Indian Railway Finance Corporation Limited

Web: irfc.co.in NSE: IRFC BSE: 543257 SECTOR: Financial Services - Finance

99 0(0%)

Volume

85L as on 26, May

Open

High

152

Low

150

VWAP

100

52 Week High

149

52 Week Low

Viand Research Rating

Quality Score

00/00

Growth Score

00/00

Valuation Score

00/00

Momentum Score

00/00

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,29,836

No. of Shares

1307

P/E

17.66

P/B

3.9

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

12.65

ROCE

Profit Growth

Listing Date

29-Jan-21

Promoter Holding

84.65%

FII Holding

1.16%

DII Holding

2.89%

Price Chart

Price Performance

1 Week2%

1 Month4%

3 Months4%

6 Months16%

1 Year29%

YTD21%

Moving Average

5 Day SMA99

10 Day SMA99

20 Day SMA102

30 Day SMA102

50 Day SMA99

61 Day SMA100

80 Day SMA104

200 Day SMA115

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	103	101	102	104
Resistance 2	102	101	101	102
Resistance 1	101	101	101	102
Pivot Point	100	100	100	100
Support 1	99	100	99	99
Support 2	98	100	99	98
Support 3	97	100	98	97

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	Div Yld %
1	HDFCBANK	12,11,614	787	2%	1%	22%	19%	16	0	0	0
2	ICICIBANK	9,24,275	1289	3%	3%	7%	11%	16	0	0	0
3	SBIN	8,95,185	970	2%	12%	1%	22%	12	0	0	0
4	BAJFINANCE	5,82,095	935	1%	1%	8%	2%	28	0	0	0
5	LICI	5,34,146	844	6%	6%	4%	2%	9	0	0	0
6	AXISBANK	4,05,648	1304	5%	5%	1%	9%	14	0	0	0
7	KOTAKBANK	3,87,315	389	2%	5%	81%	81%	20	0	0	0
8	BAJAJFINSV	2,89,972	1812	3%	2%	13%	11%	14	0	0	0
9	SHRIRAMFIN	2,26,801	964	3%	6%	11%	44%	19	0	0	0
10	SBILIFE	1,89,349	1888	0%	7%	7%	5%	77	0	0	0
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(-1.71) 84.65%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%	(0.01) 86.36%
FIIs	(0.21) 1.16%	(0.01) 0.98%	(0.01) 0.97%	(0.01) 0.93%	(0.01) 0.98%	(-0.11) 1.01%	(0.01) 1.09%	(0.01) 1.11%	(-0.11) 1.08%	(0.01) 1.15%	(0.01) 1.14%	(0.01) 1.14%	(0.11) 1.15%	(0.01) 1.01%	(0.01) 1.05%	(-0.11) 1.02%	(0.01) 1.12%	(0.01) 1.09%	(0.01) 1.06%
DIIs	(1.41) 2.89%	(0.11) 1.54%	(0.01) 1.48%	(0.11) 1.45%	(0.11) 1.34%	(0.21) 1.24%	(0.01) 1.08%	(0.21) 1.08%	(-0.31) 0.89%	(-0.51) 1.15%	(-0.41) 1.63%	(-0.61) 2.02%	(-0.41) 2.62%	(-0.41) 2.97%	(0.11) 3.39%	(0.11) 3.25%	(0.01) 3.18%	(0.01) 3.20%	(0.01) 3.18%
Public	11.29%	11.10%	11.17%	11.24%	11.32%	11.40%	11.48%	11.45%	11.68%	11.34%	10.88%	10.49%	9.87%	9.66%	9.19%	9.36%	9.33%	9.34%	9.40%
No. of Shareholders	5,113,569	5,169,331	5,317,981	5,451,172	5,635,775	5,540,767	5,500,054	5,108,893	4,526,341	3,251,993	2,703,000	1,805,740	1,634,919	1,605,726	1,459,497	1,490,302	1,515,226	1,519,487	1,477,212

