Fusion Micro Finance Limited

Web: fusionmicrofinance.com NSE: FUSION BSE: 543652 SECTOR: Financial Services - Finance | Add Note | View Notes

145 5(-4%)

Near 52W Low of 136

Volume

5L as on 18, Sep

Open

176

High

176

Low

170

151

VWAP

184

52 Week High

243

52 Week Low

136

Viand Research Rating

Quality Score

48/100

Growth Score

0/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

2,352

No. of Shares

16.2

P/E

-23.4

P/B

0.76

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

-3.23

ROCE

Profit Growth

Listing Date

15-Nov-22

Rank/Sector Rank

#1088/#136

Promoter Holding

53.97%

FII Holding

4.77%

DII Holding

15.25%

Price Chart

Price Performance

1 Week2%

1 Month3%

3 Months5%

6 Months11%

1 Year11%

YTD11%

Moving Average

5 Day SMA186

10 Day SMA192

20 Day SMA196

30 Day SMA197

50 Day SMA206

61 Day SMA207

80 Day SMA199

200 Day SMA0

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	198	187	193	197
Resistance 2	193	186	190	193
Resistance 1	189	185	188	188
Pivot Point	184	184	184	184
Support 1	180	184	181	180
Support 2	176	183	179	175
Support 3	171	182	176	171

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	10,90,018	707	3%	1%	8%	27%	15	39.3	0	74671
2	ICICIBANK	9,94,400	1385	3%	3%	4%	0%	16	39.3	0	50147
3	SBIN	8,88,923	963	0%	3%	10%	6%	11	39.3	0	80032
4	BAJFINANCE	5,76,492	926	2%	2%	8%	9%	28	39.3	0	17804
5	LICI	4,95,943	392	1%	1%	53%	55%	9	39.3	0	57419
6	KOTAKBANK	4,35,518	438	1%	8%	18%	80%	20	39.3	0	19288
7	AXISBANK	3,76,778	1210	2%	4%	4%	5%	15	39.3	0	24457
8	BAJAJFINSV	2,70,748	1690	0%	6%	6%	19%	13	39.3	5.52	19669
9	SHRIRAMFIN	2,12,939	905	0%	4%	8%	35%	21	39.3	0	10024
10	SBILIFE	1,66,666	1661	2%	2%	16%	10%	70	39.3	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	May 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022
Promoters	(-0.61) 53.97%	(-0.41) 54.55%	(0.01) 54.92%	(-0.11) 54.96%	(-0.21) 55.02%	(-2.51) 55.21%	(0.01) 57.71%	(0.01) 57.71%	(0.01) 57.71%	(0.01) 57.71%	(0.01) 57.71%	(-10.21) 57.70%	(-0.31) 67.92%	(0.01) 68.18%	(0.01) 68.18%	(0.01) 68.18%
FIIs	(0.01) 4.77%	(-0.11) 4.75%	(1.01) 4.89%	(0.91) 3.92%	(0.41) 2.99%	(0.91) 2.59%	(1.11) 1.69%	(-2.31) 0.56%	(-1.11) 2.82%	(-2.01) 3.95%	(-0.81) 5.97%	(1.61) 6.74%	(-0.31) 5.15%	(-0.61) 5.43%	(0.71) 5.98%	(0.01) 5.32%
DIIs	(0.81) 15.25%	(2.51) 14.43%	(0.11) 11.94%	(-0.71) 11.88%	(-3.61) 12.57%	(-0.81) 16.15%	(-1.21) 16.91%	(-1.11) 18.13%	(-3.61) 19.19%	(-0.51) 22.79%	(0.51) 23.28%	(7.41) 22.81%	(-1.11) 15.37%	(3.01) 16.51%	(0.81) 13.56%	(0.01) 12.77%
Public	25.78%	26.06%	28.03%	29.01%	29.19%	25.83%	23.32%	23.24%	19.90%	15.17%	12.65%	12.26%	11.02%	9.62%	12.00%	13.39%
No. of Shareholders	68,121	70,009	73,667	76,683	79,097	77,575	77,226	80,999	77,706	61,087	56,759	56,824	59,394	42,478	35,522	45,131

