ESAF Small Finance Bank Limited
Web: esafbank.com NSE: ESAFSFB BSE: 544020 SECTOR: Financial Services - Banks
29 0(0%)
Volume
-
Open
39
High
39
Low
39
Close
29
VWAP
0
52 Week High
36
52 Week Low
20
Quality Score
00/00
Growth Score
00/00
Valuation Score
00/00
Momentum Score
00/00
Analyst Recommendations
BUY/SELL
|
|
Analyst Price Target
-
Market Cap (cr)
1,494
No. of Shares
P/E
8.48
P/B
0.82
Face Value
10
Div. Yield
-
Book Value (TTM)
-
CASH
-
DEBT
-
EPS (TTM)
-
ROE
9.72
ROCE
-
Profit Growth
-
Listing Date
10-Nov-23
Promoter Holding
63.28%
FII Holding
0.01%
DII Holding
4.63%
Price Chart
Price Performance
1 Week0
1 Month0
3 Months0
6 Months0
1 Year0
YTD0
Moving Average
5 Day SMA0
10 Day SMA0
20 Day SMA0
30 Day SMA0
50 Day SMA0
61 Day SMA0
80 Day SMA0
200 Day SMA0
PIVOT LEVEL
| Standard | Camarilla | Fibonacci | Woodie's | |
|---|---|---|---|---|
| Resistance 3 | ||||
| Resistance 2 | ||||
| Resistance 1 | ||||
| Pivot Point | ||||
| Support 1 | ||||
| Support 2 | ||||
| Support 3 |
Competitors/Peers
| # | Symbol | MCAP | LTP | 1W | 1M | 6M | 1Y | P/E | Ind PE | Debt/Eq | Div Yld % | NP Qtr Rs.Cr. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | HDFCBANK | 12,11,614 | 787 | 2% | 1% | 22% | 19% | 16 | 0 | 0 | 0 | |
| 2 | ICICIBANK | 9,24,275 | 1289 | 3% | 3% | 7% | 11% | 16 | 0 | 0 | 0 | |
| 3 | SBIN | 8,95,185 | 970 | 2% | 12% | 1% | 22% | 12 | 0 | 0 | 0 | |
| 4 | BAJFINANCE | 5,82,095 | 935 | 1% | 1% | 8% | 2% | 28 | 0 | 0 | 0 | |
| 5 | LICI | 5,34,146 | 844 | 6% | 6% | 4% | 2% | 9 | 0 | 0 | 0 | |
| 6 | AXISBANK | 4,05,648 | 1304 | 5% | 5% | 1% | 9% | 14 | 0 | 0 | 0 | |
| 7 | KOTAKBANK | 3,87,315 | 389 | 2% | 5% | 81% | 81% | 20 | 0 | 0 | 0 | |
| 8 | BAJAJFINSV | 2,89,972 | 1812 | 3% | 2% | 13% | 11% | 14 | 0 | 0 | 0 | |
| 9 | SHRIRAMFIN | 2,26,801 | 964 | 3% | 6% | 11% | 44% | 19 | 0 | 0 | 0 | |
| 10 | SBILIFE | 1,89,349 | 1888 | 0% | 7% | 7% | 5% | 77 | 0 | 0 | 0 | |
| Load More | ||||||||||||
Quarterly Results
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Mar 2021 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 995 | 894 | 820 | 828 | 892 | 948 | 995 | 1022 | 1002 | 974 | 943 | 899 | 774 | 701.28 | 688 | 690 | 598 | 385 |
| Expenses | 692 | 693 | 672 | 682 | 820 | 881 | 834 | 619 | 682 | 567 | 487 | 505 | 457 | 481.23 | 425 | 355 | 285 | 198 |
| Operating Profit | -174 | -260 | -301 | -304 | -386 | -396 | -294 | -30 | -91 | 30 | 109 | 81 | 42 | -29.88 | 12 | 94 | 92 | 10 |
| OPM % | -18 | -29 | -37 | -37 | -43 | -42 | -30 | -3 | -9 | 3 | 12 | 9 | 5 | -4.26 | 2 | 14 | 15 | 2 |
| Other Income | 201 | 269 | 145 | 195 | 145 | 114 | 40 | 115 | 150 | 120 | 79 | 93 | 94 | 80.91 | 65 | 48 | 49 | 48 |
| Interest | 477 | 462 | 448 | 450 | 458 | 463 | 456 | 434 | 411 | 377 | 347 | 313 | 275 | 249.93 | 251 | 242 | 220 | 178 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 27 | 9 | -155 | -109 | -241 | -282 | -255 | 85 | 59 | 150 | 188 | 174 | 136 | 51.03 | 77 | 142 | 141 | 57 |
