Aadhar Housing Finance Limited

Web: aadharhousing.com NSE: AADHARHFC BSE: 544176 SECTOR: Financial Services - Finance

500 11(-2%)

Volume

6L as on 22, Jul

Open

460

High

430

Low

419

510

VWAP

509

52 Week High

563

52 Week Low

430

Viand Research Rating

Quality Score

51/100

Growth Score

14/100

Valuation Score

50/100

Momentum Score

50/100

Analyst Recommendations

BUY/SELL

Hold | Buy | Strong Buy

Analyst Price Target

Market Cap (cr)

21,852

No. of Shares

43.6

P/E

P/B

Face Value

Div. Yield

Book Value (TTM)

CASH

DEBT

EPS (TTM)

ROE

ROCE

Profit Growth

Listing Date

15-May-24

Promoter Holding

64.9%

FII Holding

6.13%

DII Holding

9.15%

Price Chart

Price Performance

1 Week1%

1 Month3%

3 Months4%

6 Months8%

1 Year1%

YTD6%

Moving Average

5 Day SMA513

10 Day SMA520

20 Day SMA525

30 Day SMA512

50 Day SMA496

61 Day SMA496

80 Day SMA490

200 Day SMA488

PIVOT LEVEL

	Standard	Camarilla	Fibonacci	Woodie's
Resistance 3	530	517	524	533
Resistance 2	524	516	519	525
Resistance 1	519	515	517	521
Pivot Point	512	514	512	513
Support 1	507	512	508	509
Support 2	500	511	505	501
Support 3	495	510	500	497

Competitors/Peers

#	Symbol	MCAP	LTP	1W	1M	6M	1Y	P/E	Ind PE	Debt/Eq	NP Qtr Rs.Cr.
1	HDFCBANK	11,48,092	745	8%	4%	18%	26%	15	40.9	0	79219
2	ICICIBANK	10,27,519	1432	2%	7%	7%	3%	16	40.9	0	57936
3	SBIN	9,32,939	1011	0%	2%	2%	25%	11	40.9	0	86666
4	BAJFINANCE	6,45,596	1037	4%	10%	12%	10%	28	40.9	0	19332
5	LICI	5,31,300	420	4%	4%	48%	54%	9	40.9	0	57453
6	KOTAKBANK	3,80,686	383	1%	5%	11%	82%	20	40.9	0	19288
7	AXISBANK	3,79,569	1220	6%	9%	4%	12%	15	40.9	0	26548
8	BAJAJFINSV	3,01,304	1882	1%	5%	6%	9%	13	40.9	5.52	19669
9	SHRIRAMFIN	2,40,565	1022	2%	7%	5%	62%	21	40.9	0	10024
10	SBILIFE	1,84,339	1837	3%	0%	11%	0%	70	40.9	0	2470
Load More

Shareholding Pattern (%)

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024
Promoters	(-10.31) 64.90%	(-0.11) 75.19%	(-0.21) 75.32%	(-0.11) 75.50%	(-0.11) 75.61%	(-0.21) 75.74%	(-0.61) 75.89%	(0.01) 76.48%
FIIs	(-0.11) 6.13%	(0.11) 6.19%	(0.51) 6.11%	(0.31) 5.58%	(1.01) 5.32%	(0.01) 4.30%	(0.11) 4.32%	(0.01) 4.18%
DIIs	(0.71) 9.15%	(0.21) 8.45%	(-0.21) 8.25%	(-0.21) 8.43%	(-0.71) 8.58%	(-0.21) 9.27%	(1.01) 9.46%	(0.01) 8.50%
Public	19.83%	10.17%	10.33%	10.48%	10.51%	10.69%	10.33%	10.86%
No. of Shareholders	184,772	194,143	197,894	202,739	209,369	219,626	220,338	239,696

Quarterly Results

	Mar 2026	Dec 2025	Sep 2025	Jun 2025	Mar 2025	Dec 2024	Sep 2024	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023	Mar 2023
Sales	985	943	897	848	833	798	764	713	692	673	629	593	555
Sales Growth % (YoY)	18.2%	18.2%	17.4%	18.9%	20.4%	18.5%	21.6%	20.2%	24.6%	-	-	-	-
Sales Growth % (QoQ)	4.5%	5.1%	5.8%	1.8%	4.4%	4.5%	7.2%	3%	2.8%	7%	6.1%	6.8%	-
Expenses	240	214	208	207	197	187	180	173	166	156	132	166	133
Operating Profit	401	382	348	309	321	314	299	263	264	266	258	192	209
OPM %	41	40	39	36	39	39	39	37	38	40	41	32	38
Other Income	8	-15	2	3	1	0	0	0	0	0	0	0	-25
Interest	343	348	342	332	315	297	285	277	262	251	239	235	213
Depreciation	11	7	7	7	6	6	6	6	6	5	5	5	4
Profit before tax	398	360	343	305	316	308	292	257	259	261	253	187	180
Tax %	22	22	22	22	22	22	22	22	22	22	22	22	22
Net Profit	311	281	266	237	245	239	228	200	202	204	197	146	141
Net Profit Growth % (QoQ)	10.7%	5.6%	12.2%	-3.3%	2.5%	4.8%	14%	-1%	-1%	3.6%	34.9%	3.5%	-
Net Profit Growth % (YoY)	26.9%	17.6%	16.7%	18.5%	21.3%	17.2%	15.7%	37%	43.3%	-	-	-	-
TTM Net Profit	1095	1029	987	949	912	869	834	803	749	688	484	287	0
EPS in Rs	7.14	6.48	6.15	5.49	5.68	5.56	5.29	4.69	5.11	5.17	5	3.71	3.56

