Aadhar Housing Finance Limited

Web: aadharhousing.com NSE: AADHARHFC BSE: 544176 SECTOR: Financial Services - Finance | Add Note | View Notes

480 1(0%)

Volume

3L as on 03, Sep

Open

460

High

430

Low

419

479

VWAP

476

52 Week High

563

52 Week Low

430

Viand Research Rating

Quality Score

46/100

Growth Score

13/100

Valuation Score

50/100

Momentum Score

0/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

21,016

No. of Shares

43.7

P/E

P/B

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

ROCE

Profit Growth

Listing Date

15-May-24

Promoter Holding

64.66%

FII Holding

5.8%

DII Holding

9.92%

Price Chart

Price Performance

1 Week2%

1 Month6%

3 Months3%

6 Months5%

1 Year6%

YTD1%

Moving Average

5 Day SMA473

10 Day SMA471

20 Day SMA482

30 Day SMA488

50 Day SMA503

61 Day SMA500

80 Day SMA493

200 Day SMA484

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	494	479	486	499
Resistance 2	486	478	481	489
Resistance 1	481	477	478	486
Pivot Point	473	475	473	475
Support 1	467	474	468	472
Support 2	459	473	465	462
Support 3	454	472	459	459

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,02,653	712	1%	6%	20%	26%	15	40.9	0	79219
2	ICICIBANK	10,28,335	1423	1%	2%	4%	2%	16	40.9	0	57936
3	SBIN	9,43,185	1016	2%	2%	14%	26%	11	40.9	0	86666
4	BAJFINANCE	6,57,612	1060	3%	9%	7%	12%	28	40.9	0	19332
5	LICI	5,29,086	418	1%	3%	50%	53%	9	40.9	0	57453
6	KOTAKBANK	4,23,124	424	1%	6%	2%	78%	20	40.9	0	19288
7	AXISBANK	3,96,596	1273	1%	0%	8%	21%	15	40.9	0	26548
8	BAJAJFINSV	3,16,023	1970	1%	5%	3%	1%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,44,475	1041	5%	4%	1%	78%	21	40.9	0	10024
10	SBILIFE	1,76,519	1775	3%	10%	16%	4%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024
Promoters	(-0.21) 64.66%	(-10.31) 64.90%	(-0.11) 75.19%	(-0.21) 75.32%	(-0.11) 75.50%	(-0.11) 75.61%	(-0.21) 75.74%	(-0.61) 75.89%	(0.01) 76.48%
FIIs	(-0.31) 5.80%	(-0.11) 6.13%	(0.11) 6.19%	(0.51) 6.11%	(0.31) 5.58%	(1.01) 5.32%	(0.01) 4.30%	(0.11) 4.32%	(0.01) 4.18%
DIIs	(0.81) 9.92%	(0.71) 9.15%	(0.21) 8.45%	(-0.21) 8.25%	(-0.21) 8.43%	(-0.71) 8.58%	(-0.21) 9.27%	(1.01) 9.46%	(0.01) 8.50%
Public	19.61%	19.83%	10.17%	10.33%	10.48%	10.51%	10.69%	10.33%	10.86%
No. of Shareholders	162,826	184,772	194,143	197,894	202,739	209,369	219,626	220,338	239,696

Quarterly Results

	Jun 2026	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023
Sales	993	985	943	897	848	833	798	764	713	692	673	629	593	555
Sales Growth % (YoY)	17.1%	18.2%	18.2%	17.4%	18.9%	20.4%	18.5%	21.6%	20.2%	24.6%	-	-	-	-
Sales Growth % (QoQ)	0.8%	4.5%	5.1%	5.8%	1.8%	4.4%	4.5%	7.2%	3%	2.8%	7%	6.1%	6.8%	-
Expenses	248	240	214	208	207	197	187	180	173	166	156	132	166	133
Operating Profit	368	401	382	348	309	321	314	299	263	264	266	258	192	209
OPM %	37	41	40	39	36	39	39	39	37	38	40	41	32	38
Other Income	4	8	-15	2	3	1	0	0	0	0	0	0	0	-25
Interest	376	343	348	342	332	315	297	285	277	262	251	239	235	213
Depreciation	9	11	7	7	7	6	6	6	6	6	5	5	5	4
Profit before tax	364	398	360	343	305	316	308	292	257	259	261	253	187	180
Tax %	22	22	22	22	22	22	22	22	22	22	22	22	22	22
Net Profit	282	311	281	266	237	245	239	228	200	202	204	197	146	141
Net Profit Growth % (QoQ)	-9.3%	10.7%	5.6%	12.2%	-3.3%	2.5%	4.8%	14%	-1%	-1%	3.6%	34.9%	3.5%	-
Net Profit Growth % (YoY)	19%	26.9%	17.6%	16.7%	18.5%	21.3%	17.2%	15.7%	37%	43.3%	-	-	-	-
TTM Net Profit	1140	1095	1029	987	949	912	869	834	803	749	688	484	287	0
EPS in Rs	6.46	7.14	6.48	6.15	5.49	5.68	5.56	5.29	4.69	5.11	5.17	5	3.71	3.56

