LIC Housing Finance Limited

Web: lichousing.com NSE: LICHSGFIN BSE: 500253 SECTOR: Financial Services - Finance

536 3(-1%)

Volume

6L as on 22, Jul

Open

564

High

565

Low

553

539

VWAP

542

52 Week High

646

52 Week Low

459

Viand Research Rating

Quality Score

25/100

Growth Score

6/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

29,461

No. of Shares

P/E

7.05

P/B

1.07

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

15.1

ROCE

Profit Growth

Listing Date

29-Jul-98

Promoter Holding

45.24%

FII Holding

21.39%

DII Holding

20.89%

Price Chart

Price Performance

1 Week2%

1 Month2%

3 Months4%

6 Months4%

1 Year13%

YTD1%

Moving Average

5 Day SMA547

10 Day SMA548

20 Day SMA549

30 Day SMA549

50 Day SMA548

61 Day SMA551

80 Day SMA545

200 Day SMA541

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	560	551	557	560
Resistance 2	557	550	555	557
Resistance 1	553	549	553	552
Pivot Point	550	549	550	550
Support 1	546	548	547	545
Support 2	543	547	545	542
Support 3	538	547	543	538

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%	(0.01) 45.24%
FIIs	(1.01) 21.39%	(0.21) 20.36%	(-0.11) 20.17%	(-1.31) 20.25%	(0.31) 21.55%	(-0.71) 21.24%	(-1.21) 21.95%	(0.61) 23.19%	(0.71) 22.59%	(0.71) 21.91%	(4.11) 21.21%	(-0.51) 17.15%	(-1.71) 17.66%	(-1.71) 19.32%	(0.31) 20.97%	(-2.41) 20.67%	(-0.41) 23.03%	(-0.61) 23.46%	(0.01) 24.07%
DIIs	(-0.91) 20.89%	(-0.31) 21.81%	(-0.11) 22.14%	(0.91) 22.20%	(-0.11) 21.34%	(0.91) 21.44%	(-0.71) 20.53%	(-0.81) 21.22%	(0.21) 21.99%	(0.31) 21.76%	(-3.51) 21.51%	(0.91) 25.03%	(1.41) 24.18%	(2.11) 22.74%	(1.51) 20.68%	(3.01) 19.22%	(1.31) 16.23%	(0.01) 14.92%	(0.01) 14.96%
Public	12.49%	12.60%	12.45%	12.31%	11.87%	12.08%	12.29%	10.36%	10.18%	11.09%	12.03%	12.56%	12.92%	12.70%	13.10%	14.88%	15.50%	16.38%	15.73%
No. of Shareholders	347,941	352,873	358,982	364,388	364,182	366,899	361,857	303,961	297,899	305,862	324,814	349,173	362,974	364,785	377,701	442,359	452,133	416,146	384,414

