IDFC First Bank Limited

NSE: IDFCFIRSTB BSE: 539437 SECTOR: Financial Services - Banks

80 1(-1%)

Near 52W High of 87

Volume

1c as on 22, Jul

Open

High

Low

VWAP

52 Week High

52 Week Low

Viand Research Rating

Quality Score

40/100

Growth Score

0/100

Valuation Score

50/100

Momentum Score

70/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

68,935

No. of Shares

860

P/E

17.94

P/B

1.6

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

8.93

ROCE

Profit Growth

Listing Date

06-Nov-15

Promoter Holding

FII Holding

36.52%

DII Holding

22.73%

Price Chart

Price Performance

1 Week2%

1 Month0%

3 Months18%

6 Months4%

1 Year11%

YTD6%

Moving Average

5 Day SMA81

10 Day SMA80

20 Day SMA80

30 Day SMA79

50 Day SMA75

61 Day SMA74

80 Day SMA72

200 Day SMA76

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	84	82	83	83
Resistance 2	83	82	83	83
Resistance 1	82	82	82	82
Pivot Point	82	82	82	82
Support 1	81	82	82	81
Support 2	81	81	81	81
Support 3	80	81	81	80

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Oct 2025	Sep 2025	Aug 2025	Jun 2025	Mar 2025	Dec 2024	Oct 2024	Sep 2024	Jul 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
Promoters	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(0.01) 0.00%	(-35.41) 0.00%	(0.01) 35.37%	(-2.01) 35.39%	(-0.11) 37.37%	(0.01) 37.43%	(-1.91) 37.45%	(-0.61) 39.37%	(-0.11) 39.93%	(3.61) 39.99%	(-0.11) 36.38%	(0.01) 36.47%	(0.01) 36.48%	(0.01) 36.49%	(0.01) 36.51%
FIIs	(-0.21) 36.52%	(1.21) 36.76%	(11.01) 35.60%	(0.41) 24.64%	(0.51) 24.28%	(-1.91) 23.80%	(-1.41) 25.68%	(-0.21) 27.12%	(7.71) 27.30%	(-0.31) 19.57%	(-1.11) 19.91%	(-2.61) 21.02%	(-0.71) 23.65%	(-0.21) 24.30%	(3.61) 24.48%	(1.51) 20.85%	(-0.51) 19.31%	(0.51) 19.76%	(8.31) 19.28%	(-2.51) 10.99%	(-1.31) 13.48%	(0.01) 14.77%
DIIs	(0.41) 22.73%	(1.61) 22.38%	(-3.61) 20.78%	(0.31) 24.33%	(0.71) 24.05%	(4.11) 23.40%	(3.21) 19.30%	(-0.11) 16.14%	(4.51) 16.19%	(-1.11) 11.73%	(4.91) 12.81%	(1.11) 7.93%	(0.21) 6.79%	(1.11) 6.63%	(-2.11) 5.58%	(0.01) 7.71%	(-1.91) 7.69%	(-0.21) 9.61%	(-0.41) 9.83%	(0.61) 10.19%	(-0.81) 9.58%	(0.01) 10.37%
Government	7.80%	7.80%	7.81%	9.14%	9.15%	9.15%	9.16%	9.17%	9.17%	3.51%	3.52%	3.71%	3.72%	3.72%	3.92%	3.97%	3.98%	4.22%	4.23%	4.20%	4.20%	4.21%
Public	32.93%	33.05%	35.80%	41.89%	42.53%	43.64%	45.86%	47.57%	47.35%	29.81%	28.37%	29.95%	28.38%	27.90%	26.66%	27.54%	29.05%	30.02%	30.18%	38.14%	36.24%	34.15%
No. of Shareholders	2,890,403	2,865,887	3,040,717	3,040,715	3,087,373	3,154,467	3,278,259	3,294,939	3,204,143	2,856,377	2,763,051	2,763,050	2,611,512	2,382,674	2,038,988	1,737,955	1,707,479	1,642,937	1,611,341	1,639,152	1,568,958	1,517,332