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Sales	3683	3109	2587	2043	1728	1575	1388	1266
Sales Growth %	18.5%	20.2%	26.6%	18.2%	9.7%	13.5%	9.6%	-
Expenses	868	736	619	507	387	316	350	276
Operating Profit	1451	1199	981	737	580	444	245	258
OPM %	39	39	38	36	34	28	18	20
Other Income	-13	0	0	-25	0	0	-2	-14
Interest	1364	1174	987	799	761	816	793	732
Depreciation	32	25	21	16	13	11	12	9
Profit before tax	1406	1173	960	696	567	433	231	235
Tax %	22	22	22	22	22	21	18	31
Net Profit	1096	912	750	545	445	340	189	162
Net Profit Growth %	20.2%	21.6%	37.6%	22.5%	30.9%	79.9%	16.7%	-
EPS in Rs	25.15	21.14	18.99	13.8	11.27	8.62	47.99	64.37
Dividend Payout %	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Cash from Operating Activity	-2808	-3027	-2550	-1156	-907	-1202	-1785	-2554
Cash from Investing Activity	309	160	723	-477	823	-480	-1495	-49
Cash from Financing Activity	2336	3389	1778	1463	275	701	3701	3356
Net Cash Flow	-164	522	-49	-169	191	-981	422	754

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Equity Capital	436	433	431	430	395	395	395	395	39	25
Reserves	7105	6461	5941	5442	4055	3303	2752	2298	2308	834
Borrowings	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1114	584	529	601	683	766	554	563	376	426
Total Liabilities	27399	25083	23224	21082	19093	16618	14376	13630	12366	9480
Fixed Assets	138	105	92	85	80	63	55	53	44	42
CWIP	0	0	0	0	0	0	0	0	0	0
Investments	637	489	513	513	462	459	338	497	24	150
Other Assets	26624	24489	22618	20484	18551	16095	13982	13080	12298	9289
Total Assets	27399	25083	23224	21082	19093	16618	14376	13630	12366	9480

Delivery

Delivery Data: AADHARHFC

#	Date	459 23% 563	Value (Cr)	Q/T 41	Del 57	Del 19
1	4-Sep	484	10	20	50	5
2	3-Sep	479	13	25	69	9
3	2-Sep	475	11	16	59	7
4	1-Sep	476	14	18	51	7
5	31-Aug	468	10	13	47	5
6	28-Aug	471	6	8	50	3
7	27-Aug	466	8	11	59	4
8	26-Aug	470	9	22	52	5
9	25-Aug	475	26	24	50	13
10	24-Aug	466	13	16	51	7
11	21-Aug	463	53	45	65	34
12	20-Aug	475	7	17	48	3
13	19-Aug	474	47	75	68	32
14	18-Aug	487	14	15	50	7
15	17-Aug	488	10	12	59	6
16	14-Aug	498	8	22	63	5
17	13-Aug	503	48	25	63	30
18	12-Aug	502	12	23	57	7
19	11-Aug	502	8	16	44	3
20	10-Aug	502	7	16	57	4
21	7-Aug	506	14	14	61	8
22	6-Aug	515	20	24	55	11
23	5-Aug	505	14	33	61	9
24	4-Aug	493	8	25	51	4
25	3-Aug	504	33	26	46	15
26	31-Jul	497	11	13	47	5
27	30-Jul	491	21	29	73	15
28	29-Jul	495	15	26	58	9
29	28-Jul	498	8	11	59	5
30	27-Jul	502	11	25	57	6
31	24-Jul	495	7	16	42	3
32	23-Jul	501	9	18	41	4
33	22-Jul	510	32	29	64	21
34	21-Jul	514	16	10	55	9
35	20-Jul	511	17	24	69	12
36	17-Jul	517	10	15	54	5
37	16-Jul	515	12	14	49	6
38	15-Jul	514	12	13	54	7
39	14-Jul	519	13	18	49	6
40	13-Jul	536	25	29	50	13
41	10-Jul	535	39	24	55	22
42	9-Jul	532	11	17	48	5
43	8-Jul	525	28	26	59	17
44	7-Jul	546	21	22	48	10
45	6-Jul	556	40	37	49	20
46	3-Jul	556	84	44	42	35
47	2-Jul	536	73	29	49	36
48	1-Jul	518	33	23	60	20
49	30-Jun	516	13	23	52	7
50	29-Jun	519	29	24	52	15

