Cholamandalam Financial Holdings Limited

Web: cholafhl.com NSE: CHOLAHLDNG BSE: 504973 SECTOR: Financial Services - Finance | Add Note | View Notes

1514 11(1%)

Volume

92k as on 03, Sep

Open

2,050

High

1,421

Low

1,400

1,503

VWAP

1,496

52 Week High

2,064

52 Week Low

1,305

Viand Research Rating

Quality Score

47/100

Growth Score

13/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

28,422

No. of Shares

18.8

P/E

602.46

P/B

29.17

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

4.84

ROCE

Profit Growth

Listing Date

25-Sep-17

Promoter Holding

46.44%

FII Holding

13%

DII Holding

26.89%

Price Chart

Price Performance

1 Week1%

1 Month4%

3 Months3%

6 Months6%

1 Year13%

YTD20%

Moving Average

5 Day SMA1,491

10 Day SMA1,519

20 Day SMA1,553

30 Day SMA1,551

50 Day SMA1,580

61 Day SMA1,575

80 Day SMA1,575

200 Day SMA1,652

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	1,578	1,507	1,540	1,596
Resistance 2	1,540	1,501	1,515	1,548
Resistance 1	1,514	1,495	1,500	1,532
Pivot Point	1,476	1,489	1,476	1,484
Support 1	1,450	1,483	1,451	1,468
Support 2	1,412	1,477	1,436	1,420
Support 3	1,386	1,471	1,412	1,404

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.11) 46.44%	(0.01) 46.38%	(0.01) 46.38%	(0.01) 46.42%	(0.01) 46.44%	(0.01) 46.45%	(-0.91) 46.45%	(0.01) 47.32%	(0.01) 47.32%	(0.01) 47.37%	(0.01) 47.37%	(-1.01) 47.37%	(0.01) 48.39%	(-0.21) 48.39%	(0.01) 48.61%	(0.01) 48.61%	(0.01) 48.62%	(0.01) 48.62%	(0.01) 48.62%	(0.01) 48.62%
FIIs	(-0.81) 13.00%	(-2.71) 13.81%	(-0.91) 16.47%	(-0.91) 17.39%	(0.61) 18.32%	(1.31) 17.68%	(0.11) 16.37%	(2.61) 16.28%	(0.01) 13.73%	(0.91) 13.78%	(-0.11) 12.87%	(1.61) 12.92%	(-0.71) 11.31%	(0.41) 11.99%	(-0.21) 11.60%	(-0.11) 11.76%	(0.21) 11.82%	(-0.51) 11.66%	(0.81) 12.14%	(0.01) 11.35%
DIIs	(0.81) 26.89%	(2.51) 26.09%	(1.01) 23.55%	(1.11) 22.52%	(-0.41) 21.43%	(-1.11) 21.80%	(-0.11) 22.94%	(-2.51) 23.01%	(0.31) 25.51%	(-0.71) 25.24%	(-0.81) 25.96%	(-0.41) 26.71%	(0.61) 27.15%	(0.01) 26.56%	(0.01) 26.57%	(0.91) 26.54%	(0.01) 25.64%	(0.31) 25.64%	(-0.61) 25.32%	(0.01) 25.96%
Government	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.00%	0.00%	0.00%	0.00%
Public	13.21%	13.26%	13.14%	13.21%	13.34%	13.62%	13.78%	12.93%	12.99%	13.15%	13.34%	12.53%	12.68%	12.59%	12.78%	12.62%	13.93%	14.09%	13.92%	14.07%
No. of Shareholders	44,121	47,752	44,225	47,995	50,780	46,380	48,703	38,454	32,946	32,532	43,358	30,623	23,170	21,678	21,289	20,962	22,172	21,279	21,226	21,349

