Bank of India

Web: bankofindia.co.in NSE: BANKINDIA BSE: 532149 SECTOR: Financial Services - Banks | Add Note | View Notes

138 1(1%)

Volume

46L as on 16, Oct

Open

142

High

142

Low

140

137

VWAP

132

52 Week High

178

52 Week Low

124

Viand Research Rating

Quality Score

44/100

Growth Score

23/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

62,845

No. of Shares

455

P/E

7.33

P/B

0.69

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

9.39

ROCE

Profit Growth

Listing Date

30-Apr-97

Rank/Sector Rank

#184/#45

Promoter Holding

73.38%

FII Holding

6.87%

DII Holding

13.96%

Price Chart

Price Performance

1 Week2%

1 Month4%

3 Months8%

6 Months11%

1 Year2%

YTD10%

Moving Average

5 Day SMA133

10 Day SMA133

20 Day SMA134

30 Day SMA136

50 Day SMA139

61 Day SMA139

80 Day SMA140

200 Day SMA147

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	140	132	137	140
Resistance 2	137	132	135	138
Resistance 1	134	131	134	134
Pivot Point	131	130	131	131
Support 1	128	130	129	128
Support 2	125	129	128	125
Support 3	122	129	125	122

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	10,90,018	707	3%	1%	8%	27%	15	39.3	0	74671
2	ICICIBANK	9,94,400	1385	3%	3%	4%	0%	16	39.3	0	50147
3	SBIN	8,88,923	963	0%	3%	10%	6%	11	39.3	0	80032
4	BAJFINANCE	5,76,492	926	2%	2%	8%	9%	28	39.3	0	17804
5	LICI	4,95,943	392	1%	1%	53%	55%	9	39.3	0	57419
6	KOTAKBANK	4,35,518	438	1%	8%	18%	80%	20	39.3	0	19288
7	AXISBANK	3,76,778	1210	2%	4%	4%	5%	15	39.3	0	24457
8	BAJAJFINSV	2,70,748	1690	0%	6%	6%	19%	13	39.3	5.52	19669
9	SHRIRAMFIN	2,12,939	905	0%	4%	8%	35%	21	39.3	0	10024
10	SBILIFE	1,66,666	1661	2%	2%	16%	10%	70	39.3	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(-8.01) 73.38%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%
FIIs	(-0.41) 6.87%	(1.41) 7.26%	(1.61) 5.82%	(0.71) 4.24%	(-0.41) 3.53%	(1.01) 3.88%	(-0.31) 2.92%	(-0.41) 3.21%	(-0.91) 3.61%	(0.21) 4.52%	(1.41) 4.31%	(0.71) 2.92%	(-0.41) 2.25%	(0.41) 2.67%	(1.11) 2.23%	(0.41) 1.12%	(0.01) 0.75%	(-0.11) 0.72%	(-0.21) 0.78%	(0.01) 0.96%
DIIs	(0.01) 13.96%	(-1.21) 13.96%	(-0.51) 15.18%	(-0.31) 15.63%	(0.11) 15.97%	(-0.51) 15.90%	(0.11) 16.40%	(0.81) 16.26%	(-0.41) 15.46%	(1.21) 15.82%	(5.11) 14.65%	(-0.41) 9.55%	(-0.51) 9.90%	(-0.21) 10.36%	(-0.31) 10.56%	(-0.31) 10.84%	(0.11) 11.14%	(-0.21) 11.07%	(-0.51) 11.25%	(0.01) 11.76%
Public	5.78%	5.40%	5.62%	6.76%	7.13%	6.83%	7.30%	7.13%	7.55%	6.27%	7.65%	6.11%	6.44%	5.57%	5.80%	6.64%	6.70%	6.80%	6.55%	5.87%
No. of Shareholders	595,832	626,189	638,639	695,996	715,785	726,167	713,027	692,229	705,599	617,238	577,992	516,202	497,910	477,568	471,483	498,740	509,583	512,552	498,573	463,645

