Bajaj Housing Finance Limited

NSE: BAJAJHFL BSE: 544252 SECTOR: Financial Services - Finance

85 1(-1%)

Volume

18L as on 22, Jul

Open

122

High

123

Low

122

VWAP

52 Week High

124

52 Week Low

Viand Research Rating

Quality Score

41/100

Growth Score

15/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

70,750

No. of Shares

833

P/E

P/B

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

ROCE

Profit Growth

Listing Date

16-Sep-24

Promoter Holding

86.7%

FII Holding

0.99%

DII Holding

1.18%

Price Chart

Price Performance

1 Week2%

1 Month4%

3 Months7%

6 Months6%

1 Year30%

YTD11%

Moving Average

5 Day SMA86

10 Day SMA87

20 Day SMA88

30 Day SMA87

50 Day SMA86

61 Day SMA86

80 Day SMA86

200 Day SMA92

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	87	86	87	87
Resistance 2	87	86	87	87
Resistance 1	87	86	87	86
Pivot Point	86	86	86	86
Support 1	86	86	86	86
Support 2	85	86	86	85
Support 3	85	86	85	85

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024
Promoters	(0.01) 86.70%	(-2.01) 86.70%	(0.01) 88.70%	(0.01) 88.70%	(0.01) 88.75%	(0.01) 88.75%	(0.01) 88.75%
FIIs	(0.11) 0.99%	(0.01) 0.94%	(-0.11) 0.91%	(-0.11) 1.04%	(0.01) 1.12%	(-0.61) 1.11%	(0.01) 1.68%
DIIs	(-0.21) 1.18%	(0.91) 1.39%	(0.01) 0.54%	(-0.11) 0.59%	(-0.11) 0.72%	(-1.01) 0.82%	(0.01) 1.83%
Government	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.11%
Public	11.10%	10.92%	9.81%	9.61%	9.40%	9.32%	7.63%
No. of Shareholders	2,364,074	2,428,409	2,445,280	2,510,340	2,605,368	2,645,574	2,309,518

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023
Sales	2903	2884	2755	2616	2504	2449	2410	2209	1996	1946	1911	1763	1585
Sales Growth % (YoY)	15.9%	17.8%	14.3%	18.4%	25.4%	25.8%	26.1%	25.3%	25.9%	-	-	-	-
Sales Growth % (QoQ)	0.7%	4.7%	5.3%	4.5%	2.2%	1.6%	9.1%	10.7%	2.6%	1.8%	8.4%	11.2%	-
Expenses	262	261	253	244	222	210	179	170	219	164	176	165	216
Operating Profit	878	890	844	765	731	723	718	640	498	582	585	536	416
OPM %	30	31	31	29	29	30	30	29	25	30	31	30	26
Other Income	0	-13	0	3	0	0	0	0	0	0	0	0	0
Interest	1762	1734	1658	1606	1551	1516	1514	1399	1279	1200	1151	1062	954
Depreciation	13	12	12	11	11	10	10	10	10	10	10	10	9
Profit before tax	866	865	833	757	720	713	708	630	488	572	575	526	407
Tax %	23	23	23	23	18	23	23	23	22	24	22	12	26
Net Profit	669	665	643	583	587	548	546	483	381	437	451	462	301
Net Profit Growth % (QoQ)	0.6%	3.4%	10.3%	-0.7%	7.1%	0.4%	13%	26.8%	-12.8%	-3.1%	-2.4%	53.5%	-
Net Profit Growth % (YoY)	14%	21.4%	17.8%	20.7%	54.1%	25.4%	21.1%	4.5%	26.6%	-	-	-	-
TTM Net Profit	2560	2478	2361	2264	2164	1958	1847	1752	1731	1651	1214	763	0
EPS in Rs	0.8	0.8	0.77	0.7	0.7	0.66	0.66	0.62	0.57	0.65	0.67	0.69	0.45