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	10553	10417	9937	9642	9413	9343	8957	8789	8220	7880	7356	6869	6424	5912	5470	4922	4554	4429	4101	4089
Sales Growth % (YoY)	12.1%	11.5%	10.9%	9.7%	14.5%	18.6%	21.8%	28%	28%	33.3%	34.5%	39.6%	41.1%	33.5%	33.4%	20.4%	14%	-	-	-
Sales Growth % (QoQ)	1.3%	4.8%	3.1%	2.4%	0.7%	4.3%	1.9%	6.9%	4.3%	7.1%	7.1%	6.9%	8.7%	8.1%	11.1%	8.1%	2.8%	8%	0.3%	-
Expenses	7106	7006	6581	6589	6459	6260	6270	5417	5164	4874	4377	4114	3901	3612	3304	2957	3031	2958	2823	3893
Operating Profit	-1429	-1514	-1468	-1656	-1551	-1358	-1482	-721	-694	-587	-427	-367	-303	-326	-301	-205	-361	-378	-550	-1708
OPM %	-14	-15	-15	-17	-16	-15	-17	-8	-8	-7	-6	-5	-5	-6	-6	-4	-8	-9	-13	-42
Other Income	1630	2125	1891	2227	1895	1780	1727	1574	1642	1517	1410	1364	1398	1152	1061	856	831	769	730	842
Interest	4876	4924	4824	4709	4505	4440	4169	4093	3750	3592	3406	3122	2827	2626	2467	2170	1884	1849	1828	1904
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	201	611	424	571	344	422	245	853	948	930	983	996	1094	827	760	650	470	391	179	-865
Tax %	-65	22	18	21	14	19	14	25	23	21	24	27	25	25	25	25	25	26	38	-28
Net Profit	331	479	348	453	296	340	212	643	732	732	747	732	816	617	567	485	352	290	111	-621
Net Profit Growth % (QoQ)	-30.9%	37.6%	-23.2%	53%	-12.9%	60.4%	-67%	-12.2%	-	-2%	2%	-10.3%	32.3%	8.8%	16.9%	37.8%	21.4%	161.3%	117.9%	-
Net Profit Growth % (YoY)	11.8%	40.9%	64.2%	-29.5%	-59.6%	-53.6%	-71.6%	-12.2%	-10.3%	18.6%	31.7%	50.9%	131.8%	112.8%	410.8%	178.1%	-	-	-	-
TTM Net Profit	1611	1576	1437	1301	1491	1927	2319	2854	2943	3027	2912	2732	2485	2021	1694	1238	132	-220	-510	0
EPS in Rs	0.38	0.56	0.47	0.62	0.4	0.46	0.28	0.91	1.04	1.04	1.11	1.1	1.23	0.99	0.91	0.78	0.57	0.47	0.18	-1

Upcoming result date: 25-Jul-2026

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Sales	40549	36502	30325	22728	17173	15968	16240	12204	9098	8578
Sales Growth %	11.1%	20.4%	33.4%	32.4%	7.5%	-1.7%	33.1%	34.1%	6.1%	-
Expenses	27282	23571	17899	13338	12323	8733	9760	4702	1789	1432
Operating Profit	-6067	-4277	-1444	-701	-2615	-1350	-3748	-1241	184	631
OPM %	-15	-12	-5	-3	-15	-8	-23	-10	2	7
Other Income	7874	6977	5932	4467	3173	2211	1722	824	1120	1019
Interest	19333	17208	13870	10091	7465	8585	10228	8743	7126	6515
Depreciation	0	836	631	435	382	343	320	2820	168	136
Profit before tax	1807	1864	3857	3331	175	519	-2346	-3237	1135	1514
Tax %	11	20	24	25	24	7	21	-41	16	30
Net Profit	1611	1490	2942	2485	132	483	-2843	-1908	880	1019
Net Profit Growth %	8.1%	-49.4%	18.4%	1782.6%	-72.7%	117%	-49%	-316.8%	-13.6%	-
EPS in Rs	1.87	2.04	4.16	3.75	0.21	0.85	-5.91	-3.99	2.58	3
Dividend Payout %	13	12	0	0	0	0	0	0	29	25

