CREDITACCESS GRAMEEN LIMITED
Web: creditaccessgrameen.in NSE: CREDITACC BSE: 541770 SECTOR: Financial Services - Finance
1316 12(1%)
Volume
1L as on 26, May
Open
1,330
High
855
Low
838
Close
1,304
VWAP
1,306
52 Week High
1,506
52 Week Low
997
Quality Score
00/00
Growth Score
00/00
Valuation Score
00/00
Momentum Score
00/00
Analyst Recommendations
BUY/SELL
|
|
Analyst Price Target
-
Market Cap (cr)
21,089
No. of Shares
P/E
10.81
P/B
2.46
Face Value
10
Div. Yield
-
Book Value (TTM)
-
CASH
-
DEBT
-
EPS (TTM)
-
ROE
22.79
ROCE
-
Profit Growth
-
Listing Date
23-Aug-18
Promoter Holding
66.24%
FII Holding
12.94%
DII Holding
12.59%
Price Chart
Price Performance
1 Week1%
1 Month5%
3 Months3%
6 Months5%
1 Year11%
YTD3%
Moving Average
5 Day SMA1,292
10 Day SMA1,305
20 Day SMA1,353
30 Day SMA1,317
50 Day SMA1,263
61 Day SMA1,260
80 Day SMA1,265
200 Day SMA1,309
PIVOT LEVEL
| Standard | Camarilla | Fibonacci | Woodie's | |
|---|---|---|---|---|
| Resistance 3 | 1,365 | 1,315 | 1,345 | 1,370 |
| Resistance 2 | 1,345 | 1,311 | 1,329 | 1,348 |
| Resistance 1 | 1,324 | 1,307 | 1,320 | 1,330 |
| Pivot Point | 1,304 | 1,304 | 1,304 | 1,307 |
| Support 1 | 1,284 | 1,300 | 1,289 | 1,290 |
| Support 2 | 1,264 | 1,296 | 1,280 | 1,267 |
| Support 3 | 1,244 | 1,293 | 1,264 | 1,249 |
Competitors/Peers
| # | Symbol | MCAP | LTP | 1W | 1M | 6M | 1Y | P/E | Ind PE | Debt/Eq | Div Yld % | NP Qtr Rs.Cr. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | HDFCBANK | 12,11,614 | 787 | 2% | 1% | 22% | 19% | 16 | 0 | 0 | 0 | |
| 2 | ICICIBANK | 9,24,275 | 1289 | 3% | 3% | 7% | 11% | 16 | 0 | 0 | 0 | |
| 3 | SBIN | 8,95,185 | 970 | 2% | 12% | 1% | 22% | 12 | 0 | 0 | 0 | |
| 4 | BAJFINANCE | 5,82,095 | 935 | 1% | 1% | 8% | 2% | 28 | 0 | 0 | 0 | |
| 5 | LICI | 5,34,146 | 844 | 6% | 6% | 4% | 2% | 9 | 0 | 0 | 0 | |
| 6 | AXISBANK | 4,05,648 | 1304 | 5% | 5% | 1% | 9% | 14 | 0 | 0 | 0 | |
| 7 | KOTAKBANK | 3,87,315 | 389 | 2% | 5% | 81% | 81% | 20 | 0 | 0 | 0 | |
| 8 | BAJAJFINSV | 2,89,972 | 1812 | 3% | 2% | 13% | 11% | 14 | 0 | 0 | 0 | |
| 9 | SHRIRAMFIN | 2,26,801 | 964 | 3% | 6% | 11% | 44% | 19 | 0 | 0 | 0 | |
| 10 | SBILIFE | 1,89,349 | 1888 | 0% | 7% | 7% | 5% | 77 | 0 | 0 | 0 | |
| Load More | ||||||||||||
Quarterly Results
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Jun 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Jun 2021 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1597 | 1490 | 1508 | 1463 | 1407 | 1380 | 1453 | 1512 | 1457 | 1292 | 1247 | 1170 | 1065 | 908 | 812 | 760 | 822 | 687 | 617 | 616 |
| Expenses | 660 | 678 | 845 | 885 | 864 | 1020 | 700 | 453 | 434 | 365 | 345 | 306 | 311 | 293 | 299 | 280 | 327 | 283 | 299 | 328 |
| Operating Profit | 459 | 353 | 184 | 96 | 65 | -115 | 269 | 549 | 542 | 486 | 478 | 479 | 409 | 301 | 240 | 200 | 228 | 165 | 90 | 39 |
| OPM % | 29 | 24 | 12 | 7 | 5 | -8 | 18 | 36 | 37 | 38 | 38 | 41 | 38 | 33 | 30 | 26 | 28 | 24 | 15 | 6 |
| Other Income | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 3 | 1 | 1 | 1 | 2 | 2 | 1 | 3 | 2 | 1 | 1 |
