Cholamandalam Financial Holdings Limited

Web: cholafhl.com NSE: CHOLAHLDNG BSE: 504973 SECTOR: Financial Services - Finance

1519 8(-1%)

Volume

1L as on 22, Jul

Open

2,050

High

1,421

Low

1,400

1,527

VWAP

1,532

52 Week High

2,169

52 Week Low

1,305

Viand Research Rating

Quality Score

40/100

Growth Score

13/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

28,523

No. of Shares

18.8

P/E

602.46

P/B

29.17

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

4.84

ROCE

Profit Growth

Listing Date

25-Sep-17

Promoter Holding

46.38%

FII Holding

13.81%

DII Holding

26.09%

Price Chart

Price Performance

1 Week4%

1 Month4%

3 Months4%

6 Months7%

1 Year26%

YTD19%

Moving Average

5 Day SMA1,554

10 Day SMA1,591

20 Day SMA1,629

30 Day SMA1,601

50 Day SMA1,594

61 Day SMA1,605

80 Day SMA1,582

200 Day SMA1,708

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	1,587	1,557	1,576	1,589
Resistance 2	1,576	1,554	1,567	1,577
Resistance 1	1,563	1,552	1,562	1,566
Pivot Point	1,553	1,550	1,553	1,554
Support 1	1,540	1,548	1,544	1,542
Support 2	1,530	1,546	1,538	1,531
Support 3	1,516	1,544	1,530	1,519

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 46.38%	(0.01) 46.38%	(0.01) 46.42%	(0.01) 46.44%	(0.01) 46.45%	(-0.91) 46.45%	(0.01) 47.32%	(0.01) 47.32%	(0.01) 47.37%	(0.01) 47.37%	(-1.01) 47.37%	(0.01) 48.39%	(-0.21) 48.39%	(0.01) 48.61%	(0.01) 48.61%	(0.01) 48.62%	(0.01) 48.62%	(0.01) 48.62%	(0.01) 48.62%
FIIs	(-2.71) 13.81%	(-0.91) 16.47%	(-0.91) 17.39%	(0.61) 18.32%	(1.31) 17.68%	(0.11) 16.37%	(2.61) 16.28%	(0.01) 13.73%	(0.91) 13.78%	(-0.11) 12.87%	(1.61) 12.92%	(-0.71) 11.31%	(0.41) 11.99%	(-0.21) 11.60%	(-0.11) 11.76%	(0.21) 11.82%	(-0.51) 11.66%	(0.81) 12.14%	(0.01) 11.35%
DIIs	(2.51) 26.09%	(1.01) 23.55%	(1.11) 22.52%	(-0.41) 21.43%	(-1.11) 21.80%	(-0.11) 22.94%	(-2.51) 23.01%	(0.31) 25.51%	(-0.71) 25.24%	(-0.81) 25.96%	(-0.41) 26.71%	(0.61) 27.15%	(0.01) 26.56%	(0.01) 26.57%	(0.91) 26.54%	(0.01) 25.64%	(0.31) 25.64%	(-0.61) 25.32%	(0.01) 25.96%
Government	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.00%	0.00%	0.00%	0.00%
Public	13.26%	13.14%	13.21%	13.34%	13.62%	13.78%	12.93%	12.99%	13.15%	13.34%	12.53%	12.68%	12.59%	12.78%	12.62%	13.93%	14.09%	13.92%	14.07%
No. of Shareholders	47,752	44,225	47,995	50,780	46,380	48,703	38,454	32,946	32,532	43,358	30,623	23,170	21,678	21,289	20,962	22,172	21,279	21,226	21,349