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Sales	7336	6661	6372	6915	6723	6763	6900	6766	6475	6737	6761	6679	6194	6218	5810	5627	5932	5096	4690
Expenses	118	104	49	47	44	39	38	33	34	35	34	29	47	31	34	23	82	9	28
Operating Profit	1694	1746	1778	1744	1683	1629	1613	1578	1716	1597	1546	1559	1252	1633	5776	5605	5849	5087	4662
OPM %	23	26	28	25	25	24	23	23	26	24	23	23	20	26	99	100	99	100	99
Other Income	-7	58	0	3	1	3	1	0	3	3	1	2	36	4	1	0	1	1	0
Interest	5524	4812	4544	5124	4996	5095	5249	5155	4725	5104	5181	5091	4895	4554	4059	3940	4353	3491	3157
Depreciation	2	1	1	1	1	1	1	2	2	1	2	4	3	4	4	4	5	3	3
Profit before tax	1684	1802	1777	1746	1682	1631	1613	1577	1717	1599	1545	1557	1285	1633	1714	1662	1493	1594	1501
Tax %	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Net Profit	1684	1802	1777	1746	1682	1631	1613	1577	1717	1599	1545	1557	1285	1633	1714	1662	1492	1594	1501
EPS in Rs	1.29	1.38	1.36	1.34	1.29	1.25	1.23	1.21	1.31	1.22	1.18	1.19	0.98	1.25	1.31	1.27	1.14	1.22	1.15

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	27285	27153	26650	23892	20299	15771	13421	11134	9267	9047	7507	6939	6197	5550
Expenses	318	154	133	134	123	113	66	48	38	26	38	34	19	22
Operating Profit	6962	6504	6415	6310	6102	4420	3192	2902	2592	2133	1950	1914	1572	5528
OPM %	26	24	24	26	30	28	24	26	28	24	26	28	25	100
Other Income	53	3	6	41	2	0	0	0	1	0	1	1	1	2
Interest	20005	20495	20101	17447	14075	11237	10163	8183	6638	6888	5519	4992	4607	4075
Depreciation	6	5	9	14	14	4	0	0	0	0	0	0	0	0
Profit before tax	7009	6502	6412	6337	6090	4416	3192	2902	2592	2133	1950	1914	1572	1454
Tax %	0	0	0	0	0	0	0	22	21	56	56	60	55	64
Net Profit	7009	6502	6412	6337	6090	4416	3192	2255	2055	934	849	758	701	522
EPS in Rs	5.36	4.98	4.91	4.85	4.66	3.38	2.69	2.4	3.15	143.08	187.5	211.58	209.04	221.76
Dividend Payout %	0	32	31	31	30	31	0	18	18	40	40	20	6	21

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Cash from Operating Activity	8230	7914	-28584	-64412	-89907	-62701	-41748	-28076	-19455	-16378
Cash from Investing Activity	0	-8	0	-5	0	1	1	2	2	2
Cash from Financing Activity	-2572	-8046	28643	64266	90202	62697	41749	28075	18250	17582
Net Cash Flow	5658	-140	60	-151	296	-2	3	0	-1204	1206

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	13069	13069	13069	13069	13069	13069	13069	13069	11880	9380	6526	6526	4526	3584	3352	2352
Reserves	43680	43125	39599	38396	36110	32402	27928	22845	18419	15648	7402	5483	6999	5098	4210	4042
Borrowings	0	0	0	403111	0	0	0	0	0	0	0	0	0	0	0	58753
Other Liabilities	23457	40186	24034	39773	23865	26742	20544	21423	10828	7642	13534	11245	9372	7696	6451	5608
Total Liabilities	516676	503996	488835	494348	485082	491147	449980	380482	275504	206604	161468	129650	108400	87647	83930	70755
Fixed Assets	28	20	18	23	22	19	38	45	11	11	11	12	12	12	13	13
CWIP	0	0	4	0	4	0	0	0	0	0	0	0	0	0	0	0
Investments	28	42	38	56	54	14	10	12	12	13	14	8	8	9	11	13
Other Assets	516620	503935	488775	494269	485003	491114	449932	380424	275482	206579	161443	129630	108381	87626	83906	70729
Total Assets	516676	503996	488835	494348	485082	491147	449980	380482	275504	206604	161468	129650	108400	87647	83930	70755

