Fino Payments Bank Limited

Web: finobank.com NSE: FINOPB BSE: 543386 SECTOR: Financial Services - Banks | Add Note | View Notes

140 0(0%)

Volume

4L as on 23, Jun

Open

324

High

328

Low

322

Close

140

VWAP

153

52 Week High

339

52 Week Low

110

Viand Research Rating
Quality Score

0/100

Growth Score

44/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy
Analyst Price Target
-
Market Cap (cr)

1,163

No. of Shares

8.32

P/E

32.1

P/B

4.34

Face Value

10

Div. Yield

-

Book Value (TTM)

-

CASH

-

DEBT

-

EPS (TTM)

-

ROE

13.52

ROCE

-

Profit Growth

-

Listing Date

12-Nov-21

Promoter Holding

75%

FII Holding

0.31%

DII Holding

-

Price Chart
Price Performance
1 Week11%
1 Month21%
3 Months8%
6 Months15%
1 Year15%
YTD15%
Moving Average
5 Day SMA152
10 Day SMA143
20 Day SMA137
30 Day SMA132
50 Day SMA133
61 Day SMA132
80 Day SMA376
200 Day SMA0
PIVOT LEVEL
StandardCamarillaFibonacciWoodie's
Resistance 3165157161166
Resistance 2161157159162
Resistance 1158156157159
Pivot Point155155155155
Support 1152155152153
Support 2148154151149
Support 3145154148146
Competitors/Peers
#SymbolMCAPLTP1W1M6M1YP/EInd PEDebt/EqNP Qtr Rs.Cr.
1HDFCBANK11,02,6537121%6%20%26%1540.9079219
2ICICIBANK10,28,33514231%2%4%2%1640.9057936
3SBIN9,43,18510162%2%14%26%1140.9086666
4BAJFINANCE6,57,61210603%9%7%12%2840.9019332
5LICI5,29,0864181%3%50%53%940.9057453
6KOTAKBANK4,23,1244241%6%2%78%2040.9019288
7AXISBANK3,96,59612731%0%8%21%1540.9026548
8BAJAJFINSV3,16,02319701%5%3%1%1340.95.5219669
9SHRIRAMFIN2,44,47510415%4%1%78%2140.9010024
10SBILIFE1,76,51917753%10%16%4%7040.902470
Load More
Shareholding Pattern (%)
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022Mar 2022Dec 2021
Promoters(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%(0.01) 75.00%
FIIs(-1.01) 0.31%(-1.41) 1.33%(0.01) 2.69%(0.11) 2.67%(-1.51) 2.54%(0.41) 4.08%(-0.51) 3.70%(-0.91) 4.21%(0.01) 5.12%(0.01) 5.12%(-0.51) 5.09%(-0.71) 5.57%(-0.91) 6.29%(-0.51) 7.20%(-1.61) 7.67%(-0.51) 9.26%(-0.21) 9.80%(-0.21) 10.00%(0.01) 10.20%
DIIs(-0.41) 0.00%(-0.11) 0.40%(-2.91) 0.45%(0.31) 3.35%(-0.51) 3.04%(-2.61) 3.52%(-0.11) 6.08%(0.11) 6.14%(0.11) 5.99%(0.31) 5.92%(-1.31) 5.58%(1.41) 6.83%(0.71) 5.48%(1.01) 4.74%(-4.11) 3.73%(-1.01) 7.84%(-0.31) 8.80%(-0.61) 9.06%(0.01) 9.66%
Public24.68%23.27%21.87%19.00%19.43%17.41%15.22%14.65%13.90%13.97%14.34%12.60%13.25%13.07%13.60%7.91%6.40%5.94%5.14%
No. of Shareholders62,12562,35861,48361,62263,09364,10464,46064,49563,91965,15068,89767,99874,90677,99381,80283,36785,31588,28493,449
Quarterly Results
Jun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024Dec 2023Sep 2023Jun 2023Mar 2023Dec 2022Sep 2022Jun 2022Mar 2022Dec 2021Sep 2021Jun 2021
Sales7264636061534948454139373329.4252119131076
Sales Growth % (YoY)18.4%21.4%27.6%25.9%34.6%27.5%26%30.7%37.5%40.8%54.9%70.2%76%131.3%157.3%204.8%209.1%113.6%95.2%--
Sales Growth % (QoQ)12.5%1.6%5%-1.6%15.1%8.2%2.1%6.7%9.8%5.1%5.4%12.1%12.2%17.6%19%10.5%46.2%30%42.9%16.7%-
Expenses285306344351400438407404389353326320314287.05281278271263257231200
Operating Profit-213-242-281-291-339-385-358-357-343-312-287-284-281-271.95-270-268-260-255-251-227-197
OPM %-295-377-447-484-557-729-725-747-757-753-732-777-853-925-1067-1249-1389-2006-2559-3228-3252
Other Income235275328340392441412408392360331322315294.03289282270273265235200
Interest3529292828262625242322191514.3141285433
Depreciation000000000000000000000
Profit before tax-144172125302826242523201922.08191410181483
Tax %0-733028281919180000000000000
Net Profit -147121518242321242523201922.08191410181483
Net Profit Growth % (QoQ)-300%-41.7%-20%-16.7%-25%4.3%9.5%-12.5%-4%8.7%15%5.3%-13.9%16.2%35.7%40%-44.4%28.6%75%166.7%-
Net Profit Growth % (YoY)-177.8%-70.8%-47.8%-28.6%-25%-4%-5%26.3%13.2%21.1%42.9%90%22.7%35.7%75%233.3%----
TTM Net Profit2052698086929393928784.0880.0874.0865.086156504325110
EPS in Rs-1.650.851.471.842.132.882.782.542.923.032.742.352.252.652.31.661.212.121.691.010.7
Profit and Loss
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
Sales248195150953620181916
Sales Growth %27.1%30.1%58.2%166.2%76%11.7%-5.3%23.6%-
Expenses1402157612601076915707690410279
Operating Profit-1154-1381-1110-981-880-687-672-391-263
OPM %-465-707-740-1034-2469-3393-3706-2040-1699
Other Income1335165213281135973771673352215
Interest114101794715101063
Depreciation06253423554241816
Profit before tax6710886654320-32-62-67
Tax %22150000000
Net Profit 529386654320-32-62-67
Net Profit Growth %-44.1%8.1%32.3%51.2%115%162.5%48.4%7.5%-
EPS in Rs6.311.1210.367.825.144.59-7.19-13.99-15.11
Dividend Payout %000000000
Cash Flows
Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
Cash from Operating Activity-3077657-20207-32-8400
Cash from Investing Activity-143-164-104-97-64-69-3100
Cash from Financing Activity696127279184352702800
Net Cash Flow2463923268495-31-8600
Balance Sheet
Mar 2026Sep 2025Mar 2025Sep 2024Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018
Equity Capital8383838383838345454545
Reserves68767066458856046939710685118180
Borrowings39150277902125135175242422813087
Other Liabilities627615680622651563448436266392226
Total Liabilities53124324420635263419246616801010624684538
Fixed Assets3643321672411481399262494246
CWIP00130047502001
Investments3254237423881903174711466315041287364
Other Assets169316181520138314771175956443446569427
Total Assets53124324420635263419246616801010624684538
Delivery