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Sales	11147	9576	7617	5665	3767	3155	2646
Sales Growth %	16.4%	25.7%	34.5%	50.4%	19.4%	19.2%	-
Expenses	1010	781	721	718	624	552	438
Operating Profit	3377	2814	2201	1733	986	635	591
OPM %	30	29	29	31	26	20	22
Other Income	-10	-2	0	0	0	0	0
Interest	6759	5981	4695	3213	2157	1968	1618
Depreciation	47	41	40	33	26	22	23
Profit before tax	3320	2770	2161	1700	960	613	567
Tax %	23	22	20	26	26	26	26
Net Profit	2560	2163	1731	1258	710	453	421
Net Profit Growth %	18.4%	25%	37.6%	77.2%	56.7%	7.6%	-
EPS in Rs	3.07	2.6	2.58	1.87	1.45	0.93	0.86
Dividend Payout %	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Cash from Operating Activity	-19895	-17075	-14600	-14332	-12481	-5076	-1024
Cash from Investing Activity	-1202	-798	-555	-611	2197	-797	-69
Cash from Financing Activity	21197	17870	15125	14630	10228	5676	1149
Net Cash Flow	100	-2	-30	-313	-55	-197	55

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020
Equity Capital	8329	8329	8328	8328	6712	6712	4883	4883	4883
Reserves	14194	12852	11619	10457	5521	3791	1858	1149	702
Borrowings	0	0	0	74475	0	0	0	0	0
Other Liabilities	920	735	790	539	464	406	293	226	187
Total Liabilities	127147	115976	102809	93799	81827	64654	48527	37858	31372
Fixed Assets	154	144	141	122	123	113	97	79	86
CWIP	0	0	1	0	1	0	1	0	0
Investments	2502	2129	2533	1633	1939	2001	1248	3266	2508
Other Assets	124491	113703	100134	92044	79765	62540	47180	34513	28779
Total Assets	127147	115976	102809	93799	81827	64654	48527	37858	31372

Delivery

#	Date	82 15% 94	Value (Cr)	Q/T 179	Del 49	Del 43
1	22-Jul	85	16	90	62	10
2	21-Jul	86	15	115	60	9
3	20-Jul	86	17	111	58	10
4	17-Jul	86	18	117	56	10
5	16-Jul	86	24	129	54	13
6	15-Jul	87	18	97	49	9
7	14-Jul	87	22	110	51	11
8	13-Jul	89	39	151	43	17
9	10-Jul	88	23	138	48	11
10	9-Jul	88	34	144	49	17
11	8-Jul	86	44	146	47	20
12	7-Jul	89	34	143	50	17
13	6-Jul	90	51	178	45	23
14	3-Jul	91	348	273	21	74
15	2-Jul	89	28	138	52	14
16	1-Jul	88	22	128	52	11
17	30-Jun	88	31	139	45	14
18	29-Jun	87	23	102	54	13
19	25-Jun	88	35	150	41	15
20	24-Jun	88	32	149	45	15
21	23-Jun	88	42	158	52	22
22	22-Jun	89	104	177	47	48
23	19-Jun	88	155	249	50	78
24	18-Jun	86	25	130	50	12
25	17-Jun	86	26	100	55	14
26	16-Jun	86	40	131	50	20
27	15-Jun	87	51	151	57	29
28	12-Jun	85	27	125	55	15
29	11-Jun	83	24	106	48	12
30	10-Jun	83	23	94	54	12
31	9-Jun	84	70	235	76	53
32	8-Jun	83	26	90	59	15
33	5-Jun	84	51	127	44	22
34	4-Jun	83	24	96	57	14
35	3-Jun	84	30	117	43	13
36	2-Jun	83	28	108	55	16
37	1-Jun	84	28	84	59	16
38	29-May	85	28	120	62	17
39	27-May	86	53	147	47	25
40	26-May	85	52	160	49	25
41	25-May	83	37	140	58	22
42	22-May	83	18	102	55	10
43	21-May	83	22	138	60	13
44	20-May	83	24	107	62	15
45	19-May	84	17	93	57	10
46	18-May	84	33	110	49	16
47	15-May	84	19	116	53	10
48	14-May	84	30	117	52	15

