Paisalo Digital Limited

Web: paisalo.in NSE: PAISALO BSE: 532900 SECTOR: Financial Services - Finance | Add Note | View Notes

74 3(5%)

Near 52W High of 77

Volume

2c as on 08, May

Open

High

Low

VWAP

52 Week High

52 Week Low

Viand Research Rating

Quality Score

17/100

Growth Score

13/100

Valuation Score

50/100

Momentum Score

25/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

6,695

No. of Shares

P/E

24.54

P/B

3.37

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.71

ROCE

Profit Growth

Listing Date

17-Oct-11

Promoter Holding

46.71%

FII Holding

6.79%

DII Holding

6.83%

Price Chart

Price Performance

1 Week1%

1 Month29%

3 Months38%

6 Months52%

1 Year52%

YTD52%

Moving Average

5 Day SMA49

10 Day SMA48

20 Day SMA46

30 Day SMA42

50 Day SMA39

61 Day SMA38

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	52	50	51	52
Resistance 2	51	50	50	51
Resistance 1	50	50	50	50
Pivot Point	49	50	49	49
Support 1	49	49	49	49
Support 2	48	49	48	48
Support 3	47	49	48	47

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(5.01) 46.71%	(0.01) 41.75%	(0.61) 41.75%	(-7.11) 41.16%	(-2.21) 48.21%	(-2.31) 50.37%	(0.21) 52.62%	(0.71) 52.38%	(1.31) 51.66%	(1.51) 50.38%	(1.81) 48.86%	(0.81) 47.05%	(0.31) 46.24%	(0.01) 45.92%	(0.01) 45.92%	(1.81) 45.92%	(0.01) 44.16%	(3.11) 44.16%	(0.41) 41.02%	(0.01) 40.64%
FIIs	(-10.81) 6.79%	(-2.51) 17.55%	(-0.81) 20.08%	(12.81) 20.89%	(-2.31) 8.08%	(0.91) 10.38%	(-1.21) 9.53%	(-3.11) 10.72%	(-1.21) 13.83%	(-0.61) 15.06%	(-1.41) 15.66%	(-2.91) 17.01%	(-0.21) 19.92%	(0.51) 20.11%	(0.31) 19.59%	(-0.61) 19.30%	(0.51) 19.86%	(-0.91) 19.34%	(0.11) 20.21%	(0.01) 20.11%
DIIs	(0.01) 6.83%	(-0.91) 6.84%	(0.01) 7.69%	(-2.71) 7.68%	(-0.41) 10.34%	(-0.71) 10.77%	(-1.31) 11.44%	(-0.11) 12.69%	(-0.11) 12.80%	(-1.31) 12.88%	(0.01) 14.15%	(0.01) 14.20%	(0.91) 14.18%	(-0.11) 13.32%	(0.01) 13.46%	(-1.01) 13.50%	(-1.71) 14.51%	(-1.01) 16.19%	(-1.11) 17.23%	(0.01) 18.36%
Public	39.66%	33.86%	30.47%	30.25%	33.36%	28.47%	26.40%	24.22%	21.71%	21.68%	21.33%	21.73%	19.65%	20.64%	21.02%	21.27%	21.47%	20.31%	21.54%	20.89%
No. of Shareholders	90,332	101,364	109,247	114,723	99,608	85,096	78,788	71,338	57,711	52,323	21,874	21,416	11,377	8,998	8,714	10,075	8,390	5,627	5,460	4,302