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	7212	7206	7179	7250	7303	7070	6938	6797	6948	6804	6765	6759	6431	5890	5096	5296	5328	5064	4718	4865
Sales Growth % (YoY)	-1.2%	1.9%	3.5%	6.7%	5.1%	3.9%	2.6%	0.6%	8%	15.5%	32.8%	27.6%	20.7%	16.3%	8%	8.9%	7%	3.1%	-	-
Sales Growth % (QoQ)	0.1%	0.4%	-1%	-0.7%	3.3%	1.9%	2.1%	-2.2%	2.1%	0.6%	0.1%	5.1%	9.2%	15.6%	-3.8%	-0.6%	5.2%	7.3%	-3%	-
Expenses	463	474	450	475	546	297	372	392	800	686	670	602	582	1069	811	504	456	552	892	1111
Operating Profit	1962	1790	1735	1729	1806	1823	1687	1656	1500	1473	1496	1664	1472	589	399	1153	1320	967	320	204
OPM %	27	25	24	24	25	26	24	24	22	22	22	25	23	10	8	22	25	19	7	4
Other Income	2	6	1	0	0	1	2	2	0	0	0	0	0	6	5	6	9	14	5	3
Interest	4786	4942	4994	5046	4951	4950	4879	4749	4649	4646	4600	4493	4378	4232	3886	3639	3551	3546	3505	3549
Depreciation	31	34	32	25	26	25	24	22	18	18	13	19	19	17	16	16	15	14	14	13
Profit before tax	1933	1762	1703	1705	1780	1798	1665	1635	1482	1454	1483	1645	1453	577	388	1143	1314	968	312	194
Tax %	23	21	21	20	23	20	20	20	27	20	20	20	18	20	20	19	15	20	20	22
Net Profit	1493	1398	1349	1364	1374	1435	1328	1306	1082	1169	1192	1319	1191	462	313	926	1114	771	250	151
Net Profit Growth % (QoQ)	6.8%	3.6%	-1.1%	-0.7%	-4.3%	8.1%	1.7%	20.7%	-7.4%	-1.9%	-9.6%	10.7%	157.8%	47.6%	-66.2%	-16.9%	44.5%	208.4%	65.6%	-
Net Profit Growth % (YoY)	8.7%	-2.6%	1.6%	4.4%	27%	22.8%	11.4%	-1%	-9.2%	153%	280.8%	42.4%	6.9%	-40.1%	25.2%	513.2%	-	-	-	-
TTM Net Profit	5604	5485	5522	5501	5443	5151	4885	4749	4762	4871	4164	3285	2892	2815	3124	3061	2286	1172	401	0
EPS in Rs	27.13	25.42	24.53	24.8	24.97	26.09	24.14	23.75	19.66	21.25	21.67	23.98	21.65	8.4	5.69	16.84	20.25	14.02	4.54	3

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	28837	28111	27277	22717	19978	19886	19740	17398	14876	14092	12491	10812	9339	7735
Sales Growth %	2.6%	3%	20.1%	13.7%	0.5%	0.7%	13.5%	17%	5.6%	12.8%	15.5%	15.8%	20.7%	24.1%
Expenses	1851	1609	2756	2964	3012	2012	1592	1104	940	887	611	390	357	396
Operating Profit	7215	6974	6133	3618	2815	3423	3367	3404	2792	2974	2573	2112	1808	1414
OPM %	25	25	22	16	14	17	17	20	19	21	21	20	19	18
Other Income	10	3	4	11	27	-5	-33	0	0	9	12	17	34	11
Interest	19771	19528	18388	16135	14151	14450	14781	12891	11144	10231	9307	8310	7174	5925
Depreciation	122	98	69	69	55	52	51	12	10	10	10	10	8	8
Profit before tax	7103	6879	6068	3561	2787	3365	3282	3392	2782	2973	2575	2119	1834	1418
Tax %	21	21	22	19	18	19	27	28	28	35	35	34	28	26
Net Profit	5604	5443	4763	2891	2286	2741	2404	2434	2008	1942	1668	1396	1319	1048
Net Profit Growth %	3%	14.3%	64.8%	26.5%	-16.6%	14%	-1.2%	21.2%	3.4%	16.4%	19.5%	5.8%	25.9%	-
EPS in Rs	101.87	98.94	86.59	52.55	41.55	54.31	47.62	48.23	39.79	38.49	33.05	27.65	26.12	20.76
Dividend Payout %	0	10	10	16	20	16	17	16	17	16	17	18	17	18

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-8504	-16609	-7151	-19632	-16729	-17140	-14738	-21538	-18977	-14273	-13039	-14345	-11523	-12578
Cash from Investing Activity	1752	-939	587	-800	-1629	858	-1851	-1642	1368	-278	-58	-58	-2	-27
Cash from Financing Activity	6192	17413	7346	20249	17850	16245	15156	24068	18074	15072	14098	14232	13048	12467
Net Cash Flow	-560	-134	781	-183	-508	-37	-1434	887	465	521	1001	-171	1524	-138