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	70,750c	417c	0.59
22-Jul	71,167c	492c	0.69
21-Jul	71,658c	283c	0.39
17-Jul	71,941c	25c	0.03
16-Jul	71,966c	1,000c	1.37
15-Jul	72,966c	258c	0.36
14-Jul	72,708c	1,125c	1.52
13-Jul	73,833c	392c	0.53
10-Jul	73,441c	533c	0.73
09-Jul	72,908c	1,042c	1.45
08-Jul	71,866c	2,116c	2.86
07-Jul	73,983c	1,217c	1.62
06-Jul	75,199c	1,158c	1.56
02-Jul	74,041c	883c	1.21
01-Jul	73,158c	167c	0.23
30-Jun	72,991c	375c	0.52
29-Jun	72,616c	508c	0.70
26-Jun	73,125c	292c	0.40
25-Jun	73,416c	192c	0.26
24-Jun	73,225c	317c	0.43
23-Jun	72,908c	1,217c	1.64
22-Jun	74,124c	225c	0.30
19-Jun	73,900c	2,491c	3.49
17-Jun	71,408c	175c	0.24
16-Jun	71,583c	625c	0.87
15-Jun	72,208c	1,708c	2.42
12-Jun	70,500c	1,508c	2.19
11-Jun	68,992c	858c	1.23
10-Jun	69,850c	0	0

Stock Checklist

Price is below from 52 week high low average: 52%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: YES

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 453 fund scheme(s) across 36 fund house(s) as of Jul26 · Total value ₹75,208 Cr · 94 increasing / 21 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	36	3.67%	+3.68%	21344.2
Bandhan Mutual Fund	34	446.12%	-	9194.6
Kotak Mahindra Mutual Fund	28	48.59%	+6.77%	7602.6
Aditya Birla Sun Life Mutual Fund	28	11835.58%	-	6154.5
ICICI Prudential Mutual Fund	28	1.14%	+1.21%	4925.7
ICICI Prudential Asset Management Company Limited	14	1.11%	+1.60%	3873.7
Tata Mutual Fund	10	2.49%	-	3401.1
Nippon India Mutual Fund	26	3.13%	-	2742.1
Axis Mutual Fund	31	322.10%	-	2667
Invesco Mutual Fund	10	6.07%	-0.40%	1999.6
HSBC Mutual Fund	18	91.45%	-	1583.9
DSP Mutual Fund	22	71.69%	-	1528.5
UTI Mutual Fund	26	2985.04%	-	1432.8
Canara Robeco Mutual Fund	15	19.48%	-	1308.6
Franklin Templeton Mutual Fund	6	11.76%	+7.96%	1287
SBI Mutual Fund	11	287.81%	-	1197.3
Mirae Asset Mutual Fund	20	1.41%	-	895.3
Baroda BNP Paribas Mutual Fund	8	2.95%	-	570.8
Union Mutual Fund	4	5.90%	-	498.1
WhiteOak Capital Mutual Fund	10	4.63%	+4.40%	417.4
LIC Mutual Fund	4	41.81%	-	219.1
Bajaj Finserv Mutual Fund	2	9.50%	+5.27%	100.2
JM Financial Asset Management Limited	5	2.73%	+0.76%	86
JM Financial Mutual Fund	8	8.98%	+2.18%	48
PGIM India Mutual Fund	6	6.27%	-	38.1
Mahindra Manulife Mutual Fund	6	2.80%	+2.55%	22.8
Edelweiss Mutual Fund	6	3.61%	-	20.9
Motilal Oswal Mutual Fund	6	0.12%	-	19.8
PGIM India Asset Management Private Limite	2	8.58%	+9.00%	18.1
Unifi Mutual Fund	1	3.47%	-	5
Zerodha Mutual Fund	4	0.11%	-0.01%	2.1
Navi Mutual Fund	6	0.16%	-	1.9
Jio BlackRock Mutual Fund	2	0.37%	-	0.6
Groww Mutual Fund	6	2.86%	-	0.4
Angel One Mutual Fund	2	0.04%	-	0
PPFAS Mutual Fund	2	0.00%	-	0

Bajaj Housing Finance Limited

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