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	20097	19573	19052	18521	18467	18479	18317	17466	17046	16250	15319	15062	14442	13548	12796	11545	10043	9903	9423	9580	9374
Sales Growth % (YoY)	8.8%	5.9%	4%	6%	8.3%	13.7%	19.6%	16%	18%	20%	19.7%	30.5%	43.8%	36.8%	35.8%	20.5%	7.1%	5.2%	-8.5%	-	-
Sales Growth % (QoQ)	2.7%	2.7%	2.9%	0.3%	-0.1%	0.9%	4.9%	2.5%	4.9%	6.1%	1.7%	4.3%	6.6%	5.9%	10.8%	15%	1.4%	5.1%	-1.6%	2.2%	-
Expenses	5390	5989	5201	4849	5399	6050	4485	5456	5269	6041	4190	4546	4579	6590	5291	5313	4409	4701	3557	3939	4437
Operating Profit	1551	800	1346	1142	747	97	1666	607	1084	-33	1337	1260	1396	-990	360	-201	-281	-685	-122	-371	-1259
OPM %	8	4	7	6	4	1	9	3	6	0	9	8	10	-7	3	-2	-3	-7	-1	-4	-13
Other Income	2615	3280	2327	2218	1692	3455	1780	2532	1338	1830	1202	1717	1484	3168	1422	1456	1165	1650	1847	2178	2335
Interest	13156	12785	12504	12530	12321	12333	12166	11403	10693	10242	9792	9256	8467	7948	7144	6433	5915	5888	5987	6013	6196
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	4167	4079	3674	3361	2439	3551	3447	3138	2422	1797	2539	2977	2880	2178	1782	1255	884	965	1726	1807	1076
Tax %	25	25	25	25	28	25	26	24	28	17	25	50	48	36	35	40	34	33	43	41	35
Net Profit	3304	3089	2814	2576	1831	2602	2638	2422	1890	1574	1931	1499	1562	1413	915	853	659	687	992	1073	736
Net Profit Growth % (QoQ)	7%	9.8%	9.2%	40.7%	-29.6%	-1.4%	8.9%	28.1%	20.1%	-18.5%	28.8%	-4%	10.5%	54.4%	7.3%	29.4%	-4.1%	-30.7%	-7.5%	45.8%	-
Net Profit Growth % (YoY)	80.4%	18.7%	6.7%	6.4%	-3.1%	65.3%	36.6%	61.6%	21%	11.4%	111%	75.7%	137%	105.7%	-7.8%	-20.5%	-10.5%	-	-	-	-
TTM Net Profit	11783	10310	9823	9647	9493	9552	8524	7817	6894	6566	6405	5389	4743	3840	3114	3191	3411	3488	2801	1809	0
EPS in Rs	7.25	6.78	6.18	5.66	4.02	5.72	5.79	5.32	4.15	3.46	4.24	3.65	3.81	3.44	2.23	2.08	1.6	1.68	2.43	2.61	1.99

Upcoming result date: 23-Oct-2026

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	75613	71308	61073	47932	38281	40854	42591	41005	38313	39585	42093	43685	38125	32096
Sales Growth %	6%	16.8%	27.4%	25.2%	-6.3%	-4.1%	3.9%	7%	-3.2%	-6%	-3.6%	14.6%	18.8%	12.2%
Expenses	20708	20656	18848	21177	16263	17672	26386	26874	24618	21218	19842	13600	11473	9714
Operating Profit	4766	4057	4469	-686	-2065	-3239	-10987	-13076	-13984	-9239	-7994	-2135	-518	-579
OPM %	6	6	7	-1	-5	-8	-26	-32	-36	-23	-19	-5	-1	-2
Other Income	9737	9317	6415	7168	8092	6778	6687	4862	5846	6819	3672	4278	4319	3785
Interest	50139	46594	37757	27441	24083	26421	27191	27207	27679	27606	30245	32220	27170	22960
Depreciation	731	604	509	427	372	380	392	373	522	-7	290	291	234	189
Profit before tax	13773	12771	10375	6056	5655	3160	-4692	-8587	-8660	-2412	-4612	1852	3567	3017
Tax %	25	25	37	37	38	34	-35	-37	-30	-34	37	6	23	9
Net Profit	10309	9552	6567	3839	3487	2081	-3051	-5426	-5982	-1492	-6276	2015	2988	2818
Net Profit Growth %	7.9%	45.5%	71.1%	10.1%	67.6%	168.2%	43.8%	9.3%	-300.9%	76.2%	-411.5%	-32.6%	6%	-
EPS in Rs	22.64	20.97	14.42	9.35	8.51	6.36	-9.31	-19.67	-34.2	-13.94	-75.98	30.27	46.5	47.32
Dividend Payout %	21	19	19	21	24	0	0	0	0	0	0	17	11	21

