Muthoot Finance Limited

Web: muthootfinance.com NSE: MUTHOOTFIN BSE: 533398 SECTOR: Financial Services - Finance

3010 26(-1%)

Volume

6L as on 22, Jul

Open

3,015

High

3,029

Low

2,978

3,036

VWAP

3,068

52 Week High

4,150

52 Week Low

2,477

Viand Research Rating

Quality Score

82/100

Growth Score

39/100

Valuation Score

85/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,20,842

No. of Shares

40.2

P/E

15.38

P/B

3.21

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

17.1

ROCE

Profit Growth

Listing Date

06-May-11

Promoter Holding

73.35%

FII Holding

12.31%

DII Holding

10.43%

Price Chart

Price Performance

1 Week1%

1 Month6%

3 Months15%

6 Months21%

1 Year13%

YTD21%

Moving Average

5 Day SMA3,017

10 Day SMA3,036

20 Day SMA3,040

30 Day SMA3,060

50 Day SMA3,146

61 Day SMA3,208

80 Day SMA3,259

200 Day SMA3,439

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	3,260	3,114	3,185	3,298
Resistance 2	3,185	3,102	3,136	3,204
Resistance 1	3,132	3,091	3,106	3,170
Pivot Point	3,057	3,079	3,057	3,076
Support 1	3,004	3,067	3,008	3,042
Support 2	2,929	3,056	2,978	2,948
Support 3	2,876	3,044	2,929	2,914

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.35%	(0.01) 73.37%	(0.01) 73.37%	(0.01) 73.37%	(0.01) 73.37%
FIIs	(0.61) 12.31%	(0.21) 11.75%	(0.71) 11.58%	(-0.21) 10.84%	(0.81) 11.02%	(0.41) 10.26%	(1.21) 9.85%	(0.41) 8.68%	(0.01) 8.33%	(0.21) 8.34%	(-0.61) 8.12%	(-0.71) 8.70%	(-0.61) 9.37%	(0.11) 10.00%	(-1.01) 9.93%	(-1.21) 10.96%	(-1.51) 12.13%	(-0.51) 13.67%	(0.01) 14.16%
DIIs	(-0.71) 10.43%	(-0.21) 11.13%	(-0.81) 11.37%	(0.51) 12.21%	(-1.21) 11.75%	(-0.31) 12.99%	(-1.31) 13.30%	(-0.21) 14.55%	(0.11) 14.72%	(0.01) 14.61%	(0.91) 14.64%	(1.11) 13.73%	(0.61) 12.66%	(0.31) 12.02%	(1.31) 11.76%	(0.81) 10.48%	(1.21) 9.67%	(0.21) 8.48%	(0.01) 8.26%
Public	3.92%	3.77%	3.70%	3.60%	3.87%	3.38%	3.50%	3.41%	3.59%	3.72%	3.87%	4.21%	4.61%	4.62%	4.96%	5.20%	4.83%	4.48%	4.20%
No. of Shareholders	314,887	305,964	299,709	288,688	305,672	304,528	298,304	182,990	194,951	203,284	217,233	246,597	272,148	266,217	291,646	259,911	242,216	226,044	202,128

