Mahindra & Mahindra Financial Services Limited

Web: mahindrafinance.com NSE: M&MFIN BSE: 532720 SECTOR: Financial Services - Finance | Add Note | View Notes

373 4(-1%)

Volume

19L as on 03, Sep

Open

382

High

268

Low

264

376

VWAP

374

52 Week High

415

52 Week Low

254

Viand Research Rating

Quality Score

58/100

Growth Score

20/100

Valuation Score

85/100

Momentum Score

50/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

51,783

No. of Shares

139

P/E

23.04

P/B

1.96

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

10.57

ROCE

Profit Growth

Listing Date

17-Mar-06

Promoter Holding

52.49%

FII Holding

9.4%

DII Holding

32.09%

Price Chart

Price Performance

1 Week2%

1 Month7%

3 Months29%

6 Months3%

1 Year43%

YTD7%

Moving Average

5 Day SMA372

10 Day SMA377

20 Day SMA386

30 Day SMA386

50 Day SMA364

61 Day SMA352

80 Day SMA340

200 Day SMA344

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	383	372	377	385
Resistance 2	377	371	373	378
Resistance 1	373	370	371	374
Pivot Point	367	369	367	367
Support 1	363	368	363	364
Support 2	356	367	360	357
Support 3	352	366	356	354

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 52.49%	(0.01) 52.49%	(0.01) 52.49%	(0.31) 52.49%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%	(0.01) 52.16%
FIIs	(0.31) 9.40%	(-0.51) 9.11%	(0.31) 9.59%	(-1.41) 9.33%	(0.21) 10.68%	(0.31) 10.49%	(0.11) 10.19%	(-1.91) 10.08%	(-0.81) 11.95%	(-1.41) 12.72%	(0.21) 14.10%	(-0.91) 13.92%	(-1.21) 14.85%	(-0.81) 16.09%	(-0.61) 16.93%	(-0.31) 17.55%	(-1.31) 17.90%	(0.31) 19.24%	(0.01) 18.99%
DIIs	(-0.31) 32.09%	(0.11) 32.34%	(0.01) 32.29%	(1.01) 32.33%	(0.11) 31.31%	(-0.41) 31.17%	(0.91) 31.58%	(2.11) 30.66%	(1.71) 28.61%	(1.11) 26.96%	(-1.11) 25.84%	(1.81) 26.95%	(1.41) 25.18%	(1.61) 23.76%	(4.21) 22.12%	(1.81) 17.95%	(0.81) 16.16%	(-0.41) 15.38%	(0.01) 15.80%
Public	5.98%	6.02%	5.58%	5.79%	5.81%	6.14%	6.01%	7.00%	7.18%	8.06%	7.79%	6.84%	7.68%	7.83%	8.60%	12.13%	13.58%	12.99%	12.78%
No. of Shareholders	236,252	243,019	222,526	227,141	217,620	224,415	211,051	224,273	227,512	239,372	219,510	185,705	186,265	193,555	214,897	217,677	250,678	249,889	237,701

