GIC Housing Finance Limited

Web: gichfindia.com NSE: GICHSGFIN BSE: 511676 SECTOR: Financial Services - Finance

151 1(0%)

Volume

Open

204

High

207

Low

200

150

VWAP

52 Week High

206

52 Week Low

130

Viand Research Rating

Quality Score

00/00

Growth Score

00/00

Valuation Score

00/00

Momentum Score

00/00

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

811

No. of Shares

5.39

P/E

7.13

P/B

0.62

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

8.76

ROCE

Profit Growth

Listing Date

08-May-96

Promoter Holding

42.41%

FII Holding

1.81%

DII Holding

4.59%

Price Chart

Price Performance

1 Week0

1 Month0

3 Months0

6 Months0

1 Year0

YTD0

Moving Average

5 Day SMA0

10 Day SMA0

20 Day SMA0

30 Day SMA0

50 Day SMA0

61 Day SMA0

80 Day SMA0

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3
Resistance 2
Resistance 1
Pivot Point
Support 1
Support 2
Support 3

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	Div Yld %
1	HDFCBANK	12,11,614	787	2%	1%	22%	19%	16	0	0	0
2	ICICIBANK	9,24,275	1289	3%	3%	7%	11%	16	0	0	0
3	SBIN	8,95,185	970	2%	12%	1%	22%	12	0	0	0
4	BAJFINANCE	5,82,095	935	1%	1%	8%	2%	28	0	0	0
5	LICI	5,34,146	844	6%	6%	4%	2%	9	0	0	0
6	AXISBANK	4,05,648	1304	5%	5%	1%	9%	14	0	0	0
7	KOTAKBANK	3,87,315	389	2%	5%	81%	81%	20	0	0	0
8	BAJAJFINSV	2,89,972	1812	3%	2%	13%	11%	14	0	0	0
9	SHRIRAMFIN	2,26,801	964	3%	6%	11%	44%	19	0	0	0
10	SBILIFE	1,89,349	1888	0%	7%	7%	5%	77	0	0	0
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%	(0.01) 42.41%
FIIs	(-0.31) 1.81%	(-0.11) 2.08%	(-0.51) 2.16%	(0.51) 2.67%	(-0.31) 2.18%	(-0.51) 2.46%	(0.31) 2.91%	(-0.51) 2.64%	(-0.11) 3.18%	(-0.31) 3.28%	(1.61) 3.62%	(-0.21) 2.04%	(-0.11) 2.22%	(0.51) 2.33%	(0.11) 1.85%	(0.41) 1.78%	(0.11) 1.41%	(1.01) 1.35%	(0.01) 0.36%
DIIs	(-0.51) 4.59%	(-0.51) 5.05%	(0.01) 5.51%	(-0.41) 5.51%	(0.01) 5.89%	(0.01) 5.89%	(0.01) 5.89%	(0.01) 5.89%	(0.01) 5.89%	(-0.51) 5.89%	(0.01) 6.34%	(0.01) 6.34%	(0.01) 6.34%	(0.01) 6.34%	(0.01) 6.34%	(0.01) 6.33%	(0.01) 6.34%	(6.31) 6.34%	(0.01) 0.00%
Public	51.18%	50.46%	49.92%	49.39%	49.52%	49.24%	48.79%	49.04%	48.52%	48.40%	47.63%	49.21%	49.03%	48.92%	49.39%	49.48%	49.84%	49.90%	57.23%
No. of Shareholders	61,368	62,585	64,226	65,375	66,517	67,790	67,589	66,668	62,410	58,599	57,443	59,478	59,762	57,320	60,636	61,492	62,458	63,624	68,818

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	273	273	272	265	272	269	264	274	260	261	268	268	281	281	279	273.98	288	292	298	272
Expenses	39	42	35	110	30	31	37	53	10	41	47	42	28	16	30	52.59	48	20	61	88
Operating Profit	65	58	64	-18	68	59	50	47	78	44	42	43	75	87	73	50.9	75	100	58	0
OPM %	24	21	24	-7	25	22	19	17	30	17	16	16	27	31	26	18.58	26	34	19	0
Other Income	1	0	0	0	-9	1	2	3	6	2	3	3	6	3	2	2.37	2	1	2	2
Interest	168	173	173	173	174	179	177	174	172	176	179	183	178	178	176	170.49	166	172	179	184
Depreciation	3	3	3	3	4	4	4	4	4	4	4	4	3	2	2	2.38	3	3	1	1
Profit before tax	63	55	61	-20	56	56	48	47	79	42	41	42	78	88	73	50.89	73	98	58	1
Tax %	15	20	18	-137	37	12	23	17	32	16	26	24	33	26	23	23.03	33	22	22	-231
Net Profit	54	44	50	7	35	50	37	39	54	36	30	32	52	65	56	39.17	49	76	45	3
EPS in Rs	9.97	8.11	9.29	1.38	6.54	9.23	6.78	7.24	9.97	6.62	5.61	5.91	9.72	12.15	10.46	7.27	9.1	14.21	8.4	0.52

