AU Small Finance Bank Limited

Web: aubank.in NSE: AUBANK BSE: 540611 SECTOR: Financial Services - Banks | Add Note | View Notes

1067 5(0%)

Near 52W High of 1144

Volume

5L as on 03, Sep

Open

1,072

High

1,072

Low

1,062

1,072

VWAP

1,074

52 Week High

1,144

52 Week Low

682

Viand Research Rating

Quality Score

38/100

Growth Score

14/100

Valuation Score

50/100

Momentum Score

50/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

80,117

No. of Shares

P/E

29.96

P/B

3.94

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.14

ROCE

Profit Growth

Listing Date

10-Jul-17

Promoter Holding

22.74%

FII Holding

35.98%

DII Holding

32.81%

Price Chart

Price Performance

1 Week2%

1 Month1%

3 Months10%

6 Months13%

1 Year54%

YTD7%

Moving Average

5 Day SMA1,078

10 Day SMA1,095

20 Day SMA1,087

30 Day SMA1,074

50 Day SMA1,059

61 Day SMA1,052

80 Day SMA1,035

200 Day SMA996

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	1,097	1,082	1,088	1,104
Resistance 2	1,088	1,081	1,082	1,091
Resistance 1	1,083	1,079	1,079	1,089
Pivot Point	1,073	1,078	1,073	1,076
Support 1	1,068	1,077	1,068	1,075
Support 2	1,059	1,075	1,064	1,062
Support 3	1,054	1,074	1,059	1,060

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 22.74%	(0.01) 22.76%	(0.01) 22.79%	(0.01) 22.82%	(0.01) 22.85%	(0.01) 22.87%	(0.01) 22.89%	(0.01) 22.91%	(-2.51) 22.92%	(0.01) 25.45%	(0.01) 25.47%	(-0.11) 25.48%	(0.01) 25.53%	(0.01) 25.54%	(0.01) 25.55%	(-2.61) 25.59%	(0.01) 28.21%	(-0.11) 28.23%	(-0.11) 28.33%	(0.01) 28.39%
FIIs	(-1.31) 35.98%	(0.81) 37.27%	(2.01) 36.45%	(-3.21) 34.50%	(2.11) 37.68%	(-3.81) 35.58%	(-1.41) 39.34%	(1.11) 40.71%	(0.21) 39.58%	(-1.81) 39.37%	(-0.51) 41.13%	(0.01) 41.64%	(1.91) 41.61%	(0.11) 39.74%	(1.11) 39.61%	(3.51) 38.55%	(0.81) 35.07%	(1.11) 34.31%	(0.81) 33.21%	(0.01) 32.45%
DIIs	(1.51) 32.81%	(0.01) 31.30%	(-0.61) 31.27%	(3.11) 31.91%	(1.71) 28.86%	(5.41) 27.16%	(1.71) 21.78%	(1.71) 20.13%	(-4.31) 18.44%	(2.01) 22.77%	(1.31) 20.81%	(0.31) 19.56%	(-1.41) 19.25%	(0.01) 20.62%	(-0.61) 20.64%	(2.91) 21.28%	(-0.41) 18.41%	(-1.21) 18.79%	(-0.91) 20.00%	(0.01) 20.90%
Public	8.47%	8.67%	9.51%	10.78%	10.59%	14.39%	15.99%	16.23%	19.06%	12.40%	12.63%	13.31%	13.63%	14.09%	14.21%	14.58%	18.31%	18.67%	18.46%	18.26%
No. of Shareholders	162,894	167,443	181,635	191,508	190,119	192,987	189,495	174,101	195,762	230,172	155,660	159,037	163,552	170,109	179,082	188,507	177,400	149,884	142,821	144,197