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	10366	9949	9461	9296	8913	8489	8090	7633	7066	6795	6317	5626	5186	4725	4298	3937	3743	3726	3583	3591
Sales Growth % (YoY)	16.3%	17.2%	17%	21.8%	26.2%	24.9%	28.1%	35.7%	36.2%	43.8%	47%	42.9%	38.6%	26.8%	20%	9.6%	6.2%	2.2%	2.4%	11%
Sales Growth % (QoQ)	4.2%	5.2%	1.8%	4.3%	5%	4.9%	6%	8%	4%	7.6%	12.3%	8.5%	9.8%	9.9%	9.2%	5.2%	0.5%	4%	-0.2%	-
Expenses	4541	4487	4359	4142	3709	3772	3537	3253	2932	2978	2898	2588	2244	2212	2153	1999	1719	1921	1589	1963
Operating Profit	2070	1814	1585	1687	1843	1438	1496	1584	1552	1371	1210	1025	1199	2513	2145	1938	2023	1805	1995	1628
OPM %	20	18	17	18	21	17	18	21	22	20	19	18	23	53	50	49	54	48	56	45
Other Income	156	137	130	88	98	106	91	45	110	48	55	89	97	52	57	26	52	18	1	0
Interest	3755	3648	3518	3468	3361	3280	3058	2796	2582	2445	2209	2013	1743	1551	1347	1137	1079	1054	1085	1109
Depreciation	84	87	83	79	79	72	74	70	88	55	52	52	50	44	42	41	42	38	37	38
Profit before tax	2142	1863	1632	1696	1862	1471	1513	1559	1574	1363	1213	1062	1246	970	813	786	954	732	874	481
Tax %	24	26	26	26	27	26	26	26	27	25	27	25	28	26	25	26	28	26	25	26
Net Profit	1626	1386	1214	1260	1362	1093	1125	1160	1144	1027	888	792	901	720	606	582	687	543	652	357
Net Profit Growth % (QoQ)	17.3%	14.2%	-3.7%	-7.5%	24.6%	-2.8%	-3%	1.4%	11.4%	15.7%	12.1%	-12.1%	25.1%	18.8%	4.1%	-15.3%	26.5%	-16.7%	82.6%	-
Net Profit Growth % (YoY)	19.4%	26.8%	7.9%	8.6%	19.1%	6.4%	26.7%	46.5%	27%	42.6%	46.5%	36.1%	31.1%	32.6%	-7.1%	63%	-	-	-	-
TTM Net Profit	5486	5222	4929	4840	4740	4522	4456	4219	3851	3608	3301	3019	2809	2595	2418	2464	2239	1552	1009	0
EPS in Rs	36.59	33.32	29.29	30.81	32.68	25.89	27.99	29.2	27.32	24.88	22.41	19.78	21.72	17.69	15.07	14.25	16.23	13.26	16.14	8.86

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	39073	33196	25830	18154	14644	13900	13135	10926	8909	2688	8004	9696	8807	7724
Sales Growth %	17.7%	28.5%	42.3%	24%	5.4%	5.8%	20.2%	22.6%	231.5%	-66.4%	-17.4%	10.1%	14%	20.5%
Expenses	17529	14269	11389	8597	7210	6807	6588	5147	4490	2377	7029	6542	5991	5422
Operating Profit	7155	6433	5191	3780	3106	2485	1954	2192	1764	311	-1	1051	2815	2302
OPM %	18	19	20	21	21	18	15	20	20	12	0	11	32	30
Other Income	510	262	256	221	92	60	1	21	0	1	1538	123	29	25
Interest	14388	12494	9249	5778	4328	4608	4592	3587	2655	0	976	2103	1896	1520
Depreciation	333	296	248	176	154	145	150	78	70	17	163	171	159	133
Profit before tax	7333	6400	5200	3824	3044	2400	1806	2135	1695	295	1374	1003	789	674
Tax %	25	26	26	26	26	27	36	34	34	30	27	32	34	32
Net Profit	5485	4740	3851	2810	2239	1764	1165	1415	1127	538	1181	684	518	458
Net Profit Growth %	15.7%	23.1%	37%	25.5%	26.9%	51.4%	-17.7%	25.6%	109.5%	-54.4%	72.7%	32%	13.1%	-
EPS in Rs	130.01	115.76	94.39	68.71	54.49	43.93	29.34	37.12	29.32	24.26	55.47	22.68	16.66	15.45
Dividend Payout %	1	1	1	1	1	1	2	3	4	1	9	9	12	13

