HDFC Life Insurance Company Limited

Web: hdfclife.com NSE: HDFCLIFE BSE: 540777 SECTOR: Financial Services - Insurance

549 4(-1%)

Near 52W Low of 543

Volume

18L as on 22, Jul

Open

550

High

553

Low

548

553

VWAP

555

52 Week High

815

52 Week Low

543

Viand Research Rating

Quality Score

58/100

Growth Score

11/100

Valuation Score

25/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

1,19,323

No. of Shares

217

P/E

71.19

P/B

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

ROCE

Profit Growth

Listing Date

17-Nov-17

Promoter Holding

50.21%

FII Holding

22.52%

DII Holding

17.25%

Price Chart

Price Performance

1 Week3%

1 Month7%

3 Months8%

6 Months24%

1 Year27%

YTD26%

Moving Average

5 Day SMA562

10 Day SMA563

20 Day SMA568

30 Day SMA571

50 Day SMA581

61 Day SMA585

80 Day SMA589

200 Day SMA676

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	572	563	568	571
Resistance 2	568	562	566	568
Resistance 1	565	562	564	564
Pivot Point	561	561	561	561
Support 1	557	560	558	556
Support 2	554	560	557	553
Support 3	550	559	554	549

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 50.21%	(0.01) 50.21%	(0.01) 50.25%	(0.01) 50.28%	(0.01) 50.32%	(0.01) 50.32%	(0.01) 50.34%	(0.01) 50.37%	(0.01) 50.37%	(0.01) 50.37%	(0.11) 50.39%	(0.01) 50.33%	(0.01) 50.31%	(0.01) 50.32%	(-1.21) 50.32%	(0.01) 51.52%	(-2.21) 51.53%	(0.01) 53.77%	(0.01) 53.81%
FIIs	(-1.81) 22.52%	(-0.61) 24.27%	(0.11) 24.82%	(-0.21) 24.75%	(-0.21) 24.96%	(-0.51) 25.14%	(-1.01) 25.63%	(-3.41) 26.63%	(-1.31) 30.03%	(0.81) 31.28%	(-0.41) 30.53%	(1.01) 30.89%	(-0.31) 29.85%	(1.31) 30.15%	(1.21) 28.81%	(1.41) 27.66%	(-4.11) 26.31%	(0.31) 30.45%	(0.01) 30.12%
DIIs	(2.01) 17.25%	(0.61) 15.23%	(0.01) 14.59%	(0.51) 14.57%	(0.41) 14.10%	(0.51) 13.72%	(2.01) 13.25%	(3.31) 11.24%	(1.41) 7.93%	(-0.31) 6.56%	(0.71) 6.87%	(-0.31) 6.16%	(0.41) 6.42%	(-0.91) 5.98%	(0.01) 6.88%	(-0.91) 6.92%	(1.71) 7.81%	(-0.61) 6.08%	(0.01) 6.67%
Public	10.00%	10.25%	10.32%	10.37%	10.60%	10.76%	10.75%	11.74%	11.64%	11.76%	12.18%	12.58%	13.36%	13.50%	13.97%	13.88%	14.32%	9.68%	9.38%
No. of Shareholders	691,649	707,141	726,959	738,630	771,949	791,447	783,844	892,355	858,844	844,728	875,877	926,138	1,005,702	992,975	1,035,193	998,779	1,034,124	915,073	856,208