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	9289	8188	7283	6450	5622	5190	4929	4474	4164	3820	3606	3472	3275	3010	2825	2788	3021	3156	3052	2956
Sales Growth % (YoY)	65%	58%	48%	44%	35%	36%	37%	29%	27%	27%	28%	25%	8%	-5%	-7.4%	-5.7%	-2.7%	5.2%	-	-
Sales Growth % (QoQ)	13.4%	12.4%	12.9%	14.7%	8.3%	5.3%	10.2%	7.4%	9%	5.9%	3.9%	6%	8.8%	6.5%	1.3%	-7.7%	-4.3%	3.4%	3.2%	-
Expenses	1528	1426	1480	1441	1549	1405	1324	1226	1121	872	805	847	829	715	596	624	636	692	620	553
Operating Profit	4606	3843	3232	2654	1961	1885	1798	1653	1596	1536	1467	1389	1355	1248	1208	1113	1353	1403	1355	1317
OPM %	50	47	44	41	35	36	36	37	38	40	41	40	41	41	43	40	45	44	44	45
Other Income	3	20	50	35	6	32	29	19	16	23	26	37	23	21	17	16	20	12	13	8
Interest	3155	2919	2571	2355	2111	1900	1807	1595	1447	1412	1335	1236	1091	1047	1020	1051	1032	1061	1077	1086
Depreciation	24	40	38	35	35	31	25	26	27	24	22	19	23	20	18	17	21	18	16	15
Profit before tax	4584	3822	3244	2654	1932	1886	1802	1646	1585	1534	1470	1407	1355	1249	1207	1112	1352	1397	1352	1310
Tax %	26	26	26	26	25	26	27	27	25	25	26	26	26	25	25	26	26	25	26	25
Net Profit	3397	2823	2412	1974	1444	1392	1321	1196	1182	1145	1095	1045	1009	934	902	825	1006	1044	1003	979
Net Profit Growth % (QoQ)	20.3%	17%	22.2%	36.7%	3.7%	5.4%	10.5%	1.2%	3.2%	4.6%	4.8%	3.6%	8%	3.5%	9.3%	-18%	-3.6%	4.1%	2.5%	-
Net Profit Growth % (YoY)	135.2%	102.8%	82.6%	65.1%	22.2%	21.6%	20.6%	14.4%	17.1%	22.6%	21.4%	26.7%	0.3%	-10.5%	-10.1%	-15.7%	-	-	-	-
TTM Net Profit	10606	8653	7222	6131	5353	5091	4844	4618	4467	4294	4083	3890	3670	3667	3777	3878	4032	3026	1982	0
EPS in Rs	83.43	69.84	60.29	50.22	36.81	34.6	31.67	28.99	28.37	27.49	26.39	25.46	24.25	23.11	22.22	20.41	24.84	25.91	24.97	24.37

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Sales	31209	20214	15062	11898	12186	11535	9684	7594	6714	5935	4936	4336
Sales Growth %	54%	34%	27%	-2%	6%	19%	28%	13%	13%	20%	14%	-
Expenses	5822	5481	3622	2747	2490	2259	2207	1747	1656	1554	1268	1110
Operating Profit	14388	7272	5988	4926	5428	5167	4298	3305	2927	2007	1381	1112
OPM %	46	36	40	41	45	45	44	44	44	34	28	26
Other Income	54	110	101	75	52	32	22	6	67	3	5	1
Interest	11000	7461	5452	4225	4268	4109	3180	2543	2132	2374	2288	2114
Depreciation	137	116	92	78	70	67	59	52	52	52	59	84
Profit before tax	14305	7266	5996	4923	5410	5131	4260	3260	2942	1959	1327	1029
Tax %	26	26	26	25	25	26	26	35	37	38	38	35
Net Profit	10607	5352	4468	3670	4031	3819	3169	2103	1844	1200	818	672
Net Profit Growth %	98.2%	19.8%	21.7%	-9%	5.6%	20.5%	50.7%	14%	53.7%	46.7%	21.7%	-
EPS in Rs	263.79	132.84	107.71	89.98	100.08	94.83	78.25	51.86	45.74	30.03	20.41	16.86
Dividend Payout %	11	20	22	24	20	21	19	23	22	20	29	36

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	-26525	-13605	-2804	-1596	-7814	-4970	-4824	-1432	-2186	108	-479
Cash from Investing Activity	-1375	48	180	410	37	-385	-162	-126	-177	-43	21
Cash from Financing Activity	30041	11809	395	3445	9712	9193	6351	824	3027	-1102	249
Net Cash Flow	2142	-1749	-2229	2260	1935	3838	1364	-734	664	-1036	-209