Profit and Loss

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Sales	3673	3108	2587	2043	1728	1575	1388	1266
Sales Growth %	18.2%	20.1%	26.6%	18.2%	9.7%	13.5%	9.6%	-
Expenses	869	736	619	507	387	316	350	276
Operating Profit	1440	1197	981	737	580	444	245	258
OPM %	39	39	38	36	34	28	18	20
Other Income	-2	1	0	-25	0	0	-2	-14
Interest	1364	1174	987	799	761	816	793	732
Depreciation	32	25	21	16	13	11	12	9
Profit before tax	1406	1173	960	696	567	433	231	235
Tax %	22	22	22	22	22	21	18	31
Net Profit	1096	912	750	545	445	340	189	162
Net Profit Growth %	20.2%	21.6%	37.6%	22.5%	30.9%	79.9%	16.7%	-
EPS in Rs	25.15	21.14	18.99	13.8	11.27	8.62	47.99	64.37
Dividend Payout %	0	0	0	0	0	0	0	0

Cash Flows

	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Cash from Operating Activity	-2808	-3027	-2550	-1156	-907	-1202	-1785	-2554
Cash from Investing Activity	309	160	723	-477	823	-480	-1495	-49
Cash from Financing Activity	2336	3389	1778	1463	275	701	3701	3356
Net Cash Flow	-164	522	-49	-169	191	-981	422	754

Balance Sheet

	Mar 2026	Sep 2025	Mar 2025	Sep 2024	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019
Equity Capital	436	433	431	430	395	395	395	395	39	25
Reserves	7105	6461	5941	5442	4055	3303	2752	2298	2308	834
Borrowings	0	0	0	0	0	0	0	0	0	0
Other Liabilities	1114	584	529	601	683	766	554	563	376	426
Total Liabilities	27399	25083	23224	21082	19093	16618	14376	13630	12366	9480
Fixed Assets	138	105	92	85	80	63	55	53	44	42
CWIP	0	0	0	0	0	0	0	0	0	0
Investments	637	489	513	513	462	459	338	497	24	150
Other Assets	26624	24489	22618	20484	18551	16095	13982	13080	12298	9289
Total Assets	27399	25083	23224	21082	19093	16618	14376	13630	12366	9480

Delivery

#	Date	450 25% 563	Value (Cr)	Q/T 37	Del 52	Del 59
1	22-Jul	510	32	29	64	21
2	21-Jul	514	16	10	55	9
3	20-Jul	511	17	24	69	12
4	17-Jul	517	10	15	54	5
5	16-Jul	515	12	14	49	6
6	15-Jul	514	12	13	54	7
7	14-Jul	519	13	18	49	6
8	13-Jul	536	25	29	50	13
9	10-Jul	535	39	24	55	22
10	9-Jul	532	11	17	48	5
11	8-Jul	525	28	26	59	17
12	7-Jul	546	21	22	48	10
13	6-Jul	556	40	37	49	20
14	3-Jul	556	84	44	42	35
15	2-Jul	536	73	29	49	36
16	1-Jul	518	33	23	60	20
17	30-Jun	516	13	23	52	7
18	29-Jun	519	29	24	52	15
19	25-Jun	518	147	37	26	38
20	24-Jun	506	20	30	48	10
21	23-Jun	495	9	20	43	4
22	22-Jun	495	23	21	53	12
23	19-Jun	515	163	63	70	114
24	18-Jun	486	13	28	63	8
25	17-Jun	488	9	16	58	5
26	16-Jun	485	19	24	62	12
27	15-Jun	489	32	34	64	21
28	12-Jun	474	25	19	62	16
29	11-Jun	453	33	37	77	26
30	10-Jun	470	14	19	56	8
31	9-Jun	468	6	12	68	4
32	8-Jun	460	8	15	45	4
33	5-Jun	468	17	25	65	11
34	4-Jun	470	11	22	67	7
35	3-Jun	462	12	22	54	6
36	2-Jun	465	29	17	42	12
37	1-Jun	467	36	17	50	18
38	29-May	477	17	22	67	12
39	27-May	478	8	20	56	5
40	26-May	478	12	25	61	7
41	25-May	473	20	22	59	12
42	22-May	475	16	36	64	10
43	21-May	475	9	12	52	5
44	20-May	480	21	19	57	12
45	19-May	473	14	22	53	8
46	18-May	464	10	17	53	6
47	15-May	464	25	20	63	15
48	14-May	475	9	19	38	3