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	110	110	110	110	110	110	110	101	101	101	101	101	101	101	101	101
Reserves	41319	38406	36242	33502	31367	27075	24641	20500	18164	16230	14210	11055	9114	7779	7485	6432
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	6245	7790	6963	8019	7198	6461	6179	7195	7227	13719	6004	13504	10441	8218	6240	5350
Total Liabilities	325213	319156	314040	299315	291293	278559	254687	235721	216920	200707	171228	150997	130587	112630	95862	80647
Fixed Assets	416	430	377	396	389	388	315	282	294	168	129	102	102	90	86	73
CWIP	0	0	52	0	0	1	4	6	3	2	3	5	0	0	0	0
Investments	5132	5180	7201	6276	6337	7050	6279	4644	5485	3617	2008	537	280	241	194	195
Other Assets	319664	313545	306411	292643	284567	271120	248088	230789	211138	196920	169088	150352	130204	112298	95581	80379
Total Assets	325213	319156	314040	299315	291293	278559	254687	235721	216920	200707	171228	150997	130587	112630	95862	80647

OI Chart

Price

Delivery

#	Date	524 11% 581	Value (Cr)	Q/T 71	Del 52	Del 112
1	22-Jul	539	33	54	55	18
2	21-Jul	549	19	23	47	9
3	20-Jul	552	130	72	73	94
4	17-Jul	550	38	51	47	18
5	16-Jul	547	61	36	67	41
6	15-Jul	550	90	48	46	42
7	14-Jul	550	89	55	47	42
8	13-Jul	552	104	49	63	65
9	10-Jul	549	80	70	56	45
10	9-Jul	540	42	54	40	17
11	8-Jul	531	67	56	49	33
12	7-Jul	544	37	35	47	17
13	6-Jul	549	35	41	50	17
14	3-Jul	554	55	53	41	22
15	2-Jul	553	40	42	52	21
16	1-Jul	554	102	67	45	46
17	30-Jun	564	144	65	44	63
18	29-Jun	561	301	104	71	214
19	25-Jun	550	102	89	61	62
20	24-Jun	551	67	52	55	37
21	23-Jun	541	51	36	53	27
22	22-Jun	548	60	38	59	35
23	19-Jun	550	60	67	45	27
24	18-Jun	550	75	46	48	36
25	17-Jun	551	53	43	44	24
26	16-Jun	553	32	26	43	14
27	15-Jun	554	67	40	49	33
28	12-Jun	560	141	79	58	83
29	11-Jun	536	46	55	49	22
30	10-Jun	541	28	38	48	13
31	9-Jun	553	32	41	43	14
32	8-Jun	541	177	105	66	118
33	5-Jun	550	164	119	74	121
34	4-Jun	546	68	67	56	38
35	3-Jun	541	98	80	41	40
36	2-Jun	535	34	64	31	11
37	1-Jun	538	96	55	58	56
38	29-May	533	88	62	49	43
39	27-May	556	67	58	33	22
40	26-May	544	36	41	40	15
41	25-May	543	59	64	38	22
42	22-May	539	54	77	39	21
43	21-May	538	50	56	43	22
44	20-May	547	69	63	51	35
45	19-May	543	42	41	43	18
46	18-May	546	95	57	46	44
47	15-May	547	183	70	58	107
48	14-May	560	289	69	31	90

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	29,461c	132c	0.45
22-Jul	29,593c	589c	1.95
21-Jul	30,182c	41c	0.14
17-Jul	30,223c	190c	0.63
16-Jul	30,033c	448c	1.47
15-Jul	30,482c	410c	1.36
14-Jul	30,072c	292c	0.96
13-Jul	30,364c	124c	0.41
10-Jul	30,240c	542c	1.82
09-Jul	29,698c	495c	1.70
08-Jul	29,203c	715c	2.39
07-Jul	29,918c	314c	1.04
06-Jul	30,232c	333c	1.09
02-Jul	30,564c	564c	1.81
30-Jun	31,128c	1,026c	3.41
29-Jun	30,102c	190c	0.63
26-Jun	30,292c	88c	0.29
25-Jun	30,380c	110c	0.36
24-Jun	30,270c	561c	1.89
23-Jun	29,709c	446c	1.48
22-Jun	30,155c	118c	0.39
19-Jun	30,273c	99c	0.33
18-Jun	30,174c	135c	0.44
17-Jun	30,309c	6c	0.02
16-Jun	30,303c	83c	0.27
15-Jun	30,386c	363c	1.18
12-Jun	30,749c	847c	2.83
11-Jun	29,901c	171c	0.57
10-Jun	30,072c	0	0