Quarterly Results

	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022
Sales	4511	4378	4271	4113	3911	3769	2830	2736	2531	2458	2275	2118	1992
Sales Growth % (YoY)	15.4%	16.2%	50.9%	50.4%	54.5%	53.3%	24.4%	29.2%	27%	35.1%	36.5%	41.5%	41.8%
Sales Growth % (QoQ)	3%	2.5%	3.8%	5.2%	3.8%	33.2%	3.4%	8.1%	3%	8%	7.4%	6.3%	-
Expenses	2128	2076	2197	1938	1854	1761	1346	1269	1122	1048	1016	925	875
Operating Profit	16	-32	-104	85	121	160	-9	56	127	198	197	228	208
OPM %	0	-1	-2	2	3	4	0	2	5	8	9	11	10
Other Income	713	811	761	618	638	509	464	442	406	315	333	295	247
Interest	2367	2334	2177	2091	1936	1848	1492	1411	1282	1212	1062	965	909
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0
Profit before tax	729	779	657	703	759	669	455	498	533	513	530	523	456
Tax %	23	25	23	25	25	25	18	25	25	25	20	25	25
Net Profit	561	581	504	528	571	503	371	375	402	387	425	393	343
Net Profit Growth % (QoQ)	-3.4%	15.3%	-4.5%	-7.5%	13.5%	35.6%	-1.1%	-6.7%	3.9%	-8.9%	8.1%	14.6%	-
Net Profit Growth % (YoY)	-1.8%	15.5%	35.8%	40.8%	42%	30%	-12.7%	-4.6%	17.2%	-	-	-	-
TTM Net Profit	2174	2184	2106	1973	1820	1651	1535	1589	1607	1548	1161	736	0
EPS in Rs	7.52	7.79	6.77	7.1	7.68	6.76	5.54	5.61	6.01	5.8	6.37	5.89	5.15

Profit and Loss

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Sales	16064	10555	8205	5922	4950	4286	2949	1767	1429	1206	813	667
Sales Growth %	52%	29%	39%	20%	16%	45%	67%	38%	18.5%	48.4%	21.9%	-
Expenses	7491	4629	3410	2634	2224	1612	1163	832	422	339	227	201
Operating Profit	520	528	1016	601	142	296	180	109	476	375	252	148
OPM %	3	5	12	10	3	7	6	6	33	31	31	22
Other Income	2526	1697	1034	994	1421	706	462	388	612	8	-4	4
Interest	8052	5398	3780	2688	2585	2377	1607	827	531	492	334	317
Depreciation	259	225	185	140	104	89	62	53	6	10	8	4
Profit before tax	2788	1999	1865	1454	1458	914	580	443	1082	373	241	149
Tax %	24	23	23	22	20	26	34	34	30	34	33	32
Net Profit	2106	1535	1428	1130	1171	675	382	292	762	247	163	101
Net Profit Growth %	37.2%	7.5%	26.4%	-3.5%	73.5%	76.7%	30.8%	-61.7%	208.5%	51.5%	61.4%	-
EPS in Rs	28.29	22.93	21.42	17.94	18.75	11.09	6.53	5.11	13.4	27.95	18.49	11.65
Dividend Payout %	4	4	5	3	0	0	6	5	0	0	0	0

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Cash from Operating Activity	5462	2608	5494	6849	5056	660	848	2505	884	-1719	-1125	-665
Cash from Investing Activity	-4780	-4855	-4320	-4753	-990	-1267	-2305	-1890	-1800	39	3	593
Cash from Financing Activity	2407	-802	2323	-948	-2655	2237	1436	521	1022	1958	1153	-148
Net Cash Flow	3090	-3049	3497	1147	1412	1629	-21	1136	106	278	31	-220

Balance Sheet

	Sep 2025	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Equity Capital	746	745	669	667	315	312	304	292	286	284	44	44	43
Reserves	17399	16422	11890	10311	7199	5963	4073	2871	1995	1703	1022	794	606
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	4568	4751	4205	3575	2988	2307	1267	1424	989	753	634	397	249
Total Liabilities	165542	157846	109426	90216	69078	51591	42143	32623	18833	9812	7933	4823	3377
Fixed Assets	1322	825	784	707	609	477	438	440	380	36	30	24	23
CWIP	0	87	67	33	14	5	10	7	6	240	0	0	0
Investments	38382	37848	27133	20072	15306	10815	10668	7162	3051	2150	89	65	65
Other Assets	125838	119086	81441	69404	53149	40294	31027	25014	15396	7386	7813	4733	3289
Total Assets	165542	157846	109426	90216	69078	51591	42143	32623	18833	9812	7933	4823	3377

