Indian Overseas Bank

NSE: IOB BSE: 532388 SECTOR: Financial Services - Banks

34 0(1%)

Near 52W Low of 31

Volume

29L as on 26, May

Open

High

Low

VWAP

52 Week High

52 Week Low

Viand Research Rating

Quality Score

00/00

Growth Score

00/00

Valuation Score

00/00

Momentum Score

00/00

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

65,280

No. of Shares

1926

P/E

17.74

P/B

3.63

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

10.33

ROCE

Profit Growth

Listing Date

07-Dec-00

Promoter Holding

92.44%

FII Holding

0.43%

DII Holding

4.28%

Price Chart

Price Performance

1 Week0%

1 Month4%

3 Months8%

6 Months15%

1 Year11%

YTD7%

Moving Average

5 Day SMA34

10 Day SMA34

20 Day SMA34

30 Day SMA34

50 Day SMA34

61 Day SMA34

80 Day SMA34

200 Day SMA37

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	34	34	34	34
Resistance 2	34	34	34	34
Resistance 1	34	34	34	34
Pivot Point	34	34	34	34
Support 1	34	34	34	34
Support 2	33	34	34	33
Support 3	33	34	33	33

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	Div Yld %
1	HDFCBANK	12,11,614	787	2%	1%	22%	19%	16	0	0	0
2	ICICIBANK	9,24,275	1289	3%	3%	7%	11%	16	0	0	0
3	SBIN	8,95,185	970	2%	12%	1%	22%	12	0	0	0
4	BAJFINANCE	5,82,095	935	1%	1%	8%	2%	28	0	0	0
5	LICI	5,34,146	844	6%	6%	4%	2%	9	0	0	0
6	AXISBANK	4,05,648	1304	5%	5%	1%	9%	14	0	0	0
7	KOTAKBANK	3,87,315	389	2%	5%	81%	81%	20	0	0	0
8	BAJAJFINSV	2,89,972	1812	3%	2%	13%	11%	14	0	0	0
9	SHRIRAMFIN	2,26,801	964	3%	6%	11%	44%	19	0	0	0
10	SBILIFE	1,89,349	1888	0%	7%	7%	5%	77	0	0	0
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 92.44%	(-2.21) 92.44%	(0.01) 94.61%	(0.01) 94.61%	(-1.81) 94.61%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%	(0.01) 96.38%
FIIs	(0.11) 0.43%	(0.01) 0.35%	(0.21) 0.31%	(-0.11) 0.08%	(0.21) 0.22%	(0.01) 0.02%	(0.01) 0.04%	(0.01) 0.05%	(0.01) 0.05%	(-0.11) 0.03%	(0.11) 0.15%	(-0.11) 0.09%	(0.01) 0.14%	(0.01) 0.10%	(0.01) 0.08%	(0.01) 0.07%	(0.01) 0.08%	(0.01) 0.07%	(0.01) 0.08%
DIIs	(0.01) 4.28%	(2.01) 4.26%	(-0.11) 2.30%	(-0.21) 2.37%	(1.31) 2.59%	(0.01) 1.30%	(0.01) 1.30%	(0.01) 1.30%	(0.01) 1.29%	(0.01) 1.29%	(0.01) 1.33%	(0.01) 1.33%	(0.01) 1.35%	(0.01) 1.36%	(0.01) 1.34%	(0.01) 1.33%	(0.01) 1.31%	(0.01) 1.31%	(0.01) 1.30%
Public	2.85%	2.93%	2.78%	2.94%	2.58%	2.30%	2.29%	2.27%	2.28%	2.28%	2.13%	2.20%	2.11%	2.16%	2.19%	2.21%	2.23%	2.24%	2.24%
No. of Shareholders	968,298	981,829	988,551	1,008,128	977,863	977,917	977,592	996,568	1,006,185	727,348	668,177	510,387	509,599	511,642	471,356	474,939	473,897	471,872	444,068

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	8489	8172	7851	7387	7635	7116	6854	6539	6634	6180	5825	5427	5195	5057	4719	4436	4216	4199	4256	4065
Expenses	3102	3430	2698	2714	3152	2852	3191	2738	4049	2583	2829	2621	2822	2664	2585	1953	2516	2234	2088	2256
Operating Profit	368	-132	364	34	-27	-60	-652	-295	-1283	-183	-481	-296	-544	-391	-630	-198	-905	-661	-454	-758
OPM %	4	-2	5	0	0	-1	-10	-5	-19	-3	-8	-5	-10	-8	-13	-4	-21	-16	-11	-19
Other Income	1291	1499	1365	1480	1581	1298	1634	1033	2479	1263	1117	807	1436	951	1135	595	1505	1120	837	1095
Interest	5019	4874	4790	4639	4510	4324	4315	4096	3868	3780	3477	3102	2917	2784	2764	2681	2605	2626	2622	2567
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	1659	1367	1729	1515	1554	1238	982	739	1196	1080	636	511	891	560	505	397	600	459	383	337
Tax %	9	0	29	27	32	29	21	14	32	33	1	1	26	1	1	1	8	2	2	2
Net Profit	1556	1427	1259	1178	1092	875	780	649	810	724	627	504	656	555	500	393	552	451	377	330
EPS in Rs	0.81	0.74	0.65	0.61	0.57	0.46	0.41	0.34	0.43	0.38	0.33	0.27	0.35	0.29	0.26	0.21	0.29	0.24	0.2	0.17

