General Insurance Corporation of India

Web: gicre.in NSE: GICRE BSE: 540755 SECTOR: Financial Services - Insurance

359 2(-1%)

Near 52W Low of 347

Volume

5L as on 22, Jul

Open

383

High

462

Low

452

361

VWAP

360

52 Week High

418

52 Week Low

347

Viand Research Rating

Quality Score

24/100

Growth Score

31/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

63,053

No. of Shares

175

P/E

P/B

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

ROCE

Profit Growth

Listing Date

25-Oct-17

Promoter Holding

82.4%

FII Holding

2.05%

DII Holding

13.55%

Price Chart

Price Performance

1 Week2%

1 Month2%

3 Months9%

6 Months5%

1 Year5%

YTD4%

Moving Average

5 Day SMA362

10 Day SMA364

20 Day SMA362

30 Day SMA365

50 Day SMA373

61 Day SMA378

80 Day SMA380

200 Day SMA378

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	366	363	364	366
Resistance 2	364	362	363	364
Resistance 1	363	362	363	363
Pivot Point	362	362	362	362
Support 1	360	361	361	360
Support 2	359	361	360	359
Support 3	357	361	359	358

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(-3.41) 82.40%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%
FIIs	(-0.11) 2.05%	(0.01) 2.12%	(0.01) 2.12%	(0.21) 2.12%	(0.11) 1.93%	(0.51) 1.80%	(0.31) 1.34%	(0.21) 1.05%	(-0.11) 0.87%	(0.11) 0.95%	(0.11) 0.86%	(0.11) 0.77%	(0.11) 0.67%	(0.11) 0.53%	(0.01) 0.46%	(0.01) 0.47%	(-0.11) 0.45%	(-0.21) 0.53%	(0.01) 0.69%
DIIs	(0.21) 13.55%	(0.21) 13.32%	(-0.21) 13.10%	(-0.41) 13.29%	(0.01) 13.68%	(0.01) 13.70%	(2.81) 13.72%	(-0.21) 10.91%	(0.01) 11.06%	(0.11) 11.11%	(0.01) 11.02%	(0.01) 11.02%	(0.01) 11.02%	(-0.11) 11.01%	(0.21) 11.07%	(0.01) 10.91%	(0.01) 10.90%	(-0.11) 10.89%	(0.01) 11.04%
Public	2.00%	2.16%	2.40%	2.19%	2.00%	2.10%	2.56%	2.25%	2.30%	2.15%	2.34%	2.42%	2.53%	2.67%	2.68%	2.84%	2.87%	2.79%	2.49%
No. of Shareholders	217,494	224,559	230,683	226,765	226,162	232,057	252,302	243,127	242,314	222,606	226,870	235,668	248,100	255,094	267,550	279,723	273,529	268,883	266,272

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	13018	12589	12755	14623	13209	11144	12378	12886	10254	11148	13075	11166	10656	11275	12061	12646	11537	11292	13431	12923
Sales Growth % (YoY)	-1.4%	13%	3%	13.5%	28.8%	0%	-5.3%	15.4%	-3.8%	-1.1%	8.4%	-11.7%	-7.6%	-0.2%	-10.2%	-2.2%	16.7%	-4.1%	9.1%	-12.9%
Sales Growth % (QoQ)	3.4%	-1.3%	-12.8%	10.7%	18.5%	-10%	-3.9%	25.7%	-8%	-14.7%	17.1%	4.8%	-5.5%	-6.5%	-4.6%	9.6%	2.2%	-15.9%	3.9%	-
Expenses	10556	10223	9993	12018	10210	9215	9998	11413	7290	9523	11611	10200	7423	10289	9896	12111	8076	11376	11894	14639
Operating Profit	2463	2366	2762	2605	2998	1929	2380	1473	2964	1625	1465	966	3233	986	2166	534	3462	-84	1537	-1715
OPM %	19	19	22	18	23	17	19	11	29	15	11	9	30	9	18	4	30	-1	11	-13
Other Income	645	135	553	59	146	255	-93	17	131	195	391	187	-208	319	510	491	264	54	33	204
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	3108	2501	3315	2664	3144	2184	2287	1490	3096	1820	1855	1154	3025	1305	2676	1026	3726	-30	1570	-1511
Tax %	23	24	19	18	25	26	18	25	18	24	13	18	14	8	23	31	49	-233	13	-26
Net Profit	2533	1726	2874	2531	2499	1677	1856	1401	2580	1439	1689	978	2729	1232	2217	729	1936	142	1348	-1040
Net Profit Growth % (QoQ)	46.8%	-39.9%	13.6%	1.3%	49%	-9.6%	32.5%	-45.7%	79.3%	-14.8%	72.7%	-64.2%	121.5%	-44.4%	204.1%	-62.3%	1263.4%	-89.5%	229.6%	-
Net Profit Growth % (YoY)	1.4%	2.9%	54.8%	80.7%	-3.1%	16.5%	9.9%	43.3%	-5.5%	16.8%	-23.8%	34.2%	41%	767.6%	64.5%	170.1%	-	-	-	-
TTM Net Profit	9664	9630	9581	8563	7433	7514	7276	7109	6686	6835	6628	7156	6907	6114	5024	4155	2386	450	308	0
EPS in Rs	14.44	9.84	16.38	14.42	14.24	9.56	10.58	7.98	14.71	8.2	9.63	5.57	15.56	7.02	12.63	4.16	11.04	0.81	7.68	-5.93

