Muthoot Microfin Limited

Web: muthootmicrofin.com NSE: MUTHOOTMF BSE: 544055 SECTOR: Financial Services - Finance | Add Note | View Notes

162 6(-4%)

Volume

2L as on 23, Jun

Open

183

High

186

Low

182

168

VWAP

203

52 Week High

263

52 Week Low

141

Viand Research Rating

Quality Score

57/100

Growth Score

40/100

Valuation Score

50/100

Momentum Score

20/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

2,760

No. of Shares

P/E

7.79

P/B

1.09

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.97

ROCE

Profit Growth

Listing Date

26-Dec-23

Rank/Sector Rank

#1064/#135

Promoter Holding

55.47%

FII Holding

23.11%

DII Holding

3.38%

Price Chart

Price Performance

1 Week3%

1 Month12%

3 Months35%

6 Months29%

1 Year29%

YTD29%

Moving Average

5 Day SMA204

10 Day SMA198

20 Day SMA189

30 Day SMA186

50 Day SMA188

61 Day SMA182

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	218	206	214	217
Resistance 2	214	205	210	213
Resistance 1	209	204	208	208
Pivot Point	205	203	205	204
Support 1	200	203	201	199
Support 2	196	202	199	196
Support 3	191	201	196	190

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	10,90,018	707	3%	1%	8%	27%	15	39.3	0	74671
2	ICICIBANK	9,94,400	1385	3%	3%	4%	0%	16	39.3	0	50147
3	SBIN	8,88,923	963	0%	3%	10%	6%	11	39.3	0	80032
4	BAJFINANCE	5,76,492	926	2%	2%	8%	9%	28	39.3	0	17804
5	LICI	4,95,943	392	1%	1%	53%	55%	9	39.3	0	57419
6	KOTAKBANK	4,35,518	438	1%	8%	18%	80%	20	39.3	0	19288
7	AXISBANK	3,76,778	1210	2%	4%	4%	5%	15	39.3	0	24457
8	BAJAJFINSV	2,70,748	1690	0%	6%	6%	19%	13	39.3	5.52	19669
9	SHRIRAMFIN	2,12,939	905	0%	4%	8%	35%	21	39.3	0	10024
10	SBILIFE	1,66,666	1661	2%	2%	16%	10%	70	39.3	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023
Promoters	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%	(0.01) 55.47%
FIIs	(0.31) 23.11%	(-0.41) 22.81%	(-0.11) 23.17%	(-0.11) 23.25%	(-2.11) 23.40%	(-0.31) 25.46%	(-0.11) 25.79%	(-0.71) 25.85%	(0.31) 26.55%	(-1.31) 26.28%	(0.01) 27.59%
DIIs	(-0.11) 3.38%	(0.51) 3.51%	(0.21) 3.03%	(0.41) 2.84%	(0.21) 2.49%	(-0.11) 2.32%	(-0.11) 2.44%	(0.31) 2.57%	(-0.11) 2.28%	(-0.51) 2.35%	(0.01) 2.80%
Public	16.45%	16.61%	16.64%	16.74%	16.95%	15.05%	14.56%	14.38%	13.96%	14.01%	12.11%
No. of Shareholders	136,798	140,500	145,494	152,290	158,221	158,976	161,655	162,575	170,261	186,088	215,098

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022
Sales	669	632	603	576	559	555	681	662	663	643	577	564	479	444	380	334
Sales Growth % (YoY)	19.7%	13.8%	-11.4%	-13%	-15.8%	-13.7%	18%	17.5%	38.6%	44.9%	51.7%	68.9%	-	-	-	-
Sales Growth % (QoQ)	5.9%	4.8%	4.7%	3%	0.7%	-18.5%	2.9%	-0.2%	3.1%	11.4%	2.3%	17.7%	7.9%	16.8%	13.8%	-
Expenses	306	300	304	318	333	845	428	334	273	227	208	189	150	146	152	207
Operating Profit	116	101	77	47	16	-512	15	91	156	185	137	153	135	130	228	127
OPM %	17	16	13	8	3	-92	2	14	24	29	24	27	28	29	60	38
Other Income	2	7	3	1	0	1	1	1	0	2	2	2	1	4	3	7
Interest	247	232	222	211	210	222	237	237	234	231	232	221	194	168	155	121
Depreciation	11	11	10	11	11	11	11	11	10	10	9	9	8	7	7	6
Profit before tax	107	97	69	37	6	-522	5	81	147	177	130	147	128	126	70	6
Tax %	24	27	10	18	-7	-23	25	24	23	32	4	25	25	25	18	26
Net Profit	81	71	62	31	6	-401	4	62	113	120	125	110	96	95	57	5
Net Profit Growth % (QoQ)	14.1%	14.5%	100%	416.7%	101.5%	-10125%	-93.5%	-45.1%	-5.8%	-4%	13.6%	14.6%	1.1%	66.7%	1040%	-
Net Profit Growth % (YoY)	1250%	117.7%	1450%	-50%	-94.7%	-434.2%	-96.8%	-43.6%	17.7%	26.3%	119.3%	2100%	-	-	-	-
TTM Net Profit	245	170	-302	-360	-329	-222	299	420	468	451	426	358	253	157	62	0
EPS in Rs	4.77	4.17	3.66	1.79	0.36	-23.53	0.22	3.61	6.64	7.02	7.31	9.38	8.19	8.09	4.87	0.39