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	11114	10366	9949	9461	9296	8913	8489	8090	7633	7066	6795	6317	5626	5186	4725	4298	3937	3743	3726	3583	3591
Sales Growth % (YoY)	19.6%	16.3%	17.2%	17%	21.8%	26.2%	24.9%	28.1%	35.7%	36.2%	43.8%	47%	42.9%	38.6%	26.8%	20%	9.6%	6.2%	2.2%	2.4%	11%
Sales Growth % (QoQ)	7.2%	4.2%	5.2%	1.8%	4.3%	5%	4.9%	6%	8%	4%	7.6%	12.3%	8.5%	9.8%	9.9%	9.2%	5.2%	0.5%	4%	-0.2%	-
Expenses	4721	4541	4487	4359	4142	3709	3772	3537	3253	2932	2978	2898	2588	2244	2212	2153	1999	1719	1921	1589	1963
Operating Profit	2385	2070	1814	1585	1687	1843	1438	1496	1584	1552	1371	1210	1025	1199	2513	2145	1938	2023	1805	1995	1628
OPM %	21	20	18	17	18	21	17	18	21	22	20	19	18	23	53	50	49	54	48	56	45
Other Income	103	156	137	130	88	98	106	91	45	110	48	55	89	97	52	57	26	52	18	1	0
Interest	4007	3755	3648	3518	3468	3361	3280	3058	2796	2582	2445	2209	2013	1743	1551	1347	1137	1079	1054	1085	1109
Depreciation	87	84	87	83	79	79	72	74	70	88	55	52	52	50	44	42	41	42	38	37	38
Profit before tax	2400	2142	1863	1632	1696	1862	1471	1513	1559	1574	1363	1213	1062	1246	970	813	786	954	732	874	481
Tax %	25	24	26	26	26	27	26	26	26	27	25	27	25	28	26	25	26	28	26	25	26
Net Profit	1789	1626	1386	1214	1260	1362	1093	1125	1160	1144	1027	888	792	901	720	606	582	687	543	652	357
Net Profit Growth % (QoQ)	10%	17.3%	14.2%	-3.7%	-7.5%	24.6%	-2.8%	-3%	1.4%	11.4%	15.7%	12.1%	-12.1%	25.1%	18.8%	4.1%	-15.3%	26.5%	-16.7%	82.6%	-
Net Profit Growth % (YoY)	42%	19.4%	26.8%	7.9%	8.6%	19.1%	6.4%	26.7%	46.5%	27%	42.6%	46.5%	36.1%	31.1%	32.6%	-7.1%	63%	-	-	-	-
TTM Net Profit	6015	5486	5222	4929	4840	4740	4522	4456	4219	3851	3608	3301	3019	2809	2595	2418	2464	2239	1552	1009	0
EPS in Rs	42.92	36.59	33.32	29.29	30.81	32.68	25.89	27.99	29.2	27.32	24.88	22.41	19.78	21.72	17.69	15.07	14.25	16.23	13.26	16.14	8.86

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	39156	33196	25830	18154	14644	13900	13135	10926	8909	2688	8004	9696	8807	7724
Sales Growth %	18%	28.5%	42.3%	24%	5.4%	5.8%	20.2%	22.6%	231.5%	-66.4%	-17.4%	10.1%	14%	20.5%
Expenses	17523	14269	11389	8597	7210	6807	6588	5147	4490	2377	7029	6542	5991	5422
Operating Profit	7244	6433	5191	3780	3106	2485	1954	2192	1764	311	-1	1051	2815	2302
OPM %	18	19	20	21	21	18	15	20	20	12	0	11	32	30
Other Income	414	262	256	221	92	60	1	21	0	1	1538	123	29	25
Interest	14388	12494	9249	5778	4328	4608	4592	3587	2655	0	976	2103	1896	1520
Depreciation	333	296	248	176	154	145	150	78	70	17	163	171	159	133
Profit before tax	7326	6400	5200	3824	3044	2400	1806	2135	1695	295	1374	1003	789	674
Tax %	25	26	26	26	26	27	36	34	34	30	27	32	34	32
Net Profit	5485	4740	3851	2810	2239	1764	1165	1415	1127	538	1181	684	518	458
Net Profit Growth %	15.7%	23.1%	37%	25.5%	26.9%	51.4%	-17.7%	25.6%	109.5%	-54.4%	72.7%	32%	13.1%	-
EPS in Rs	130.01	115.76	94.39	68.71	54.49	43.93	29.34	37.12	29.32	24.26	55.47	22.68	16.66	15.45
Dividend Payout %	1	1	1	1	1	1	2	3	4	1	9	9	12	13