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021
Sales	458	424	416	401	442	466	474	692	688	646	593	547	531	501	459	440	343	350	282
Sales Growth % (YoY)	3.6%	-9%	-12.1%	-42%	-35.8%	-27.8%	-20.1%	26.5%	29.6%	29%	29.3%	24.3%	55%	42.9%	62.7%	-	-	-	-
Sales Growth % (QoQ)	8%	1.9%	3.7%	-9.3%	-5.2%	-1.7%	-31.5%	0.6%	6.5%	8.9%	8.4%	3%	6%	9.2%	4.3%	28.3%	-2%	24.1%	-
Expenses	244	258	284	318	387	458	773	884	532	286	243	213	208	192	163	167	116	219	177
Operating Profit	64	33	9	-52	-93	-171	-513	-420	-67	145	149	143	140	134	128	115	84	-5	-13
OPM %	14	8	2	-13	-21	-37	-108	-61	-10	22	25	26	26	27	28	26	24	-1	-5
Other Income	0	6	8	32	3	10	9	12	18	29	20	25	22	20	8	13	18	22	15
Interest	150	132	123	134	149	179	214	227	223	215	201	191	183	174	168	157	143	137	118
Depreciation	2	2	2	2	2	3	3	3	2	3	2	2	2	2	2	2	1	2	1
Profit before tax	62	37	14	-22	-92	-165	-508	-410	-51	172	166	166	159	152	134	126	100	16	0
Tax %	0	-205	0	0	0	0	42	-26	-30	23	24	24	24	25	23	25	25	16	-1760
Net Profit	62	114	14	-22	-92	-165	-719	-305	-36	133	126	126	120	115	102	95	75	13	1
Net Profit Growth % (QoQ)	-45.6%	714.3%	163.6%	76.1%	44.2%	77.1%	-135.7%	-747.2%	-127.1%	5.6%	-	5%	4.3%	12.7%	7.4%	26.7%	476.9%	1200%	-
Net Profit Growth % (YoY)	167.4%	169.1%	101.9%	92.8%	-155.6%	-224.1%	-670.6%	-342.1%	-130%	15.7%	23.5%	32.6%	60%	784.6%	10100%	-	-	-	-
TTM Net Profit	168	14	-265	-998	-1281	-1225	-927	-82	349	505	487	463	432	387	285	184	89	14	0
EPS in Rs	3.86	7.08	0.87	-1.37	-5.69	-10.15	-44.38	-18.82	-2.2	8.19	7.8	7.75	7.46	7.09	6.34	7.03	5.55	0.98	0.07

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018
Sales	1699	2344	2317	1742	1151	856	720	494	266
Sales Growth %	-27.5%	1.2%	33%	51.3%	34.5%	18.8%	45.7%	85.7%	-
Expenses	1247	2646	949	638	676	437	290	172	182
Operating Profit	-87	-1146	577	461	-20	43	93	68	-53
OPM %	-5	-49	25	26	-2	5	13	14	-20
Other Income	34	25	96	58	50	17	10	3	1
Interest	539	844	791	643	496	375	338	254	137
Depreciation	10	12	9	7	5	4	3	2	2
Profit before tax	-63	-1133	663	512	24	57	100	68	-54
Tax %	-122	8	24	24	11	23	30	26	-26
Net Profit	14	-1225	505	387	22	44	70	51	-39
Net Profit Growth %	101.1%	-342.6%	30.5%	1659.1%	-50%	-37.1%	37.3%	230.8%	-
EPS in Rs	0.86	-75.54	31.17	23.97	1.61	3.25	5.14	4.81	-5.7
Dividend Payout %	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018
Cash from Operating Activity	1146	1448	-1350	-1663	-1641	-793	-749	-1418	-597
Cash from Investing Activity	12	74	31	18	18	10	20	15	184
Cash from Financing Activity	-67	-2214	1843	1584	1418	1459	545	1631	741
Net Cash Flow	1092	-692	524	-61	-204	676	-184	229	329

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018
Equity Capital	162	131	101	101	101	100	83	79	79	62	41
Reserves	2294	1787	1543	2422	2748	2222	1255	1167	1120	564	214
Borrowings	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	268	239	247	317	310	263	177	159	67	56	106
Total Liabilities	8295	7090	8293	11481	11774	9364	7290	5838	4240	3611	1968
Fixed Assets	26	42	27	31	31	21	19	18	6	6	5
CWIP	19	0	2	0	2	0	0	0	0	0	0
Investments	2	2	2	2	2	0	0	0	0	0	0
Other Assets	8248	7047	8261	11447	11739	9342	7271	5820	4233	3604	1963
Total Assets	8295	7090	8293	11481	11774	9364	7290	5838	4240	3611	1968

