JM Financial Limited

Web: jmfl.com NSE: JMFINANCIL BSE: 523405 SECTOR: Financial Services - Finance | Add Note | View Notes

131 4(-3%)

Volume

50L as on 03, Sep

Open

173

High

131

Low

126

135

VWAP

133

52 Week High

196

52 Week Low

112

Viand Research Rating

Quality Score

29/100

Growth Score

27/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

12,528

No. of Shares

95.6

P/E

47.79

P/B

3.42

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

7.16

ROCE

Profit Growth

Listing Date

10-Oct-06

Promoter Holding

57.07%

FII Holding

17.16%

DII Holding

5.88%

Price Chart

Price Performance

1 Week3%

1 Month11%

3 Months10%

6 Months7%

1 Year26%

YTD9%

Moving Average

5 Day SMA130

10 Day SMA130

20 Day SMA129

30 Day SMA127

50 Day SMA127

61 Day SMA126

80 Day SMA127

200 Day SMA132

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	135	131	133	137
Resistance 2	133	130	131	133
Resistance 1	131	130	130	132
Pivot Point	128	129	128	129
Support 1	127	129	127	128
Support 2	124	129	126	125
Support 3	122	128	124	123

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.21) 57.07%	(0.31) 56.90%	(0.11) 56.61%	(0.01) 56.51%	(0.11) 56.50%	(0.01) 56.43%	(0.01) 56.43%	(0.01) 56.43%	(0.01) 56.44%	(0.01) 56.44%	(0.01) 56.47%	(0.01) 56.48%	(0.51) 56.49%	(0.01) 56.02%	(0.61) 56.02%	(0.01) 55.41%	(0.11) 55.42%	(0.51) 55.27%	(0.01) 54.81%
FIIs	(-0.61) 17.16%	(-0.71) 17.71%	(0.71) 18.38%	(0.21) 17.69%	(0.51) 17.48%	(1.71) 17.02%	(-1.51) 15.31%	(-1.41) 16.83%	(0.31) 18.19%	(-0.91) 17.92%	(-1.91) 18.82%	(-0.51) 20.72%	(-0.91) 21.24%	(0.01) 22.14%	(1.01) 22.12%	(-0.71) 21.13%	(0.41) 21.83%	(-0.31) 21.41%	(0.01) 21.74%
DIIs	(0.11) 5.88%	(0.11) 5.76%	(-0.91) 5.61%	(-0.51) 6.53%	(-0.11) 7.07%	(-1.41) 7.20%	(-0.11) 8.57%	(0.21) 8.63%	(0.01) 8.46%	(0.41) 8.46%	(0.51) 8.06%	(0.11) 7.61%	(0.11) 7.47%	(-1.01) 7.35%	(-0.51) 8.30%	(0.01) 8.79%	(-0.91) 8.78%	(-0.71) 9.72%	(0.01) 10.45%
Public	19.89%	19.64%	19.42%	19.27%	18.94%	19.36%	19.70%	18.11%	16.91%	17.17%	16.66%	15.19%	14.80%	14.49%	13.57%	14.67%	13.97%	13.60%	13.00%
No. of Shareholders	172,802	176,556	177,160	173,290	187,163	189,596	162,210	163,944	158,446	135,103	119,301	106,989	96,936	97,865	98,301	99,903	99,229	95,172	92,691

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	949	999	1031	1111	1004	1106	1191	1077	1261	1236	1197	1067	846	928	859	791	810	952	962	986
Sales Growth % (YoY)	-5.5%	-9.6%	-13.4%	3.2%	-20.4%	-10.5%	-0.6%	1%	49.1%	33.2%	39.4%	34.8%	4.4%	-2.6%	-10.7%	-19.7%	-1.9%	7.6%	20.2%	43.5%
Sales Growth % (QoQ)	-5%	-3.1%	-7.2%	10.7%	-9.2%	-7.1%	10.6%	-14.6%	2%	3.3%	12.2%	26.1%	-8.8%	8%	8.6%	-2.3%	-14.9%	-1%	-2.4%	-
Expenses	458	436	426	261	426	500	700	462	580	430	535	473	459	313	279	276	258	323	355	362
Operating Profit	491	563	605	850	578	607	491	615	681	806	663	594	387	615	580	515	552	629	607	624
OPM %	52	56	59	76	58	55	41	57	54	65	55	56	46	66	67	65	68	66	63	63
Other Income	20	105	13	10	23	14	21	17	-831	25	17	14	26	19	18	14	30	13	7	7
Interest	246	248	254	251	274	318	343	370	407	400	388	366	347	301	270	261	250	283	287	261
Depreciation	22	20	19	17	16	16	15	16	14	14	13	12	12	10	10	10	10	9	9	9
Profit before tax	243	400	344	593	311	287	154	245	-572	417	278	230	54	322	318	259	322	349	317	360
Tax %	34	24	26	23	25	28	6	24	18	23	26	24	40	25	25	24	29	25	28	24
Net Profit	162	318	262	459	235	207	144	187	-674	322	206	177	32	240	238	198	228	261	228	275
Net Profit Growth % (QoQ)	-49.1%	21.4%	-42.9%	95.3%	13.5%	43.8%	-23%	127.7%	-309.3%	56.3%	16.4%	453.1%	-86.7%	0.8%	20.2%	-13.2%	-12.6%	14.5%	-17.1%	-
Net Profit Growth % (YoY)	-31.1%	53.6%	81.9%	145.5%	134.9%	-35.7%	-30.1%	5.6%	-2206.2%	34.2%	-13.4%	-10.6%	-86%	-8%	4.4%	-28%	-	-	-	-
TTM Net Profit	1201	1274	1163	1045	773	-136	-21	41	31	737	655	687	708	904	925	915	992	764	503	0
EPS in Rs	1.73	3.27	2.82	4.75	2.19	2.19	2.43	1.79	-2.39	2.91	2.04	1.74	0.6	1.99	1.89	1.78	1.87	2.27	1.83	2.13