| Tax % | 13 | 22 | -25 | -26 | -24 | -25 | -25 | 26 | 26 | 25 | 26 | 25 | 26 | 26.69 | 25 | 25 | 25 | 24 |
| Net Profit | 24 | 7 | -116 | -81 | -183 | -211 | -190 | 63 | 43 | 112 | 140 | 130 | 101 | 37.41 | 58 | 106 | 106 | 43 |
| EPS in Rs | 0.46 | 0.14 | -2.25 | -1.58 | -3.55 | -4.09 | -3.69 | 1.22 | 0.84 | 2.18 | 3.12 | 2.89 | 2.26 | 0.83 | 1.28 | 2.36 | 2.35 | 0.96 |
Profit and Loss
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3537 | 3862 | 3819 | 2854 | 1940 | 1641 | 1413 | 1032 | 597 | 29 |
| Expenses | 2739 | 3152 | 2190 | 1676 | 1248 | 879 | 646 | 538 | 357 | 31 |
| Operating Profit | -1039 | -1101 | 180 | 160 | -101 | 43 | 146 | 35 | -75 | -18 |
| OPM % | -29 | -28 | 5 | 6 | -5 | 3 | 10 | 3 | -13 | -61 |
| Other Income | 811 | 467 | 442 | 288 | 208 | 127 | 133 | 109 | 102 | 19 |
| Interest | 1837 | 1811 | 1449 | 1017 | 793 | 720 | 621 | 458 | 315 | 16 |
| Depreciation | 0 | 59 | 51 | 42 | 33 | 29 | 23 | 17 | 0 | 0 |
| Profit before tax | -228 | -693 | 570 | 406 | 74 | 141 | 256 | 127 | 27 | 1 |
| Tax % | -27 | -25 | 25 | 26 | 26 | 25 | 26 | 29 | 0 | 0 |
| Net Profit | -166 | -521 | 426 | 302 | 55 | 105 | 190 | 90 | 27 | 1 |
| EPS in Rs | -3.23 | -10.12 | 8.27 | 6.73 | 1.22 | 2.34 | 4.45 | 2.11 | 0.87 | 0.03 |
| Dividend Payout % | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash Flows
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 0 | 3176 | 1001 | -571 | -584 | 1127 | 1089 | -239 | 0 | 0 |
| Cash from Investing Activity | 0 | -769 | -583 | -573 | -982 | -638 | -635 | -171 | 0 | 0 |
| Cash from Financing Activity | 0 | -1852 | 235 | 399 | 1259 | 653 | -499 | 488 | 0 | 0 |
| Net Cash Flow | 0 | 556 | 654 | -745 | -308 | 1143 | -45 | 78 | 0 | 0 |
Balance Sheet
| Mar 2026 | Sep 2025 | Mar 2025 | Sep 2024 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 516 | 516 | 515 | 515 | 515 | 449 | 449 | 449 | 428 | 428 | 312 | 302 |
| Reserves | 1264 | 1233 | 1434 | 1818 | 1977 | 1266 | 962 | 903 | 656 | 466 | 31 | 4 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 485 | 374 | 547 | 559 | 505 | 489 | 528 | 293 | 154 | 145 | 183 | 227 |
| Total Liabilities | 30868 | 27129 | 27178 | 26646 | 26087 | 20224 | 17708 | 12339 | 9470 | 7058 | 4724 | 2994 |
| Fixed Assets | 516 | 435 | 237 | 218 | 205 | 188 | 159 | 133 | 116 | 86 | 69 | 33 |
| CWIP | 0 | 0 | 63 | 0 | 3 | 0 | 0 | 6 | 4 | 4 | 0 | 0 |
| Investments | 6399 | 6396 | 5995 | 5916 | 5541 | 4889 | 4070 | 1932 | 1734 | 1531 | 732 | 579 |
| Other Assets | 23953 | 20298 | 20883 | 20512 | 20338 | 15147 | 13478 | 10268 | 7616 | 5438 | 3924 | 2382 |
| Total Assets | 30868 | 27129 | 27178 | 26646 | 26087 | 20224 | 17708 | 12339 | 9470 | 7058 | 4724 | 2994 |
Delivery