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Equity Capital	401	401	401	401	401	401	401	401	401	401	400	399	399	398
Reserves	38729	32417	28965	26214	24706	21264	18384	15174	11428	9531	7457	6139	5223	4686
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	4817	4606	4085	3592	3221	2664	2946	2638	2085	1675	1925	3469	2918	2292
Total Liabilities	195754	160749	132835	112781	96453	80134	76300	68627	54867	41734	33672	32184	27395	26996
Fixed Assets	721	671	682	503	482	386	342	327	314	259	251	257	235	269
CWIP	10	10	13	101	89	67	52	39	29	23	6	10	11	7
Investments	550	5212	2401	1381	712	546	523	809	630	211	177	97	49	20
Other Assets	194472	154855	129739	110796	95170	79135	75382	67453	53894	41241	33237	31820	27100	26700
Total Assets	195754	160749	132835	112781	96453	80134	76300	68627	54867	41734	33672	32184	27395	26996

OI Chart

Price

Delivery

#	Date	2823 27% 3587	Value (Cr)	Q/T 19	Del 50	Del 482
1	22-Jul	3036	169	16	41	70
2	21-Jul	3079	296	20	32	96
3	20-Jul	2983	141	13	48	68
4	17-Jul	2990	164	17	45	74
5	16-Jul	2996	103	9	56	57
6	15-Jul	3016	290	22	46	135
7	14-Jul	3016	208	17	42	87
8	13-Jul	3058	338	14	51	174
9	10-Jul	3129	230	14	50	115
10	9-Jul	3057	290	14	54	156
11	8-Jul	3083	393	28	54	214
12	7-Jul	3124	263	16	51	133
13	6-Jul	3138	548	27	66	362
14	3-Jul	3055	624	23	46	288
15	2-Jul	2950	360	20	57	205
16	1-Jul	2915	244	17	54	132
17	30-Jun	2997	202	16	54	109
18	29-Jun	3021	1313	28	72	939
19	25-Jun	3026	496	20	44	218
20	24-Jun	3130	184	10	51	94
21	23-Jun	3120	228	16	40	92
22	22-Jun	3216	217	15	49	106
23	19-Jun	3126	340	20	49	166
24	18-Jun	3182	235	21	54	127
25	17-Jun	3191	120	15	39	47
26	16-Jun	3167	128	15	53	68
27	15-Jun	3160	287	17	38	110
28	12-Jun	3042	220	16	28	61
29	11-Jun	2890	269	17	33	88
30	10-Jun	2899	393	17	31	121
31	9-Jun	2991	208	14	46	96
32	8-Jun	2965	308	15	41	127
33	5-Jun	3153	175	13	36	63
34	4-Jun	3170	140	11	43	61
35	3-Jun	3218	165	12	38	63
36	2-Jun	3262	291	24	48	140
37	1-Jun	3246	166	14	45	74
38	29-May	3343	651	28	60	392
39	27-May	3307	56	11	46	26
40	26-May	3332	59	10	44	26
41	25-May	3354	194	15	47	91
42	22-May	3297	121	12	44	53
43	21-May	3273	169	16	51	86
44	20-May	3309	333	16	47	158
45	19-May	3304	299	16	59	176
46	18-May	3291	266	11	46	122
47	15-May	3311	1704	19	39	667
48	14-May	3531	214	10	36	76

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	1,20,842c	1,052c	0.86
22-Jul	1,21,894c	1,767c	1.43
21-Jul	1,23,660c	3,846c	3.21
17-Jul	1,19,814c	506c	0.42
16-Jul	1,20,320c	574c	0.47
15-Jul	1,20,894c	333c	0.28
14-Jul	1,20,561c	2,758c	2.24
13-Jul	1,23,319c	2,200c	1.75
10-Jul	1,25,519c	3,031c	2.47
09-Jul	1,22,488c	1,084c	0.88
08-Jul	1,23,572c	1,325c	1.06
07-Jul	1,24,897c	1,337c	1.06
06-Jul	1,26,234c	7,006c	5.88
02-Jul	1,19,228c	1,168c	0.97
30-Jun	1,20,396c	618c	0.52
29-Jun	1,19,778c	1,614c	1.33
26-Jun	1,21,392c	1,409c	1.15
25-Jun	1,22,801c	2,598c	2.07
24-Jun	1,25,399c	120c	0.10
23-Jun	1,25,278c	3,794c	2.94
22-Jun	1,29,072c	3,633c	2.90
19-Jun	1,25,439c	1,903c	1.49
18-Jun	1,27,342c	125c	0.10
17-Jun	1,27,466c	586c	0.46
16-Jun	1,26,880c	24c	0.02
15-Jun	1,26,904c	4,617c	3.78
12-Jun	1,22,287c	5,713c	4.90
11-Jun	1,16,574c	787c	0.68
10-Jun	1,15,788c	0	0