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	4091	4410	4787	3292	3724	3211	3446	3494	3062	2359	1685	1342	1007	1042
Sales Growth %	-7.2%	-7.9%	45.4%	-11.6%	16%	-6.8%	-1.4%	14.1%	29.8%	40%	25.5%	33.3%	-3.4%	20.6%
Expenses	1581	2087	2017	1170	1296	1009	933	743	767	582	459	448	402	399
Operating Profit	2510	2323	2770	2122	2429	2202	2513	2751	2295	1777	1225	895	605	643
OPM %	61	53	58	64	65	69	73	79	75	75	73	67	60	62
Other Income	148	43	-802	51	39	15	8	6	35	0	0	61	-1	0
Interest	999	1305	1562	1179	1082	1111	1386	1446	1139	782	512	420	308	377
Depreciation	78	64	53	42	38	40	41	27	26	23	20	18	15	12
Profit before tax	1580	997	353	953	1348	1067	1094	1283	1165	972	693	517	280	254
Tax %	26	23	92	26	26	24	29	35	33	34	32	30	29	30
Net Profit	1201	774	31	709	992	808	778	837	785	649	526	379	225	199
Net Profit Growth %	55.2%	2396.8%	-95.6%	-28.5%	22.8%	3.9%	-7%	6.6%	21%	23.4%	38.8%	68.4%	13.1%	-
EPS in Rs	12.57	8.59	4.29	6.26	8.1	6.19	6.48	6.81	7.17	5.92	5.08	4.22	2.77	2.43
Dividend Payout %	14	31	47	43	20	8	3	15	25	25	29	32	36	37

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	581	5569	3635	-2449	-3203	969	3164	773	-3584	-2546	-918	-1717	1058	-402
Cash from Investing Activity	-532	-2475	-2090	-443	2616	-2249	-901	-148	-708	-326	264	-281	585	167
Cash from Financing Activity	-116	-4786	162	2153	1024	1296	-2205	-522	4540	2424	1305	1783	-1594	256
Net Cash Flow	-68	-1692	1708	-739	437	16	58	103	247	-448	651	-215	48	21

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	96	96	96	96	96	95	95	95	84	84	84	79	79	78	76	75
Reserves	10562	10198	9632	8615	8395	8041	7591	6905	5555	5048	4471	3240	2831	2465	2122	1975
Borrowings	11635	11360	11507	13949	16228	15939	13498	12405	11756	13991	14988	9444	6672	4723	2988	4197
Other Liabilities	4245	2930	3112	5372	4874	5137	4477	3973	3351	3517	2664	3782	1480	1239	744	679
Total Liabilities	26537	24584	24347	28031	29592	29213	25661	23378	20746	22640	22206	16545	11061	8505	5930	6927
Fixed Assets	625	599	579	574	572	505	414	423	450	424	427	474	444	445	228	101
CWIP	160	168	10	8	4	7	3	1	1	1	3	2	1	2	1	0
Investments	6209	4302	5464	5810	4724	3584	3639	5802	4014	2933	2388	2156	772	640	495	568
Other Assets	19543	19514	18294	21638	24292	25116	21605	17153	16280	19282	19388	13913	9844	7418	5207	6258
Total Assets	26537	24584	24347	28031	29592	29213	25661	23378	20746	22640	22206	16545	11061	8505	5930	6927