Daily Market Cap

Date	Total Market Cap	Change	Chg %
04-Sep	21,016c	59c	0.28
03-Sep	20,957c	478c	2.33
01-Sep	20,480c	81c	0.40
31-Aug	20,399c	46c	0.23
27-Aug	20,353c	302c	1.46
26-Aug	20,655c	239c	1.17
25-Aug	20,416c	4c	0.02
24-Aug	20,421c	42c	0.20
21-Aug	20,379c	351c	1.69
19-Aug	20,730c	525c	2.47
18-Aug	21,255c	77c	0.36
17-Aug	21,331c	477c	2.19
14-Aug	21,808c	381c	1.71
13-Aug	22,188c	453c	2.08
12-Aug	21,736c	227c	1.04
11-Aug	21,963c	31c	0.14
10-Aug	21,933c	22c	0.10
07-Aug	21,954c	518c	2.31
06-Aug	22,473c	846c	3.91
04-Aug	21,626c	232c	1.06
31-Jul	21,858c	153c	0.71
30-Jul	21,705c	114c	0.53
29-Jul	21,591c	123c	0.56
28-Jul	21,714c	210c	0.96
27-Jul	21,924c	265c	1.22
24-Jul	21,659c	0	0

Stock Checklist

Price is above from 52 week high low average: 37%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: NO

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 215 fund scheme(s) across 28 fund house(s) as of Aug26 · Total value ₹9,845 Cr · 86 increasing / 60 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	20	1.09%	+0.20%	3196.4
ICICI Prudential Mutual Fund	18	0.73%	+0.47%	1241.5
Axis Mutual Fund	24	0.71%	+1.16%	1188.5
Invesco Mutual Fund	12	0.82%	+0.27%	873.1
WhiteOak Capital Mutual Fund	24	0.94%	+0.04%	573.2
Kotak Mahindra Mutual Fund	12	0.40%	-0.34%	521.8
SBI Mutual Fund	7	0.92%	-1.56%	380.2
DSP Mutual Fund	10	0.80%	+0.53%	357.5
Nippon India Mutual Fund	6	1.28%	-2.12%	348.9
ICICI Prudential Asset Management Company Limited	2	0.68%	+0.02%	299.1
Baroda BNP Paribas Mutual Fund	11	0.49%	+0.63%	222.2
Bandhan Mutual Fund	16	1.01%	-4.52%	120.3
Helios Mutual Fund	8	0.47%	-0.04%	102.1
Franklin Templeton Mutual Fund	2	1.36%	-0.30%	97
Tata Mutual Fund	4	0.70%	+0.78%	94
Mirae Asset Mutual Fund	4	1.00%	-0.01%	47.3
Motilal Oswal Mutual Fund	8	0.34%	+1.51%	35.1
Edelweiss Mutual Fund	5	0.29%	+0.24%	35.1
HSBC Mutual Fund	2	1.82%	-10.04%	32.3
Canara Robeco Mutual Fund	2	2.42%	+2.42%	30.6
UTI Mutual Fund	2	6.28%	-5.97%	30.1
LIC Mutual Fund	2	2.18%	+0.48%	11.8
Unifi Mutual Fund	2	1.04%	-0.19%	4.7
Jio BlackRock Mutual Fund	1	0.25%	-0.01%	1
Groww Mutual Fund	4	0.08%	-0.01%	0.9
Navi Mutual Fund	4	0.08%	-0.01%	0.1
Angel One Mutual Fund	2	0.03%	-	0
Zerodha Mutual Fund	1	0.10%	-	0

Aadhar Housing Finance Limited

Price Chart

Price Performance

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PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

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Cash Flows

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