Stock Checklist

Price is below from 52 week high low average: 18%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 769 fund scheme(s) across 49 fund house(s) as of Jul26 · Total value ₹170,542 Cr · 200 increasing / 50 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	66	26.12%	+5.69%	37569.9
ICICI Prudential Asset Management Company Limited	20	6.35%	+9.69%	27341.6
HDFC Mutual Fund	54	3.26%	+2.89%	22180.2
SBI Mutual Fund	36	130.39%	+0.21%	18241.8
Aditya Birla Sun Life Mutual Fund	42	24502.12%	+0.15%	12741.1
Tata Mutual Fund	22	69.50%	-	11245.8
Kotak Mahindra Mutual Fund	44	18.81%	+4.52%	8529.1
Bandhan Mutual Fund	38	380.01%	+0.01%	8075.3
UTI Mutual Fund	40	181.00%	+0.02%	4213.7
Nippon India Mutual Fund	45	1.99%	+0.01%	3561.2
DSP Mutual Fund	24	6.23%	-	1967.6
Canara Robeco Mutual Fund	19	37.37%	-	1630.7
Franklin Templeton Mutual Fund	21	139.30%	+3.95%	1618.7
Invesco Mutual Fund	9	5.47%	-	1596.8
HSBC Mutual Fund	18	3.82%	-	1570
LIC Mutual Fund	6	1.74%	+0.38%	1377.8
Baroda BNP Paribas Mutual Fund	29	5.05%	-	1199.3
Axis Mutual Fund	29	193.95%	-	1027.9
Sundaram Mutual Fund	14	3.08%	+1.63%	824.9
quant Mutual Fund	14	3.15%	-	780.2
Mahindra Manulife Mutual Fund	14	4.18%	+5.58%	458.5
Mirae Asset Mutual Fund	22	10.06%	-	397.2
PPFAS Mutual Fund	6	1.73%	-	315.9
Union Mutual Fund	8	2.82%	-	287.3
Bank of India Mutual Fund	8	9.34%	-	264.6
WhiteOak Capital Mutual Fund	10	1.21%	+0.13%	224.4
Jio BlackRock Mutual Fund	6	4.21%	-	218.2
360 ONE Mutual Fund	4	17.94%	-	202.1
Bajaj Finserv Mutual Fund	4	1.44%	+1.49%	179.6
Aditya Birla Sun Life AMC Limited	2	3.07%	+3.47%	160.2
Franklin Templeton Asset Management (India) Private Limited	1	4.36%	+4.36%	160
JM Financial Mutual Fund	8	23.34%	+4.53%	104.5
Quantum Mutual Fund	6	2.79%	+0.06%	73.4
Motilal Oswal Mutual Fund	14	2.28%	-	71.6
Unifi Mutual Fund	2	2.13%	+0.91%	50.2
Trust Mutual Fund	4	17.77%	+5.02%	40.2
ITI Mutual Fund	4	11.86%	+6.95%	39.9
Groww Mutual Fund	8	3.67%	-	20.8
Samco Mutual Fund	6	8.18%	+0.71%	12.9
Shriram Mutual Fund	6	2.68%	-	10.8
Zerodha Mutual Fund	4	0.19%	-0.01%	3.7
Navi Mutual Fund	6	0.27%	-	3.2
Taurus Mutual Fund	2	2.91%	-0.06%	0.6
Angel One Mutual Fund	2	0.08%	-	0.1
Capitalmind Mutual Fund	2	1.02%	-	-0.3
NJ Mutual Fund	4	0.21%	-0.01%	-4
Helios Mutual Fund	2	0.70%	-0.01%	-4.2
Old Bridge Mutual Fund	2	1.59%	+0.46%	-6
Edelweiss Mutual Fund	12	1.77%	-	-37.1

LIC Housing Finance Limited

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