Aavas Financiers Limited

Web: aavas.in NSE: AAVAS BSE: 541988 SECTOR: Financial Services - Finance | Add Note | View Notes

1299 5(0%)

Volume

83k as on 07, Sep

Open

1,988

High

1,669

Low

1,656

1,304

VWAP

1,301

52 Week High

1,772

52 Week Low

1,060

Viand Research Rating

Quality Score

34/100

Growth Score

10/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

10,302

No. of Shares

7.93

P/E

26.65

P/B

3.58

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

13.44

ROCE

Profit Growth

Listing Date

08-Oct-18

Promoter Holding

48.88%

FII Holding

16.28%

DII Holding

22.15%

Price Chart

Price Performance

1 Week4%

1 Month5%

3 Months1%

6 Months6%

1 Year18%

YTD10%

Moving Average

5 Day SMA1,283

10 Day SMA1,282

20 Day SMA1,334

30 Day SMA1,350

50 Day SMA1,403

61 Day SMA1,412

80 Day SMA1,394

200 Day SMA1,383

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	1,335	1,310	1,327	1,321
Resistance 2	1,327	1,308	1,319	1,319
Resistance 1	1,315	1,306	1,314	1,301
Pivot Point	1,307	1,304	1,307	1,300
Support 1	1,296	1,302	1,299	1,281
Support 2	1,287	1,301	1,295	1,280
Support 3	1,276	1,299	1,287	1,261

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	10,94,792	710	0%	3%	17%	26%	15	40.9	0	79219
2	ICICIBANK	10,24,603	1428	2%	0%	9%	2%	16	40.9	0	57936
3	SBIN	9,26,569	1006	5%	8%	12%	24%	11	40.9	0	86666
4	BAJFINANCE	6,59,355	1060	0%	2%	12%	12%	28	40.9	0	19332
5	LICI	5,23,014	413	2%	4%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,20,935	422	1%	8%	6%	78%	20	40.9	0	19288
7	AXISBANK	3,94,728	1266	3%	2%	4%	20%	15	40.9	0	26548
8	BAJAJFINSV	3,14,773	1939	4%	3%	4%	3%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,42,428	1037	7%	7%	3%	74%	21	40.9	0	10024
10	SBILIFE	1,76,168	1732	0%	7%	11%	3%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021
Promoters	(0.01) 48.88%	(-0.11) 48.88%	(0.01) 48.95%	(0.01) 48.96%	(22.51) 48.96%	(0.01) 26.47%	(0.01) 26.47%	(0.01) 26.47%	(0.01) 26.47%	(-12.61) 26.47%	(0.01) 39.10%	(0.01) 39.11%	(0.01) 39.13%	(0.01) 39.14%	(0.01) 39.15%	(0.01) 39.16%	(0.01) 39.19%	(0.01) 39.20%	(0.01) 39.21%	(0.01) 39.22%
FIIs	(-0.51) 16.28%	(-8.01) 16.74%	(-1.21) 24.72%	(-3.91) 25.88%	(0.11) 29.77%	(-4.31) 29.67%	(-1.51) 33.97%	(-0.41) 35.50%	(1.11) 35.88%	(2.51) 34.80%	(-3.21) 32.32%	(0.51) 35.49%	(-3.81) 35.01%	(0.91) 38.83%	(0.21) 37.91%	(-1.41) 37.67%	(-0.91) 39.03%	(-0.11) 39.91%	(0.21) 40.05%	(0.01) 39.81%
DIIs	(0.01) 22.15%	(7.81) 22.14%	(0.21) 14.30%	(2.61) 14.13%	(0.81) 11.52%	(-14.91) 10.75%	(0.11) 25.69%	(1.21) 25.55%	(0.41) 24.39%	(8.71) 23.99%	(1.21) 15.29%	(-0.21) 14.13%	(1.91) 14.34%	(1.61) 12.49%	(-0.11) 10.91%	(0.81) 11.01%	(0.31) 10.21%	(-0.11) 9.89%	(-0.11) 9.99%	(0.01) 10.12%
Public	12.69%	12.24%	12.04%	11.02%	9.75%	33.11%	13.87%	12.49%	13.26%	14.76%	13.29%	11.24%	11.51%	9.53%	12.03%	12.16%	11.57%	11.00%	10.75%	10.85%
No. of Shareholders	113,498	117,980	120,695	122,052	121,862	132,792	147,894	144,452	144,395	151,680	132,644	107,718	94,788	60,388	62,631	58,409	54,261	50,248	42,777	42,335