Delivery

Delivery Data: AUBANK

#	Date	960 19% 1144	Value (Cr)	Q/T 47	Del 54	Del 403
1	4-Sep	1065	64	19	49	32
2	3-Sep	1072	54	15	50	27
3	2-Sep	1078	93	16	67	62
4	1-Sep	1079	115	47	52	60
5	31-Aug	1086	160	37	69	111
6	28-Aug	1077	94	21	53	50
7	27-Aug	1091	99	24	33	33
8	26-Aug	1114	69	21	49	34
9	25-Aug	1129	645	75	54	349
10	24-Aug	1114	178	48	62	111
11	21-Aug	1108	233	45	55	128
12	20-Aug	1088	399	59	61	245
13	19-Aug	1075	111	39	55	61
14	18-Aug	1076	48	27	51	25
15	17-Aug	1072	99	25	58	57
16	14-Aug	1082	110	43	61	67
17	13-Aug	1098	179	54	61	109
18	12-Aug	1091	169	49	56	95
19	11-Aug	1071	199	48	55	110
20	10-Aug	1068	87	27	60	52
21	7-Aug	1067	81	22	53	43
22	6-Aug	1088	516	58	46	239
23	5-Aug	1051	100	29	53	53
24	4-Aug	1059	81	28	59	48
25	3-Aug	1060	143	41	59	85
26	31-Jul	1047	232	37	63	147
27	30-Jul	1031	133	23	44	59
28	29-Jul	1042	145	33	65	94
29	28-Jul	1048	165	35	55	91
30	27-Jul	1052	528	61	43	227
31	24-Jul	1004	181	38	43	78
32	23-Jul	979	233	42	58	136
33	22-Jul	980	140	34	52	73
34	21-Jul	1003	108	25	56	61
35	20-Jul	993	339	33	53	179
36	17-Jul	1030	77	26	51	39
37	16-Jul	1035	63	23	47	29
38	15-Jul	1041	48	15	38	19
39	14-Jul	1038	104	33	53	55
40	13-Jul	1060	83	22	47	39
41	10-Jul	1072	158	22	55	87
42	9-Jul	1047	114	34	58	66
43	8-Jul	1039	189	23	55	103
44	7-Jul	1067	117	17	52	61
45	6-Jul	1061	477	43	52	248
46	3-Jul	1058	185	26	48	89
47	2-Jul	1057	132	23	51	67
48	1-Jul	1051	186	35	55	102
49	30-Jun	1037	207	34	44	91
50	29-Jun	1030	1050	78	75	788

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	80,117c	90c	0.11
03-Sep	80,207c	1,088c	1.34
01-Sep	81,295c	895c	1.11
31-Aug	80,400c	1,417c	1.73
27-Aug	81,818c	2,527c	3.00
26-Aug	84,345c	405c	0.48
25-Aug	84,750c	1,207c	1.45
24-Aug	83,542c	1,672c	2.04
21-Aug	81,870c	1,252c	1.55
19-Aug	80,618c	53c	0.07
18-Aug	80,670c	263c	0.33
17-Aug	80,408c	727c	0.90
14-Aug	81,135c	420c	0.52
13-Aug	81,555c	255c	0.31
12-Aug	81,810c	1,754c	2.19
11-Aug	80,056c	0	0
10-Aug	80,056c	75c	0.09
07-Aug	79,981c	1,537c	1.89
06-Aug	81,518c	3,246c	4.15
05-Aug	78,272c	1,109c	1.40
04-Aug	79,382c	967c	1.23
03-Aug	78,415c	8c	0.01
31-Jul	78,407c	1,214c	1.57
30-Jul	77,193c	1,042c	1.33
29-Jul	78,235c	547c	0.69
28-Jul	78,782c	268c	0.34
27-Jul	79,050c	3,140c	4.14
24-Jul	75,910c	0	0