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	5539	5450	5026	4991	4886	4797	4465	4316	4280	4100	3833	3583	3463	3324	3011	2902	2865	2974	2929	2550
Sales Growth % (YoY)	13.4%	13.6%	12.6%	15.6%	14.1%	17%	16.5%	20.4%	23.6%	23.4%	27.3%	23.5%	20.9%	11.8%	2.8%	13.8%	-4.7%	-	-	-
Sales Growth % (QoQ)	1.6%	8.4%	0.7%	2.1%	1.9%	7.4%	3.5%	0.8%	4.4%	7%	7%	3.5%	4.2%	10.4%	3.8%	1.3%	-3.7%	1.5%	14.9%	-
Expenses	1987	1913	2015	1964	2001	1325	1830	1676	1520	1456	1724	1504	1072	1041	1071	1512	932	556	318	3541
Operating Profit	1332	1301	814	746	667	1297	573	679	900	846	406	482	913	910	748	338	880	1348	1468	-2143
OPM %	24	24	16	15	14	27	13	16	21	21	11	13	26	27	25	12	31	45	50	-84
Other Income	37	-100	39	43	27	19	28	58	68	50	44	67	86	36	-26	24	38	22	54	34
Interest	2220	2236	2198	2280	2218	2175	2062	1960	1861	1798	1703	1597	1477	1373	1192	1052	1053	1071	1143	1151
Depreciation	110	96	94	86	85	82	79	76	72	69	67	66	65	63	55	43	50	35	34	33
Profit before tax	1259	1105	759	704	609	1233	523	661	896	826	383	483	934	884	668	318	868	1334	1488	-2141
Tax %	25	25	25	25	25	26	25	25	25	25	25	25	28	25	26	25	28	26	26	-27
Net Profit	940	826	566	529	456	918	390	497	671	623	287	362	675	664	492	240	629	992	1103	-1573
Net Profit Growth % (QoQ)	13.8%	45.9%	7%	16%	-50.3%	135.4%	-21.5%	-25.9%	7.7%	117.1%	-20.7%	-46.4%	1.7%	35%	105%	-61.8%	-36.6%	-10.1%	170.1%	-
Net Profit Growth % (YoY)	106.1%	-10%	45.1%	6.4%	-32%	47.4%	35.9%	37.3%	-0.6%	-6.2%	-41.7%	50.8%	7.3%	-33.1%	-55.4%	115.3%	-	-	-	-
TTM Net Profit	2861	2377	2469	2293	2261	2476	2181	2078	1943	1947	1988	2193	2071	2025	2353	2964	1151	522	-470	0
EPS in Rs	6.75	5.93	4.06	3.8	3.29	6.6	2.8	3.58	4.82	4.48	2.02	2.58	4.9	4.76	3.53	1.72	4.49	7.99	8.9	-12.74

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	21005	18519	15963	12828	11419	12382	11995	10429	7910	7189	6586	6051	5294	4175
Sales Growth %	13.4%	16%	24.4%	12.3%	-7.8%	3.2%	15%	31.8%	10%	9.2%	8.8%	14.3%	26.8%	-
Expenses	7878	6832	6204	4696	5347	6046	4903	3129	2547	3123	2459	1972	1532	1163
Operating Profit	4194	3271	2799	3038	1655	1028	1702	2868	1927	880	1258	1435	1481	1342
OPM %	20	18	18	24	14	8	14	28	24	12	19	24	28	32
Other Income	18	77	64	-8	47	57	47	49	33	12	12	10	7	35
Interest	8934	8415	6959	5094	4417	5308	5391	4432	3436	3186	2868	2643	2281	1671
Depreciation	386	321	275	226	152	151	147	76	55	54	46	46	26	24
Profit before tax	3826	3027	2588	2804	1549	934	1602	2841	1905	838	1224	1400	1462	1353
Tax %	25	25	25	26	26	16	32	34	36	37	36	34	34	31
Net Profit	2861	2261	1943	2071	1150	780	1086	1867	1216	530	787	925	965	929
Net Profit Growth %	26.5%	16.4%	-6.2%	80.1%	47.4%	-28.2%	-41.8%	53.5%	129.4%	-32.7%	-14.9%	-4.1%	3.9%	-
EPS in Rs	20.54	16.27	13.9	14.91	8.18	5.56	7.73	13.15	8.53	4	6.03	7.13	7.46	8.15
Dividend Payout %	37	35	40	36	39	13	0	22	21	27	29	25	22	22

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-12772	-15602	-18449	-17395	18	5826	-3115	-12078	-8510	-6467	-4957	-3970	-6448	-7442
Cash from Investing Activity	770	-1077	2671	-1635	3112	-8348	-2689	-1213	243	-97	-440	34	-470	-181
Cash from Financing Activity	10637	17605	16095	18852	-3173	2548	6050	13490	8174	6766	5431	3907	6898	7696
Net Cash Flow	-1365	927	317	-179	-43	26	245	199	-93	202	34	-29	-20	74

