Paisalo Digital Limited

Web: paisalo.in NSE: PAISALO BSE: 532900 SECTOR: Financial Services - Finance

49 0(0%)

Near 52W High of 51

Volume

2c as on 08, May

Open

High

Low

VWAP

52 Week High

52 Week Low

Viand Research Rating

Quality Score

00/00

Growth Score

00/00

Valuation Score

00/00

Momentum Score

00/00

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

4,475

No. of Shares

P/E

24.54

P/B

3.37

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.71

ROCE

Profit Growth

Listing Date

17-Oct-11

Promoter Holding

41.75%

FII Holding

17.55%

DII Holding

6.84%

Price Chart

Price Performance

1 Week1%

1 Month29%

3 Months38%

6 Months52%

1 Year52%

YTD52%

Moving Average

5 Day SMA49

10 Day SMA48

20 Day SMA46

30 Day SMA42

50 Day SMA39

61 Day SMA38

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	52	50	51	52
Resistance 2	51	50	50	51
Resistance 1	50	50	50	50
Pivot Point	49	50	49	49
Support 1	49	49	49	49
Support 2	48	49	48	48
Support 3	47	49	48	47

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	Div Yld %
1	HDFCBANK	12,11,614	787	2%	1%	22%	19%	16	0	0	0
2	ICICIBANK	9,24,275	1289	3%	3%	7%	11%	16	0	0	0
3	SBIN	8,95,185	970	2%	12%	1%	22%	12	0	0	0
4	BAJFINANCE	5,82,095	935	1%	1%	8%	2%	28	0	0	0
5	LICI	5,34,146	844	6%	6%	4%	2%	9	0	0	0
6	AXISBANK	4,05,648	1304	5%	5%	1%	9%	14	0	0	0
7	KOTAKBANK	3,87,315	389	2%	5%	81%	81%	20	0	0	0
8	BAJAJFINSV	2,89,972	1812	3%	2%	13%	11%	14	0	0	0
9	SHRIRAMFIN	2,26,801	964	3%	6%	11%	44%	19	0	0	0
10	SBILIFE	1,89,349	1888	0%	7%	7%	5%	77	0	0	0
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 41.75%	(0.61) 41.75%	(-7.11) 41.16%	(-2.21) 48.21%	(-2.31) 50.37%	(0.21) 52.62%	(0.71) 52.38%	(1.31) 51.66%	(1.51) 50.38%	(1.81) 48.86%	(0.81) 47.05%	(0.31) 46.24%	(0.01) 45.92%	(0.01) 45.92%	(1.81) 45.92%	(0.01) 44.16%	(3.11) 44.16%	(0.41) 41.02%	(0.01) 40.64%
FIIs	(-2.51) 17.55%	(-0.81) 20.08%	(12.81) 20.89%	(-2.31) 8.08%	(0.91) 10.38%	(-1.21) 9.53%	(-3.11) 10.72%	(-1.21) 13.83%	(-0.61) 15.06%	(-1.41) 15.66%	(-2.91) 17.01%	(-0.21) 19.92%	(0.51) 20.11%	(0.31) 19.59%	(-0.61) 19.30%	(0.51) 19.86%	(-0.91) 19.34%	(0.11) 20.21%	(0.01) 20.11%
DIIs	(-0.91) 6.84%	(0.01) 7.69%	(-2.71) 7.68%	(-0.41) 10.34%	(-0.71) 10.77%	(-1.31) 11.44%	(-0.11) 12.69%	(-0.11) 12.80%	(-1.31) 12.88%	(0.01) 14.15%	(0.01) 14.20%	(0.91) 14.18%	(-0.11) 13.32%	(0.01) 13.46%	(-1.01) 13.50%	(-1.71) 14.51%	(-1.01) 16.19%	(-1.11) 17.23%	(0.01) 18.36%
Public	33.86%	30.47%	30.25%	33.36%	28.47%	26.40%	24.22%	21.71%	21.68%	21.33%	21.73%	19.65%	20.64%	21.02%	21.27%	21.47%	20.31%	21.54%	20.89%
No. of Shareholders	101,364	109,247	114,723	99,608	85,096	78,788	71,338	57,711	52,323	21,874	21,416	11,377	8,998	8,714	10,075	8,390	5,627	5,460	4,302

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	261	240	224	219	194	204	187	187	195	183	145	136	118	122	120	113	100	102	99	92
Expenses	72	53	55	59	43	38	42	47	59	42	20	24	25	32	37	36	28	18	26	25
Operating Profit	102	93	71	66	65	84	68	57	50	77	64	53	33	38	33	29	22	35	30	24
OPM %	39	39	32	30	33	41	36	30	26	42	45	39	28	31	28	26	22	35	30	26
Other Income	0	-1	0	0	1	0	0	0	0	0	0	0	-5	0	0	0	0	0	0	0
Interest	88	95	98	94	86	82	77	83	86	64	60	60	59	52	50	47	50	48	43	43
Depreciation	5	3	2	2	2	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Profit before tax	97	89	69	64	63	82	67	56	50	76	64	52	28	37	33	29	21	34	29	23
Tax %	26	25	25	26	27	24	26	26	26	26	25	26	26	25	26	27	28	24	27	26
Net Profit	72	66	52	47	46	62	50	41	37	56	47	38	21	28	24	21	15	26	21	17
EPS in Rs	0.79	0.73	0.57	0.52	0.51	0.7	0.56	0.46	0.41	0.63	0.53	0.43	0.23	0.31	0.27	0.24	0.17	0.31	0.25	0.2