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Sales	52986	49617	45978	46638	48967	48583	50345	44928	38198	26776	15338	13595	13616
Sales Growth %	6.8%	7.9%	-1.4%	-4.8%	0.8%	-3.5%	12.1%	17.6%	42.7%	74.6%	12.8%	-0.2%	-
Expenses	42893	40820	38506	39709	45816	45510	52445	41204	39900	27561	16851	15160	16088
Operating Profit	10092	8797	7472	6929	3151	3073	-2100	3724	-1702	-786	-1512	-1566	-2472
OPM %	19	18	16	15	6	6	-4	8	-4	-3	-10	-12	-18
Other Income	1391	324	465	1112	618	11	1754	145	5351	4573	4545	4436	4917
Interest	0	1	1	1	0	0	0	0	12	7	2	33	138
Depreciation	37	15	12	10	14	15	19	14	8	10	9	9	5
Profit before tax	11447	9105	7925	8031	3755	3069	-366	3854	3630	3770	3021	2829	2302
Tax %	21	23	18	18	41	41	-24	32	12	13	11	1	-1
Net Profit	9662	7432	6686	6907	2386	1992	-186	2758	3146	3672	2823	2891	2433
Net Profit Growth %	30%	11.2%	-3.2%	189.5%	19.8%	1171%	-106.7%	-12.3%	-14.3%	30.1%	-2.4%	18.8%	-
EPS in Rs	55.08	42.36	38.11	39.37	13.6	11.35	-1.06	15.72	17.93	4.27	3.28	336.16	282.91
Dividend Payout %	18	24	26	18	17	0	0	43	38	27	19	11	24

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	466	1976	-212	11722	9051	13284	8617	7604	8837	7901	6013	2635
Cash from Investing Activity	-2075	-275	1749	-9076	-6188	-10802	-4016	-7501	-5605	-4414	-3332	-2763
Cash from Financing Activity	-1754	-1754	-1263	-395	0	0	-1428	-1428	-1206	-1035	-650	-387
Net Cash Flow	-3363	-53	274	2251	2863	2482	3174	-1324	2026	2452	2030	-515

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Equity Capital	877	877	877	877	877	877	877	877	877	877	439	430	430	430	430
Reserves	69604	66730	60622	58963	54379	44308	35131	31586	23067	24615	23716	19753	41445	43742	33756
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	135252	137316	133268	141631	129196	117546	115833	107801	96637	96716	88329	77131	34228	30745	29809
Total Liabilities	205733	204923	194768	201471	184452	162731	151841	140265	120581	122209	112484	97314	76103	74916	63995
Fixed Assets	332	329	327	325	318	324	200	200	209	225	200	192	214	181	118
CWIP	0	0	8	0	0	0	0	0	0	0	0	0	0	0	0
Investments	148373	151265	143280	147900	135763	114738	104677	93990	70918	82045	73791	66481	55686	56758	46679
Other Assets	57028	53329	51153	53246	48372	47669	46963	46075	49455	39938	38493	30641	20203	17978	17198
Total Assets	205733	204923	194768	201471	184452	162731	151841	140265	120581	122209	112484	97314	76103	74916	63995