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	260	261	240	224	219	194	204	187	187	195	183	145	136	118	122	120	113	100	102	99	92
Sales Growth % (YoY)	-	34.6%	17.8%	19.8%	17.2%	-0.8%	11.6%	29.3%	37%	65.5%	49.3%	20.3%	20.9%	18.5%	20.5%	21%	22.8%	6.9%	17.4%	-	-
Sales Growth % (QoQ)	-0.4%	8.8%	7.1%	2.3%	12.9%	-4.9%	9.1%	-	-4.1%	6.6%	26.2%	6.6%	15.3%	-3.3%	1.7%	6.2%	13%	-2%	3%	7.6%	-
Expenses	58	72	53	55	59	43	38	42	47	59	42	20	24	25	32	37	36	28	18	26	25
Operating Profit	87	102	93	71	66	65	84	68	57	50	77	64	53	33	38	33	29	22	35	30	24
OPM %	33	39	39	32	30	33	41	36	30	26	42	45	39	28	31	28	26	22	35	30	26
Other Income	0	0	-1	0	0	1	0	0	0	0	0	0	0	-5	0	0	0	0	0	0	0
Interest	116	88	95	98	94	86	82	77	83	86	64	60	60	59	52	50	47	50	48	43	43
Depreciation	4	5	3	2	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Profit before tax	82	97	89	69	64	63	82	67	56	50	76	64	52	28	37	33	29	21	34	29	23
Tax %	25	26	25	25	26	27	24	26	26	26	26	25	26	26	25	26	27	28	24	27	26
Net Profit	61	72	66	52	47	46	62	50	41	37	56	47	38	21	28	24	21	15	26	21	17
Net Profit Growth % (QoQ)	-15.3%	9.1%	26.9%	10.6%	2.2%	-25.8%	24%	22%	10.8%	-33.9%	19.1%	23.7%	81%	-25%	16.7%	14.3%	40%	-42.3%	23.8%	23.5%	-
Net Profit Growth % (YoY)	29.8%	56.5%	6.5%	4%	14.6%	24.3%	10.7%	6.4%	7.9%	76.2%	100%	95.8%	81%	40%	7.7%	14.3%	23.5%	-	-	-	-
TTM Net Profit	251	237	211	207	205	199	190	184	181	178	162	134	111	94	88	86	83	79	64	38	0
EPS in Rs	0.67	0.79	0.73	0.57	0.52	0.51	0.7	0.56	0.46	0.41	0.63	0.53	0.43	0.23	0.31	0.27	0.24	0.17	0.31	0.25	0.2

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	944	764	656	471	392	346	375	361	302	264	204	190	218	237
Sales Growth %	23.4%	16.6%	39.2%	20.3%	13.3%	-7.7%	3.9%	19.4%	14.3%	29.3%	7.5%	-12.8%	-7.9%	-
Expenses	238	163	142	129	97	103	140	122	93	85	61	60	68	64
Operating Profit	331	273	244	134	110	81	78	90	92	85	76	72	89	107
OPM %	35	36	37	28	28	23	21	25	30	32	37	38	41	45
Other Income	-1	1	1	-4	0	0	0	0	0	0	-1	1	0	0
Interest	374	328	270	209	184	162	157	149	118	94	67	58	62	65
Depreciation	12	5	3	3	3	4	4	5	6	6	5	6	4	3
Profit before tax	318	268	241	126	107	78	74	85	86	79	70	67	84	105
Tax %	26	25	26	26	26	25	27	34	33	34	35	34	33	32
Net Profit	237	200	179	94	79	58	54	56	58	52	45	44	56	71
Net Profit Growth %	18.5%	11.7%	90.4%	19%	36.2%	7.4%	-3.6%	-3.4%	11.5%	15.6%	2.3%	-21.4%	-21.1%	-
EPS in Rs	2.61	2.22	1.99	1.04	0.9	0.69	0.64	0.7	0.71	0.64	0.56	0.54	0.69	0.87
Dividend Payout %	4	5	5	5	6	7	8	7	7	8	9	9	7	6

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-783	-842	-570	-452	-396	-98	35	-3	-382	-203	-74	21	-14	-1
Cash from Investing Activity	-15	-13	3	-5	-3	0	0	-4	4	1	4	20	21	28
Cash from Financing Activity	843	944	553	476	362	111	-14	9	380	182	84	-36	-58	-34
Net Cash Flow	45	90	-15	19	-37	13	21	3	2	-19	13	6	-51	-7

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	91	91	90	90	90	45	44	42	42	41	41	41	41	41	41	41
Reserves	1702	1575	1445	1331	1240	1118	980	823	724	624	573	523	479	489	452	401
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	147	135	160	140	138	74	58	84	246	354	350	289	277	180	189	457
Total Liabilities	6300	5570	5255	4381	4123	3354	2758	2270	2249	2175	2042	1606	1366	1122	1116	1287
Fixed Assets	84	76	75	67	66	66	64	64	66	9	7	3	3	3	3	3
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	20	90	20	22	20	25	26	24	24	24	24	25	27	32	52	73
Other Assets	6196	5403	5160	4292	4037	3262	2668	2182	2159	2142	2012	1578	1336	1087	1061	1212
Total Assets	6300	5570	5255	4381	4123	3354	2758	2270	2249	2175	2042	1606	1366	1122	1116	1287

