Paisalo Digital Limited

Web: paisalo.in NSE: PAISALO BSE: 532900 SECTOR: Financial Services - Finance

73 1(-1%)

Near 52W High of 77

Volume

2c as on 08, May

Open

High

Low

VWAP

52 Week High

52 Week Low

Viand Research Rating

Quality Score

49/100

Growth Score

11/100

Valuation Score

50/100

Momentum Score

25/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

6,612

No. of Shares

P/E

24.54

P/B

3.37

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.71

ROCE

Profit Growth

Listing Date

17-Oct-11

Promoter Holding

41.75%

FII Holding

17.55%

DII Holding

6.84%

Price Chart

Price Performance

1 Week1%

1 Month29%

3 Months38%

6 Months52%

1 Year52%

YTD52%

Moving Average

5 Day SMA49

10 Day SMA48

20 Day SMA46

30 Day SMA42

50 Day SMA39

61 Day SMA38

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	52	50	51	52
Resistance 2	51	50	50	51
Resistance 1	50	50	50	50
Pivot Point	49	50	49	49
Support 1	49	49	49	49
Support 2	48	49	48	48
Support 3	47	49	48	47

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 41.75%	(0.61) 41.75%	(-7.11) 41.16%	(-2.21) 48.21%	(-2.31) 50.37%	(0.21) 52.62%	(0.71) 52.38%	(1.31) 51.66%	(1.51) 50.38%	(1.81) 48.86%	(0.81) 47.05%	(0.31) 46.24%	(0.01) 45.92%	(0.01) 45.92%	(1.81) 45.92%	(0.01) 44.16%	(3.11) 44.16%	(0.41) 41.02%	(0.01) 40.64%
FIIs	(-2.51) 17.55%	(-0.81) 20.08%	(12.81) 20.89%	(-2.31) 8.08%	(0.91) 10.38%	(-1.21) 9.53%	(-3.11) 10.72%	(-1.21) 13.83%	(-0.61) 15.06%	(-1.41) 15.66%	(-2.91) 17.01%	(-0.21) 19.92%	(0.51) 20.11%	(0.31) 19.59%	(-0.61) 19.30%	(0.51) 19.86%	(-0.91) 19.34%	(0.11) 20.21%	(0.01) 20.11%
DIIs	(-0.91) 6.84%	(0.01) 7.69%	(-2.71) 7.68%	(-0.41) 10.34%	(-0.71) 10.77%	(-1.31) 11.44%	(-0.11) 12.69%	(-0.11) 12.80%	(-1.31) 12.88%	(0.01) 14.15%	(0.01) 14.20%	(0.91) 14.18%	(-0.11) 13.32%	(0.01) 13.46%	(-1.01) 13.50%	(-1.71) 14.51%	(-1.01) 16.19%	(-1.11) 17.23%	(0.01) 18.36%
Public	33.86%	30.47%	30.25%	33.36%	28.47%	26.40%	24.22%	21.71%	21.68%	21.33%	21.73%	19.65%	20.64%	21.02%	21.27%	21.47%	20.31%	21.54%	20.89%
No. of Shareholders	101,364	109,247	114,723	99,608	85,096	78,788	71,338	57,711	52,323	21,874	21,416	11,377	8,998	8,714	10,075	8,390	5,627	5,460	4,302