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	-30033	-34201	-35726	-29329	-5738	-9719	-1914	-9274	-6302	594	-500	-1685	-1872	-3228
Cash from Investing Activity	-2528	-1038	-2625	295	-135	-62	-96	-94	-1825	-1263	193	-461	-499	-838
Cash from Financing Activity	35650	39652	38269	27288	7073	7688	2427	12171	8287	-69	748	1704	2643	4465
Net Cash Flow	3089	4413	-82	-1746	1199	-2093	417	2803	160	-738	441	-443	272	398

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	19	19	19	19	19	19	19	19	19	19	19	19	37	37	37	37
Reserves	15435	13651	12496	11342	10223	7642	6427	5367	4572	3925	3291	2745	3287	2290	1914	1622
Borrowings	0	186993	0	157330	0	0	0	0	0	0	0	0	0	0	19464	16604
Other Liabilities	42476	39220	37732	34987	32662	26181	22097	19432	16147	13546	11897	5129	4900	6579	5887	4837
Total Liabilities	268331	239882	224614	203678	176917	131033	97771	88616	75855	67937	53407	7892	9665	30338	27302	23100
Fixed Assets	2209	2296	2029	1926	1784	623	464	447	479	306	311	102	1336	1521	1318	1258
CWIP	97	9	54	0	35	60	40	10	11	14	4	0	56	40	201	164
Investments	24968	25304	24271	22463	20058	17536	13282	11678	8893	7552	6211	6536	5141	2665	2116	1688
Other Assets	241056	212273	198260	179288	155041	112813	83984	76481	66472	60065	46881	1254	3131	26112	23667	19990
Total Assets	268331	239882	224614	203678	176917	131033	97771	88616	75855	67937	53407	7892	9665	30338	27302	23100

Delivery

Delivery Data: CHOLAHLDNG

#	Date	1400 23% 1721	Value (Cr)	Q/T 23	Del 60	Del 31
1	4-Sep	1526	12	10	51	6
2	3-Sep	1503	14	7	47	6
3	2-Sep	1489	21	9	49	10
4	1-Sep	1475	31	11	64	20
5	31-Aug	1486	44	10	57	25
6	28-Aug	1499	29	10	63	18
7	27-Aug	1517	13	8	58	7
8	26-Aug	1559	18	10	70	12
9	25-Aug	1549	11	8	59	6
10	24-Aug	1548	15	11	53	8
11	21-Aug	1562	12	8	38	4
12	20-Aug	1574	8	5	64	5
13	19-Aug	1557	15	11	66	10
14	18-Aug	1563	11	8	66	7
15	17-Aug	1576	22	8	36	8
16	14-Aug	1597	117	14	32	38
17	13-Aug	1585	14	7	52	7
18	12-Aug	1551	33	10	52	17
19	11-Aug	1611	18	12	78	14
20	10-Aug	1622	12	7	60	7
21	7-Aug	1628	27	10	62	17
22	6-Aug	1648	32	9	58	19
23	5-Aug	1604	31	9	62	19
24	4-Aug	1546	28	11	65	18
25	3-Aug	1575	46	11	61	28
26	31-Jul	1534	71	8	67	48
27	30-Jul	1503	52	23	81	42
28	29-Jul	1518	59	15	73	43
29	28-Jul	1515	67	41	87	58
30	27-Jul	1526	16	10	53	9
31	24-Jul	1517	10	8	55	6
32	23-Jul	1516	45	8	68	31
33	22-Jul	1527	16	7	62	10
34	21-Jul	1550	14	7	69	10
35	20-Jul	1553	21	7	50	10
36	17-Jul	1574	22	8	68	15
37	16-Jul	1564	25	6	60	15
38	15-Jul	1599	35	12	72	25
39	14-Jul	1587	34	8	55	19
40	13-Jul	1648	34	12	55	19
41	10-Jul	1652	57	13	70	40
42	9-Jul	1652	9	6	57	5
43	8-Jul	1663	30	9	59	18
44	7-Jul	1699	15	8	65	10
45	6-Jul	1685	12	8	50	6
46	3-Jul	1674	13	10	44	6
47	2-Jul	1687	15	11	55	8
48	1-Jul	1661	18	11	52	9
49	30-Jun	1657	20	7	49	10
50	29-Jun	1647	25	6	53	13