Stock Checklist

Price is above from 52 week high low average: 83%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 1127 fund scheme(s) across 52 fund house(s) as of Aug26 · Total value ₹382,449 Cr · 395 increasing / 579 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	60	3.71%	+0.63%	54088.8
ICICI Prudential Mutual Fund	44	4.23%	-0.91%	52116.6
ICICI Prudential Asset Management Company Limited	15	4.69%	-1.98%	46014.3
Kotak Mahindra Mutual Fund	50	3.97%	+0.50%	37458
Aditya Birla Sun Life Mutual Fund	62	3.14%	+2.12%	28179.9
Axis Mutual Fund	39	4.32%	+5.02%	27971.8
SBI Mutual Fund	57	2.21%	-1.96%	22086.5
Nippon India Mutual Fund	59	3.78%	-3.67%	19643.2
UTI Mutual Fund	47	4.00%	-2.11%	14293.3
HSBC Mutual Fund	37	3.84%	+1.74%	11389
Bandhan Mutual Fund	54	3.74%	-3.43%	10545.6
Invesco Mutual Fund	38	3.39%	+0.51%	9188.5
DSP Mutual Fund	42	2.43%	+3.20%	9021.8
Tata Mutual Fund	28	3.72%	-3.86%	7118.9
Franklin Templeton Mutual Fund	29	6.69%	-0.27%	5569.9
Edelweiss Mutual Fund	39	2.37%	+1.46%	5435.9
PPFAS Mutual Fund	10	0.92%	+0.91%	3069.1
Sundaram Mutual Fund	22	2.65%	-0.35%	2634
Baroda BNP Paribas Mutual Fund	40	3.43%	+1.33%	2572.9
LIC Mutual Fund	24	4.60%	-0.91%	2471
Canara Robeco Mutual Fund	21	1.33%	-1.06%	1744.1
Bajaj Finserv Mutual Fund	10	4.81%	+0.43%	1414.7
Motilal Oswal Mutual Fund	24	0.87%	+0.55%	967.8
Mirae Asset Mutual Fund	30	1.05%	+0.80%	961.2
PGIM India Mutual Fund	26	1.93%	-0.33%	868.5
Jio BlackRock Mutual Fund	7	4.97%	-0.44%	823.5
Union Mutual Fund	18	3.13%	-2.06%	725.7
WhiteOak Capital Mutual Fund	18	1.74%	-1.11%	689.3
Franklin Templeton Asset Management (India) Private Limited	1	9.48%	-4.66%	485.7
Bank of India Mutual Fund	20	2.76%	-1.72%	439.1
Mahindra Manulife Mutual Fund	18	2.55%	-	429.3
JM Financial Mutual Fund	15	2.91%	-1.82%	306
JM Financial Asset Management Limited	5	3.96%	-4.31%	302.2
quant Mutual Fund	8	0.93%	-0.40%	278.7
Trust Mutual Fund	12	5.97%	-2.35%	273.6
ITI Mutual Fund	18	2.07%	-0.12%	169.2
Quantum Mutual Fund	4	5.83%	-2.58%	130
PGIM India Asset Management Private Limite	4	6.85%	+0.25%	112.6
The Wealth Company Mutual Fund	9	3.70%	-7.42%	94.2
Groww Mutual Fund	16	2.41%	+0.12%	77.1
Navi Mutual Fund	8	3.32%	-0.31%	70.6
Abakkus Mutual Fund	4	1.27%	-4.15%	49.6
Shriram Mutual Fund	4	8.13%	-9.68%	49.4
Sundaram Asset Management Company Ltd	2	7.02%	+3.32%	38.9
NJ Mutual Fund	2	4.90%	-	32.6
Samco Mutual Fund	12	0.77%	-	24.4
Zerodha Mutual Fund	4	0.71%	-0.01%	13.2
360 ONE Mutual Fund	4	0.44%	-0.04%	12.1
Angel One Mutual Fund	2	0.29%	+0.02%	0.4
Capitalmind Mutual Fund	2	0.00%	-	0
Aditya Birla Sun Life AMC Limited	1	0.00%	-3.17%	0
Unifi Mutual Fund	2	-0.14%	-0.01%	-2.9

AU Small Finance Bank Limited

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