Quarterly Results

	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023	Dec 2022	Sep 2022	Jun 2022	Mar 2022	Dec 2021	Sep 2021	Jun 2021	Mar 2021
Sales	667	628	636	597	579	542	546	508	497	467	450	411	395	353	365	343	325	272	289
Sales Growth % (YoY)	15.2%	15.7%	16.5%	17.5%	16.6%	16.2%	21.4%	23.5%	25.8%	32.3%	23.2%	20.1%	21.6%	29.8%	26.1%	10.5%	20.1%	16.4%	23.5%
Sales Growth % (QoQ)	6.2%	-1.3%	6.5%	3.1%	6.8%	-0.7%	7.5%	2.2%	6.4%	3.8%	9.5%	4.1%	11.9%	-3.3%	6.4%	5.5%	19.5%	-5.9%	-
Expenses	170	168	170	142	133	138	139	134	129	132	118	117	110	98	89	97	86	80	76
Operating Profit	222	188	202	196	198	169	186	157	164	148	167	144	144	121	153	120	123	79	98
OPM %	33	30	32	33	34	31	34	31	33	32	37	35	37	34	42	35	38	29	34
Other Income	0	0	1	1	1	0	1	1	1	0	1	1	0	0	0	0	1	0	2
Interest	276	271	265	259	249	235	222	217	204	187	165	150	141	135	124	125	116	113	115
Depreciation	11	9	10	9	9	9	9	9	8	7	9	7	7	6	7	6	6	5	5
Profit before tax	211	179	193	188	190	161	177	150	157	141	159	138	138	114	146	115	118	74	95
Tax %	22	22	20	22	22	22	20	22	23	22	20	22	22	22	21	23	22	20	8
Net Profit	164	139	154	146	148	126	142	117	122	110	127	107	107	89	115	89	92	59	87
Net Profit Growth % (QoQ)	18%	-9.7%	5.5%	-1.4%	17.5%	-11.3%	21.4%	-4.1%	10.9%	-13.4%	18.7%	-	20.2%	-22.6%	29.2%	-3.3%	55.9%	-32.2%	-
Net Profit Growth % (YoY)	10.8%	10.3%	8.5%	24.8%	21.3%	14.5%	11.8%	9.3%	14%	23.6%	10.4%	20.2%	16.3%	50.8%	32.2%	-	-	-	-
TTM Net Profit	603	587	574	562	533	507	491	476	466	451	430	418	400	385	355	327	238	146	0
EPS in Rs	20.71	17.59	19.42	18.5	18.69	15.93	18	14.75	15.38	13.89	16.04	13.55	13.49	11.28	14.63	11.25	11.65	7.52	11.14