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	278	278	247	247	247	247	247	246	123	123	123	113	113	113	113	113
Reserves	26361	24482	21282	19824	19686	18313	16650	15530	11846	11146	9732	6847	6356	5830	5181	4467
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	3635	2937	3483	4672	3567	5096	4787	4724	4189	4505	3889	5619	4494	3459	2871	2339
Total Liabilities	158644	149086	144105	133661	123716	105085	83809	85601	81793	74576	58730	53223	45007	38633	34057	27071
Fixed Assets	1334	1294	1207	1158	1008	871	515	399	455	201	147	133	129	119	128	112
CWIP	2	2	66	0	106	3	2	12	1	1	0	1	0	0	0	1
Investments	7407	7759	10590	9183	9598	10063	8654	12126	5340	3327	2378	1374	1199	654	722	458
Other Assets	149902	140031	132242	123320	113004	94148	74637	73064	75996	71046	56205	51714	43679	37860	33207	26500
Total Assets	158644	149086	144105	133661	123716	105085	83809	85601	81793	74576	58730	53223	45007	38633	34057	27071

Delivery

Delivery Data: M&MFIN

#	Date	306 35% 415	Value (Cr)	Q/T 77	Del 39	Del 169
1	4-Sep	374	99	50	52	52
2	3-Sep	376	73	42	56	40
3	2-Sep	369	44	26	61	27
4	1-Sep	364	52	53	60	31
5	31-Aug	373	59	35	58	34
6	28-Aug	377	33	33	60	20
7	27-Aug	383	53	49	60	32
8	26-Aug	385	78	63	60	47
9	25-Aug	381	75	40	58	43
10	24-Aug	379	60	28	49	29
11	21-Aug	382	50	49	46	23
12	20-Aug	382	82	60	47	38
13	19-Aug	390	90	53	48	43
14	18-Aug	386	56	33	53	29
15	17-Aug	389	58	43	45	26
16	14-Aug	390	73	61	49	36
17	13-Aug	396	107	74	42	44
18	12-Aug	396	178	62	56	100
19	11-Aug	399	64	53	53	34
20	10-Aug	412	144	63	42	60
21	7-Aug	408	196	63	45	88
22	6-Aug	389	70	55	50	35
23	5-Aug	398	95	68	59	56
24	4-Aug	399	121	67	49	60
25	3-Aug	406	216	82	50	108
26	31-Jul	386	150	61	60	90
27	30-Jul	393	221	75	54	120
28	29-Jul	394	329	68	60	197
29	28-Jul	374	204	87	46	93
30	27-Jul	363	128	73	42	53
31	24-Jul	356	154	78	44	68
32	23-Jul	370	279	81	32	89
33	22-Jul	378	2046	127	16	326
34	21-Jul	350	698	110	30	206
35	20-Jul	323	53	64	48	25
36	17-Jul	324	59	43	49	29
37	16-Jul	322	65	68	59	38
38	15-Jul	325	32	41	36	12
39	14-Jul	325	48	46	47	23
40	13-Jul	333	73	49	46	33
41	10-Jul	341	146	36	60	88
42	9-Jul	337	84	64	56	47
43	8-Jul	332	204	39	55	112
44	7-Jul	332	123	45	56	69
45	6-Jul	332	188	40	52	97
46	3-Jul	334	339	49	55	188
47	2-Jul	318	101	31	59	59
48	1-Jul	315	55	62	45	25
49	30-Jun	316	86	61	41	35
50	29-Jun	315	386	83	46	178