Daily Market Cap

Date	Total Market Cap	Change	Chg %
23-Jul	21,852c	429c	1.92
22-Jul	22,280c	72c	0.32
21-Jul	22,352c	214c	0.95
17-Jul	22,567c	9c	0.04
16-Jul	22,558c	37c	0.16
15-Jul	22,595c	262c	1.15
14-Jul	22,857c	619c	2.64
13-Jul	23,476c	492c	2.14
10-Jul	22,984c	374c	1.60
09-Jul	23,358c	300c	1.30
08-Jul	23,059c	813c	3.41
07-Jul	23,872c	319c	1.32
06-Jul	24,191c	634c	2.69
02-Jul	23,557c	859c	3.79
01-Jul	22,698c	175c	0.78
30-Jun	22,523c	411c	1.79
29-Jun	22,934c	286c	1.26
26-Jun	22,648c	42c	0.18
25-Jun	22,689c	523c	2.36
24-Jun	22,167c	485c	2.24
23-Jun	21,681c	227c	1.04
22-Jun	21,909c	748c	3.30
19-Jun	22,657c	1,360c	6.39
18-Jun	21,297c	42c	0.20
17-Jun	21,255c	175c	0.83
16-Jun	21,080c	227c	1.07
15-Jun	21,307c	655c	3.17
12-Jun	20,652c	349c	1.72
11-Jun	20,303c	188c	0.92
10-Jun	20,491c	0	0

Stock Checklist

Price is above from 52 week high low average: 5%

Stock is trading above all short term SMAs: NO

Stock is trading above all long term SMAs: YES

Stock is Consistently Improving Long Term: NO

FII purchased in last quarter: NO

Promoters are buying the stock: NO

Mutual Fund Holdings

Held by 213 fund scheme(s) across 29 fund house(s) as of Jul26 · Total value ₹11,164 Cr · 45 increasing / 22 decreasing · View in MF Pro →

Fund House	Schemes	Weight %	Change	Value (Cr)
HDFC Mutual Fund	20	2.37%	+1.07%	3006.3
SBI Mutual Fund	15	1.15%	-	1519.7
ICICI Prudential Mutual Fund	18	2.66%	+0.77%	969.2
Kotak Mahindra Mutual Fund	12	3.34%	+2.11%	923.9
Nippon India Mutual Fund	8	2.75%	-	839.2
Invesco Mutual Fund	11	2.75%	+0.19%	618.8
Baroda BNP Paribas Mutual Fund	3	1.65%	-	597.2
Axis Mutual Fund	22	0.77%	-	583.3
WhiteOak Capital Mutual Fund	24	56.24%	-0.02%	533.2
ICICI Prudential Asset Management Company Limited	2	1.11%	+1.11%	299.7
DSP Mutual Fund	10	8.68%	-	267.9
UTI Mutual Fund	5	5.54%	-	210.6
Bandhan Mutual Fund	14	5.65%	-	187.5
HSBC Mutual Fund	2	13.50%	-	128.4
Franklin Templeton Mutual Fund	2	1.66%	+0.06%	114.7
PGIM India Mutual Fund	2	8.08%	-	100.1
PGIM India Asset Management Private Limite	2	8.08%	+8.08%	100.1
Helios Mutual Fund	8	0.48%	-0.07%	94.5
Mirae Asset Mutual Fund	4	1.04%	-	41.2
LIC Mutual Fund	2	1.69%	-	8.9
Motilal Oswal Mutual Fund	6	0.11%	-	7.5
Edelweiss Mutual Fund	5	0.14%	-	5.9
Unifi Mutual Fund	2	1.23%	-	4.6
Jio BlackRock Mutual Fund	1	0.26%	-	0.9
Groww Mutual Fund	4	0.15%	-	0.8
Navi Mutual Fund	4	0.08%	-	0.1
Angel One Mutual Fund	2	0.03%	-	0
Zerodha Mutual Fund	1	0.13%	-	0
Union Mutual Fund	2	0.00%	-	0

Aadhar Housing Finance Limited

Price Chart

Price Performance

Moving Average

PIVOT LEVEL

Competitors/Peers

Shareholding Pattern (%)

Quarterly Results

Profit and Loss

Cash Flows

Balance Sheet

Delivery

Daily Market Cap

Stock Checklist

Mutual Fund Holdings

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