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-30033	-34201	-35726	-29329	-5738	-9719	-1914	-9274	-6302	594	-500	-1685	-1872	-3228
Cash from Investing Activity	-2528	-1038	-2625	295	-135	-62	-96	-94	-1825	-1263	193	-461	-499	-838
Cash from Financing Activity	35650	39652	38269	27288	7073	7688	2427	12171	8287	-69	748	1704	2643	4465
Net Cash Flow	3089	4413	-82	-1746	1199	-2093	417	2803	160	-738	441	-443	272	398

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	19	19	19	19	19	19	19	19	19	19	19	19	37	37	37	37
Reserves	15435	13651	12496	11342	10223	7642	6427	5367	4572	3925	3291	2745	3287	2290	1914	1622
Borrowings	0	186993	0	157330	0	0	0	0	0	0	0	0	0	0	19464	16604
Other Liabilities	42479	39220	37733	34987	32662	26181	22097	19432	16147	13546	11897	5129	4900	6579	5887	4837
Total Liabilities	268333	239882	224615	203678	176917	131033	97771	88616	75855	67937	53407	7892	9665	30338	27302	23100
Fixed Assets	2278	2296	2029	1926	1784	623	464	447	479	306	311	102	1336	1521	1318	1258
CWIP	28	9	54	0	35	60	40	10	11	14	4	0	56	40	201	164
Investments	24968	25304	24271	22463	20058	17536	13282	11678	8893	7552	6211	6536	5141	2665	2116	1688
Other Assets	241059	212273	198261	179288	155041	112813	83984	76481	66472	60065	46881	1254	3131	26112	23667	19990
Total Assets	268333	239882	224615	203678	176917	131033	97771	88616	75855	67937	53407	7892	9665	30338	27302	23100

Delivery

#	Date	1398 23% 1721	Value (Cr)	Q/T 16	Del 55	Del 45
1	22-Jul	1527	16	7	62	10
2	21-Jul	1550	14	7	69	10
3	20-Jul	1553	21	7	50	10
4	17-Jul	1574	22	8	68	15
5	16-Jul	1564	25	6	60	15
6	15-Jul	1599	35	12	72	25
7	14-Jul	1587	34	8	55	19
8	13-Jul	1648	34	12	55	19
9	10-Jul	1652	57	13	70	40
10	9-Jul	1652	9	6	57	5
11	8-Jul	1663	30	9	59	18
12	7-Jul	1699	15	8	65	10
13	6-Jul	1685	12	8	50	6
14	3-Jul	1674	13	10	44	6
15	2-Jul	1687	15	11	55	8
16	1-Jul	1661	18	11	52	9
17	30-Jun	1657	20	7	49	10
18	29-Jun	1647	25	6	53	13
19	25-Jun	1653	17	8	53	9
20	24-Jun	1648	32	11	50	16
21	23-Jun	1583	33	13	60	20
22	22-Jun	1589	17	11	64	11
23	19-Jun	1584	29	12	63	18
24	18-Jun	1589	10	6	48	5
25	17-Jun	1584	16	11	59	9
26	16-Jun	1582	31	8	58	18
27	15-Jun	1568	57	9	63	36
28	12-Jun	1524	49	15	57	28
29	11-Jun	1426	15	12	48	7
30	10-Jun	1431	11	3	51	6
31	9-Jun	1458	13	10	49	6
32	8-Jun	1412	107	29	80	86
33	5-Jun	1449	25	15	60	15
34	4-Jun	1448	12	11	59	7
35	3-Jun	1457	17	7	55	9
36	2-Jun	1480	49	10	65	32
37	1-Jun	1521	109	15	29	32
38	29-May	1582	32	12	54	17
39	27-May	1637	22	9	44	10
40	26-May	1652	14	8	44	6
41	25-May	1625	23	10	45	10
42	22-May	1598	13	7	60	8
43	21-May	1606	11	6	51	6
44	20-May	1631	34	6	46	16
45	19-May	1673	22	8	46	10
46	18-May	1645	15	8	58	9
47	15-May	1658	10	4	52	5
48	14-May	1686	15	7	55	8