Profit and Loss

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Sales	2355	2018	1609	1304	1103	903	710	494	305	191	104	54
Sales Growth %	16.7%	25.4%	23.3%	18.2%	22.2%	27.1%	43.9%	-	59.8%	84.1%	90.9%	208.8%
Expenses	582	534	442	352	274	226	188	162	72	43	21	14
Operating Profit	765	655	575	475	371	321	267	139	90	51	30	10
OPM %	32	32	36	36	34	36	38	28	29	27	29	18
Other Income	4	3	2	1	2	1	1	1	0	0	0	0
Interest	1007	828	591	478	458	356	255	193	143	97	53	30
Depreciation	36	33	29	24	21	20	10	6	3	1	1	0
Profit before tax	733	625	548	453	353	302	258	134	88	50	29	9
Tax %	22	22	22	22	18	18	32	31	35	34	34	33
Net Profit	574	491	430	355	289	249	176	93	57	33	19	6
Net Profit Growth %	16.9%	14.2%	21.1%	22.8%	16.1%	41.5%	89.2%	63.2%	72.7%	73.7%	216.7%	-
EPS in Rs	72.53	62	54.35	45	36.8	31.8	22.54	13.45	9.82	8.54	5.8	2.12
Dividend Payout %	0	0	0	0	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016
Cash from Operating Activity	-1660	-1987	-1914	-1135	-1071	-1172	-1276	-933	-591	-591
Cash from Investing Activity	176	-648	186	-463	-265	-342	-327	-218	-15	-1
Cash from Financing Activity	1475	2477	1858	1623	1008	1705	1404	1240	640	816
Net Cash Flow	-9	-157	130	26	-328	191	-198	90	34	224

Balance Sheet

	Sep 2025	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017	Mar 2016	Mar 2015	Mar 2014
Equity Capital	79	79	79	79	79	78	78	78	69	58	38	33	30
Reserves	4601	4282	3694	3191	2728	2322	2020	1759	1121	508	165	69	26
Borrowings	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	349	339	348	253	199	181	177	137	95	91	60	47	8
Total Liabilities	19441	18618	16519	13410	11017	8959	7657	5627	4040	2451	1711	852	418
Fixed Assets	157	134	116	78	66	58	60	23	18	10	6	5	5
CWIP	0	10	11	20	2	0	1	0	0	0	0	0	0
Investments	209	230	182	111	53	0	0	0	0	1	0	0	0
Other Assets	19075	18244	16210	13200	10897	8901	7596	5604	4022	2440	1705	847	412
Total Assets	19441	18618	16519	13410	11017	8959	7657	5627	4040	2451	1711	852	418

Delivery

Delivery Data: AAVAS

#	Date	1234 25% 1545	Value (Cr)	Q/T 8	Del 49	Del 18
1	7-Sep	1306	11	6	53	6
2	4-Sep	1304	8	7	50	4
3	3-Sep	1298	30	8	62	18
4	2-Sep	1259	29	7	43	12
5	1-Sep	1248	22	5	53	11
6	31-Aug	1261	31	7	31	10
7	28-Aug	1276	45	7	49	22
8	27-Aug	1269	45	8	64	28
9	26-Aug	1286	18	10	67	12
10	25-Aug	1313	12	9	60	7
11	24-Aug	1336	12	7	58	7
12	21-Aug	1355	7	7	62	5
13	20-Aug	1365	14	10	58	8
14	19-Aug	1373	10	7	55	6
15	18-Aug	1388	7	6	58	4
16	17-Aug	1390	16	8	67	11
17	14-Aug	1397	7	4	57	4
18	13-Aug	1432	8	5	46	4
19	12-Aug	1416	10	7	51	5
20	11-Aug	1397	22	10	60	14
21	10-Aug	1404	18	7	49	9
22	7-Aug	1372	9	6	51	4
23	6-Aug	1376	7	6	49	3
24	5-Aug	1376	7	6	48	4
25	4-Aug	1393	5	5	55	3
26	3-Aug	1439	20	8	44	9
27	31-Jul	1360	4	5	61	2
28	30-Jul	1363	4	5	57	3
29	29-Jul	1387	4	6	48	2
30	28-Jul	1376	4	4	48	2
31	27-Jul	1391	3	5	49	1
32	24-Jul	1379	9	6	38	3
33	23-Jul	1386	17	7	43	7
34	22-Jul	1444	71	12	49	35
35	21-Jul	1522	11	5	45	5
36	20-Jul	1497	5	5	49	3
37	17-Jul	1481	4	5	44	2
38	16-Jul	1501	5	4	52	3
39	15-Jul	1501	10	6	45	4
40	14-Jul	1448	10	6	51	5
41	13-Jul	1498	7	7	41	3
42	10-Jul	1526	7	7	57	4
43	9-Jul	1505	7	6	51	4
44	8-Jul	1500	15	8	64	10
45	7-Jul	1506	9	5	56	5
46	6-Jul	1514	9	5	51	5
47	3-Jul	1506	8	6	57	5
48	2-Jul	1504	9	6	58	5
49	1-Jul	1518	16	6	59	9
50	30-Jun	1521	23	8	55	13