OI Chart

Price

Delivery

#	Date	87 25% 108	Value (Cr)	Q/T 251	Del 29	Del 71
1	27-May	99	67	189	35	23
2	26-May	99	85	195	35	30
3	25-May	100	136	245	23	32
4	22-May	98	59	178	32	19
5	21-May	98	79	242	27	22
6	20-May	97	63	176	30	19
7	19-May	97	85	191	34	29
8	18-May	98	126	188	31	39
9	15-May	99	133	217	30	40
10	14-May	100	186	275	23	42
11	13-May	101	114	216	23	27
12	12-May	99	108	170	36	39
13	11-May	103	89	174	38	34
14	8-May	106	72	186	32	23
15	7-May	107	120	249	36	43
16	6-May	107	129	248	34	44
17	5-May	106	214	292	23	48
18	4-May	104	113	225	27	31
19	30-Apr	104	87	221	24	21
20	29-Apr	105	100	253	28	28
21	28-Apr	105	142	273	27	39
22	27-Apr	106	147	262	31	46
23	24-Apr	104	152	266	23	35
24	23-Apr	105	445	347	28	123
25	22-Apr	106	230	312	30	69
26	21-Apr	104	96	208	31	30
27	20-Apr	103	156	256	28	44
28	17-Apr	105	344	343	22	76
29	16-Apr	103	222	266	23	52
30	15-Apr	102	187	261	39	72
31	13-Apr	99	158	243	27	43
32	10-Apr	100	209	277	27	57
33	9-Apr	98	159	262	22	36
34	8-Apr	99	221	257	31	69
35	7-Apr	93	157	289	19	30
36	6-Apr	93	158	237	22	34
37	2-Apr	92	173	254	25	43
38	1-Apr	92	185	277	23	43
39	30-Mar	87	228	205	38	88
40	27-Mar	92	192	205	34	65
41	25-Mar	95	170	267	30	51
42	24-Mar	93	205	238	24	48
43	23-Mar	89	156	155	36	57
44	20-Mar	95	137	244	31	43

Daily Market Cap

Date	Total Market Cap	Change	Chg %
27-May	1,29,836c	823c	0.63
26-May	1,30,659c	941c	0.71
25-May	1,31,600c	3,424c	2.67
22-May	1,28,176c	261c	0.20
21-May	1,27,915c	797c	0.63
20-May	1,27,117c	353c	0.28
19-May	1,26,765c	954c	0.76
18-May	1,25,811c	3,306c	2.56
15-May	1,29,117c	1,856c	1.42
14-May	1,30,973c	706c	0.54
12-May	1,30,267c	4,600c	3.41
11-May	1,34,867c	4,705c	3.37
07-May	1,39,572c	1,621c	1.17
06-May	1,37,951c	52c	0.04
05-May	1,38,003c	484c	0.35
04-May	1,37,520c	1,503c	1.10
30-Apr	1,36,017c	1,568c	1.14
29-Apr	1,37,585c	209c	0.15
28-Apr	1,37,376c	2,431c	1.80
24-Apr	1,34,945c	4,718c	3.38
23-Apr	1,39,663c	1,137c	0.82
22-Apr	1,38,526c	2,901c	2.14
21-Apr	1,35,625c	1,529c	1.11
17-Apr	1,37,154c	4,077c	3.06
15-Apr	1,33,077c	0	0

Stock Checklist

Price is below from 52 week high low average: 60%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Strategy Builder

Bulk Deals

Events

News

Exchange Filings

Annual Reports

Ratings & Research Reports

Concalls

Announcements

Corporate Announcements

NseIndia | Trendlyne | Screener | TradingView