Bank of India

Web: bankofindia.co.in NSE: BANKINDIA BSE: 532149 SECTOR: Financial Services - Banks

143 1(-1%)

Volume

97L as on 22, Jul

Open

143

High

144

Low

141

144

VWAP

145

52 Week High

178

52 Week Low

109

Viand Research Rating

Quality Score

42/100

Growth Score

18/100

Valuation Score

50/100

Momentum Score

45/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

64,989

No. of Shares

455

P/E

7.33

P/B

0.69

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

9.39

ROCE

Profit Growth

Listing Date

30-Apr-97

Promoter Holding

73.38%

FII Holding

7.26%

DII Holding

13.96%

Price Chart

Price Performance

1 Week1%

1 Month1%

3 Months6%

6 Months13%

1 Year27%

YTD2%

Moving Average

5 Day SMA145

10 Day SMA144

20 Day SMA143

30 Day SMA144

50 Day SMA143

61 Day SMA143

80 Day SMA143

200 Day SMA146

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	152	148	151	152
Resistance 2	151	148	149	150
Resistance 1	149	147	149	149
Pivot Point	148	147	148	147
Support 1	146	147	146	146
Support 2	145	147	146	144
Support 3	143	146	145	143

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,708	746	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,380	1433	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,35,523	1014	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,47,464	1040	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,33,640	422	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,984	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,80,565	1223	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,02,712	1891	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,41,507	1026	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,86,506	1859	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(0.01) 73.38%	(-8.01) 73.38%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%	(0.01) 81.41%
FIIs	(1.41) 7.26%	(1.61) 5.82%	(0.71) 4.24%	(-0.41) 3.53%	(1.01) 3.88%	(-0.31) 2.92%	(-0.41) 3.21%	(-0.91) 3.61%	(0.21) 4.52%	(1.41) 4.31%	(0.71) 2.92%	(-0.41) 2.25%	(0.41) 2.67%	(1.11) 2.23%	(0.41) 1.12%	(0.01) 0.75%	(-0.11) 0.72%	(-0.21) 0.78%	(0.01) 0.96%
DIIs	(-1.21) 13.96%	(-0.51) 15.18%	(-0.31) 15.63%	(0.11) 15.97%	(-0.51) 15.90%	(0.11) 16.40%	(0.81) 16.26%	(-0.41) 15.46%	(1.21) 15.82%	(5.11) 14.65%	(-0.41) 9.55%	(-0.51) 9.90%	(-0.21) 10.36%	(-0.31) 10.56%	(-0.31) 10.84%	(0.11) 11.14%	(-0.21) 11.07%	(-0.51) 11.25%	(0.01) 11.76%
Public	5.40%	5.62%	6.76%	7.13%	6.83%	7.30%	7.13%	7.55%	6.27%	7.65%	6.11%	6.44%	5.57%	5.80%	6.64%	6.70%	6.80%	6.55%	5.87%
No. of Shareholders	626,189	638,639	695,996	715,785	726,167	713,027	692,229	705,599	617,238	577,992	516,202	497,910	477,568	471,483	498,740	509,583	512,552	498,573	463,645