Daily Market Cap

Date	Total Market Cap	Change	Chg %
07-Sep	10,302c	111c	1.07
04-Sep	10,413c	262c	2.58
03-Sep	10,151c	176c	1.76
01-Sep	9,976c	47c	0.47
31-Aug	10,022c	95c	0.94
27-Aug	10,117c	282c	2.71
26-Aug	10,399c	7c	0.07
25-Aug	10,406c	162c	1.53
24-Aug	10,568c	224c	2.08
21-Aug	10,792c	39c	0.36
19-Aug	10,831c	174c	1.59
18-Aug	11,006c	15c	0.14
17-Aug	10,990c	63c	0.57
14-Aug	11,053c	393c	3.43
13-Aug	11,446c	308c	2.76
12-Aug	11,138c	40c	0.35
11-Aug	11,178c	77c	0.69
10-Aug	11,101c	265c	2.44
07-Aug	10,836c	48c	0.44
06-Aug	10,884c	18c	0.17
05-Aug	10,866c	124c	1.13
04-Aug	10,990c	198c	1.84
31-Jul	10,791c	82c	0.75
30-Jul	10,873c	75c	0.69
29-Jul	10,948c	48c	0.44
28-Jul	10,901c	0	0

Stock Checklist

Price is above from 52 week high low average: 34%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 146 fund scheme(s) across 26 fund house(s) as of Aug26 · Total value ₹6,226 Cr · 23 increasing / 77 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
ICICI Prudential Mutual Fund	30	0.45%	+0.27%	2217.3
HDFC Mutual Fund	16	0.37%	-0.03%	1258.3
Nippon India Mutual Fund	10	0.29%	-0.10%	572.9
Sundaram Mutual Fund	12	1.68%	-0.17%	551.5
UTI Mutual Fund	6	0.81%	-0.08%	500.3
ICICI Prudential Asset Management Company Limited	5	0.47%	-0.03%	481.7
SBI Mutual Fund	8	0.47%	+0.52%	429.4
Sundaram Asset Management Company Ltd	1	3.01%	-0.17%	50.5
LIC Mutual Fund	4	1.53%	+1.59%	31.5
Bandhan Mutual Fund	6	1.21%	+0.13%	30.6
Tata Mutual Fund	4	1.72%	-0.07%	28.4
Helios Mutual Fund	4	0.92%	-0.02%	26.6
WhiteOak Capital Mutual Fund	2	1.20%	+0.17%	14.3
Axis Mutual Fund	4	0.35%	+0.46%	8.6
Motilal Oswal Mutual Fund	6	0.09%	-0.02%	8
Quantum Mutual Fund	2	1.28%	-0.22%	6.5
The Wealth Company Mutual Fund	2	2.30%	+0.42%	4
Edelweiss Mutual Fund	4	0.07%	-0.07%	2.7
Jio BlackRock Mutual Fund	1	0.25%	-0.03%	1
Groww Mutual Fund	4	0.09%	-0.02%	0.9
Kotak Mahindra Mutual Fund	2	0.26%	-0.04%	0.3
DSP Mutual Fund	4	0.13%	+0.01%	0.1
Navi Mutual Fund	4	0.08%	-	0.1
Angel One Mutual Fund	2	0.03%	+0.01%	0
Mirae Asset Mutual Fund	2	0.04%	+0.01%	0
Zerodha Mutual Fund	1	0.10%	-	0

Aavas Financiers Limited

Price Chart

Price Performance

Moving Average

PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

Delivery

Daily Market Cap

Stock Checklist

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