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	33759	19890	29428	20651	29463	24191	17300	28497	26934	28041	26927	23142	23371	20857	19577	23083	6690	17482	14311	20548	14786
Sales Growth % (YoY)	14.6%	-17.8%	70.1%	-27.5%	9.4%	-13.7%	-35.8%	23.1%	15.2%	34.4%	37.6%	0.2%	249.3%	19.3%	37%	12.3%	-54.8%	-8.9%	-32.6%	24.4%	1.4%
Sales Growth % (QoQ)	69.7%	-32.4%	42.5%	-29.9%	21.8%	39.8%	-39.3%	5.8%	-3.9%	4.1%	16.4%	-1%	12.1%	6.5%	-15.2%	245%	-61.7%	22.2%	-30.4%	39%	-
Expenses	33253	19782	29157	20336	29024	23814	16852	28807	26623	27766	26663	23557	23045	21215	19787	22815	6386	17228	14137	20420	14619
Operating Profit	506	108	271	315	439	377	448	-310	311	275	264	-415	326	-358	-210	268	304	253	174	128	166
OPM %	2	1	1	2	1	2	3	-1	1	1	1	-2	1	-2	-1	1	5	1	1	1	1
Other Income	171	428	174	157	164	124	-29	279	90	174	103	136	114	882	394	87	74	374	121	164	106
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	677	537	445	471	604	500	419	-30	401	450	367	-279	440	525	184	355	378	628	295	292	272
Tax %	10	7	6	5	9	5	-1	-1541	-20	8	0	-235	5	31	-72	7	4	19	7	6	1
Net Profit	611	497	418	448	548	475	421	435	479	412	368	378	417	362	316	329	361	506	275	276	270
Net Profit Growth % (QoQ)	22.9%	18.9%	-6.7%	-18.2%	15.4%	12.8%	-3.2%	-9.2%	16.3%	12%	-2.6%	-9.4%	15.2%	14.6%	-4%	-8.9%	-28.7%	84%	-0.4%	2.2%	-
Net Profit Growth % (YoY)	11.5%	4.6%	-0.7%	3%	14.4%	15.3%	14.4%	15.1%	14.9%	13.8%	16.5%	14.9%	15.5%	-28.5%	14.9%	19.2%	33.7%	-	-	-	-
TTM Net Profit	1974	1911	1889	1892	1879	1810	1747	1694	1637	1575	1525	1473	1424	1368	1512	1471	1418	1327	821	546	0
EPS in Rs	2.81	2.31	1.94	2.08	2.54	2.21	1.96	2.02	2.23	1.91	1.71	1.76	1.94	1.68	1.47	1.53	1.71	2.4	1.36	1.36	1.33

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	99432	96922	101482	70207	67126	71528	29380	38855	32260	30647	18141	27215	17166	14060
Sales Growth %	2.6%	-4.5%	44.6%	4.6%	-6.2%	143.4%	-24.4%	20.4%	5.3%	68.9%	-33.3%	58.5%	22.1%	-
Expenses	97679	95894	100836	70127	66348	70294	28239	37640	31186	29674	17187	26341	16561	13535
Operating Profit	1753	1028	646	80	778	1235	1141	1215	1074	972	953	874	605	525
OPM %	2	1	1	0	1	2	4	3	3	3	5	3	4	4
Other Income	465	366	410	1437	766	445	369	136	282	139	108	79	241	28
Interest	0	0	0	0	0	0	0	14	11	9	8	-14	11	15
Depreciation	161	104	79	76	56	51	47	45	44	41	45	43	41	35
Profit before tax	2057	1290	977	1441	1487	1629	1463	1291	1300	1061	1008	924	794	502
Tax %	7	-40	-61	5	11	16	11	1	15	16	19	15	9	11
Net Profit	1912	1811	1574	1368	1327	1361	1297	1278	1107	887	817	786	725	447
Net Profit Growth %	5.6%	15.1%	15.1%	3.1%	-2.5%	4.9%	1.5%	15.4%	24.8%	8.6%	3.9%	8.4%	62.2%	-
EPS in Rs	8.86	8.41	7.32	6.37	6.28	6.73	6.43	6.33	5.5	4.44	4.09	3.94	3.64	2.24
Dividend Payout %	24	25	27	30	27	30	0	26	25	25	22	18	14	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	22625	15597	10721	6883	5943	9703	7388	9868	6739	6230	5687	4459
Cash from Investing Activity	-23849	-13633	-13622	-10071	-801	-8952	-7789	-10182	-4421	-5177	-3962	-3514
Cash from Financing Activity	-275	1607	-403	1985	-238	678	38	-337	-196	-236	-212	-168
Net Cash Flow	-1499	3572	-3304	-1203	4904	1429	-364	-651	2122	817	1513	777