Delivery Data: FINOPB

#Date
130
46%
189
Value (Cr)Q/T
124		Del
34		Del
25
14-Sep139
1
63511
23-Sep140
2
78501
32-Sep140
12
83202
41-Sep136
5
84482
531-Aug139
2
55431
628-Aug142
2
55401
727-Aug143
2
73341
826-Aug146
1
64451
925-Aug146
2
98491
1024-Aug148
4
69231
1121-Aug146
2
66281
1220-Aug146
2
70351
1319-Aug147
3
67311
1418-Aug152
8
71222
1517-Aug147
7
67322
1614-Aug150
20
80306
1713-Aug164
7
58272
1812-Aug160
6
60282
1911-Aug162
11
77253
2010-Aug158
5
65291
217-Aug155
7
80433
226-Aug160
4
80382
235-Aug161
6
82322
244-Aug161
5
91392
253-Aug162
10
78283
2631-Jul159
7
98302
2730-Jul161
6
78231
2829-Jul163
9
109161
2928-Jul163
8
89252
3027-Jul166
13
90233
3124-Jul167
20
108122
3223-Jul170
24
99154
3322-Jul171
24
117164
3421-Jul173
85
12098
3520-Jul168
88
1411110
3617-Jul174
1025
186327
3716-Jul158
37
110239
3815-Jul171
276
157720
3914-Jul176
910
180549
4013-Jul161
454
201731
4110-Jul135
3
62662
429-Jul135
3
72411
438-Jul131
5
129553
447-Jul135
3
64411
456-Jul135
4
73432
463-Jul137
4
84582
472-Jul139
6
48463
481-Jul139
6
95624
4930-Jun143
2
54511
5029-Jun146
2
59421
Daily Market Cap
DateTotal Market CapChangeChg %
04-Sep1,163c2c0.16
03-Sep1,165c10c0.84
01-Sep1,155c14c1.22
31-Aug1,170c20c1.70
27-Aug1,190c31c2.51
26-Aug1,221c14c1.15
25-Aug1,207c17c1.36
24-Aug1,223c9c0.75
21-Aug1,214c9c0.71
19-Aug1,223c30c2.42
18-Aug1,253c22c1.76
17-Aug1,232c12c0.98
14-Aug1,244c109c8.02
13-Aug1,352c25c1.88
12-Aug1,327c10c0.73
11-Aug1,337c31c2.33
10-Aug1,307c21c1.62
07-Aug1,286c47c3.52
06-Aug1,333c5c0.39
04-Aug1,338c18c1.37
31-Jul1,320c15c1.13
30-Jul1,335c11c0.80
29-Jul1,346c6c0.42
28-Jul1,352c25c1.83
27-Jul1,377c00
Stock Checklist
Price is above from 52 week high low average: 13%
Stock is trading above all short term SMAs: YES
Stock is trading above all long term SMAs: YES
Stock is Consistently Improving Long Term: NO
FII purchased in last quarter: NO
Promoters are buying the stock: NO
Mutual Fund Holdings

Held by 2 fund scheme(s) across 1 fund house(s) as of Jul26 · Total value ₹0 Cr · 0 increasing / 0 decreasing · View in MF Pro →

Fund HouseSchemesWeight %ChangeValue (Cr)
Motilal Oswal Mutual Fund20.00%-0
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