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Cash from Operating Activity	6817	14465	11543	3563	2679	14042	10966	17364	-5978	14128
Cash from Investing Activity	-14143	-3174	-9887	-11996	-2960	-2833	-3790	-494	-1027	-4918
Cash from Financing Activity	4972	-8673	-2954	6509	10211	-9598	-12539	-12220	6742	-6974
Net Cash Flow	-2355	2618	-1298	-1924	9929	1610	-5363	4649	-263	2236

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Equity Capital	8602	8589	7322	7483	7070	6618	6218	5676	4810	4782	3404	3399
Reserves	38514	37753	30834	29396	25204	19229	14864	12224	10594	13418	11870	11278
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	21714	18463	14759	13763	12430	12353	10561	10849	11279	8563	5781	7027
Total Liabilities	399775	382334	343909	320552	296210	239882	190146	163072	149159	167099	126382	112064
Fixed Assets	2626	2658	2802	2821	2720	2054	1448	1370	999	940	797	933
CWIP	0	0	74	0	95	219	79	65	74	34	3	6
Investments	85646	91569	80505	76118	74500	60913	45935	45182	45174	58245	60904	50164
Other Assets	311503	288106	260528	241612	218895	176696	142684	116454	102911	107880	64677	60962
Total Assets	399775	382334	343909	320552	296210	239882	190146	163072	149159	167099	126382	112064

OI Chart

Price

Delivery

#	Date	66 25% 83	Value (Cr)	Q/T 481	Del 51	Del 300
1	22-Jul	81	111	312	53	59
2	21-Jul	82	145	332	62	90
3	20-Jul	82	197	372	53	105
4	17-Jul	80	98	229	44	43
5	16-Jul	79	100	222	65	65
6	15-Jul	79	77	172	46	35
7	14-Jul	79	107	251	53	56
8	13-Jul	81	111	288	55	61
9	10-Jul	81	119	218	46	55
10	9-Jul	79	88	222	44	39
11	8-Jul	78	165	319	51	83
12	7-Jul	80	131	266	49	65
13	6-Jul	81	179	318	39	69
14	3-Jul	80	200	352	36	72
15	2-Jul	80	195	439	66	128
16	1-Jul	79	126	288	60	75
17	30-Jun	79	239	363	61	147
18	29-Jun	78	456	522	70	321
19	25-Jun	79	110	318	45	49
20	24-Jun	79	113	339	44	49
21	23-Jun	79	286	477	55	157
22	22-Jun	81	355	412	51	180
23	19-Jun	79	134	313	47	63
24	18-Jun	78	231	591	49	114
25	17-Jun	77	159	417	55	88
26	16-Jun	78	211	522	59	125
27	15-Jun	78	223	409	38	85
28	12-Jun	76	356	542	62	222
29	11-Jun	73	163	452	47	76
30	10-Jun	73	149	401	56	84
31	9-Jun	74	312	401	31	97
32	8-Jun	71	241	469	47	113
33	5-Jun	72	207	504	47	97
34	4-Jun	72	143	349	50	71
35	3-Jun	72	171	482	51	87
36	2-Jun	72	266	537	54	143
37	1-Jun	71	102	237	41	41
38	29-May	71	830	790	68	565
39	27-May	71	117	317	45	53
40	26-May	70	136	257	48	65
41	25-May	69	186	414	59	109
42	22-May	69	87	270	45	39
43	21-May	68	82	244	44	36
44	20-May	68	113	265	48	55
45	19-May	68	88	203	43	38
46	18-May	68	139	256	45	63
47	15-May	68	205	305	37	77
48	14-May	69	236	408	54	127