Delivery

Delivery Data: PAISALO

#	Date	58 33% 77	Value (Cr)	Q/T 615	Del 44	Del 96
1	4-Sep	74	228	568	48	109
2	3-Sep	70	182	548	52	95
3	2-Sep	67	66	408	41	27
4	1-Sep	67	67	549	64	43
5	31-Aug	67	39	476	56	22
6	28-Aug	68	67	924	62	42
7	27-Aug	68	32	319	57	18
8	26-Aug	68	36	319	60	22
9	25-Aug	69	44	517	67	29
10	24-Aug	69	78	899	47	36
11	21-Aug	70	36	446	44	16
12	20-Aug	70	24	307	41	10
13	19-Aug	69	47	386	40	19
14	18-Aug	68	47	484	47	22
15	17-Aug	68	65	387	49	32
16	14-Aug	69	34	444	38	13
17	13-Aug	70	73	504	32	23
18	12-Aug	69	40	486	61	24
19	11-Aug	69	43	567	69	29
20	10-Aug	70	78	469	27	21
21	7-Aug	69	79	694	42	33
22	6-Aug	69	127	525	23	29
23	5-Aug	69	223	419	26	58
24	4-Aug	71	46	441	54	25
25	3-Aug	72	66	641	40	26
26	31-Jul	71	32	317	50	16
27	30-Jul	71	42	482	46	20
28	29-Jul	71	77	438	43	33
29	28-Jul	71	73	581	55	40
30	27-Jul	70	81	430	46	37
31	24-Jul	70	98	365	48	48
32	23-Jul	72	81	506	53	43
33	22-Jul	73	80	537	53	43
34	21-Jul	72	92	538	52	48
35	20-Jul	71	191	451	34	65
36	17-Jul	72	392	719	20	77
37	16-Jul	74	415	725	20	81
38	15-Jul	72	189	587	26	49
39	14-Jul	72	73	377	30	22
40	13-Jul	72	95	411	43	40
41	10-Jul	73	120	620	54	64
42	9-Jul	72	135	793	48	64
43	8-Jul	70	147	450	37	54
44	7-Jul	70	130	701	42	54
45	6-Jul	72	85	476	44	38
46	3-Jul	72	133	633	37	49
47	2-Jul	72	441	460	24	106
48	1-Jul	71	614	704	30	182
49	30-Jun	59	78	665	65	51
50	29-Jun	60	81	603	57	46

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	6,695c	337c	5.29
03-Sep	6,359c	335c	5.56
01-Sep	6,024c	36c	0.59
31-Aug	6,059c	96c	1.55
27-Aug	6,155c	85c	1.36
26-Aug	6,239c	48c	0.77
25-Aug	6,288c	6c	0.10
24-Aug	6,294c	81c	1.27
21-Aug	6,375c	99c	1.58
19-Aug	6,276c	136c	2.22
18-Aug	6,139c	91L	0.01
17-Aug	6,140c	90c	1.45
14-Aug	6,230c	21c	0.34
13-Aug	6,209c	37c	0.60
12-Aug	6,247c	134c	2.10
11-Aug	6,380c	0	0
10-Aug	6,380c	132c	2.11
07-Aug	6,248c	23c	0.36
06-Aug	6,271c	118c	1.85
04-Aug	6,389c	86c	1.33
03-Aug	6,476c	35c	0.54
31-Jul	6,441c	84c	1.32
30-Jul	6,358c	123c	1.89
29-Jul	6,480c	0	0
28-Jul	6,480c	86c	1.35
27-Jul	6,394c	0	0

Stock Checklist

Price is above from 52 week high low average: 92%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: YES

Mutual Fund Holdings

Held by 4 fund scheme(s) across 1 fund house(s) as of Aug26 · Total value ₹2 Cr · 0 increasing / 0 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Motilal Oswal Mutual Fund	4	0.02%	-	2.1

Paisalo Digital Limited

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Price Performance

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PIVOT LEVEL

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Shareholding Pattern (%)

Quarterly Results

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Cash Flows

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