Delivery

#	Date	347 16% 402	Value (Cr)	Q/T 83	Del 51	Del 95
1	22-Jul	361	19	48	49	10
2	21-Jul	362	7	26	53	4
3	20-Jul	360	13	26	65	8
4	17-Jul	362	12	24	49	6
5	16-Jul	365	11	37	38	4
6	15-Jul	367	33	68	64	21
7	14-Jul	365	36	75	64	23
8	13-Jul	365	14	44	56	8
9	10-Jul	365	32	63	59	19
10	9-Jul	363	21	26	49	10
11	8-Jul	356	41	46	47	19
12	7-Jul	363	38	37	56	21
13	6-Jul	360	10	34	46	5
14	3-Jul	361	13	49	47	6
15	2-Jul	360	20	37	48	10
16	1-Jul	359	20	38	47	10
17	30-Jun	364	42	35	55	23
18	29-Jun	364	42	54	58	24
19	25-Jun	361	32	46	50	16
20	24-Jun	364	43	56	50	22
21	23-Jun	368	53	71	49	26
22	22-Jun	369	50	75	38	19
23	19-Jun	369	313	125	60	187
24	18-Jun	357	191	115	43	83
25	17-Jun	353	375	142	43	162
26	16-Jun	358	465	146	34	158
27	15-Jun	387	28	22	53	15
28	12-Jun	379	8	25	41	3
29	11-Jun	370	12	29	67	8
30	10-Jun	380	10	28	57	6
31	9-Jun	388	6	28	49	3
32	8-Jun	385	10	29	52	5
33	5-Jun	393	11	26	54	6
34	4-Jun	388	17	38	55	9
35	3-Jun	383	11	28	48	5
36	2-Jun	378	19	37	52	10
37	1-Jun	376	14	37	61	9
38	29-May	381	11	30	63	7
39	27-May	391	19	33	42	8
40	26-May	393	19	23	46	9
41	25-May	391	12	29	49	6
42	22-May	381	12	35	57	7
43	21-May	388	14	49	68	10
44	20-May	386	4	26	50	2
45	19-May	389	6	20	46	3
46	18-May	392	20	36	48	9
47	15-May	387	15	39	55	8
48	14-May	383	9	29	51	4

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	63,053c	105c	0.17
22-Jul	63,158c	193c	0.30
21-Jul	63,351c	175c	0.28
17-Jul	63,527c	368c	0.58
16-Jul	63,895c	754c	1.17
15-Jul	64,650c	623c	0.97
14-Jul	64,027c	254c	0.40
13-Jul	63,772c	0	0
10-Jul	63,772c	298c	0.47
09-Jul	63,474c	605c	0.96
08-Jul	62,869c	746c	1.17
07-Jul	63,615c	298c	0.47
06-Jul	63,316c	88c	0.14
02-Jul	63,404c	211c	0.33
30-Jun	63,615c	667c	1.06
29-Jun	62,948c	404c	0.64
26-Jun	63,351c	70c	0.11
25-Jun	63,422c	544c	0.85
24-Jun	63,965c	290c	0.45
23-Jun	64,255c	447c	0.69
22-Jun	64,702c	211c	0.32
19-Jun	64,913c	2,983c	4.82
17-Jun	61,930c	597c	0.95
16-Jun	62,527c	5,061c	7.49
15-Jun	67,588c	1,430c	2.16
12-Jun	66,158c	97c	0.15
11-Jun	66,062c	684c	1.03
10-Jun	66,746c	0	0

Stock Checklist

Price is below from 52 week high low average: 64%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 134 fund scheme(s) across 24 fund house(s) as of Jul26 · Total value ₹5,271 Cr · 29 increasing / 12 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	20	0.54%	+0.56%	2662.5
Bandhan Mutual Fund	10	66.38%	-	893.4
ICICI Prudential Asset Management Company Limited	2	0.52%	+0.52%	884.2
SBI Mutual Fund	8	1.76%	-	346.4
UTI Mutual Fund	12	1.40%	-	257.3
Nippon India Mutual Fund	6	0.38%	-	65.4
Mirae Asset Mutual Fund	10	1.49%	-	58.8
Motilal Oswal Mutual Fund	10	1.70%	-	53.2
Samco Mutual Fund	6	11.37%	-	18
Franklin Templeton Mutual Fund	2	0.67%	-0.11%	7.8
HDFC Mutual Fund	8	0.17%	+0.03%	7.4
Zerodha Mutual Fund	4	0.17%	+0.02%	3.2
Taurus Mutual Fund	4	2.24%	+0.45%	2.8
Aditya Birla Sun Life Mutual Fund	2	0.31%	-	2.8
Navi Mutual Fund	6	0.20%	-	2.4
Tata Mutual Fund	2	0.31%	-	1.7
Kotak Mahindra Mutual Fund	4	0.69%	-0.01%	1.2
Edelweiss Mutual Fund	2	0.16%	-	1
Jio BlackRock Mutual Fund	2	0.19%	-	0.8
Groww Mutual Fund	4	0.19%	-	0.5
Axis Mutual Fund	2	0.06%	-	0.3
DSP Mutual Fund	4	0.19%	-	0.1
Baroda BNP Paribas Mutual Fund	2	0.31%	-	0.1
Angel One Mutual Fund	2	0.06%	-	0.1

General Insurance Corporation of India

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