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	68,935c	474c	0.68
22-Jul	69,409c	853c	1.21
21-Jul	70,262c	1,344c	1.95
17-Jul	68,918c	689c	1.01
16-Jul	68,229c	681c	0.99
15-Jul	68,909c	465c	0.68
14-Jul	68,444c	663c	0.96
13-Jul	69,107c	724c	1.04
10-Jul	69,831c	1,172c	1.71
09-Jul	68,659c	1,465c	2.18
08-Jul	67,195c	2,240c	3.23
07-Jul	69,435c	448c	0.64
06-Jul	69,883c	2,114c	3.12
02-Jul	67,769c	534c	0.78
30-Jun	68,303c	215c	0.31
29-Jun	68,518c	138c	0.20
26-Jun	68,380c	95c	0.14
25-Jun	68,475c	319c	0.47
24-Jun	68,157c	362c	0.53
23-Jun	67,795c	1,566c	2.26
22-Jun	69,361c	1,679c	2.48
19-Jun	67,682c	1,145c	1.72
17-Jun	66,537c	388c	0.58
16-Jun	66,924c	499c	0.74
15-Jun	67,423c	1,119c	1.69
12-Jun	66,304c	3,531c	5.62
11-Jun	62,774c	86c	0.14
10-Jun	62,860c	0	0

Stock Checklist

Price is above from 52 week high low average: 52%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 351 fund scheme(s) across 38 fund house(s) as of Jul26 · Total value ₹33,499 Cr · 89 increasing / 22 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	18	1.15%	+3.51%	7165.2
ICICI Prudential Asset Management Company Limited	8	1.27%	+1.43%	4326.6
ICICI Prudential Mutual Fund	20	201.43%	+0.73%	3231
UTI Mutual Fund	17	12.45%	-	2959.3
Aditya Birla Sun Life Mutual Fund	10	22.27%	+0.46%	2845
Nippon India Mutual Fund	10	663.86%	-	2602.3
Axis Mutual Fund	13	148.71%	+0.18%	2093.9
Tata Mutual Fund	20	4.45%	-	1698.9
Motilal Oswal Mutual Fund	20	1.57%	-	1215
Franklin Templeton Mutual Fund	10	2.06%	+0.26%	1187.1
DSP Mutual Fund	18	497.30%	-	1024.4
Sundaram Mutual Fund	6	2.42%	-	965
Bandhan Mutual Fund	26	2.87%	-	962.9
Invesco Mutual Fund	5	2.64%	-1.11%	934.2
Edelweiss Mutual Fund	14	1.91%	-	834.4
Kotak Mahindra Mutual Fund	12	20.17%	+2.26%	631.7
Mahindra Manulife Mutual Fund	16	1.26%	-0.04%	432.6
LIC Mutual Fund	2	1.06%	-	398
Baroda BNP Paribas Mutual Fund	7	0.70%	-	234.8
JM Financial Mutual Fund	10	6.21%	+0.13%	231.7
Union Mutual Fund	2	1.21%	-	196.8
HSBC Mutual Fund	6	0.23%	-	139.7
360 ONE Mutual Fund	2	3.69%	+0.67%	99.4
ITI Mutual Fund	6	1.31%	+0.12%	95.8
Helios Mutual Fund	6	1.56%	-0.10%	78.8
PPFAS Mutual Fund	2	1.30%	-	61.6
Navi Mutual Fund	8	4.86%	-	59.4
Bajaj Finserv Mutual Fund	2	1.67%	-0.36%	40.3
NJ Mutual Fund	4	0.36%	+0.01%	21.2
Zerodha Mutual Fund	4	0.59%	+0.04%	11.5
Old Bridge Mutual Fund	2	2.54%	+0.43%	9.6
Groww Mutual Fund	10	4.56%	-	8.9
Jio BlackRock Mutual Fund	3	0.66%	-	1
Angel One Mutual Fund	2	0.21%	-	0.2
PGIM India Mutual Fund	2	0.00%	-	0
Unifi Mutual Fund	2	0.09%	-	-2.2
Mirae Asset Mutual Fund	10	0.27%	-	-32.1
SBI Mutual Fund	16	-1007.65%	-	-3264.8

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Events

Date	Purpose
25-Jul-26	Q1 2027