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021
Sales	19573	19052	18521	18467	18479	18317	17466	17046	16250	15319	15062	14442	13548	12796	11545	10043	9903	9423	9580	9374
Sales Growth % (YoY)	5.9%	4%	6%	8.3%	13.7%	19.6%	16%	18%	20%	19.7%	30.5%	43.8%	36.8%	35.8%	20.5%	7.1%	5.2%	-8.5%	-	-
Sales Growth % (QoQ)	2.7%	2.9%	0.3%	-0.1%	0.9%	4.9%	2.5%	4.9%	6.1%	1.7%	4.3%	6.6%	5.9%	10.8%	15%	1.4%	5.1%	-1.6%	2.2%	-
Expenses	5989	5201	4849	5399	6050	4485	5456	5269	6041	4190	4546	4579	6590	5291	5313	4409	4701	3557	3939	4437
Operating Profit	800	1346	1142	747	97	1666	607	1084	-33	1337	1260	1396	-990	360	-201	-281	-685	-122	-371	-1259
OPM %	4	7	6	4	1	9	3	6	0	9	8	10	-7	3	-2	-3	-7	-1	-4	-13
Other Income	3280	2327	2218	1692	3455	1780	2532	1338	1830	1202	1717	1484	3168	1422	1456	1165	1650	1847	2178	2335
Interest	12785	12504	12530	12321	12333	12166	11403	10693	10242	9792	9256	8467	7948	7144	6433	5915	5888	5987	6013	6196
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	4079	3674	3361	2439	3551	3447	3138	2422	1797	2539	2977	2880	2178	1782	1255	884	965	1726	1807	1076
Tax %	25	25	25	28	25	26	24	28	17	25	50	48	36	35	40	34	33	43	41	35
Net Profit	3089	2814	2576	1831	2602	2638	2422	1890	1574	1931	1499	1562	1413	915	853	659	687	992	1073	736
Net Profit Growth % (QoQ)	9.8%	9.2%	40.7%	-29.6%	-1.4%	8.9%	28.1%	20.1%	-18.5%	28.8%	-4%	10.5%	54.4%	7.3%	29.4%	-4.1%	-30.7%	-7.5%	45.8%	-
Net Profit Growth % (YoY)	18.7%	6.7%	6.4%	-3.1%	65.3%	36.6%	61.6%	21%	11.4%	111%	75.7%	137%	105.7%	-7.8%	-20.5%	-10.5%	-	-	-	-
TTM Net Profit	10310	9823	9647	9493	9552	8524	7817	6894	6566	6405	5389	4743	3840	3114	3191	3411	3488	2801	1809	0
EPS in Rs	6.78	6.18	5.66	4.02	5.72	5.79	5.32	4.15	3.46	4.24	3.65	3.81	3.44	2.23	2.08	1.6	1.68	2.43	2.61	1.99

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Sales	75613	71308	61073	47932	38281	40854	42591	41005	38313	39585	42093	43685	38125	32096
Sales Growth %	6%	16.8%	27.4%	25.2%	-6.3%	-4.1%	3.9%	7%	-3.2%	-6%	-3.6%	14.6%	18.8%	12.2%
Expenses	21439	20656	18848	21177	16263	17672	26386	26874	24618	21218	19842	13600	11473	9714
Operating Profit	4035	4057	4469	-686	-2065	-3239	-10987	-13076	-13984	-9239	-7994	-2135	-518	-579
OPM %	5	6	7	-1	-5	-8	-26	-32	-36	-23	-19	-5	-1	-2
Other Income	9517	9317	6415	7168	8092	6778	6687	4862	5846	6819	3672	4278	4319	3785
Interest	50139	46594	37757	27441	24083	26421	27191	27207	27679	27606	30245	32220	27170	22960
Depreciation	0	604	509	427	372	380	392	373	522	-7	290	291	234	189
Profit before tax	13553	12771	10375	6056	5655	3160	-4692	-8587	-8660	-2412	-4612	1852	3567	3017
Tax %	26	25	37	37	38	34	-35	-37	-30	-34	37	6	23	9
Net Profit	10309	9552	6567	3839	3487	2081	-3051	-5426	-5982	-1492	-6276	2015	2988	2818
Net Profit Growth %	7.9%	45.5%	71.1%	10.1%	67.6%	168.2%	43.8%	9.3%	-300.9%	76.2%	-411.5%	-32.6%	6%	-
EPS in Rs	22.64	20.97	14.42	9.35	8.51	6.36	-9.31	-19.67	-34.2	-13.94	-75.98	30.27	46.5	47.32
Dividend Payout %	21	19	19	21	24	0	0	0	0	0	0	17	11	21

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Cash from Operating Activity	4753	18534	-4437	-7045	-35487	37868	-4827	-9218	-7366	-6624	18311	14638	6452	20632
Cash from Investing Activity	-329	-854	-991	-521	-644	-182	-232	71	-260	-371	-609	-755	-814	-388
Cash from Financing Activity	-5672	34	3868	541	1146	2398	-3192	7983	7185	3955	4864	1295	745	-331
Net Cash Flow	-1248	17714	-1560	-7026	-34985	40085	-8251	-1164	-440	-3040	22566	15179	6383	19913