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Sales	2375	2563	2249	1429	833	684	860	748
Sales Growth %	-7.3%	13.9%	57.4%	71.6%	21.7%	-20.4%	15%	-
Expenses	1254	1880	772	658	417	369	543	243
Operating Profit	247	-248	611	222	75	16	27	271
OPM %	10	-10	27	16	9	2	3	36
Other Income	5	2	6	17	10	12	6	2
Interest	874	930	866	549	340	299	291	234
Depreciation	43	43	35	27	21	19	14	3
Profit before tax	209	-289	582	213	65	9	20	271
Tax %	18	-23	23	23	27	22	8	26
Net Profit	170	-223	450	164	47	7	18	201
Net Profit Growth %	176.2%	-149.6%	174.4%	248.9%	571.4%	-61.1%	-91%	-
EPS in Rs	9.99	-13.05	26.37	14.03	4.15	0.62	1.59	17.63
Dividend Payout %	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Cash from Operating Activity	-580	1382	-1272	-2333	-1084	-704	114	-602
Cash from Investing Activity	-41	-128	-225	-180	-74	-38	-66	-6
Cash from Financing Activity	626	-1485	1671	2567	1344	80	463	707
Net Cash Flow	4	-230	174	54	187	-662	511	99

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Equity Capital	168	168	168	170	167	117	114	114	114	114
Reserves	2687	2534	2465	2830	2637	1486	1203	776	793	772
Borrowings	0	8653	0	8576	0	0	0	0	0	0
Other Liabilities	123	138	123	109	197	280	167	200	187	193
Total Liabilities	12685	11493	10857	11686	11590	8529	5591	4184	4092	3530
Fixed Assets	199	209	223	216	215	172	121	110	109	21
CWIP	0	0	0	0	0	0	0	0	0	1
Investments	406	441	354	226	47	63	0	0	0	0
Other Assets	12080	10842	10280	11244	11329	8294	5470	4074	3983	3509
Total Assets	12685	11493	10857	11686	11590	8529	5591	4184	4092	3530

Delivery

Delivery Data: MUTHOOTMF

#	Date	160 38% 221	Value (Cr)	Q/T 62	Del 49	Del 5
1	21-Oct	162	3	40	55	2
2	19-Oct	168	3	46	53	2
3	16-Oct	175	2	23	48	1
4	15-Oct	173	1	33	48	1
5	14-Oct	175	4	47	32	1
6	13-Oct	172	4	50	54	2
7	12-Oct	166	2	40	42	1
8	9-Oct	168	2	39	41	1
9	8-Oct	168	8	63	41	3
10	7-Oct	173	3	40	45	1
11	6-Oct	177	3	43	38	1
12	5-Oct	176	3	35	52	1
13	1-Oct	174	4	39	42	1
14	30-Sep	178	2	36	47	1
15	29-Sep	178	3	36	52	1
16	28-Sep	179	2	44	49	1
17	25-Sep	182	6	76	59	3
18	24-Sep	183	3	39	60	2
19	23-Sep	189	2	37	57	1
20	22-Sep	188	4	46	55	2
21	21-Sep	189	2	38	54	1
22	18-Sep	189	3	56	33	1
23	17-Sep	188	1	36	47	1
24	16-Sep	187	4	52	48	2
25	15-Sep	188	6	55	46	3
26	11-Sep	196	3	38	51	1
27	10-Sep	196	3	46	57	2
28	9-Sep	197	5	53	58	3
29	8-Sep	202	3	44	52	2
30	7-Sep	198	13	102	67	9
31	4-Sep	205	4	77	55	2
32	3-Sep	207	5	80	43	2
33	2-Sep	203	6	36	44	3
34	1-Sep	196	13	83	56	7
35	31-Aug	204	8	67	58	5
36	28-Aug	208	5	42	49	2
37	27-Aug	205	12	55	57	7
38	26-Aug	214	3	60	50	2
39	25-Aug	212	5	56	46	2
40	24-Aug	211	4	53	53	2
41	21-Aug	211	6	55	53	3
42	20-Aug	213	4	47	54	2
43	19-Aug	209	5	52	55	3
44	18-Aug	210	8	62	53	4
45	17-Aug	208	5	52	42	2
46	14-Aug	208	9	58	46	4
47	13-Aug	211	9	50	51	4

Daily Market Cap

Date	Total Market Cap	Change	Chg %
21-Oct	2,760c	108c	3.76
19-Oct	2,868c	108c	3.63
17-Oct	2,976c	0	0
16-Oct	2,976c	33c	1.12
15-Oct	2,943c	51L	0.02
14-Oct	2,943c	7c	0.22
13-Oct	2,950c	112c	3.95
12-Oct	2,838c	44c	1.52
09-Oct	2,881c	17c	0.60
08-Oct	2,864c	141c	4.70
06-Oct	3,005c	58c	1.90
05-Oct	3,064c	65c	2.17
01-Oct	2,999c	16c	0.53
29-Sep	3,015c	31c	1.02
28-Sep	3,046c	37c	1.19
25-Sep	3,083c	86c	2.72
24-Sep	3,169c	33c	1.03
22-Sep	3,202c	17c	0.53
17-Sep	3,219c	133c	3.95
10-Sep	3,351c	89c	2.57
07-Sep	3,440c	0	0

Stock Checklist

Price is above from 52 week high low average: 17%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 5 fund scheme(s) across 2 fund house(s) as of Oct26 · Total value ₹89 Cr · 0 increasing / 3 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Nippon India Mutual Fund	3	0.97%	-0.15%	89.1
Motilal Oswal Mutual Fund	2	0.00%	-	0

Muthoot Microfin Limited

Price Chart

Price Performance

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PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

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