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	261	240	224	219	194	204	187	187	195	183	145	136	118	122	120	113	100	102	99	92
Sales Growth % (YoY)	34.6%	17.8%	19.8%	17.2%	-0.8%	11.6%	29.3%	37%	65.5%	49.3%	20.3%	20.9%	18.5%	20.5%	21%	22.8%	6.9%	17.4%	-	-
Sales Growth % (QoQ)	8.8%	7.1%	2.3%	12.9%	-4.9%	9.1%	-	-4.1%	6.6%	26.2%	6.6%	15.3%	-3.3%	1.7%	6.2%	13%	-2%	3%	7.6%	-
Expenses	72	53	55	59	43	38	42	47	59	42	20	24	25	32	37	36	28	18	26	25
Operating Profit	102	93	71	66	65	84	68	57	50	77	64	53	33	38	33	29	22	35	30	24
OPM %	39	39	32	30	33	41	36	30	26	42	45	39	28	31	28	26	22	35	30	26
Other Income	0	-1	0	0	1	0	0	0	0	0	0	0	-5	0	0	0	0	0	0	0
Interest	88	95	98	94	86	82	77	83	86	64	60	60	59	52	50	47	50	48	43	43
Depreciation	5	3	2	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Profit before tax	97	89	69	64	63	82	67	56	50	76	64	52	28	37	33	29	21	34	29	23
Tax %	26	25	25	26	27	24	26	26	26	26	25	26	26	25	26	27	28	24	27	26
Net Profit	72	66	52	47	46	62	50	41	37	56	47	38	21	28	24	21	15	26	21	17
Net Profit Growth % (QoQ)	9.1%	26.9%	10.6%	2.2%	-25.8%	24%	22%	10.8%	-33.9%	19.1%	23.7%	81%	-25%	16.7%	14.3%	40%	-42.3%	23.8%	23.5%	-
Net Profit Growth % (YoY)	56.5%	6.5%	4%	14.6%	24.3%	10.7%	6.4%	7.9%	76.2%	100%	95.8%	81%	40%	7.7%	14.3%	23.5%	-	-	-	-
TTM Net Profit	237	211	207	205	199	190	184	181	178	162	134	111	94	88	86	83	79	64	38	0
EPS in Rs	0.79	0.73	0.57	0.52	0.51	0.7	0.56	0.46	0.41	0.63	0.53	0.43	0.23	0.31	0.27	0.24	0.17	0.31	0.25	0.2

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	944	764	656	471	392	346	375	361	302	264	204	190	218	237
Sales Growth %	23.4%	16.6%	39.2%	20.3%	13.3%	-7.7%	3.9%	19.4%	14.3%	29.3%	7.5%	-12.8%	-7.9%	-
Expenses	238	163	142	129	97	103	140	122	93	85	61	60	68	64
Operating Profit	331	273	244	134	110	81	78	90	92	85	76	72	89	107
OPM %	35	36	37	28	28	23	21	25	30	32	37	38	41	45
Other Income	-1	1	1	-4	0	0	0	0	0	0	-1	1	0	0
Interest	374	328	270	209	184	162	157	149	118	94	67	58	62	65
Depreciation	12	5	3	3	3	4	4	5	6	6	5	6	4	3
Profit before tax	318	268	241	126	107	78	74	85	86	79	70	67	84	105
Tax %	26	25	26	26	26	25	27	34	33	34	35	34	33	32
Net Profit	237	200	179	94	79	58	54	56	58	52	45	44	56	71
Net Profit Growth %	18.5%	11.7%	90.4%	19%	36.2%	7.4%	-3.6%	-3.4%	11.5%	15.6%	2.3%	-21.4%	-21.1%	-
EPS in Rs	2.61	2.22	1.99	1.04	0.9	0.69	0.64	0.7	0.71	0.64	0.56	0.54	0.69	0.87
Dividend Payout %	4	5	5	5	6	7	8	7	7	8	9	9	7	6

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-783	-842	-570	-452	-396	-98	35	-3	-382	-203	-74	21	-14	-1
Cash from Investing Activity	-15	-13	3	-5	-3	0	0	-4	4	1	4	20	21	28
Cash from Financing Activity	843	944	553	476	362	111	-14	9	380	182	84	-36	-58	-34
Net Cash Flow	45	90	-15	19	-37	13	21	3	2	-19	13	6	-51	-7

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	91	91	90	90	90	45	44	42	42	41	41	41	41	41	41	41
Reserves	1702	1575	1445	1331	1240	1118	980	823	724	624	573	523	479	489	452	401
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	147	135	160	140	138	74	58	84	246	354	350	289	277	180	189	457
Total Liabilities	6300	5570	5255	4381	4123	3354	2758	2270	2249	2175	2042	1606	1366	1122	1116	1287
Fixed Assets	84	76	75	67	66	66	64	64	66	9	7	3	3	3	3	3
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	20	90	20	22	20	25	26	24	24	24	24	25	27	32	52	73
Other Assets	6196	5403	5160	4292	4037	3262	2668	2182	2159	2142	2012	1578	1336	1087	1061	1212
Total Assets	6300	5570	5255	4381	4123	3354	2758	2270	2249	2175	2042	1606	1366	1122	1116	1287

