General Insurance Corporation of India

Web: gicre.in NSE: GICRE BSE: 540755 SECTOR: Financial Services - Insurance | Add Note | View Notes

359 3(1%)

Near 52W Low of 342

Volume

22L as on 03, Sep

Open

383

High

462

Low

452

356

VWAP

356

52 Week High

418

52 Week Low

342

Viand Research Rating

Quality Score

23/100

Growth Score

21/100

Valuation Score

50/100

Momentum Score

20/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

62,808

No. of Shares

175

P/E

P/B

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

ROCE

Profit Growth

Listing Date

25-Oct-17

Promoter Holding

77.4%

FII Holding

2.43%

DII Holding

17.73%

Price Chart

Price Performance

1 Week1%

1 Month1%

3 Months7%

6 Months4%

1 Year3%

YTD6%

Moving Average

5 Day SMA355

10 Day SMA354

20 Day SMA355

30 Day SMA356

50 Day SMA358

61 Day SMA360

80 Day SMA366

200 Day SMA375

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	365	357	362	366
Resistance 2	362	357	359	362
Resistance 1	359	356	358	360
Pivot Point	355	355	355	356
Support 1	352	355	353	354
Support 2	349	354	352	350
Support 3	346	354	349	348

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(-5.01) 77.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(0.01) 82.40%	(-3.41) 82.40%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%	(0.01) 85.78%
FIIs	(0.41) 2.43%	(-0.11) 2.05%	(0.01) 2.12%	(0.01) 2.12%	(0.21) 2.12%	(0.11) 1.93%	(0.51) 1.80%	(0.31) 1.34%	(0.21) 1.05%	(-0.11) 0.87%	(0.11) 0.95%	(0.11) 0.86%	(0.11) 0.77%	(0.11) 0.67%	(0.11) 0.53%	(0.01) 0.46%	(0.01) 0.47%	(-0.11) 0.45%	(-0.21) 0.53%	(0.01) 0.69%
DIIs	(4.21) 17.73%	(0.21) 13.55%	(0.21) 13.32%	(-0.21) 13.10%	(-0.41) 13.29%	(0.01) 13.68%	(0.01) 13.70%	(2.81) 13.72%	(-0.21) 10.91%	(0.01) 11.06%	(0.11) 11.11%	(0.01) 11.02%	(0.01) 11.02%	(0.01) 11.02%	(-0.11) 11.01%	(0.21) 11.07%	(0.01) 10.91%	(0.01) 10.90%	(-0.11) 10.89%	(0.01) 11.04%
Public	2.45%	2.00%	2.16%	2.40%	2.19%	2.00%	2.10%	2.56%	2.25%	2.30%	2.15%	2.34%	2.42%	2.53%	2.67%	2.68%	2.84%	2.87%	2.79%	2.49%
No. of Shareholders	224,351	217,494	224,559	230,683	226,765	226,162	232,057	252,302	243,127	242,314	222,606	226,870	235,668	248,100	255,094	267,550	279,723	273,529	268,883	266,272

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	14401	13018	12589	12755	14623	13209	11144	12378	12886	10254	11148	13075	11166	10656	11275	12061	12646	11537	11292	13431	12923
Sales Growth % (YoY)	-1.5%	-1.4%	13%	3%	13.5%	28.8%	0%	-5.3%	15.4%	-3.8%	-1.1%	8.4%	-11.7%	-7.6%	-0.2%	-10.2%	-2.2%	16.7%	-4.1%	9.1%	-12.9%
Sales Growth % (QoQ)	10.6%	3.4%	-1.3%	-12.8%	10.7%	18.5%	-10%	-3.9%	25.7%	-8%	-14.7%	17.1%	4.8%	-5.5%	-6.5%	-4.6%	9.6%	2.2%	-15.9%	3.9%	-
Expenses	12380	10556	10223	9993	12018	10210	9215	9998	11413	7290	9523	11611	10200	7423	10289	9896	12111	8076	11376	11894	14639
Operating Profit	2021	2463	2366	2762	2605	2998	1929	2380	1473	2964	1625	1465	966	3233	986	2166	534	3462	-84	1537	-1715
OPM %	14	19	19	22	18	23	17	19	11	29	15	11	9	30	9	18	4	30	-1	11	-13
Other Income	171	645	135	553	59	146	255	-93	17	131	195	391	187	-208	319	510	491	264	54	33	204
Interest	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	2192	3108	2501	3315	2664	3144	2184	2287	1490	3096	1820	1855	1154	3025	1305	2676	1026	3726	-30	1570	-1511
Tax %	26	23	24	19	18	25	26	18	25	18	24	13	18	14	8	23	31	49	-233	13	-26
Net Profit	1744	2533	1726	2874	2531	2499	1677	1856	1401	2580	1439	1689	978	2729	1232	2217	729	1936	142	1348	-1040
Net Profit Growth % (QoQ)	-31.1%	46.8%	-39.9%	13.6%	1.3%	49%	-9.6%	32.5%	-45.7%	79.3%	-14.8%	72.7%	-64.2%	121.5%	-44.4%	204.1%	-62.3%	1263.4%	-89.5%	229.6%	-
Net Profit Growth % (YoY)	-31.1%	1.4%	2.9%	54.8%	80.7%	-3.1%	16.5%	9.9%	43.3%	-5.5%	16.8%	-23.8%	34.2%	41%	767.6%	64.5%	170.1%	-	-	-	-
TTM Net Profit	8877	9664	9630	9581	8563	7433	7514	7276	7109	6686	6835	6628	7156	6907	6114	5024	4155	2386	450	308	0
EPS in Rs	9.94	14.44	9.84	16.38	14.42	14.24	9.56	10.58	7.98	14.71	8.2	9.63	5.57	15.56	7.02	12.63	4.16	11.04	0.81	7.68	-5.93