| # | Date | 20 61% 32 Value (Cr) | Q/T | 278 Del | 52 Del | 3 1 | 27-May | 29 | 1 | 185 | 46 | 0 | 2 | 26-May | 29 | 1 | 228 | 42 | 0 | 3 | 25-May | 29 | 3 | 338 | 48 | 1 | 4 | 22-May | 28 | 2 | 242 | 51 | 1 | 5 | 21-May | 28 | 2 | 262 | 48 | 1 | 6 | 20-May | 28 | 2 | 366 | 44 | 1 | 7 | 19-May | 28 | 1 | 129 | 49 | 1 | 8 | 18-May | 28 | 3 | 192 | 44 | 1 | 9 | 15-May | 29 | 2 | 263 | 49 | 1 | 10 | 14-May | 30 | 3 | 245 | 44 | 1 | 11 | 13-May | 31 | 7 | 354 | 39 | 3 | 12 | 12-May | 29 | 5 | 323 | 38 | 2 | 13 | 11-May | 31 | 14 | 436 | 37 | 5 | 14 | 8-May | 30 | 9 | 445 | 43 | 4 | 15 | 7-May | 28 | 1 | 333 | 64 | 1 | 16 | 6-May | 27 | 2 | 323 | 56 | 1 | 17 | 5-May | 27 | 1 | 295 | 60 | 1 | 18 | 4-May | 27 | 7 | 469 | 37 | 2 | 19 | 30-Apr | 26 | 3 | 403 | 53 | 2 | 20 | 29-Apr | 26 | 3 | 310 | 48 | 1 | 21 | 28-Apr | 25 | 3 | 297 | 52 | 1 | 22 | 27-Apr | 24 | 1 | 287 | 54 | 1 | 23 | 24-Apr | 23 | 1 | 342 | 67 | 1 | 24 | 23-Apr | 24 | 1 | 254 | 64 | 1 | 25 | 22-Apr | 24 | 1 | 227 | 70 | 1 | 26 | 21-Apr | 24 | 1 | 259 | 62 | 1 | 27 | 20-Apr | 24 | 1 | 90 | 60 | 1 | 28 | 17-Apr | 24 | 2 | 206 | 57 | 1 | 29 | 16-Apr | 24 | 1 | 133 | 71 | 1 | 30 | 15-Apr | 24 | 2 | 88 | 77 | 1 | 31 | 13-Apr | 24 | 2 | 370 | 51 | 1 | 32 | 10-Apr | 23 | 2 | 163 | 59 | 1 | 33 | 9-Apr | 23 | 2 | 285 | 46 | 1 | 34 | 8-Apr | 24 | 3 | 216 | 63 | 2 | 35 | 7-Apr | 23 | 1 | 158 | 55 | 0 | 36 | 6-Apr | 24 | 2 | 170 | 39 | 1 | 37 | 2-Apr | 23 | 2 | 290 | 40 | 1 | 38 | 1-Apr | 22 | 3 | 384 | 27 | 1 | 39 | 30-Mar | 20 | 2 | 294 | 62 | 1 | 40 | 27-Mar | 21 | 3 | 260 | 65 | 2 | 41 | 25-Mar | 22 | 3 | 454 | 69 | 2 | 42 | 24-Mar | 22 | 2 | 332 | 72 | 2 | 43 | 23-Mar | 23 | 1 | 229 | 74 | 1 | 44 | 20-Mar | 23 | 1 | 249 | 71 | 1 | | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Daily Market Cap
| Date | Total Market Cap | Change | Chg % |
|---|---|---|---|
| 28-May | 1,494c | 1c | 0.07 |
| 27-May | 1,496c | 3c | 0.17 |
| 26-May | 1,498c | 3c | 0.21 |
| 25-May | 1,495c | 60c | 4.21 |
| 22-May | 1,435c | 3c | 0.18 |
| 21-May | 1,432c | 1c | 0.07 |
| 20-May | 1,431c | 10c | 0.72 |
| 19-May | 1,441c | 4c | 0.25 |
| 18-May | 1,445c | 64c | 4.24 |
| 15-May | 1,509c | 46c | 2.95 |
| 14-May | 1,555c | 73c | 4.91 |
| 12-May | 1,482c | 102c | 6.45 |
| 11-May | 1,584c | 175c | 12.45 |
| 07-May | 1,409c | 9c | 0.63 |
| 06-May | 1,400c | 21c | 1.50 |
| 05-May | 1,379c | 7c | 0.52 |
| 04-May | 1,387c | 32c | 2.32 |
| 30-Apr | 1,355c | 24c | 1.82 |
| 29-Apr | 1,331c | 32c | 2.42 |
| 28-Apr | 1,300c | 82c | 6.69 |
| 24-Apr | 1,218c | 15c | 1.21 |
| 23-Apr | 1,233c | 55L | 0.04 |
| 22-Apr | 1,232c | 52L | 0.04 |
| 21-Apr | 1,232c | 6c | 0.50 |
| 17-Apr | 1,238c | 4c | 0.29 |
| 16-Apr | 1,235c | 7c | 0.54 |
| 15-Apr | 1,241c | 0 | 0 |
Stock Checklist
Price is above from 52 week high low average: 12%
Stock is trading above all short term SMAs: NO
Stock is trading above all long term SMAs: NO
Stock is Consistently Improving Long Term: NO
FII purchased in last quarter: NO
Promoters are buying the stock: NO