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	944	764	656	471	392	346	375	361	302	264	204	190	218	237
Expenses	238	163	142	129	97	103	140	122	93	85	61	60	68	64
Operating Profit	331	273	244	134	110	81	78	90	92	85	76	72	89	107
OPM %	35	36	37	28	28	23	21	25	30	32	37	38	41	45
Other Income	-1	1	1	-4	0	0	0	0	0	0	-1	1	0	0
Interest	374	328	270	209	184	162	157	149	118	94	67	58	62	65
Depreciation	12	5	3	3	3	4	4	5	6	6	5	6	4	3
Profit before tax	318	268	241	126	107	78	74	85	86	79	70	67	84	105
Tax %	26	25	26	26	26	25	27	34	33	34	35	34	33	32
Net Profit	237	200	179	94	79	58	54	56	58	52	45	44	56	71
EPS in Rs	2.61	2.22	1.99	1.04	0.9	0.69	0.64	0.7	0.71	0.64	0.56	0.54	0.69	0.87
Dividend Payout %	4	5	5	5	6	7	8	7	7	8	9	9	7	6

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-783	-842	-570	-452	-396	-98	35	-3	-382	-203	-74	21	-14	-1
Cash from Investing Activity	-15	-13	3	-5	-3	0	0	-4	4	1	4	20	21	28
Cash from Financing Activity	843	944	553	476	362	111	-14	9	380	182	84	-36	-58	-34
Net Cash Flow	45	90	-15	19	-37	13	21	3	2	-19	13	6	-51	-7

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	91	91	90	90	90	45	44	42	42	41	41	41	41	41	41	41
Reserves	1702	1575	1445	1331	1240	1118	980	823	724	624	573	523	479	489	452	401
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	147	135	160	140	138	74	58	84	246	354	350	289	277	180	189	457
Total Liabilities	6300	5570	5255	4381	4123	3354	2758	2270	2249	2175	2042	1606	1366	1122	1116	1287
Fixed Assets	84	76	75	67	66	66	64	64	66	9	7	3	3	3	3	3
CWIP	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Investments	20	90	20	22	20	25	26	24	24	24	24	25	27	32	52	73
Other Assets	6196	5403	5160	4292	4037	3262	2668	2182	2159	2142	2012	1578	1336	1087	1061	1212
Total Assets	6300	5570	5255	4381	4123	3354	2758	2270	2249	2175	2042	1606	1366	1122	1116	1287

Delivery

#	Date	32 60% 51	Value (Cr)	Q/T 752	Del 57	Del 34
1	27-May	49	81	715	40	32
2	26-May	49	56	926	68	38
3	25-May	50	21	455	45	10
4	22-May	50	37	676	57	21
5	21-May	50	80	873	53	42
6	20-May	49	73	1144	65	48
7	19-May	47	44	1071	60	27
8	18-May	46	32	678	38	12
9	15-May	47	38	620	47	18
10	14-May	46	77	594	46	36
11	13-May	45	26	456	50	13
12	12-May	45	69	682	52	35
13	11-May	49	66	711	53	35
14	8-May	50	76	985	61	47
15	7-May	50	59	679	57	34
16	6-May	49	31	457	42	13
17	5-May	48	63	1024	46	29
18	4-May	50	67	747	59	40
19	30-Apr	50	134	677	43	58
20	29-Apr	48	64	816	50	32
21	28-Apr	48	36	699	38	14
22	27-Apr	47	75	882	44	33
23	24-Apr	46	110	875	40	44
24	23-Apr	45	41	627	53	22
25	22-Apr	46	108	858	40	44
26	21-Apr	45	46	731	53	24
27	20-Apr	43	84	1077	52	43
28	17-Apr	44	42	817	59	25
29	16-Apr	44	70	823	40	28
30	15-Apr	44	170	585	37	63
31	13-Apr	39	56	935	50	28
32	10-Apr	39	64	1096	51	33
33	9-Apr	38	27	627	60	16
34	8-Apr	38	63	824	53	34
35	7-Apr	37	74	746	40	30
36	6-Apr	36	31	659	63	19
37	2-Apr	36	25	653	45	11
38	1-Apr	35	23	460	55	13
39	30-Mar	34	9	363	46	4
40	27-Mar	34	32	1128	77	25
41	25-Mar	34	13	361	41	5
42	24-Mar	34	20	471	49	9
43	23-Mar	34	26	525	45	12
44	20-Mar	35	19	605	59	11

Daily Market Cap

Date	Total Market Cap	Change	Chg %
28-May	4,475c	55c	1.20
27-May	4,529c	3c	0.06
26-May	4,527c	3c	0.06
25-May	4,529c	18c	0.40
22-May	4,548c	99c	2.23
21-May	4,449c	46c	1.03
20-May	4,495c	207c	4.81
19-May	4,288c	123c	2.95
18-May	4,166c	73c	1.72
15-May	4,238c	55c	1.30
14-May	4,184c	147c	3.65
13-May	4,037c	28c	0.69
12-May	4,065c	354c	8.01
11-May	4,419c	84c	1.86
07-May	4,502c	96c	2.17
06-May	4,407c	32c	0.72
05-May	4,439c	75c	1.65
04-May	4,513c	88c	1.92
30-Apr	4,601c	304c	7.07
29-Apr	4,298c	23c	0.53
28-Apr	4,275c	58c	1.38
24-Apr	4,217c	139c	3.41
23-Apr	4,077c	66c	1.58
22-Apr	4,143c	141c	3.52
21-Apr	4,002c	14c	0.34
20-Apr	3,988c	27c	0.69
17-Apr	3,961c	87c	2.25
16-Apr	3,874c	72c	1.82
15-Apr	3,946c	0	0

Stock Checklist

Price is above from 52 week high low average: 80%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

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