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	2158	2156	2153	2152	2151	2149	2113	2021	2019	2017	2012	1998	1995	1995	1995	1995
Reserves	15592	14814	14002	13452	12515	10844	13501	6619	4788	3625	2693	1828	1108	546	-67	-658
Borrowings	3099	2350	2950	950	950	950	600	600	0	0	0	0	0	0	0	0
Other Liabilities	369654	351717	330307	320201	287071	234126	214521	170415	125417	124378	105778	91270	73441	66767	50347	40581
Total Liabilities	390502	371037	349412	336755	302687	248069	230734	179655	132224	130020	110483	95097	76544	69309	52275	41918
Fixed Assets	2716	674	2143	460	1549	997	6605	585	322	370	336	337	335	346	279	252
CWIP	139	0	109	0	28	31	20	14	8	10	5	16	12	6	10	29
Investments	373340	360174	334756	325023	291128	238197	216551	173564	127256	124958	106590	91723	74144	67024	50527	40404
Other Assets	14308	10190	12404	11272	9982	8844	7559	5493	4637	4682	3551	3020	2053	1932	1458	1232
Total Assets	390502	371037	349412	336755	302687	248069	230734	179655	132224	130020	110483	95097	76544	69309	52275	41918

OI Chart

Price

Delivery

#	Date	543 15% 624	Value (Cr)	Q/T 70	Del 48	Del 253
1	22-Jul	553	98	50	50	49
2	21-Jul	561	142	70	48	68
3	20-Jul	565	71	56	49	35
4	17-Jul	564	227	68	55	125
5	16-Jul	568	428	69	38	163
6	15-Jul	569	251	54	47	118
7	14-Jul	555	377	68	62	233
8	13-Jul	573	132	50	40	53
9	10-Jul	568	347	69	65	227
10	9-Jul	552	476	118	67	321
11	8-Jul	556	184	64	57	104
12	7-Jul	572	147	45	53	78
13	6-Jul	564	209	59	58	120
14	3-Jul	568	180	80	63	114
15	2-Jul	571	66	30	52	34
16	1-Jul	570	389	112	68	266
17	30-Jun	576	214	73	56	119
18	29-Jun	583	280	76	60	167
19	25-Jun	585	91	27	55	50
20	24-Jun	592	130	46	50	65
21	23-Jun	597	198	75	53	105
22	22-Jun	597	174	53	54	94
23	19-Jun	592	158	67	50	78
24	18-Jun	591	132	58	35	46
25	17-Jun	582	64	28	43	27
26	16-Jun	574	119	43	40	47
27	15-Jun	581	137	54	45	61
28	12-Jun	555	164	66	56	91
29	11-Jun	545	211	68	64	134
30	10-Jun	550	171	52	65	111
31	9-Jun	561	195	61	60	118
32	8-Jun	565	142	58	69	99
33	5-Jun	575	227	40	46	103
34	4-Jun	574	49	20	53	26
35	3-Jun	574	118	51	51	60
36	2-Jun	580	313	81	48	151
37	1-Jun	587	187	78	23	42
38	29-May	595	663	120	72	479
39	27-May	610	77	46	55	42
40	26-May	619	139	54	54	75
41	25-May	620	107	61	61	65
42	22-May	617	215	71	65	140
43	21-May	614	222	51	67	148
44	20-May	605	225	88	69	156
45	19-May	610	109	34	45	49
46	18-May	605	239	63	62	147
47	15-May	609	177	50	54	96
48	14-May	613	190	68	65	123

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	1,19,323c	847c	0.71
22-Jul	1,20,171c	1,814c	1.49
21-Jul	1,21,985c	543c	0.44
17-Jul	1,22,528c	869c	0.70
16-Jul	1,23,397c	402c	0.33
15-Jul	1,22,995c	337c	0.27
14-Jul	1,22,658c	1,338c	1.08
13-Jul	1,23,996c	2,525c	2.08
10-Jul	1,21,471c	2,266c	1.90
09-Jul	1,19,205c	885c	0.74
08-Jul	1,20,090c	3,366c	2.73
07-Jul	1,23,456c	1,899c	1.56
06-Jul	1,21,557c	1,446c	1.18
02-Jul	1,23,003c	1,047c	0.84
30-Jun	1,24,050c	2,072c	1.64
29-Jun	1,26,122c	76c	0.06
26-Jun	1,26,197c	1,737c	1.36
25-Jun	1,27,934c	216c	0.17
24-Jun	1,27,718c	529c	0.41
23-Jun	1,28,247c	798c	0.62
22-Jun	1,29,046c	906c	0.71
19-Jun	1,28,139c	2,352c	1.87
17-Jun	1,25,787c	1,662c	1.34
16-Jun	1,24,125c	1,370c	1.09
15-Jun	1,25,496c	5,265c	4.38
12-Jun	1,20,230c	2,428c	2.06
11-Jun	1,17,803c	2,967c	2.46
10-Jun	1,20,770c	0	0