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Sales	52986	49617	45978	46638	48967	48583	50345	44928	38198	26776	15338	13595	13616
Sales Growth %	6.8%	7.9%	-1.4%	-4.8%	0.8%	-3.5%	12.1%	17.6%	42.7%	74.6%	12.8%	-0.2%	-
Expenses	42893	40820	38506	39709	45816	45510	52445	41204	39900	27561	16851	15160	16088
Operating Profit	10092	8797	7472	6929	3151	3073	-2100	3724	-1702	-786	-1512	-1566	-2472
OPM %	19	18	16	15	6	6	-4.2	8	-4.5	-2.9	-10	-12	-18
Other Income	1391	324	465	1112	618	11	1754	145	5351	4573	4545	4436	4917
Interest	0	1	1	1	0	0	0	0	12	7	2	33	138
Depreciation	37	15	12	10	14	15	19	14	8	10	9	9	5
Profit before tax	11447	9105	7925	8031	3755	3069	-366	3854	3630	3770	3021	2829	2302
Tax %	21	23	18	18	41	41	-24	32	12	13	11	1	-1
Net Profit	9662	7432	6686	6907	2386	1992	-186	2758	3146	3672	2823	2891	2433
Net Profit Growth %	30%	11.2%	-3.2%	189.5%	19.8%	1171%	-106.7%	-12.3%	-14.3%	30.1%	-2.4%	18.8%	-
EPS in Rs	55.08	42.36	38.11	39.37	13.6	11.35	-1.06	15.72	17.93	4.27	3.28	336.16	282.91
Dividend Payout %	18	24	26	18	17	0	0	43	38	27	19	11	24

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015
Cash from Operating Activity	466	1976	-212	11722	9051	13284	8617	7604	8837	7901	6013	2635
Cash from Investing Activity	-2075	-275	1749	-9076	-6188	-10802	-4016	-7501	-5605	-4414	-3332	-2763
Cash from Financing Activity	-1754	-1754	-1263	-395	0	0	-1428	-1428	-1206	-1035	-650	-387
Net Cash Flow	-3363	-53	274	2251	2863	2482	3174	-1324	2026	2452	2030	-515

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Equity Capital	877	877	877	877	877	877	877	877	877	877	439	430	430	430	430
Reserves	69604	66730	60622	58963	54379	44308	35131	31586	23067	24615	23716	19753	41445	43742	33756
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	135252	137316	133268	141631	129196	117546	115833	107801	96637	96716	88329	77131	34228	30745	29809
Total Liabilities	205733	204923	194768	201471	184452	162731	151841	140265	120581	122209	112484	97314	76103	74916	63995
Fixed Assets	332	329	327	325	318	324	200	200	209	225	200	192	214	181	118
CWIP	0	0	8	0	0	0	0	0	0	0	0	0	0	0	0
Investments	148373	151265	143280	147900	135763	114738	104677	93990	70918	82045	73791	66481	55686	56758	46679
Other Assets	57028	53329	51153	53246	48372	47669	46963	46075	49455	39938	38493	30641	20203	17978	17198
Total Assets	205733	204923	194768	201471	184452	162731	151841	140265	120581	122209	112484	97314	76103	74916	63995