| Interest | 478 | 459 | 480 | 482 | 478 | 475 | 485 | 510 | 482 | 442 | 424 | 385 | 346 | 314 | 273 | 280 | 267 | 239 | 229 | 249 |
| Depreciation | 16 | 16 | 16 | 15 | 15 | 16 | 17 | 14 | 14 | 13 | 12 | 12 | 12 | 13 | 13 | 12 | 12 | 12 | 12 | 11 |
| Profit before tax | 445 | 338 | 169 | 81 | 51 | -129 | 252 | 535 | 529 | 476 | 467 | 467 | 398 | 290 | 229 | 189 | 218 | 156 | 79 | 29 |
| Tax % | 24 | 25 | 26 | 26 | 8 | -23 | 26 | 26 | 25 | 26 | 26 | 25 | 25 | 25 | 24 | 27 | 26 | 25 | 24 | 29 |
| Net Profit | 340 | 252 | 126 | 60 | 47 | -100 | 186 | 398 | 397 | 353 | 347 | 348 | 297 | 217 | 175 | 139 | 160 | 117 | 60 | 20 |
| EPS in Rs | 21.2 | 15.75 | 7.87 | 3.77 | 2.96 | -6.24 | 11.67 | 24.95 | 24.91 | 22.2 | 21.81 | 22.3 | 18.98 | 13.59 | 11.22 | 8.89 | 10.08 | 7.69 | 4.08 | 1.45 |
Profit and Loss
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
|---|---|---|---|---|---|---|---|---|
| Sales | 6059 | 5752 | 5167 | 3487 | 2669 | 2461 | 1704 | 1282 |
| Expenses | 3067 | 3030 | 1444 | 1179 | 1235 | 1308 | 640 | 361 |
| Operating Profit | 1093 | 767 | 1984 | 1092 | 447 | 219 | 481 | 504 |
| OPM % | 18 | 13 | 38 | 31 | 17 | 9 | 28 | 39 |
| Other Income | 4 | 4 | 6 | 64 | 81 | 5 | 1 | 1 |
| Interest | 1899 | 1955 | 1738 | 1216 | 987 | 933 | 584 | 417 |
| Depreciation | 63 | 62 | 51 | 50 | 47 | 44 | 20 | 8 |
| Profit before tax | 1033 | 709 | 1939 | 1105 | 481 | 180 | 462 | 498 |
| Tax % | 25 | 25 | 25 | 25 | 27 | 27 | 27 | 35 |
| Net Profit | 778 | 531 | 1446 | 826 | 353 | 131 | 335 | 322 |
| EPS in Rs | 48.54 | 33.27 | 90.72 | 52.87 | 22.65 | 8.61 | 23.17 | 22.41 |
| Dividend Payout % | 0 | 0 | 11 | 0 | 0 | 0 | 0 | 0 |
Cash Flows
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -2770 | 1125 | -4734 | -3290 | -2713 | -455 | -2228 | -1378 |
| Cash from Investing Activity | -101 | 708 | -994 | -314 | -33 | 24 | -638 | -7 |
| Cash from Financing Activity | 2751 | -1669 | 5494 | 3365 | 1967 | 2146 | 2921 | 1829 |
| Net Cash Flow | -120 | 164 | -234 | -239 | -780 | 1715 | 54 | 444 |
Balance Sheet
| Mar 2026 | Sep 2025 | Mar 2025 | Sep 2024 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 160 | 160 | 160 | 159 | 159 | 159 | 156 | 156 | 144 | 144 |
| Reserves | 7682 | 7004 | 6796 | 6829 | 6411 | 4948 | 4011 | 3536 | 2590 | 2222 |
| Borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 447 | 411 | 401 | 471 | 460 | 439 | 394 | 427 | 316 | 126 |
| Total Liabilities | 31930 | 27679 | 27802 | 26613 | 28871 | 21858 | 17482 | 15060 | 12590 | 7357 |
| Fixed Assets | 588 | 585 | 604 | 628 | 609 | 599 | 629 | 573 | 576 | 25 |
| CWIP | 0 | 0 | 4 | 0 | 5 | 4 | 3 | 1 | 3 | 2 |
| Investments | 1075 | 1238 | 893 | 1303 | 1439 | 455 | 1 | 1 | 46 | 0 |
| Other Assets | 30267 | 25856 | 26302 | 24682 | 26818 | 20801 | 16849 | 14486 | 11965 | 7330 |
| Total Assets | 31930 | 27679 | 27802 | 26613 | 28871 | 21858 | 17482 | 15060 | 12590 | 7357 |
Delivery