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014	Mar 2013
Equity Capital	4553	4553	4553	4553	4553	4104	4104	3278	3278	2760	1744	1055	817	666	643	597
Reserves	85405	78982	76172	69280	66028	56329	52418	46703	41795	44892	35013	32574	32528	31857	30131	23874
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	39994	33750	32024	29195	32127	28393	29807	21244	20805	16409	11833	16553	16457	18046	20126	13351
Total Liabilities	1179552	1092115	1056425	1000126	924280	826036	743131	732786	663017	630881	615184	632026	616628	625150	578022	456323
Fixed Assets	11877	11830	11865	10405	10178	9950	9570	8637	8765	8799	8192	8349	8382	5802	5678	2807
CWIP	0	0	182	0	150	110	286	364	293	200	158	197	191	113	143	94
Investments	279084	270445	268002	278437	234592	211324	180274	191693	162323	150905	140321	130751	122621	123196	116490	96388
Other Assets	888591	809839	776376	711285	679361	604652	553001	532092	491636	470977	466513	492729	485435	496040	455712	357034
Total Assets	1179552	1092115	1056425	1000126	924280	826036	743131	732786	663017	630881	615184	632026	616628	625150	578022	456323

OI Chart

Price

Delivery

#	Date	134 13% 151	Value (Cr)	Q/T 240	Del 44	Del 94
1	22-Jul	144	139	238	45	62
2	21-Jul	147	186	276	41	76
3	20-Jul	147	191	212	44	84
4	17-Jul	143	65	140	40	26
5	16-Jul	143	64	112	39	25
6	15-Jul	145	206	274	41	85
7	14-Jul	142	104	189	47	48
8	13-Jul	146	142	257	40	56
9	10-Jul	145	204	220	37	76
10	9-Jul	139	114	176	37	43
11	8-Jul	135	197	173	43	84
12	7-Jul	142	157	226	58	91
13	6-Jul	140	179	295	61	109
14	3-Jul	144	117	216	35	41
15	2-Jul	145	201	172	35	70
16	1-Jul	142	55	133	43	24
17	30-Jun	140	101	186	47	48
18	29-Jun	143	193	206	62	120
19	25-Jun	145	100	271	50	50
20	24-Jun	144	101	175	52	52
21	23-Jun	145	150	243	54	81
22	22-Jun	146	112	227	51	57
23	19-Jun	147	153	306	52	81
24	18-Jun	148	99	199	47	46
25	17-Jun	147	125	190	46	58
26	16-Jun	146	89	158	39	34
27	15-Jun	146	111	148	45	50
28	12-Jun	146	132	206	44	59
29	11-Jun	141	159	237	47	75
30	10-Jun	145	186	236	43	79
31	9-Jun	148	320	368	51	165
32	8-Jun	140	107	192	26	28
33	5-Jun	141	180	261	41	73
34	4-Jun	140	89	198	42	37
35	3-Jun	140	106	227	33	35
36	2-Jun	137	101	197	36	37
37	1-Jun	137	109	194	42	46
38	29-May	140	172	237	43	74
39	27-May	147	178	339	51	91
40	26-May	145	182	235	45	81
41	25-May	146	176	306	46	81
42	22-May	140	81	253	48	39
43	21-May	139	104	239	42	43
44	20-May	139	169	259	40	67
45	19-May	139	177	286	49	88
46	18-May	138	170	238	40	67
47	15-May	142	123	222	37	45
48	14-May	144	136	244	39	53