Delivery

#	Date	44 75% 77	Value (Cr)	Q/T 744	Del 44	Del 95
1	22-Jul	73	80	537	53	43
2	21-Jul	72	92	538	52	48
3	20-Jul	71	191	451	34	65
4	17-Jul	72	392	719	20	77
5	16-Jul	74	415	725	20	81
6	15-Jul	72	189	587	26	49
7	14-Jul	72	73	377	30	22
8	13-Jul	72	95	411	43	40
9	10-Jul	73	120	620	54	64
10	9-Jul	72	135	793	48	64
11	8-Jul	70	147	450	37	54
12	7-Jul	70	130	701	42	54
13	6-Jul	72	85	476	44	38
14	3-Jul	72	133	633	37	49
15	2-Jul	72	441	460	24	106
16	1-Jul	71	614	704	30	182
17	30-Jun	59	78	665	65	51
18	29-Jun	60	81	603	57	46
19	25-Jun	59	24	495	61	14
20	24-Jun	59	36	608	49	17
21	23-Jun	59	23	357	49	11
22	22-Jun	59	26	446	59	16
23	19-Jun	59	37	497	42	16
24	18-Jun	59	24	492	36	9
25	17-Jun	58	25	350	37	9
26	16-Jun	59	41	344	44	18
27	15-Jun	58	47	590	57	27
28	12-Jun	59	51	531	52	26
29	11-Jun	59	51	437	58	30
30	10-Jun	60	56	453	60	34
31	9-Jun	60	108	614	52	56
32	8-Jun	59	146	509	40	58
33	5-Jun	58	103	488	46	47
34	4-Jun	55	60	717	62	37
35	3-Jun	54	84	746	47	39
36	2-Jun	53	66	914	56	37
37	1-Jun	53	184	685	50	92
38	29-May	52	132	865	54	71
39	27-May	49	81	715	40	32
40	26-May	49	56	926	68	38
41	25-May	50	21	455	45	10
42	22-May	50	37	676	57	21
43	21-May	50	80	873	53	42
44	20-May	49	73	1144	65	48
45	19-May	47	44	1071	60	27
46	18-May	46	32	678	38	12
47	15-May	47	38	620	47	18
48	14-May	46	77	594	46	36

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	6,612c	37c	0.56
22-Jul	6,650c	101c	1.54
21-Jul	6,549c	96c	1.48
17-Jul	6,453c	257c	3.82
16-Jul	6,710c	197c	3.02
15-Jul	6,513c	117c	1.77
14-Jul	6,630c	108c	1.66
13-Jul	6,522c	36c	0.54
10-Jul	6,558c	27c	0.41
09-Jul	6,585c	159c	2.48
08-Jul	6,426c	96c	1.46
07-Jul	6,521c	18c	0.28
06-Jul	6,503c	119c	1.80
02-Jul	6,622c	219c	3.42
01-Jul	6,403c	1,057c	19.77
30-Jun	5,346c	144c	2.62
29-Jun	5,490c	93c	1.72
26-Jun	5,397c	6c	0.10
25-Jun	5,392c	2c	0.03
24-Jun	5,390c	16c	0.29
23-Jun	5,405c	6c	0.10
22-Jun	5,400c	55c	1.02
19-Jun	5,345c	42c	0.79
17-Jun	5,303c	108c	2.00
16-Jun	5,412c	124c	2.34
15-Jun	5,288c	133c	2.45
12-Jun	5,421c	76c	1.43
11-Jun	5,344c	122c	2.23
10-Jun	5,466c	0	0

Stock Checklist

Price is above from 52 week high low average: 80%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 4 fund scheme(s) across 1 fund house(s) as of Jul26 · Total value ₹2 Cr · 0 increasing / 0 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Motilal Oswal Mutual Fund	4	0.02%	-	1.5

Paisalo Digital Limited

Price Chart

Price Performance

Moving Average

PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

Delivery

Daily Market Cap

Stock Checklist

Mutual Fund Holdings

Strategy Builder

Bulk Deals

Events

News

Exchange Filings

Annual Reports

Ratings & Research Reports

Concalls

Announcements