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	28,523c	297c	1.03
22-Jul	28,820c	285c	0.98
21-Jul	29,106c	421c	1.42
17-Jul	29,526c	158c	0.54
16-Jul	29,368c	597c	1.99
15-Jul	29,966c	135c	0.45
14-Jul	29,830c	965c	3.13
13-Jul	30,796c	329c	1.06
10-Jul	31,124c	143c	0.46
09-Jul	30,981c	24c	0.08
08-Jul	30,957c	969c	3.03
07-Jul	31,926c	304c	0.96
06-Jul	31,622c	212c	0.67
02-Jul	31,834c	644c	2.07
01-Jul	31,190c	272c	0.88
30-Jun	30,918c	347c	1.11
29-Jun	31,265c	173c	0.56
26-Jun	31,092c	109c	0.35
25-Jun	30,983c	34c	0.11
24-Jun	30,950c	1,356c	4.58
23-Jun	29,594c	94c	0.32
22-Jun	29,688c	45c	0.15
19-Jun	29,643c	26c	0.09
17-Jun	29,669c	75c	0.25
16-Jun	29,744c	316c	1.07
15-Jun	29,429c	605c	2.10
12-Jun	28,824c	2,240c	8.43
11-Jun	26,584c	308c	1.15
10-Jun	26,892c	0	0

Stock Checklist

Price is below from 52 week high low average: 50%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 258 fund scheme(s) across 31 fund house(s) as of Jul26 · Total value ₹16,633 Cr · 34 increasing / 5 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Nippon India Mutual Fund	16	4.46%	-	2774.4
SBI Mutual Fund	14	1.87%	-	2557.9
Bandhan Mutual Fund	20	36.78%	-	1537.4
HDFC Mutual Fund	16	0.51%	+0.02%	1288.9
Axis Mutual Fund	12	1.99%	-	1223.3
Aditya Birla Sun Life Mutual Fund	18	2.07%	-	1160.3
ICICI Prudential Asset Management Company Limited	7	0.29%	+0.27%	836.6
Invesco Mutual Fund	4	1.51%	-	690.3
ICICI Prudential Mutual Fund	12	2.42%	+0.21%	650.3
Canara Robeco Mutual Fund	12	1.88%	-	639.6
Sundaram Mutual Fund	10	2.60%	+0.04%	508.6
HSBC Mutual Fund	2	1.18%	-	385.4
Kotak Mahindra Mutual Fund	8	84.82%	+0.39%	373.2
DSP Mutual Fund	10	1.04%	-	364.5
Edelweiss Mutual Fund	13	2.67%	-	318.4
Mirae Asset Mutual Fund	8	1.59%	-	279.2
Motilal Oswal Mutual Fund	14	1.42%	-	269.4
Mahindra Manulife Mutual Fund	6	1.70%	+0.11%	235.2
PGIM India Mutual Fund	4	0.79%	-	195
LIC Mutual Fund	10	2.33%	-	104.5
WhiteOak Capital Mutual Fund	16	9.33%	+0.05%	88.5
ITI Mutual Fund	2	0.87%	+0.03%	57.6
Sundaram Asset Management Company Ltd	1	3.23%	+3.23%	52.1
Union Mutual Fund	2	0.55%	-	21.8
Groww Mutual Fund	8	0.74%	-	8.3
UTI Mutual Fund	2	0.42%	-	6.1
Bank of India Mutual Fund	2	0.07%	-	3.1
Jio BlackRock Mutual Fund	2	0.42%	-	2.7
Navi Mutual Fund	4	0.23%	-	0.1
Angel One Mutual Fund	2	0.07%	-	0.1
Zerodha Mutual Fund	1	0.39%	-0.02%	0

Cholamandalam Financial Holdings Limited

Price Chart

Price Performance

Moving Average

PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

Delivery

Daily Market Cap

Stock Checklist

Mutual Fund Holdings

Strategy Builder

Bulk Deals

Events

News

Exchange Filings

Annual Reports

Ratings & Research Reports

Concalls

Announcements