Stock Checklist

Price is below from 52 week high low average: 95%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 542 fund scheme(s) across 47 fund house(s) as of Jul26 · Total value ₹34,136 Cr · 78 increasing / 46 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	44	5.98%	+0.17%	10471.6
SBI Mutual Fund	24	3.57%	+0.01%	7079
quant Mutual Fund	34	5.53%	-	3646.1
Nippon India Mutual Fund	26	0.83%	-	2267.9
ICICI Prudential Asset Management Company Limited	4	0.62%	+0.87%	1787.4
HDFC Mutual Fund	34	2.15%	+0.10%	1670
Axis Mutual Fund	42	0.83%	+0.01%	1398.6
DSP Mutual Fund	22	3.80%	+0.07%	1123.5
UTI Mutual Fund	30	0.99%	-	1102.5
Franklin Templeton Mutual Fund	20	1.40%	-0.04%	1084.3
Bandhan Mutual Fund	28	2.71%	-	1074.6
Aditya Birla Sun Life Mutual Fund	14	0.93%	-	662.2
Invesco Mutual Fund	4	0.43%	-	199.7
Tata Mutual Fund	32	0.47%	+0.10%	180.9
Canara Robeco Mutual Fund	2	0.72%	-	122.1
Baroda BNP Paribas Mutual Fund	12	8.91%	-	99.9
PGIM India Mutual Fund	10	0.70%	-	89.1
Mahindra Manulife Mutual Fund	6	2.58%	+1.04%	81.8
Quantum Mutual Fund	8	2.25%	+0.89%	63.2
Navi Mutual Fund	6	0.57%	-	46.8
360 ONE Mutual Fund	4	2.34%	-	44.4
Motilal Oswal Mutual Fund	14	10.29%	-	37.2
LIC Mutual Fund	12	1.13%	-	24.8
JM Financial Mutual Fund	4	1.60%	+0.01%	13.1
Bajaj Finserv Mutual Fund	4	13.24%	+0.23%	10.1
ITI Mutual Fund	4	0.56%	-0.06%	8.3
Old Bridge Mutual Fund	2	2.15%	+0.80%	8.1
PPFAS Mutual Fund	2	0.46%	-	6.5
Zerodha Mutual Fund	4	0.29%	-	4.5
PGIM India Asset Management Private Limite	1	0.64%	+0.64%	3.5
Shriram Mutual Fund	6	0.47%	-	2.8
Groww Mutual Fund	4	5.59%	-	2.5
Sundaram Mutual Fund	2	0.86%	-0.03%	2.4
NJ Mutual Fund	4	0.18%	+0.39%	1.7
Jio BlackRock Mutual Fund	3	0.54%	-	1.3
Angel One Mutual Fund	4	0.49%	-	0.7
Taurus Mutual Fund	2	0.67%	+0.02%	0.1
Capitalmind Mutual Fund	2	0.89%	-	-0.3
Samco Mutual Fund	2	1.69%	+0.12%	-1
Bank of India Mutual Fund	4	1.44%	-	-1.5
Unifi Mutual Fund	2	0.07%	-	-1.6
Union Mutual Fund	2	1.36%	-	-6.5
WhiteOak Capital Mutual Fund	6	0.83%	+0.14%	-17.4
Edelweiss Mutual Fund	16	-11.78%	+0.01%	-22.9
HSBC Mutual Fund	4	-3.45%	-	-25.7
Mirae Asset Mutual Fund	12	-25.52%	-	-26.5
Kotak Mahindra Mutual Fund	14	-6.83%	-0.05%	-184.2

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Events

Date	Purpose
15-Jul-26	Q1 2027