Delivery

Delivery Data: JMFINANCIL

#	Date	118 16% 136	Value (Cr)	Q/T 135	Del 43	Del 24
1	4-Sep	132	60	93	40	24
2	3-Sep	135	67	144	46	31
3	2-Sep	129	20	75	42	8
4	1-Sep	128	25	124	41	10
5	31-Aug	128	37	141	42	16
6	28-Aug	129	29	133	46	13
7	27-Aug	130	32	110	45	14
8	26-Aug	133	40	119	43	17
9	25-Aug	130	66	160	36	24
10	24-Aug	130	43	131	44	19
11	21-Aug	128	28	97	45	12
12	20-Aug	129	41	115	40	17
13	19-Aug	126	21	109	49	10
14	18-Aug	125	17	99	54	9
15	17-Aug	128	26	144	53	14
16	14-Aug	126	15	106	51	8
17	13-Aug	129	37	147	40	15
18	12-Aug	130	54	143	48	26
19	11-Aug	126	23	112	56	13
20	10-Aug	127	27	119	45	12
21	7-Aug	127	54	198	33	18
22	6-Aug	130	70	157	48	34
23	5-Aug	126	175	169	25	43
24	4-Aug	124	157	159	24	38
25	3-Aug	121	99	140	27	26
26	31-Jul	122	16	94	54	9
27	30-Jul	121	14	85	56	8
28	29-Jul	123	14	124	55	8
29	28-Jul	123	11	99	53	6
30	27-Jul	124	19	82	50	9
31	24-Jul	122	22	103	36	8
32	23-Jul	122	17	96	50	9
33	22-Jul	124	22	75	48	11
34	21-Jul	124	37	71	46	17
35	20-Jul	124	18	78	47	9
36	17-Jul	124	18	85	48	9
37	16-Jul	126	22	79	55	12
38	15-Jul	125	21	97	37	8
39	14-Jul	123	24	111	61	15
40	13-Jul	127	37	96	32	12
41	10-Jul	125	61	116	60	36
42	9-Jul	124	32	99	54	17
43	8-Jul	125	29	100	45	13
44	7-Jul	131	22	82	47	10
45	6-Jul	132	46	122	43	20
46	3-Jul	131	54	142	44	23
47	2-Jul	129	55	123	33	18
48	1-Jul	129	67	145	43	29
49	30-Jun	122	21	97	51	11
50	29-Jun	124	16	82	47	8

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	12,528c	112c	0.89
03-Sep	12,640c	140c	1.12
01-Sep	12,500c	366c	3.01
31-Aug	12,134c	330c	2.65
27-Aug	12,464c	246c	1.93
26-Aug	12,710c	318c	2.56
25-Aug	12,393c	3c	0.02
24-Aug	12,396c	30c	0.24
21-Aug	12,425c	321c	2.65
19-Aug	12,105c	109c	0.91
18-Aug	11,996c	255c	2.08
17-Aug	12,250c	145c	1.19
14-Aug	12,106c	334c	2.68
13-Aug	12,440c	45c	0.36
12-Aug	12,395c	96c	0.78
10-Aug	12,299c	50c	0.41
07-Aug	12,249c	48c	0.39
06-Aug	12,297c	260c	2.16
04-Aug	12,037c	615c	5.39
03-Aug	11,421c	263c	2.25
31-Jul	11,685c	32c	0.27
30-Jul	11,653c	200c	1.69
29-Jul	11,853c	93c	0.79
28-Jul	11,760c	106c	0.90
27-Jul	11,866c	0	0

Stock Checklist

Price is above from 52 week high low average: 23%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: YES

Mutual Fund Holdings

Held by 73 fund scheme(s) across 20 fund house(s) as of Aug26 · Total value ₹1,085 Cr · 3 increasing / 33 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
quant Mutual Fund	2	0.60%	-0.17%	408.4
ICICI Prudential Mutual Fund	10	0.48%	-0.01%	337.7
Motilal Oswal Mutual Fund	10	1.06%	-0.59%	268.6
Franklin Templeton Mutual Fund	2	1.32%	+0.43%	24.8
Nippon India Mutual Fund	4	0.22%	-0.04%	16.9
Jio BlackRock Mutual Fund	2	0.23%	+0.09%	8.3
SBI Mutual Fund	4	0.16%	-0.05%	7.9
The Wealth Company Mutual Fund	4	0.98%	-0.18%	5.3
HDFC Mutual Fund	6	0.13%	-	3.9
Edelweiss Mutual Fund	2	0.22%	-0.04%	1.1
Groww Mutual Fund	4	0.08%	-0.04%	0.8
Bandhan Mutual Fund	4	0.14%	-0.05%	0.4
Taurus Mutual Fund	2	1.42%	-0.16%	0.3
Kotak Mahindra Mutual Fund	2	0.21%	-	0.3
Axis Mutual Fund	2	0.02%	-0.01%	0.2
DSP Mutual Fund	4	0.10%	-0.03%	0.1
Navi Mutual Fund	4	0.05%	-0.02%	0
Angel One Mutual Fund	2	0.02%	-	0
Mirae Asset Mutual Fund	2	0.02%	-	0
Zerodha Mutual Fund	1	0.10%	-	0

JM Financial Limited

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Price Performance

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PIVOT LEVEL

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