Stock Checklist

Price is below from 52 week high low average: 36%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 770 fund scheme(s) across 47 fund house(s) as of Jul26 · Total value ₹106,668 Cr · 135 increasing / 114 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
SBI Mutual Fund	44	14.08%	+0.05%	25579.7
ICICI Prudential Mutual Fund	48	16.76%	+1.61%	16584
Kotak Mahindra Mutual Fund	46	40.54%	+4.40%	9615.2
Aditya Birla Sun Life Mutual Fund	30	34.64%	-	8380.5
HDFC Mutual Fund	40	89.23%	+1.70%	7329.6
ICICI Prudential Asset Management Company Limited	14	1.65%	+3.67%	6420.1
Tata Mutual Fund	30	15.29%	-	5755.6
Nippon India Mutual Fund	32	164.08%	+0.11%	5470.3
Motilal Oswal Mutual Fund	34	4.25%	-	2624.7
UTI Mutual Fund	30	8.00%	-	2517.1
Edelweiss Mutual Fund	43	4.05%	-	2030.4
Axis Mutual Fund	36	34.96%	-	1933.9
Baroda BNP Paribas Mutual Fund	21	210.71%	-	1732
Bandhan Mutual Fund	34	86.77%	+0.03%	1686.9
DSP Mutual Fund	30	36.09%	-	1589.4
Invesco Mutual Fund	15	42.75%	-0.22%	1430.4
WhiteOak Capital Mutual Fund	34	103.35%	+0.27%	979.7
Mirae Asset Mutual Fund	22	1.25%	-	886.2
Sundaram Mutual Fund	20	249.70%	+1.84%	709.1
Union Mutual Fund	6	2.83%	-	649.2
HSBC Mutual Fund	10	2.00%	-	541.3
PGIM India Mutual Fund	20	1.03%	-	376.2
Mahindra Manulife Mutual Fund	16	39.10%	+1.23%	363.2
Bajaj Finserv Mutual Fund	8	582.71%	+2.22%	361.3
Helios Mutual Fund	10	1.33%	+0.22%	257.2
360 ONE Mutual Fund	8	5.92%	-	170.9
Bank of India Mutual Fund	9	7.87%	-	160.2
NJ Mutual Fund	6	22.13%	-0.13%	147
Franklin Templeton Mutual Fund	6	9.42%	+4.33%	109.4
JM Financial Mutual Fund	8	6.68%	+2.66%	84.5
Navi Mutual Fund	8	1.14%	-	35.6
quant Mutual Fund	2	0.28%	-	29.2
Samco Mutual Fund	4	11.61%	-0.68%	24.8
Trust Mutual Fund	6	0.66%	-0.01%	23.9
LIC Mutual Fund	8	0.90%	-	19.4
Capitalmind Mutual Fund	2	2.28%	-	17.1
PGIM India Asset Management Private Limite	3	2.80%	+8.34%	15.2
The Wealth Company Mutual Fund	2	1.72%	-	7.9
JM Financial Asset Management Limited	1	9.40%	+9.40%	5
PPFAS Mutual Fund	2	0.27%	-	3.8
Sundaram Asset Management Company Ltd	1	8.95%	+8.95%	3
Jio BlackRock Mutual Fund	2	1.70%	-	2.8
Angel One Mutual Fund	4	4.23%	-	2.5
Zerodha Mutual Fund	3	0.11%	-0.01%	2.1
Shriram Mutual Fund	6	0.52%	-	1.8
Groww Mutual Fund	4	10.71%	-	1.5
Unifi Mutual Fund	2	0.12%	-	-2.8

Muthoot Finance Limited

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