L&T Finance Limited

Web: ltfs.com NSE: LTF BSE: 533519 SECTOR: Financial Services - Finance | Add Note | View Notes

316 1(0%)

Near 52W High of 339

Volume

32L as on 03, Sep

Open

309

High

309

Low

303

317

VWAP

315

52 Week High

339

52 Week Low

217

Viand Research Rating

Quality Score

56/100

Growth Score

9/100

Valuation Score

50/100

Momentum Score

70/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

79,113

No. of Shares

251

P/E

15.45

P/B

1.64

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

10.61

ROCE

Profit Growth

Listing Date

12-Aug-11

Promoter Holding

65.96%

FII Holding

7.71%

DII Holding

14.9%

Price Chart

Price Performance

1 Week2%

1 Month0%

3 Months18%

6 Months15%

1 Year39%

YTD0%

Moving Average

5 Day SMA315

10 Day SMA317

20 Day SMA316

30 Day SMA315

50 Day SMA314

61 Day SMA309

80 Day SMA301

200 Day SMA294

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	327	316	320	330
Resistance 2	320	315	316	322
Resistance 1	317	314	314	319
Pivot Point	310	313	310	311
Support 1	306	312	306	308
Support 2	299	311	303	300
Support 3	295	310	299	298

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 65.96%	(0.01) 65.99%	(-0.11) 66.03%	(-0.11) 66.10%	(-0.11) 66.16%	(0.01) 66.24%	(0.01) 66.25%	(-0.11) 66.29%	(0.51) 66.37%	(0.01) 65.86%	(-0.11) 65.90%	(-0.11) 66.02%	(0.01) 66.10%	(0.01) 66.11%	(0.01) 66.15%	(0.01) 66.20%	(0.01) 66.23%	(2.81) 66.26%	(0.01) 63.50%	(0.01) 63.53%
FIIs	(0.11) 7.71%	(1.01) 7.64%	(0.31) 6.66%	(0.21) 6.40%	(0.71) 6.19%	(0.21) 5.48%	(-1.41) 5.30%	(-0.61) 6.73%	(-3.71) 7.34%	(0.41) 11.04%	(-1.41) 10.67%	(-1.81) 12.11%	(2.61) 13.90%	(0.11) 11.35%	(4.51) 11.24%	(0.11) 6.75%	(-0.31) 6.61%	(-1.01) 6.91%	(-0.41) 7.86%	(0.01) 8.25%
DIIs	(0.01) 14.90%	(-0.41) 14.91%	(1.01) 15.33%	(0.21) 14.33%	(0.81) 14.10%	(1.11) 13.28%	(-0.21) 12.17%	(0.71) 12.33%	(3.01) 11.64%	(-0.41) 8.69%	(2.11) 9.07%	(1.71) 7.02%	(-1.31) 5.29%	(0.51) 6.58%	(0.71) 6.05%	(0.01) 5.35%	(0.81) 5.34%	(-1.51) 4.57%	(-0.51) 6.11%	(0.01) 6.57%
Public	11.45%	11.48%	11.99%	13.15%	13.55%	15.01%	16.27%	14.66%	14.66%	14.39%	14.36%	14.85%	14.73%	15.96%	16.56%	21.69%	21.82%	22.26%	22.53%	21.66%
No. of Shareholders	732,902	748,865	775,728	777,432	792,374	846,682	876,841	787,291	739,180	711,555	687,721	695,023	663,769	708,237	707,070	750,885	763,709	786,113	767,715	720,629