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2002
Sales	31896	28144	24066	19407	16736	16976	3171
Expenses	11942	11538	11746	9763	9270	10367	1273
Operating Profit	632	-639	-1906	-1503	-2954	-4461	-305
OPM %	2	-2	-8	-8	-18	-26	-10
Other Income	5636	5607	5665	4116	4905	5486	536
Interest	19322	17244	14226	11146	10419	11069	2203
Depreciation	0	395	336	260	173	258	0
Profit before tax	6268	4573	3423	2353	1779	767	231
Tax %	17	26	22	11	4	1	0
Net Profit	5418	3396	2666	2104	1709	758	231
EPS in Rs	2.81	1.76	1.41	1.11	0.9	0.46	0
Dividend Payout %	0	0	0	0	0	0	23

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Cash from Operating Activity	4780	2840	-1119	-13655	5539	4949
Cash from Investing Activity	-639	-579	-359	-560	-49	-46
Cash from Financing Activity	-138	144	-528	-1916	479	1813
Net Cash Flow	4003	2405	-2006	-16130	5969	6716

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2002
Equity Capital	19257	19257	19257	18902	18902	18902	18902	16647	445
Reserves	17734	14975	12977	9202	8659	5974	3695	452	654
Borrowings	0	0	0	0	0	0	0	0	0
Other Liabilities	16011	12152	8308	8724	7799	6785	11148	13106	2389
Total Liabilities	472795	431883	394708	376363	351869	313438	299030	274229	35477
Fixed Assets	5075	4989	4581	3736	3726	3711	3366	2918	387
CWIP	0	0	74	0	14	0	0	1	0
Investments	119285	115953	110588	106953	99194	93643	97641	95485	15015
Other Assets	348436	310941	279465	265673	248935	216085	198023	175825	20075
Total Assets	472795	431883	394708	376363	351869	313438	299030	274229	35477

Delivery

#	Date	31 17% 36	Value (Cr)	Q/T 454	Del 41	Del 23
1	27-May	34	9	286	42	4
2	26-May	34	10	337	45	4
3	25-May	34	13	413	60	8
4	22-May	33	8	322	51	4
5	21-May	34	9	320	51	5
6	20-May	33	6	232	37	2
7	19-May	34	5	214	43	2
8	18-May	33	9	229	40	4
9	15-May	34	5	239	46	2
10	14-May	34	8	270	32	2
11	13-May	34	11	334	28	3
12	12-May	34	11	286	49	5
13	11-May	34	9	240	41	4
14	8-May	35	12	295	61	7
15	7-May	35	17	447	44	7
16	6-May	35	23	464	44	10
17	5-May	35	13	343	44	6
18	4-May	35	16	350	41	6
19	30-Apr	35	25	516	36	9
20	29-Apr	35	87	528	21	18
21	28-Apr	35	11	327	43	5
22	27-Apr	35	11	292	47	5
23	24-Apr	35	10	290	42	4
24	23-Apr	35	15	295	44	7
25	22-Apr	35	19	413	40	7
26	21-Apr	35	16	376	37	6
27	20-Apr	35	15	272	33	5
28	17-Apr	35	14	452	51	7
29	16-Apr	35	13	318	38	5
30	15-Apr	35	18	410	44	8
31	13-Apr	34	16	311	34	5
32	10-Apr	35	14	316	43	6
33	9-Apr	34	15	304	33	5
34	8-Apr	34	31	459	39	12
35	7-Apr	33	10	310	31	3
36	6-Apr	33	16	345	24	4
37	2-Apr	33	16	311	25	4
38	1-Apr	32	18	360	33	6
39	30-Mar	31	25	395	46	11
40	27-Mar	32	61	369	55	34
41	25-Mar	33	20	345	43	9
42	24-Mar	32	20	289	33	6
43	23-Mar	32	21	227	41	9
44	20-Mar	34	94	694	47	45

Daily Market Cap

Date	Total Market Cap	Change	Chg %
28-May	65,280c	0	0
27-May	65,280c	385c	0.59
26-May	64,895c	212c	0.33
25-May	65,107c	558c	0.87
22-May	64,548c	481c	0.74
21-May	65,030c	520c	0.81
20-May	64,510c	58c	0.09
19-May	64,567c	790c	1.24
18-May	63,778c	1,271c	1.95
15-May	65,049c	77c	0.12
14-May	65,126c	327c	0.51
13-May	64,798c	366c	0.56
12-May	65,164c	963c	1.46
11-May	66,127c	1,464c	2.17
07-May	67,591c	693c	1.04
06-May	66,897c	154c	0.23
05-May	66,743c	539c	0.80
04-May	67,283c	231c	0.34
30-Apr	67,514c	443c	0.65
29-Apr	67,957c	578c	0.86
28-Apr	67,379c	404c	0.60
24-Apr	66,974c	1,290c	1.89
23-Apr	68,265c	96c	0.14
22-Apr	68,168c	1,155c	1.72
21-Apr	67,013c	404c	0.60
20-Apr	67,417c	39c	0.06
17-Apr	67,379c	19c	0.03
16-Apr	67,360c	231c	0.34
15-Apr	67,591c	0	0

Stock Checklist

Price is below from 52 week high low average: 53%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

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