| # | Date | 1113 41% 1568 Value (Cr) | Q/T | 19 Del | 40 Del | 103 1 | 27-May | 1288 | 84 | 29 | 71 | 59 | 2 | 26-May | 1298 | 13 | 9 | 44 | 6 | 3 | 25-May | 1304 | 39 | 12 | 44 | 17 | 4 | 22-May | 1275 | 10 | 9 | 48 | 5 | 5 | 21-May | 1289 | 33 | 15 | 41 | 14 | 6 | 20-May | 1294 | 19 | 12 | 53 | 10 | 7 | 19-May | 1310 | 14 | 9 | 47 | 7 | 8 | 18-May | 1299 | 22 | 10 | 47 | 10 | 9 | 15-May | 1315 | 31 | 10 | 49 | 16 | 10 | 14-May | 1327 | 39 | 13 | 48 | 19 | 11 | 13-May | 1334 | 39 | 13 | 46 | 18 | 12 | 12-May | 1391 | 65 | 13 | 49 | 32 | 13 | 11-May | 1481 | 206 | 21 | 29 | 60 | 14 | 8-May | 1497 | 42 | 17 | 37 | 16 | 15 | 7-May | 1490 | 60 | 16 | 30 | 18 | 16 | 6-May | 1472 | 231 | 22 | 21 | 48 | 17 | 5-May | 1524 | 1998 | 30 | 10 | 201 | 18 | 4-May | 1320 | 21 | 10 | 49 | 10 | 19 | 30-Apr | 1300 | 67 | 11 | 50 | 34 | 20 | 29-Apr | 1289 | 34 | 9 | 54 | 18 | 21 | 28-Apr | 1251 | 49 | 22 | 69 | 34 | 22 | 27-Apr | 1242 | 29 | 17 | 70 | 20 | 23 | 24-Apr | 1236 | 25 | 10 | 61 | 15 | 24 | 23-Apr | 1242 | 13 | 10 | 54 | 7 | 25 | 22-Apr | 1261 | 25 | 14 | 52 | 13 | 26 | 21-Apr | 1263 | 27 | 22 | 49 | 13 | 27 | 20-Apr | 1254 | 39 | 23 | 69 | 27 | 28 | 17-Apr | 1265 | 35 | 17 | 36 | 13 | 29 | 16-Apr | 1239 | 48 | 17 | 56 | 27 | 30 | 15-Apr | 1235 | 19 | 11 | 42 | 8 | 31 | 13-Apr | 1220 | 20 | 14 | 53 | 11 | 32 | 10-Apr | 1223 | 26 | 14 | 41 | 10 | 33 | 9-Apr | 1236 | 19 | 12 | 31 | 6 | 34 | 8-Apr | 1235 | 122 | 23 | 62 | 75 | 35 | 7-Apr | 1223 | 475 | 24 | 13 | 60 | 36 | 6-Apr | 1181 | 29 | 13 | 57 | 17 | 37 | 2-Apr | 1178 | 25 | 15 | 65 | 16 | 38 | 1-Apr | 1192 | 16 | 8 | 35 | 6 | 39 | 30-Mar | 1158 | 34 | 15 | 51 | 17 | 40 | 27-Mar | 1167 | 24 | 9 | 54 | 13 | 41 | 25-Mar | 1172 | 26 | 12 | 49 | 13 | 42 | 24-Mar | 1150 | 25 | 12 | 49 | 12 | 43 | 23-Mar | 1135 | 38 | 13 | 53 | 20 | 44 | 20-Mar | 1157 | 31 | 13 | 48 | 15 | | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Daily Market Cap
| Date | Total Market Cap | Change | Chg % |
|---|---|---|---|
| 26-May | 21,089c | 228c | 1.09 |
| 25-May | 20,861c | 231c | 1.12 |
| 22-May | 20,630c | 63c | 0.30 |
| 21-May | 20,693c | 21c | 0.10 |
| 20-May | 20,714c | 241c | 1.15 |
| 19-May | 20,955c | 96c | 0.46 |
| 18-May | 21,051c | 0 | 0 |
| 15-May | 21,051c | 117c | 0.55 |
| 14-May | 21,168c | 266c | 1.24 |
| 13-May | 21,434c | 944c | 4.22 |
| 12-May | 22,377c | 1,333c | 5.62 |
| 11-May | 23,710c | 80c | 0.34 |
| 07-May | 23,790c | 271c | 1.15 |
| 06-May | 23,519c | 361c | 1.51 |
| 05-May | 23,880c | 2,788c | 13.22 |
| 04-May | 21,092c | 6c | 0.03 |
| 30-Apr | 21,086c | 484c | 2.35 |
| 29-Apr | 20,602c | 465c | 2.31 |
| 28-Apr | 20,137c | 551c | 2.81 |
| 24-Apr | 19,586c | 772c | 3.79 |
| 23-Apr | 20,358c | 189c | 0.94 |
| 22-Apr | 20,169c | 48c | 0.24 |
| 21-Apr | 20,121c | 280c | 1.37 |
| 20-Apr | 20,401c | 184c | 0.91 |
| 17-Apr | 20,217c | 389c | 1.96 |
| 15-Apr | 19,828c | 0 | 0 |
Stock Checklist
Price is above from 52 week high low average: 26%
Stock is trading above all short term SMAs: NO
Stock is trading above all long term SMAs: YES
Stock is Consistently Improving Long Term: NO
FII purchased in last quarter: YES
Promoters are buying the stock: NO