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	5213	4771	4578	4336	4260	4023	4098	4019	3784	3670	3534	3214	3223	3243	3432	3138	2988	2947	2971	2958	3054
Sales Growth % (YoY)	22.4%	18.6%	11.7%	7.9%	12.6%	9.6%	16%	25.1%	17.4%	13.2%	3%	2.4%	7.9%	10%	15.5%	6.1%	-2.1%	-13.7%	-12.2%	-13.2%	-9.8%
Sales Growth % (QoQ)	9.3%	4.2%	5.6%	1.8%	5.9%	-1.8%	2%	6.2%	3.1%	3.8%	10%	-0.3%	-0.6%	-5.5%	9.4%	5%	1.4%	-0.8%	0.4%	-3.1%	-
Expenses	1974	1890	1800	1662	1640	1581	1676	1575	1482	1619	1375	1331	1270	1309	1356	1236	1388	1228	1299	1312	1405
Operating Profit	1269	1134	1075	1040	984	842	853	968	950	716	806	557	590	489	576	1902	1600	1719	1672	1646	1649
OPM %	24	24	23	24	23	21	21	24	25	20	23	17	18	15	17	61	54	58	56	56	54
Other Income	30	0	-25	0	0	4	8	5	0	6	47	268	153	202	-448	165	187	172	180	134	109
Interest	1970	1747	1703	1634	1636	1600	1569	1476	1351	1335	1353	1325	1364	1445	1501	1438	1413	1392	1407	1445	1510
Depreciation	63	60	58	51	41	41	36	33	28	28	29	28	30	29	28	27	27	28	24	28	23
Profit before tax	1236	1074	992	989	943	806	824	940	922	694	824	797	714	662	99	601	346	470	420	306	226
Tax %	26	25	26	26	26	21	24	26	26	20	22	25	26	37	-356	32	25	27	27	27	22
Net Profit	916	809	738	735	701	636	626	697	685	553	639	594	531	417	453	406	261	341	308	223	177
Net Profit Growth % (QoQ)	13.2%	9.6%	0.4%	4.9%	10.2%	1.6%	-10.2%	1.8%	23.9%	-13.5%	7.6%	11.9%	27.3%	-7.9%	11.6%	55.6%	-23.5%	10.7%	38.1%	26%	-
Net Profit Growth % (YoY)	30.7%	27.2%	17.9%	5.5%	2.3%	15%	-2%	17.3%	29%	32.6%	41.1%	46.3%	103.4%	22.3%	47.1%	82.1%	47.5%	-	-	-	-
TTM Net Profit	3198	2983	2810	2698	2660	2644	2561	2574	2471	2317	2181	1995	1807	1537	1461	1316	1133	1049	708	400	0
EPS in Rs	3.6	3.22	2.95	2.94	2.81	2.55	2.51	2.79	2.75	2.23	2.57	2.4	2.14	2.02	1.83	1.64	1.06	1.38	1.32	0.91	0.72

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	17914	15924	14252	12775	11930	13353	14104	13365	10215	8532	7440	6456	5221	3990
Sales Growth %	12.5%	11.7%	11.6%	7.1%	-10.7%	-5.3%	5.5%	30.8%	19.7%	14.7%	15.2%	23.6%	30.9%	32.8%
Expenses	6946	6304	6195	7935	5233	5401	4160	3377	3308	2776	1979	1625	1230	1025
Operating Profit	4234	3614	2670	-972	932	722	2392	3105	1449	1120	1328	1254	910	2965
OPM %	24	23	19	-8	8	5	17	23	14	13	18	19	17	74
Other Income	-26	16	474	2792	594	836	370	-4	49	26	8	16	-5	419
Interest	6734	6007	5387	5812	5765	7230	7552	6882	5458	4635	4133	3577	3081	2330
Depreciation	210	139	115	111	103	86	82	50	52	67	83	96	80	65
Profit before tax	3998	3491	3029	1709	1423	1472	2680	3052	1446	1079	1253	1175	825	989
Tax %	25	24	24	10	26	36	37	27	12	3	32	28	28	26
Net Profit	2983	2643	2317	1536	1049	949	1700	2232	1278	1048	857	855	595	730
Net Profit Growth %	12.9%	14.1%	50.8%	46.4%	10.5%	-44.2%	-23.8%	74.6%	21.9%	22.3%	0.2%	43.7%	-18.5%	-
EPS in Rs	11.9	10.6	9.32	6.55	4.33	3.93	6.9	9.06	5.11	4.83	3.97	4.04	2.82	3.46
Dividend Payout %	23	26	27	31	12	0	11	9	16	13	16	16	22	18

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-14189	-16587	686	7490	6078	5464	2162	-11643	-15640	-5779	-9213	-6474	-6083	-6096
Cash from Investing Activity	367	472	849	-1634	-5087	-2025	160	-3587	1549	-2118	-675	2	-1032	-1671
Cash from Financing Activity	15415	15419	-7050	-1664	-3023	-2091	1451	16008	14678	7952	9426	6552	7602	7947
Net Cash Flow	1593	-697	-5515	4193	-2032	1349	3772	777	587	55	-461	81	487	180

