Mangal Credit and Fincorp Limited

Web: mangalfincorp.com NSE: MANCREDIT BSE: 505850 SECTOR: Financial Services - Finance | Add Note | View Notes

228 3(-1%)

Volume

7L as on 23, Jun

Open

147

High

151

Low

147

231

VWAP

219

52 Week High

287

52 Week Low

152

Viand Research Rating

Quality Score

0/100

Growth Score

0/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

481

No. of Shares

2.11

P/E

22.77

P/B

2.11

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

9.26

ROCE

Profit Growth

Listing Date

16-Aug-24

Promoter Holding

55.25%

FII Holding

DII Holding

0.1%

Price Chart

Price Performance

1 Week2%

1 Month29%

3 Months29%

6 Months28%

1 Year28%

YTD28%

Moving Average

5 Day SMA216

10 Day SMA217

20 Day SMA209

30 Day SMA195

50 Day SMA186

61 Day SMA183

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	243	223	233	244
Resistance 2	233	221	226	233
Resistance 1	225	220	222	227
Pivot Point	215	218	215	216
Support 1	208	216	208	209
Support 2	197	215	204	198
Support 3	190	213	197	191

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Aug 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
Promoters	(0.01) 55.25%	(0.01) 55.25%	(0.01) 55.25%	(3.61) 55.25%	(0.01) 51.70%	(0.01) 51.70%	(0.01) 51.70%	(0.01) 51.70%	(0.11) 51.70%	(1.01) 51.61%	(-4.81) 50.65%	(0.01) 55.46%	(0.11) 55.43%	(-8.21) 55.36%	(0.11) 63.53%	(0.41) 63.41%	(0.61) 63.01%	(0.41) 62.36%	(0.01) 61.98%
FIIs	(-0.11) 0.00%	(0.01) 0.05%	(-0.21) 0.01%	(0.11) 0.20%	(0.21) 0.15%	(-0.11) 0.00%	(0.11) 0.08%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%
DIIs	(0.01) 0.10%	(0.11) 0.11%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%	(0.01) 0.01%
Government	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.64%	0.64%	0.64%	0.64%
Public	44.65%	44.59%	44.73%	44.54%	48.13%	48.28%	48.19%	48.28%	48.28%	48.37%	49.34%	44.53%	44.56%	44.63%	36.46%	35.94%	36.34%	36.99%	37.37%
No. of Shareholders	3,226	3,329	3,402	3,397	3,423	3,472	3,491	4,676	4,503	4,453	4,267	4,401	4,293	4,293	4,355	4,432	4,479	4,656	4,460

Quarterly Results

	Dec 2019	Sep 2019	Jun 2019	Mar 2019	Dec 2018	Sep 2018	Jun 2018	Jun 2013
Sales	8.84	5.55	12.34	81.01	14.25	7.35	24.22	1.48
Sales Growth % (YoY)	-38%	-24.5%	-49%	-	-	-	-	-
Sales Growth % (QoQ)	59.3%	-55%	-84.8%	468.5%	93.9%	-69.7%	1536.5%	-
Expenses	4	4.7	8.45	67.28	3.8	15.43	19.11	0.34
Operating Profit	3.31	-0.8	2.15	9.91	8.57	-10.5	2.94	0.31
OPM %	37.44	-14.41	17.42	12.23	60.14	-142.86	12.14	20.95
Other Income	0.93	1.27	1.1	1.25	1.62	2.31	1.39	0.01
Interest	1.53	1.65	1.74	3.82	1.88	2.42	2.17	0.83
Depreciation	1.91	1.79	1.71	2.83	1.86	1.8	0.33	0.03
Profit before tax	2.33	-1.32	1.54	8.33	8.33	-9.99	4	0.29
Tax %	15.88	45.45	33.77	13.45	4.8	3.9	30.5	0
Net Profit	1.96	-1.92	1.03	7.22	7.93	-10.39	2.78	0.29
Net Profit Growth % (QoQ)	202.1%	-286.4%	-85.7%	-9%	176.3%	-473.7%	858.6%	-
Net Profit Growth % (YoY)	-75.3%	81.5%	-62.9%	-	-	-	-	-
TTM Net Profit	8.29	14.26	5.79	7.54	0.319999999999999	-7.61	2.78	0
EPS in Rs	0.76	-0.14	0.68	2.32	2.65	-2.56	1.31	0.48

Profit and Loss

	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013	Mar 2012
Sales	104	114	81	148	240	215	4	3
Sales Growth %	-8.7%	40.4%	-45.1%	-38.3%	12%	5668.6%	34.3%	-
Expenses	79	91	60	126	213	200	2	1
Operating Profit	16	16	14	10	9	2	0	1
OPM %	15	14	18	6	4	1	-3	43
Other Income	1	2	2	1	1	3	1	0
Interest	9	8	7	13	19	12	1	0
Depreciation	7	6	9	7	6	2	0	0
Profit before tax	10	12	7	3	4	4	1	1
Tax %	28	22	37	43	33	25	20	22
Net Profit	8	9	5	2	3	3	1	1
Net Profit Growth %	-11.1%	80%	150%	-33.3%	-	200%	-	-
EPS in Rs	3.71	4.35	2.51	0.88	3.27	4.82	0	0
Dividend Payout %	13	11	10	0	4	10	15	18