Delivery

Delivery Data: GICRE

#	Date	342 9% 371	Value (Cr)	Q/T 57	Del 51	Del 31
1	4-Sep	358	175	96	33	58
2	3-Sep	356	80	100	57	45
3	2-Sep	355	64	89	55	35
4	1-Sep	355	51	61	56	28
5	31-Aug	355	38	79	55	21
6	28-Aug	353	24	54	60	14
7	27-Aug	352	58	66	61	36
8	26-Aug	350	53	44	66	35
9	25-Aug	351	32	50	67	21
10	24-Aug	357	14	14	59	8
11	21-Aug	356	22	41	68	15
12	20-Aug	360	24	40	54	13
13	19-Aug	360	21	45	53	11
14	18-Aug	360	27	51	61	16
15	17-Aug	356	13	34	60	8
16	14-Aug	352	25	44	56	14
17	13-Aug	348	41	53	45	19
18	12-Aug	356	15	41	57	8
19	11-Aug	356	11	25	55	6
20	10-Aug	353	16	45	68	11
21	7-Aug	357	11	37	64	7
22	6-Aug	359	21	33	47	10
23	5-Aug	360	23	59	44	10
24	4-Aug	360	24	31	68	16
25	3-Aug	358	22	34	55	12
26	31-Jul	357	14	28	63	9
27	30-Jul	357	8	24	63	5
28	29-Jul	359	11	32	53	6
29	28-Jul	358	17	49	60	10
30	27-Jul	359	11	15	52	6
31	24-Jul	358	7	35	49	3
32	23-Jul	360	9	23	65	6
33	22-Jul	361	19	48	49	10
34	21-Jul	362	7	26	53	4
35	20-Jul	360	13	26	65	8
36	17-Jul	362	12	24	49	6
37	16-Jul	365	11	37	38	4
38	15-Jul	367	33	68	64	21
39	14-Jul	365	36	75	64	23
40	13-Jul	365	14	44	56	8
41	10-Jul	365	32	63	59	19
42	9-Jul	363	21	26	49	10
43	8-Jul	356	41	46	47	19
44	7-Jul	363	38	37	56	21
45	6-Jul	360	10	34	46	5
46	3-Jul	361	13	49	47	6
47	2-Jul	360	20	37	48	10
48	1-Jul	359	20	38	47	10
49	30-Jun	364	42	35	55	23
50	29-Jun	364	42	54	58	24

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	62,808c	290c	0.46
03-Sep	62,518c	123c	0.20
01-Sep	62,395c	9c	0.01
31-Aug	62,387c	1,202c	1.96
27-Aug	61,185c	290c	0.47
26-Aug	61,474c	184c	0.30
25-Aug	61,658c	974c	1.55
24-Aug	62,632c	281c	0.45
21-Aug	62,913c	167c	0.26
19-Aug	63,080c	70c	0.11
18-Aug	63,009c	781c	1.25
17-Aug	62,229c	421c	0.68
14-Aug	61,808c	430c	0.69
13-Aug	62,237c	132c	0.21
12-Aug	62,369c	132c	0.21
11-Aug	62,237c	219c	0.35
10-Aug	62,457c	175c	0.28
07-Aug	62,632c	386c	0.61
06-Aug	63,018c	35c	0.06
05-Aug	62,983c	219c	0.35
04-Aug	63,202c	746c	1.19
31-Jul	62,457c	228c	0.36
30-Jul	62,685c	290c	0.46
29-Jul	62,974c	140c	0.22
28-Jul	62,834c	140c	0.22
27-Jul	62,974c	219c	0.35
24-Jul	62,755c	0	0

Stock Checklist

Price is above from 52 week high low average: 23%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 138 fund scheme(s) across 24 fund house(s) as of Aug26 · Total value ₹5,568 Cr · 50 increasing / 24 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	20	0.50%	-0.02%	2553.7
Bandhan Mutual Fund	12	1.18%	+0.18%	1167.5
ICICI Prudential Asset Management Company Limited	2	0.52%	-0.02%	867.4
UTI Mutual Fund	12	1.11%	+0.41%	407.5
SBI Mutual Fund	8	1.37%	-0.21%	321.3
Nippon India Mutual Fund	6	0.49%	-	70.5
Motilal Oswal Mutual Fund	10	0.36%	-0.03%	67.4
Mirae Asset Mutual Fund	10	0.37%	-0.11%	59
Samco Mutual Fund	6	1.26%	-	18
Franklin Templeton Mutual Fund	2	0.63%	-0.04%	7.7
HDFC Mutual Fund	8	0.19%	-0.01%	7.4
Jio BlackRock Mutual Fund	2	0.10%	+0.07%	3.6
Aditya Birla Sun Life Mutual Fund	2	0.34%	+0.03%	3.3
Zerodha Mutual Fund	4	0.17%	-0.01%	3.2
Navi Mutual Fund	6	0.33%	+0.04%	2.8
Tata Mutual Fund	2	0.34%	+0.03%	2.2
Taurus Mutual Fund	4	1.55%	-0.33%	2
Edelweiss Mutual Fund	4	0.16%	+0.02%	1.3
Kotak Mahindra Mutual Fund	4	0.46%	-0.01%	1.1
Groww Mutual Fund	4	0.08%	+0.01%	0.6
Axis Mutual Fund	2	0.07%	+0.01%	0.5
DSP Mutual Fund	4	0.22%	+0.02%	0.1
Angel One Mutual Fund	2	0.06%	+0.01%	0.1
Baroda BNP Paribas Mutual Fund	2	0.30%	+0.03%	0.1

General Insurance Corporation of India

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