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	2504	2500	2495	2493	2489	2480	2474	2469	2005	1999	1996	1756	1753	1720	1718	1717
Reserves	25479	23858	23069	21775	20950	19049	17474	16304	12688	11450	9411	6138	5442	4656	4107	3753
Borrowings	0	0	0	84985	0	0	0	0	0	0	0	0	0	0	0	28997
Other Liabilities	3903	2904	2447	2563	2652	1706	1696	1582	902	1094	1117	3593	3775	2912	2182	2102
Total Liabilities	142184	127232	120384	111815	102694	106339	106880	108947	109529	106050	87772	72511	63799	52742	44861	36570
Fixed Assets	1308	1113	641	576	519	553	509	1138	1100	1127	1151	1230	1313	1184	1228	1131
CWIP	62	0	45	0	36	5	22	24	62	39	19	28	22	174	140	89
Investments	10564	11389	11876	12471	12385	14366	11917	8872	5979	8641	5301	6012	3563	2649	2730	1843
Other Assets	130250	114730	107822	98768	89754	91415	94433	98912	102387	96243	81301	65242	58901	48736	40763	33507
Total Assets	142184	127232	120384	111815	102694	106339	106880	108947	109529	106050	87772	72511	63799	52742	44861	36570

Delivery

Delivery Data: LTF

#	Date	297 14% 339	Value (Cr)	Q/T 141	Del 44	Del 269
1	4-Sep	314	104	117	46	48
2	3-Sep	317	101	103	46	46
3	2-Sep	313	189	70	44	83
4	1-Sep	309	289	111	51	148
5	31-Aug	321	140	89	58	81
6	28-Aug	314	91	74	50	45
7	27-Aug	322	105	106	53	56
8	26-Aug	322	115	86	42	49
9	25-Aug	320	120	102	48	57
10	24-Aug	316	107	75	34	36
11	21-Aug	317	108	92	51	55
12	20-Aug	315	99	85	37	36
13	19-Aug	315	460	156	33	153
14	18-Aug	325	325	143	37	120
15	17-Aug	315	96	96	40	39
16	14-Aug	306	114	93	57	65
17	13-Aug	315	36	60	47	17
18	12-Aug	317	147	76	55	81
19	11-Aug	315	74	75	57	43
20	10-Aug	313	78	58	44	34
21	7-Aug	308	149	115	35	52
22	6-Aug	317	58	62	47	27
23	5-Aug	318	187	150	53	99
24	4-Aug	318	172	103	47	81
25	3-Aug	318	284	128	44	124
26	31-Jul	311	166	116	47	77
27	30-Jul	306	89	84	47	42
28	29-Jul	309	441	224	52	230
29	28-Jul	311	89	98	38	34
30	27-Jul	312	184	138	34	63
31	24-Jul	302	85	71	31	26
32	23-Jul	305	97	75	37	36
33	22-Jul	306	150	101	37	56
34	21-Jul	307	212	123	41	87
35	20-Jul	306	208	121	48	100
36	17-Jul	310	59	89	28	16
37	16-Jul	310	102	90	40	41
38	15-Jul	312	112	94	34	38
39	14-Jul	315	363	138	34	125
40	13-Jul	325	706	147	24	168
41	10-Jul	321	311	83	40	125
42	9-Jul	321	298	96	39	117
43	8-Jul	314	279	126	35	97
44	7-Jul	334	136	102	38	52
45	6-Jul	336	225	102	26	59
46	3-Jul	327	286	82	40	113
47	2-Jul	315	128	89	42	54
48	1-Jul	313	224	156	50	112
49	30-Jun	311	332	118	54	179
50	29-Jun	299	813	187	64	523

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	79,113c	564c	0.72
03-Sep	78,549c	887c	1.14
01-Sep	77,662c	351c	0.45
31-Aug	78,013c	2,656c	3.29
27-Aug	80,670c	88c	0.11
26-Aug	80,582c	1,002c	1.26
25-Aug	79,580c	426c	0.54
24-Aug	79,154c	338c	0.43
21-Aug	79,492c	451c	0.57
19-Aug	79,041c	2,431c	2.98
18-Aug	81,472c	2,531c	3.21
17-Aug	78,940c	2,180c	2.84
14-Aug	76,760c	2,230c	2.82
13-Aug	78,991c	501c	0.63
12-Aug	79,492c	602c	0.76
11-Aug	78,890c	489c	0.62
10-Aug	78,402c	1,215c	1.57
07-Aug	77,186c	2,556c	3.21
06-Aug	79,742c	75c	0.09
04-Aug	79,667c	1,741c	2.23
31-Jul	77,926c	1,591c	2.08
30-Jul	76,335c	288c	0.38
29-Jul	76,047c	2,243c	2.86
28-Jul	78,289c	88c	0.11
27-Jul	78,377c	2,581c	3.40
24-Jul	75,796c	0	0

Stock Checklist

Price is above from 52 week high low average: 81%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

No mutual fund holding data available.

Strategy Builder

Bulk Deals

Events

News

Exchange Filings

Annual Reports

Ratings & Research Reports

Concalls

Announcements

Corporate Announcements

NseIndia | Trendlyne | Screener | TradingView