14
30-Jul	1,28,008c	138c	0.11
29-Jul	1,27,871c	609c	0.47
28-Jul	1,28,480c	299c	0.23
27-Jul	1,28,181c	0	0

Stock Checklist

Price is above from 52 week high low average: 53%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 739 fund scheme(s) across 52 fund house(s) as of Aug26 · Total value ₹154,545 Cr · 302 increasing / 283 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Kotak Mahindra Mutual Fund	42	3.06%	-0.42%	23970.3
HDFC Mutual Fund	40	2.15%	+0.35%	21854.7
SBI Mutual Fund	38	3.02%	-3.52%	20093.2
ICICI Prudential Mutual Fund	36	1.08%	+0.50%	15193.4
Axis Mutual Fund	37	2.73%	+5.46%	14727.8
Aditya Birla Sun Life Mutual Fund	24	1.15%	-3.38%	7819.9
ICICI Prudential Asset Management Company Limited	13	0.68%	+0.32%	6791.8
Nippon India Mutual Fund	28	2.21%	-5.21%	6009.6
Bandhan Mutual Fund	42	2.73%	+1.00%	5840.7
Edelweiss Mutual Fund	26	3.17%	+5.24%	4942.5
Invesco Mutual Fund	19	2.67%	+0.21%	4300.8
DSP Mutual Fund	26	1.97%	+3.24%	3910.6
HSBC Mutual Fund	27	1.63%	+0.53%	3696.8
Baroda BNP Paribas Mutual Fund	25	4.59%	-2.23%	2792.6
Sundaram Mutual Fund	16	2.88%	+4.42%	1930.2
Bajaj Finserv Mutual Fund	12	5.39%	+4.42%	1590.8
Canara Robeco Mutual Fund	13	2.56%	+2.16%	1133.9
LIC Mutual Fund	14	2.47%	-2.17%	1075
PPFAS Mutual Fund	8	0.33%	-5.19%	1032.4
Tata Mutual Fund	16	0.86%	-2.47%	1003.5
Mirae Asset Mutual Fund	30	1.21%	+0.57%	918.8
Franklin Templeton Mutual Fund	17	1.33%	+0.46%	893.7
Motilal Oswal Mutual Fund	18	2.27%	+2.60%	502.1
Jio BlackRock Mutual Fund	9	2.23%	+0.79%	442.1
Union Mutual Fund	8	1.84%	-3.67%	332.1
Bank of India Mutual Fund	14	1.86%	+3.44%	280.3
Mahindra Manulife Mutual Fund	16	1.52%	-	215.5
UTI Mutual Fund	14	0.39%	-7.21%	180.3
Quantum Mutual Fund	4	7.99%	+4.67%	178.1
JM Financial Mutual Fund	10	1.28%	-1.76%	158.9
The Wealth Company Mutual Fund	5	7.11%	-1.93%	149.7
Groww Mutual Fund	18	3.94%	+9.95%	138.1
WhiteOak Capital Mutual Fund	8	0.46%	-4.28%	97.2
Navi Mutual Fund	12	2.22%	+0.80%	96.4
ITI Mutual Fund	10	3.13%	+0.75%	53.2
Franklin Templeton Asset Management (India) Private Limited	1	0.97%	+0.82%	49.6
Abakkus Mutual Fund	2	5.42%	-4.14%	49.5
Sundaram Asset Management Company Ltd	1	8.24%	+0.83%	40.1
PGIM India Mutual Fund	6	1.97%	-6.92%	34.5
Trust Mutual Fund	4	5.74%	-9.79%	29.8
Shriram Mutual Fund	2	7.12%	-3.60%	29.8
Capitalmind Mutual Fund	6	3.23%	+5.14%	9.6
Old Bridge Mutual Fund	2	2.26%	-	6.3
JM Financial Asset Management Limited	1	9.34%	-7.09%	3.8
Zerodha Mutual Fund	3	0.14%	-	2.6
Choice Mutual Fund	2	1.44%	+1.45%	0.5
Angel One Mutual Fund	2	0.18%	-	0.2
360 ONE Mutual Fund	2	0.00%	-2.36%	0
Unifi Mutual Fund	2	-0.58%	-0.05%	-12.1
Helios Mutual Fund	2	-2.40%	+0.09%	-12.4
NJ Mutual Fund	4	-0.22%	-	-15.1
quant Mutual Fund	2	-3.51%	+1.52%	-19.2

Punjab National Bank

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