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Sales	1082	1079	1060	1123	1152
Expenses	226	151	140	126	216
Operating Profit	169	225	209	294	234
OPM %	16	21	20	26	20
Other Income	1	-3	10	6	5
Interest	687	703	711	703	702
Depreciation	11	15	15	10	9
Profit before tax	159	207	204	290	230
Tax %	3	22	26	26	25
Net Profit	155	160	151	213	174
EPS in Rs	28.75	29.79	28.11	39.6	32.22
Dividend Payout %	0	15	16	11	14

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Cash from Operating Activity	-18	522	1043	1286
Cash from Investing Activity	-87	64	-213	-3
Cash from Financing Activity	122	-619	-1238	-892
Net Cash Flow	18	-34	-408	391

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022
Equity Capital	54	54	54	54	54	54	54
Reserves	2053	1944	1911	1827	1775	1645	1457
Borrowings	0	0	0	0	0	0	0
Other Liabilities	74	62	60	61	57	53	53
Total Liabilities	11299	11082	10775	10615	10471	10920	11929
Fixed Assets	85	40	27	56	44	52	21
CWIP	0	0	11	0	10	9	29
Investments	210	287	254	252	168	229	14
Other Assets	11004	10755	10483	10307	10248	10630	11865
Total Assets	11299	11082	10775	10615	10471	10920	11929

Delivery

#	Date	130 24% 161	Value (Cr)	Q/T 97	Del 50	Del 1
1	27-May	150	1	54	59	1
2	26-May	150	2	86	60	1
3	25-May	152	1	60	54	1
4	22-May	150	1	65	57	0
5	21-May	150	1	53	49	1
6	20-May	149	0	31	44	0
7	19-May	149	2	52	52	1
8	18-May	149	2	45	61	1
9	15-May	151	1	46	60	0
10	14-May	152	2	65	38	1
11	13-May	151	2	61	30	1
12	12-May	149	1	46	68	1
13	11-May	153	1	49	44	0
14	8-May	154	2	36	64	1
15	7-May	157	5	73	48	2
16	6-May	155	2	71	56	1
17	5-May	152	1	68	52	1
18	4-May	152	1	97	57	1
19	30-Apr	152	1	55	56	1
20	29-Apr	153	2	78	60	1
21	28-Apr	154	1	49	58	1
22	27-Apr	155	2	74	58	1
23	24-Apr	152	2	46	52	1
24	23-Apr	154	1	73	50	1
25	22-Apr	156	2	54	55	1
26	21-Apr	156	4	94	47	2
27	20-Apr	154	1	48	50	1
28	17-Apr	153	2	71	61	1
29	16-Apr	152	2	64	56	1
30	15-Apr	151	3	163	66	2
31	13-Apr	149	2	87	49	1
32	10-Apr	152	2	60	45	1
33	9-Apr	146	1	57	56	1
34	8-Apr	146	3	86	57	2
35	7-Apr	143	0	41	46	0
36	6-Apr	144	1	58	57	1
37	2-Apr	141	1	47	38	0
38	1-Apr	139	2	70	43	1
39	30-Mar	131	2	76	59	1
40	27-Mar	135	3	71	69	2
41	25-Mar	140	2	77	67	2
42	24-Mar	139	2	68	64	1
43	23-Mar	137	2	53	58	1
44	20-Mar	142	1	49	59	1

Daily Market Cap

Date	Total Market Cap	Change	Chg %
27-May	811c	7c	0.85
26-May	818c	48L	0.06
25-May	819c	9c	1.13
22-May	809c	5c	0.56
21-May	805c	3c	0.31
20-May	802c	32L	0.04
19-May	802c	75L	0.09
18-May	801c	17c	2.03
15-May	818c	3c	0.33
14-May	821c	18c	2.28
12-May	802c	22c	2.61
11-May	824c	27c	3.16
07-May	851c	25c	3.07
06-May	826c	11c	1.32
05-May	815c	12c	1.43
04-May	827c	8c	0.98
30-Apr	819c	5c	0.65
29-Apr	824c	9c	1.02
28-Apr	832c	19c	2.36
24-Apr	813c	22c	2.58
23-Apr	835c	10c	1.21
22-Apr	845c	6c	0.74
21-Apr	839c	11c	1.28
20-Apr	828c	4c	0.51
17-Apr	824c	32L	0.04
15-Apr	824c	0	0

Stock Checklist

Price is below from 52 week high low average: 46%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

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