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	4753	18534	-4437	-7045	-35487	37868	-4827	-9218	-7366	-6624	18311	14638	6452	20632
Cash from Investing Activity	-329	-854	-991	-521	-644	-182	-232	71	-260	-371	-609	-755	-814	-388
Cash from Financing Activity	-5672	34	3868	541	1146	2398	-3192	7983	7185	3955	4864	1295	745	-331
Net Cash Flow	-1248	17714	-1560	-7026	-34985	40085	-8251	-1164	-440	-3040	22566	15179	6383	19913

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	4553	4553	4553	4553	4553	4104	4104	3278	3278	2760	1744	1055	817	666	643	597
Reserves	85405	78982	76172	69280	66028	56329	52418	46703	41795	44892	35013	32574	32528	31857	30131	23874
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	39980	33750	32024	29195	32127	28393	29807	21244	20805	16409	11833	16553	16457	18046	20126	13351
Total Liabilities	1179538	1092115	1056425	1000126	924280	826036	743131	732786	663017	630881	615184	632026	616628	625150	578022	456323
Fixed Assets	11670	11830	11865	10405	10178	9950	9570	8637	8765	8799	8192	8349	8382	5802	5678	2807
CWIP	207	0	182	0	150	110	286	364	293	200	158	197	191	113	143	94
Investments	279084	270445	268002	278437	234592	211324	180274	191693	162323	150905	140321	130751	122621	123196	116490	96388
Other Assets	888577	809839	776376	711285	679361	604652	553001	532092	491636	470977	466513	492729	485435	496040	455712	357034
Total Assets	1179538	1092115	1056425	1000126	924280	826036	743131	732786	663017	630881	615184	632026	616628	625150	578022	456323

Delivery

Delivery Data: BANKINDIA

#	Date	127 17% 148	Value (Cr)	Q/T 191	Del 47	Del 48
1	21-Oct	138	130	183	35	45
2	19-Oct	137	199	305	44	87
3	16-Oct	132	60	173	43	26
4	15-Oct	130	151	231	36	54
5	14-Oct	134	125	198	40	50
6	13-Oct	134	100	210	42	42
7	12-Oct	133	84	180	48	40
8	9-Oct	134	99	195	43	42
9	8-Oct	132	73	146	38	28
10	7-Oct	134	131	198	38	49
11	6-Oct	132	43	159	42	18
12	5-Oct	134	210	233	32	66
13	1-Oct	129	55	139	37	20
14	30-Sep	130	66	172	47	31
15	29-Sep	130	120	182	46	55
16	28-Sep	130	139	196	42	59
17	25-Sep	138	22	127	40	9
18	24-Sep	138	51	161	46	23
19	23-Sep	140	48	129	55	26
20	22-Sep	137	43	128	51	22
21	21-Sep	139	36	160	57	21
22	18-Sep	140	59	192	62	37
23	17-Sep	138	139	318	53	74
24	16-Sep	138	70	153	44	30
25	15-Sep	138	62	156	45	28
26	11-Sep	140	61	199	36	22
27	10-Sep	141	75	273	46	34
28	9-Sep	141	86	206	49	42
29	8-Sep	141	65	181	49	32
30	7-Sep	142	51	155	47	24
31	4-Sep	145	42	65	46	19
32	3-Sep	145	118	215	42	50
33	2-Sep	143	73	176	42	30
34	1-Sep	142	48	144	34	16
35	31-Aug	142	117	304	59	69
36	28-Aug	144	67	149	58	39
37	27-Aug	145	64	175	53	34
38	26-Aug	146	150	297	43	65
39	25-Aug	144	94	196	50	47
40	24-Aug	142	101	127	55	56
41	21-Aug	143	76	138	47	36
42	20-Aug	143	87	207	54	47
43	19-Aug	142	75	174	53	40
44	18-Aug	142	34	101	46	16
45	17-Aug	144	70	164	41	29
46	14-Aug	144	56	118	47	26
47	13-Aug	145	38	145	42	16
48	12-Aug	146	130	237	42	54