Delivery

Delivery Data: FUSION

#	Date	144 50% 216	Value (Cr)	Q/T 51	Del 55	Del 10
1	21-Oct	145	7	48	53	4
2	19-Oct	151	10	56	52	5
3	16-Oct	159	7	44	42	3
4	15-Oct	162	3	22	57	2
5	14-Oct	165	3	40	51	1
6	13-Oct	166	8	78	65	5
7	12-Oct	164	7	69	63	4
8	9-Oct	164	5	72	63	3
9	8-Oct	162	9	48	54	5
10	7-Oct	169	4	40	54	2
11	6-Oct	169	4	38	50	2
12	5-Oct	168	12	69	63	8
13	1-Oct	171	9	59	59	5
14	30-Sep	175	10	76	61	6
15	29-Sep	173	24	74	61	15
16	28-Sep	172	5	38	51	2
17	25-Sep	177	7	56	50	4
18	24-Sep	177	8	55	57	5
19	23-Sep	184	3	48	54	2
20	22-Sep	184	4	51	53	2
21	21-Sep	185	4	43	52	2
22	18-Sep	185	9	59	53	5
23	17-Sep	184	10	51	53	5
24	16-Sep	183	10	38	45	4
25	15-Sep	188	9	32	51	5
26	11-Sep	190	19	74	53	10
27	10-Sep	191	13	48	68	9
28	9-Sep	195	15	69	57	9
29	8-Sep	202	10	51	55	6
30	7-Sep	201	18	41	52	9
31	4-Sep	203	28	73	68	19
32	3-Sep	200	11	79	68	7
33	2-Sep	193	4	47	45	2
34	1-Sep	195	6	43	61	4
35	31-Aug	200	7	40	49	4
36	28-Aug	199	7	51	48	3
37	27-Aug	196	8	44	59	5
38	26-Aug	205	10	39	50	5
39	25-Aug	200	6	36	54	3
40	24-Aug	202	17	51	54	9
41	21-Aug	200	9	43	53	5
42	20-Aug	203	17	55	41	7
43	19-Aug	192	12	53	50	6
44	18-Aug	190	16	56	54	9
45	17-Aug	196	10	59	51	5
46	14-Aug	199	21	67	56	12
47	13-Aug	205	11	38	50	5
48	12-Aug	204	25	59	51	13

Daily Market Cap

Date	Total Market Cap	Change	Chg %
21-Oct	2,352c	96c	3.92
19-Oct	2,448c	123c	4.77
17-Oct	2,570c	0	0
16-Oct	2,570c	60c	2.28
15-Oct	2,630c	59c	2.18
14-Oct	2,689c	18c	0.68
13-Oct	2,671c	19c	0.70
12-Oct	2,652c	6c	0.21
09-Oct	2,658c	19c	0.74
08-Oct	2,638c	184c	6.53
05-Oct	2,823c	16c	0.56
01-Oct	2,839c	110c	4.03
29-Sep	2,729c	61c	2.19
28-Sep	2,790c	38c	1.36
25-Sep	2,828c	61c	2.12
24-Sep	2,889c	74c	2.49
22-Sep	2,963c	40c	1.34
17-Sep	3,003c	107c	3.43
10-Sep	3,110c	149c	4.59
07-Sep	3,259c	66c	1.97
04-Sep	3,325c	0	0

Stock Checklist

Price is above from 52 week high low average: 8%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 40 fund scheme(s) across 10 fund house(s) as of Oct26 · Total value ₹646 Cr · 8 increasing / 24 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	8	0.08%	-0.06%	218.5
Nippon India Mutual Fund	2	0.91%	+0.11%	153.8
Aditya Birla Sun Life Mutual Fund	4	0.38%	-0.03%	71.6
Bandhan Mutual Fund	6	0.64%	-	57.7
ICICI Prudential Mutual Fund	2	0.20%	-0.26%	43.4
JM Financial Mutual Fund	2	2.30%	-0.37%	43.3
WhiteOak Capital Mutual Fund	4	0.65%	+0.37%	31.5
ITI Mutual Fund	6	0.53%	-0.12%	15.8
Union Mutual Fund	4	0.61%	-0.08%	10.6
Motilal Oswal Mutual Fund	2	0.00%	-	0

Fusion Micro Finance Limited

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