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	28,422c	300c	1.07
03-Sep	28,122c	357c	1.28
01-Sep	27,765c	45c	0.16
31-Aug	27,720c	715c	2.52
27-Aug	28,435c	939c	3.20
26-Aug	29,374c	436c	1.51
25-Aug	28,938c	79c	0.27
24-Aug	29,017c	376c	1.28
21-Aug	29,393c	156c	0.53
19-Aug	29,237c	56c	0.19
18-Aug	29,293c	338c	1.14
17-Aug	29,631c	376c	1.25
14-Aug	30,007c	103c	0.35
13-Aug	29,904c	272c	0.92
12-Aug	29,631c	738c	2.43
10-Aug	30,369c	246c	0.80
07-Aug	30,615c	160c	0.52
06-Aug	30,775c	1,669c	5.74
04-Aug	29,106c	135c	0.47
31-Jul	28,970c	629c	2.22
30-Jul	28,341c	203c	0.71
29-Jul	28,544c	190c	0.67
28-Jul	28,354c	224c	0.78
27-Jul	28,578c	0	0

Stock Checklist

Price is above from 52 week high low average: 27%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: YES

Mutual Fund Holdings

Held by 262 fund scheme(s) across 30 fund house(s) as of Aug26 · Total value ₹16,108 Cr · 57 increasing / 127 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
Nippon India Mutual Fund	16	1.38%	-0.15%	2755.7
SBI Mutual Fund	14	0.91%	-0.01%	2514.6
Bandhan Mutual Fund	24	1.38%	+0.21%	1872.9
HDFC Mutual Fund	16	0.36%	-0.02%	1247.4
Axis Mutual Fund	12	0.91%	-0.20%	1229.3
ICICI Prudential Asset Management Company Limited	7	0.14%	-0.03%	841.4
ICICI Prudential Mutual Fund	12	0.24%	+0.10%	691.9
Sundaram Mutual Fund	12	2.23%	+0.43%	687.4
Canara Robeco Mutual Fund	10	1.17%	-0.01%	687.1
Aditya Birla Sun Life Mutual Fund	18	0.13%	-0.20%	479.3
HSBC Mutual Fund	2	1.20%	+0.02%	425.2
DSP Mutual Fund	10	0.63%	-0.04%	409.6
Kotak Mahindra Mutual Fund	8	0.15%	-0.04%	374.9
Mirae Asset Mutual Fund	8	1.48%	-0.34%	338.8
Invesco Mutual Fund	4	0.57%	-0.38%	332.4
Motilal Oswal Mutual Fund	14	0.75%	-0.03%	296.1
Edelweiss Mutual Fund	11	0.52%	-0.05%	283.3
Mahindra Manulife Mutual Fund	6	0.91%	-	235.2
WhiteOak Capital Mutual Fund	16	0.17%	+0.04%	94.9
LIC Mutual Fund	8	1.17%	-0.21%	93.1
Sundaram Asset Management Company Ltd	1	3.81%	+0.58%	64
ITI Mutual Fund	2	0.77%	-0.10%	53.3
Navi Mutual Fund	10	5.28%	+5.78%	29.8
Union Mutual Fund	2	0.51%	-0.04%	23.2
UTI Mutual Fund	4	0.50%	+0.34%	22.7
Groww Mutual Fund	8	0.72%	+0.50%	18.5
PGIM India Mutual Fund	2	0.02%	-0.74%	3.5
Jio BlackRock Mutual Fund	2	0.52%	-0.07%	2.9
Angel One Mutual Fund	2	0.06%	-	0.1
Zerodha Mutual Fund	1	0.40%	-	0

Cholamandalam Financial Holdings Limited

Price Chart

Price Performance

Moving Average

PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

Delivery

Daily Market Cap

Stock Checklist

Mutual Fund Holdings

Strategy Builder

Bulk Deals

Events

News

Exchange Filings

Annual Reports

Ratings & Research Reports

Concalls

Announcements