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	64,989c	615c	0.94
22-Jul	65,604c	1,320c	1.97
21-Jul	66,924c	1,899c	2.92
17-Jul	65,026c	82c	0.13
16-Jul	65,108c	1,329c	2.00
15-Jul	66,437c	1,266c	1.94
14-Jul	65,171c	1,006c	1.52
13-Jul	66,178c	2,035c	3.17
10-Jul	64,143c	861c	1.36
09-Jul	63,282c	1,548c	2.51
08-Jul	61,734c	3,264c	5.02
07-Jul	64,998c	1,147c	1.80
06-Jul	63,851c	578c	0.90
02-Jul	64,429c	146c	0.23
01-Jul	64,284c	205c	0.32
30-Jun	64,079c	979c	1.50
29-Jun	65,058c	774c	1.18
26-Jun	65,832c	159c	0.24
25-Jun	65,991c	437c	0.67
24-Jun	65,554c	36c	0.06
23-Jun	65,590c	892c	1.34
22-Jun	66,483c	196c	0.29
19-Jun	66,678c	291c	0.44
17-Jun	66,970c	660c	1.00
16-Jun	66,310c	364c	0.55
15-Jun	66,674c	342c	0.51
12-Jun	66,332c	1,530c	2.36
11-Jun	64,803c	1,789c	2.69
10-Jun	66,592c	0	0

Stock Checklist

Price is below from 52 week high low average: 2%

Stock is trading above all short term SMAs: YES

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 295 fund scheme(s) across 40 fund house(s) as of Jul26 · Total value ₹75,449 Cr · 63 increasing / 25 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Asset Management Company Limited	8	4.96%	+6.20%	20458.8
SBI Mutual Fund	18	2467.53%	-	15792.2
ICICI Prudential Mutual Fund	20	2680.08%	+4.14%	11470.7
HDFC Mutual Fund	18	0.98%	+1.52%	7595.9
Nippon India Mutual Fund	13	1874.69%	+1.11%	4199.3
Kotak Mahindra Mutual Fund	22	74.77%	+1.82%	3198.8
UTI Mutual Fund	9	206.26%	+1.56%	2978.3
Canara Robeco Mutual Fund	3	7.19%	+1.96%	1492.5
Aditya Birla Sun Life Mutual Fund	14	6.40%	-	1485.8
Invesco Mutual Fund	5	1.66%	-	1380.3
DSP Mutual Fund	10	3.85%	-	1346.2
Bandhan Mutual Fund	16	34.45%	-	864.6
Axis Mutual Fund	13	0.35%	-	642
LIC Mutual Fund	2	1.07%	+0.27%	398.6
JM Financial Asset Management Limited	4	3.28%	-	397.6
Sundaram Mutual Fund	6	5.10%	+1.13%	297.2
Motilal Oswal Mutual Fund	12	4.05%	-	282.5
Jio BlackRock Mutual Fund	3	1.09%	-	248.4
Union Mutual Fund	4	28.15%	-	219.5
Edelweiss Mutual Fund	9	6.37%	-	201.9
PGIM India Mutual Fund	2	8.04%	-	99.6
PGIM India Asset Management Private Limite	2	8.04%	+8.04%	99.6
Bajaj Finserv Mutual Fund	2	0.77%	-0.86%	98.5
JM Financial Mutual Fund	5	0.79%	+1.31%	74.4
Tata Mutual Fund	8	1.00%	-	26.3
Samco Mutual Fund	10	14.11%	-0.10%	22.3
ITI Mutual Fund	6	0.57%	-0.56%	20.5
The Wealth Company Mutual Fund	9	19.16%	-	17.2
Mirae Asset Mutual Fund	6	0.19%	-	16.8
Franklin Templeton Mutual Fund	4	1.06%	-0.06%	12.3
Taurus Mutual Fund	2	2.58%	-0.04%	6.4
Zerodha Mutual Fund	4	0.20%	-0.01%	3.7
Navi Mutual Fund	6	0.28%	-	3.3
Old Bridge Mutual Fund	2	0.62%	+0.62%	2.3
NJ Mutual Fund	2	0.03%	-	2.3
Groww Mutual Fund	6	9.71%	-	1.4
Angel One Mutual Fund	2	0.09%	-	0.1
Baroda BNP Paribas Mutual Fund	4	0.22%	-	0.1
quant Mutual Fund	2	0.60%	-	-4.2
HSBC Mutual Fund	2	0.10%	-	-4.8

Bank of India

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