Daily Market Cap

Date	Total Market Cap	Change	Chg %
21-Oct	62,845c	574c	0.92
19-Oct	62,271c	2,012c	3.34
17-Oct	60,259c	0	0
16-Oct	60,259c	892c	1.50
15-Oct	59,367c	1,498c	2.46
14-Oct	60,865c	296c	0.48
13-Oct	61,161c	428c	0.70
12-Oct	60,733c	241c	0.40
09-Oct	60,491c	237c	0.39
08-Oct	60,255c	59c	0.10
06-Oct	60,195c	1,175c	1.91
05-Oct	61,370c	1,735c	2.91
01-Oct	59,635c	669c	1.13
29-Sep	58,966c	214c	0.36
28-Sep	59,180c	3,501c	5.59
25-Sep	62,681c	50c	0.08
24-Sep	62,731c	355c	0.57
22-Sep	62,376c	1,539c	2.41
17-Sep	63,915c	596c	0.92
10-Sep	64,511c	23c	0.04
07-Sep	64,534c	1,776c	2.68
04-Sep	66,310c	0	0

Stock Checklist

Price is above from 52 week high low average: 26%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 269 fund scheme(s) across 39 fund house(s) as of Oct26 · Total value ₹51,126 Cr · 56 increasing / 100 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	18	2.06%	+1.27%	9888.3
SBI Mutual Fund	17	1.30%	+3.29%	9548.5
Kotak Mahindra Mutual Fund	16	1.47%	+4.03%	5426.5
ICICI Prudential Asset Management Company Limited	8	0.91%	-0.78%	5024.1
ICICI Prudential Mutual Fund	20	1.14%	-0.42%	4586.2
Nippon India Mutual Fund	11	1.28%	+2.55%	4148.5
HSBC Mutual Fund	9	2.01%	+3.61%	3163.1
UTI Mutual Fund	9	1.45%	-	2222.5
Tata Mutual Fund	8	1.50%	+3.40%	1869.2
Sundaram Mutual Fund	4	4.04%	+7.29%	1237
DSP Mutual Fund	12	0.75%	+0.11%	981.9
Edelweiss Mutual Fund	11	0.80%	+1.48%	673.8
Aditya Birla Sun Life Mutual Fund	8	0.90%	-0.07%	537
Axis Mutual Fund	8	0.42%	+0.05%	358.6
Bandhan Mutual Fund	16	0.44%	+0.22%	263.7
Bajaj Finserv Mutual Fund	2	1.66%	+1.41%	199.9
Union Mutual Fund	2	1.73%	-	199.8
LIC Mutual Fund	2	0.79%	+0.67%	197.4
WhiteOak Capital Mutual Fund	12	0.59%	+1.04%	197.3
Invesco Mutual Fund	2	0.33%	-0.15%	158.9
Motilal Oswal Mutual Fund	10	0.56%	+0.08%	105.1
The Wealth Company Mutual Fund	3	1.54%	-3.22%	74.9
Mirae Asset Mutual Fund	8	0.13%	-0.10%	16.1
Samco Mutual Fund	8	0.87%	-0.12%	15.9
Jio BlackRock Mutual Fund	3	0.25%	+0.21%	8.9
Taurus Mutual Fund	2	2.17%	-0.16%	6
Zerodha Mutual Fund	4	0.19%	-0.01%	3.6
Helios Mutual Fund	2	3.00%	-0.40%	3.1
Navi Mutual Fund	6	0.37%	-0.01%	3.1
Old Bridge Mutual Fund	2	0.64%	-0.16%	2.6
NJ Mutual Fund	2	0.03%	-	2.2
ITI Mutual Fund	2	2.03%	+0.04%	1.6
Baroda BNP Paribas Mutual Fund	4	0.14%	-0.09%	1.4
Franklin Templeton Mutual Fund	4	0.03%	-0.06%	1.2
Groww Mutual Fund	6	0.16%	-0.04%	1.2
JM Financial Mutual Fund	2	0.02%	-	0.1
Angel One Mutual Fund	2	0.08%	-	0.1
Unifi Mutual Fund	2	0.00%	-0.01%	0
quant Mutual Fund	2	-0.37%	-0.08%	-4

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Events

Date	Purpose
23-Oct-26	Q2 FY 26-27