Cash Flows

	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	1	31	-7	44	7	-125	3
Cash from Investing Activity	-1	-30	-12	-30	26	-36	0
Cash from Financing Activity	12	1	19	-17	-27	180	0
Net Cash Flow	12	2	0	-4	5	18	2

Balance Sheet

	Sep 2019	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013	Mar 2012
Equity Capital	19	19	19	16	16	1	1	0.7	0.71
Reserves	76	74	72	56	51	32	31	15	14
Borrowings	0	0	0	0	0	0	0	0	0
Other Liabilities	24	39	71	71	64	70	81	4	2
Total Liabilities	178	205	229	221	199	267	303	40	16
Fixed Assets	24	23	28	29	22	21	24	1	0
CWIP	0	7	0	0	0	0	0	0	0
Investments	16	15	15	0	2	2	1	3	2
Other Assets	138	160	186	192	174	244	277	37	14
Total Assets	178	205	229	221	199	267	303	40	16

Delivery

Delivery Data: MANCREDIT

#	Date	209 37% 287	Value (Cr)	Q/T 126	Del 41	Del 5
1	4-Sep	228	0	18	39	0
2	3-Sep	231	1	41	34	0
3	2-Sep	228	0	28	58	0
4	1-Sep	230	1	31	53	1
5	31-Aug	243	6	70	38	2
6	28-Aug	248	11	128	39	4
7	27-Aug	230	7	139	18	1
8	26-Aug	222	3	149	6	0
9	25-Aug	222	0	34	45	0
10	24-Aug	223	1	37	44	0
11	21-Aug	218	7	102	49	4
12	20-Aug	225	5	105	79	4
13	19-Aug	222	4	62	28	1
14	18-Aug	227	4	87	25	1
15	17-Aug	237	2	45	55	1
16	14-Aug	238	1	38	27	0
17	13-Aug	242	4	112	48	2
18	12-Aug	243	1	52	45	0
19	11-Aug	247	5	59	17	1
20	10-Aug	230	7	69	74	5
21	7-Aug	240	28	52	14	4
22	6-Aug	253	22	121	11	2
23	5-Aug	245	4	61	53	2
24	4-Aug	245	7	90	55	4
25	3-Aug	257	7	51	18	1
26	31-Jul	245	9	55	8	1
27	30-Jul	236	21	54	6	1
28	29-Jul	218	3	96	17	0
29	28-Jul	220	3	116	25	1
30	27-Jul	222	45	80	3	1
31	24-Jul	215	4	89	54	2
32	23-Jul	216	3	120	20	1
33	22-Jul	216	12	87	18	2
34	21-Jul	220	4	45	13	1
35	20-Jul	224	6	87	12	1
36	17-Jul	233	7	81	23	2
37	16-Jul	234	26	225	37	10
38	15-Jul	233	5	97	27	1
39	14-Jul	242	8	138	18	1
40	13-Jul	241	19	102	4	1
41	10-Jul	237	4	96	9	0
42	9-Jul	238	7	112	8	1
43	8-Jul	228	8	107	28	2
44	7-Jul	231	41	113	9	4
45	6-Jul	245	15	154	15	2
46	3-Jul	245	30	86	11	3
47	2-Jul	236	29	159	6	2
48	1-Jul	241	3	189	16	0
49	30-Jun	243	10	234	13	1
50	29-Jun	240	8	188	19	2

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	481c	3c	0.56
03-Sep	479c	20c	4.02
01-Sep	499c	34c	6.41
31-Aug	533c	66c	14.23
26-Aug	467c	3c	0.58
25-Aug	469c	2c	0.34
24-Aug	471c	9c	1.96
21-Aug	480c	5c	1.06
19-Aug	485c	2c	0.39
18-Aug	484c	23c	4.50
17-Aug	506c	6c	1.15
14-Aug	501c	23c	4.30
13-Aug	523c	4c	0.70
12-Aug	519c	5c	0.85
11-Aug	524c	17c	3.39
10-Aug	507c	5c	1.04
07-Aug	512c	10c	1.82
06-Aug	522c	11c	2.07
05-Aug	511c	5c	0.88
04-Aug	516c	3c	0.50
31-Jul	518c	33c	6.83
30-Jul	485c	23c	4.98
29-Jul	462c	3c	0.62
28-Jul	465c	2c	0.38
27-Jul	467c	0	0

Stock Checklist

Price is above from 52 week high low average: 56%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

No mutual fund holding data available.

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