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	51,783c	76c	0.15
03-Sep	51,860c	104c	0.20
01-Sep	51,964c	21c	0.04
31-Aug	51,943c	1,001c	1.89
27-Aug	52,944c	744c	1.39
26-Aug	53,688c	688c	1.30
25-Aug	53,000c	341c	0.65
24-Aug	52,659c	493c	0.93
21-Aug	53,153c	1,015c	1.87
19-Aug	54,167c	500c	0.93
18-Aug	53,667c	375c	0.69
17-Aug	54,042c	111c	0.21
14-Aug	54,153c	1,508c	2.71
13-Aug	55,661c	688c	1.25
12-Aug	54,973c	2,300c	4.02
11-Aug	57,274c	0	0
10-Aug	57,274c	2,759c	5.06
06-Aug	54,515c	723c	1.31
05-Aug	55,238c	195c	0.35
04-Aug	55,043c	1,202c	2.23
31-Jul	53,841c	827c	1.51
30-Jul	54,668c	1,036c	1.93
29-Jul	53,632c	1,494c	2.87
28-Jul	52,138c	1,960c	3.91
27-Jul	50,178c	0	0

Stock Checklist

Price is above from 52 week high low average: 74%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 375 fund scheme(s) across 35 fund house(s) as of Aug26 · Total value ₹44,701 Cr · 233 increasing / 98 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	24	1.82%	-1.99%	6986.3
HDFC Mutual Fund	24	1.71%	+0.03%	6743.5
SBI Mutual Fund	20	1.53%	+0.54%	4838
Kotak Mahindra Mutual Fund	34	1.12%	+0.03%	4701.6
ICICI Prudential Asset Management Company Limited	6	2.25%	-2.30%	3963
Axis Mutual Fund	25	0.99%	+3.19%	3104
Nippon India Mutual Fund	26	1.18%	+0.01%	2717
Aditya Birla Sun Life Mutual Fund	22	0.79%	+0.03%	2293.8
HSBC Mutual Fund	18	1.52%	+2.02%	1987
Bandhan Mutual Fund	24	1.40%	+0.53%	1702.2
Tata Mutual Fund	8	1.37%	-0.60%	1157.3
Franklin Templeton Mutual Fund	18	2.00%	+0.10%	1058.4
Sundaram Mutual Fund	12	2.26%	+0.43%	1052.4
UTI Mutual Fund	18	1.12%	+0.35%	685.3
Invesco Mutual Fund	3	1.73%	+1.25%	574
Edelweiss Mutual Fund	12	2.24%	+5.08%	513.5
Union Mutual Fund	2	6.64%	+6.10%	144
Mirae Asset Mutual Fund	6	2.81%	+2.75%	100.3
JM Financial Mutual Fund	14	1.64%	+0.25%	95.3
Motilal Oswal Mutual Fund	8	0.40%	+0.08%	56.8
DSP Mutual Fund	8	0.28%	+0.48%	50.6
LIC Mutual Fund	8	1.33%	+0.15%	48.8
WhiteOak Capital Mutual Fund	2	4.84%	-3.95%	47.9
ITI Mutual Fund	2	0.72%	-0.16%	21.2
Old Bridge Mutual Fund	2	2.90%	-	12.2
Canara Robeco Mutual Fund	2	0.92%	+0.92%	11.6
Sundaram Asset Management Company Ltd	1	0.62%	+0.10%	10.4
Jio BlackRock Mutual Fund	4	0.22%	+0.17%	8.4
Navi Mutual Fund	8	0.46%	-0.01%	6.7
Zerodha Mutual Fund	4	0.31%	+0.05%	5.7
JM Financial Asset Management Limited	1	7.32%	-5.61%	3
Groww Mutual Fund	4	0.14%	+0.03%	1.1
Angel One Mutual Fund	2	0.13%	+0.02%	0.2
Baroda BNP Paribas Mutual Fund	2	0.60%	+0.11%	0.1
Aditya Birla Sun Life AMC Limited	1	0.00%	-2.83%	0

Mahindra & Mahindra Financial Services Limited

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